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PSECProspect Capital Corporation
$2.21$1.1B
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PSEC logoProspect Capital Corporation(PSEC)Earnings, Financials & Key Ratios

PSEC•NASDAQ•Banking & Credit
Price updated Jun 19, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutProspect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.Show more
  • Net Interest Income$541M-13.3%
  • Total Revenue-$277M-159.2%
  • Net Income-$470M-278.8%
  • Return on Equity-14.03%-298.6%
  • Net Interest Margin7.95%+0.1%
  • Efficiency Ratio-22.75%-283.1%
  • ROA-6.41%-291.7%
  • Equity / Assets43.92%-7.0%
  • Book Value per Share6.79-23.6%

PSEC Key Insights

Prospect Capital Corporation (PSEC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong NIM of 8.0%
  • ✓Well capitalized: 43.9% equity/assets
  • ✓Trading at only 0.3x book value

✗Weaknesses

  • ✗Profits declining 96.1% over 5 years
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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PSEC Price & Volume

Prospect Capital Corporation (PSEC) stock price & volume — 10-year historical chart

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PSEC Growth Metrics

Prospect Capital Corporation (PSEC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-
3 Years-
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM84.56%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM68.38%

Return on Capital

10 Years3.37%
5 Years4.15%
3 Years-1.48%
Last Year-6.51%

PSEC Recent Earnings

Prospect Capital Corporation (PSEC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$0.16+44.3%
$0.11
Rev
$150M-8.1%
$163M
Q1 2026
Feb 9, 2026
Metric
Actual
Est
EPS
$0.19+82.3%
$0.10
Rev
$176M+12.6%
$156M
Q4 2025
Nov 6, 2025
Metric
Actual
Est
EPS
$0.17+70.0%
$0.10
Rev
$121M-22.3%
$156M
Q3 2025
Aug 26, 2025
Metric
Actual
Est
EPS
$0.17+30.8%
$0.13
Rev
$150M-190.7%
$165M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$0.16vs $0.11+44.3%
$150Mvs $163M-8.1%
Q1 2026Feb 9, 2026
$0.19vs $0.10+82.3%
$176Mvs $156M+12.6%
Q4 2025Nov 6, 2025
$0.17vs $0.10+70.0%
$121Mvs $156M-22.3%
Q3 2025Aug 26, 2025
$0.17vs $0.13+30.8%
$150Mvs $165M-190.7%
Based on last 12 quarters of dataView full earnings history →

PSEC Peer Comparison

Prospect Capital Corporation (PSEC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
ARCC logoARCCAres Capital CorporationDirect Competitor12.95B18.039.6932.87%43.69%8.11%1.12
FSCO logoFSCOFS Credit Opportunities Corp.Direct Competitor997.19M4.936.49-18.64%10.48%0.20
GBDC logoGBDCGolub Capital BDC, Inc.Direct Competitor3.22B12.358.7042.5%26.91%5.24%1.23
MAIN logoMAINMain Street Capital CorporationDirect Competitor4.74B50.979.23-11.06%58.59%14.32%0.82
SLRC logoSLRCSLR Investment Corp.Direct Competitor677.57M12.427.3124.76%39.78%7.31%1.15
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor202.99M5.004.1036.55%-19.55%-3.39%1.33
FSK logoFSKFS KKR Capital Corp.Product Competitor2.88B10.27261.325.5%-91.82%-9.39%1.31
HTGC logoHTGCHercules Capital, Inc.Product Competitor2.9B15.498.3726.97%50.05%13.18%1.04

Compare PSEC vs Peers

Prospect Capital Corporation (PSEC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ARCC

Most directly comparable listed peer for PSEC.

Scale Benchmark

vs BX

Larger-name benchmark to compare PSEC against a more recognizable public peer.

Peer Set

Compare Top 5

vs ARCC, FSCO, GBDC, MAIN

PSEC Income Statement

Prospect Capital Corporation (PSEC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Net Interest Income
525.63M451.97M466.88M406.01M423.64M467.27M612.58M623.87M541M488.68M
NII Growth %
-10.11%-14.01%3.3%-13.04%4.34%10.3%31.1%1.84%-13.28%-53.65%
Net Interest Margin %
8.52%7.74%8.05%7.66%6.72%6.1%7.79%7.94%7.95%7.65%
Interest Income
668.72M607.01M624.12M554.38M554.26M584.68M760.78M770.31M671.11M608.1M
Interest Expense
143.09M155.04M157.23M148.37M130.62M117.42M148.2M146.45M130.11M119.43M
Loan Loss Provision
0000000003.07M
Non-Interest Income
-213.23M-118.32M-280.28M-387.03M593.44M155.2M-673.48M-302.95M-947.94M-508.75M
Non-Interest Income %
-46.81%-24.21%-81.52%-231.27%51.71%20.98%-771.42%-64.82%342.43%-512.04%
Total Revenue
455.49M▲ 0%
488.69M▲ 7.3%
343.83M▼ 29.6%
167.35M▼ 51.3%
1.15B▲ 585.8%
739.88M▼ 35.5%
87.3M▼ 88.2%
467.36M▲ 435.3%
-276.83M▼ 159.2%
99.36M▲ 0%
Revenue Growth %
49.5%7.29%-29.64%-51.33%585.82%-35.53%-88.2%435.32%-159.23%155.98%
Non-Interest Expense
59.49M33.79M42.12M35.2M53.27M39.88M40.74M58.08M62.99M-17.01M
Efficiency Ratio
13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%-17.12%
Operating Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-6.13M▲ 0%
Operating Margin %
55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-6.17%
Operating Income Growth %
144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%-
Pretax Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-37.75M▲ 0%
Pretax Margin %
55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-38%
Income Tax
0000000000
Effective Tax Rate %
0%0%0%0%0%0%0%0%0%0%
Net Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-37.75M▲ 0%
Net Margin %
55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-38%
Net Income Growth %
144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%84.56%
Net Income (Continuing)
252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-37.75M
EPS (Diluted)
0.70▲ 0%
0.83▲ 18.6%
0.39▼ 53.0%
-0.04▼ 111.3%
2.50▲ 5768.9%
1.34▼ 46.4%
-0.43▼ 132.1%
0.36▲ 183.7%
-1.35▼ 475.0%
-0.08▲ 0%
EPS Growth %
141.38%18.57%-53.01%-111.31%5768.93%-46.4%-132.09%183.72%-475%68.38%
EPS (Basic)
0.700.830.39-0.042.511.43-0.430.50-1.35-
Diluted Shares Outstanding
358.84M361.46M365.98M368.09M385.97M433.79M398.51M417.89M440.31M472.26M

PSEC Balance Sheet

Prospect Capital Corporation (PSEC) balance sheet — assets, liabilities & shareholders' equity

MetricJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash & Short Term Investments
318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M198.71M
Cash & Due from Banks
318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M34.59M
Short Term Investments
0000000000
Total Investments
00004.4B00006.3B
Investments Growth %
------100%---0%
Long-Term Investments
00004.4B00006.3B
Accounts Receivables
10.5M24.77M29.83M12.88M25.49M000027.82M
Goodwill & Intangibles
0000000000
Goodwill
0000000000
Intangible Assets
0000000000
PP&E (Net)
0000000000
Other Assets
5.84B5.73B5.66B5.24B1.81B7.63B7.77B7.77B6.76B17.16M
Total Current Assets
329.7M109.51M137.98M58.69M90.17M32.24M91.72M83.06M47.99M62.4M
Total Non-Current Assets
5.84B5.73B5.66B5.24B6.21B7.63B7.77B7.77B6.76B6.32B
Total Assets
6.17B▲ 0%
5.84B▼ 5.4%
5.8B▼ 0.7%
5.3B▼ 8.6%
6.3B▲ 18.9%
7.66B▲ 21.6%
7.86B▲ 2.6%
7.86B▼ 0.1%
6.8B▼ 13.4%
6.38B▲ 0%
Asset Growth %
-1.02%-5.41%-0.66%-8.62%18.92%21.58%2.59%-0.06%-13.39%-44.35%
Return on Assets (ROA)
4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-0.57%
Accounts Payable
68.64M55.61M56.13M51.48M50.67M50.33M53.72M47.1M43.95M0
Total Debt
2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B1.73B
Net Debt
2.32B2.23B2.28B2.09B2.17B2.71B2.49B2.35B2.04B1.7B
Long-Term Debt
2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B1.71B
Short-Term Debt
00000000020.13M
Other Liabilities
107.01M64.36M54.76M55.16M73.93M696.32M1.42B1.59B1.63B84.61M
Total Current Liabilities
68.64M55.61M56.13M51.48M50.67M110.71M119.69M121.43M93.95M20.13M
Total Non-Current Liabilities
2.75B2.38B2.44B2.19B2.31B3.43B4.01B4.02B3.72B1.8B
Total Liabilities
2.82B2.43B2.49B2.24B2.36B3.54B4.13B4.15B3.82B1.82B
Total Equity
3.35B▲ 0%
3.41B▲ 1.6%
3.31B▼ 3.0%
3.06B▼ 7.6%
3.95B▲ 29.1%
4.12B▲ 4.4%
3.73B▼ 9.4%
3.71B▼ 0.6%
2.99B▼ 19.5%
4.57B▲ 0%
Equity Growth %
-2.36%1.55%-2.96%-7.57%29.11%4.4%-9.38%-0.56%-19.48%-7.15%
Equity / Assets (Capital Ratio)
54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%71.54%
Return on Equity (ROE)
7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-1.12%
Book Value per Share
9.359.439.038.3010.229.509.378.886.799.67
Tangible BV per Share
9.359.439.038.3010.229.509.378.886.799.67
Common Stock
360K364K367K374K388K393K404K425K456K488K
Additional Paid-in Capital
3.99B4.02B4.04B3.99B4.02B4.05B4.09B4.15B4.24B4.33B
Retained Earnings
-54.04M-614.86M-733.96M-930.93M-210.57M68.36M-352.95M-436.28M-1.25B-1.38B
Accumulated OCI
000000000-2.04M
Treasury Stock
0000000000
Preferred Stock
0000137.04M00001.61B

PSEC Cash Flow Statement

Prospect Capital Corporation (PSEC) cash flow — operating, investing & free cash flow history

MetricJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash from Operations
376.2M369.11M223.84M429.44M31.02M-795.34M-220.85M279.98M523.17M412.66M
Operating CF Growth %
-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%72.23%226.78%86.86%-143.76%
Net Income
252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-37.75M
Depreciation & Amortization
0000000000
Deferred Taxes
0000000000
Other Non-Cash Items
79.7M130.91M93.72M433.55M-937.42M-1.38B-112.25M17.28M1.06B467.37M
Working Capital Changes
43.6M-61.67M-14.37M12.11M4.64M1.81M-6.96M-132K-62.13M-16.96M
Cash from Investing
000000000139.96M
Purchase of Investments
000000000-234.62M
Sale/Maturity of Investments
00000000094.66M
Net Investment Activity
000000000-139.96M
Acquisitions
0000000000
Other Investing
000000000279.93M
Cash from Financing
-375.92M-603.43M-200.5M-491.98M-11.97M767.09M281.13M-289.76M-558.25M-572.62M
Dividends Paid
-333.62M-255.91M-245.1M-239.95M-195.57M-270.3M-299.14M-360.29M-332.39M-327.1M
Share Repurchases
000000-580K-11.3M-2.17M-8.48M
Stock Issued
0006.15M0000015.64M
Net Stock Activity
0006.15M00-580K-11.3M-2.17M7.16M
Debt Issuance (Net)
-1000K-1000K1000K-1000K1000K1000K-1000K-1000K-1000K-2M
Other Financing
-10.01M-12.48M-28.73M-7.9M-20.14M-17.48M-19.29M-8.73M-4.31M-3.95M
Net Change in Cash
285K▲ 0%
-234.32M▼ 82319.3%
23.34M▲ 110.0%
-62.54M▼ 367.9%
19.05M▲ 130.5%
-28.25M▼ 248.3%
60.28M▲ 313.4%
-9.77M▼ 116.2%
-35.08M▼ 259.0%
-19.91M▲ 0%
Exchange Rate Effect
000000000-58K
Cash at Beginning
317.8M318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M38.06M
Cash at End
318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M50.79M34.59M
Interest Paid
0000000000
Income Taxes Paid
0000000000
Free Cash Flow
376.2M▲ 0%
369.11M▼ 1.9%
223.84M▼ 39.4%
429.44M▲ 91.9%
31.02M▼ 92.8%
-795.34M▼ 2664.0%
-220.85M▲ 72.2%
279.98M▲ 226.8%
523.17M▲ 86.9%
412.66M▲ 0%
FCF Growth %
-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%72.23%226.78%86.86%-37.34%

PSEC Banking Ratios

Prospect Capital Corporation (PSEC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)
7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-1.12%
Return on Assets (ROA)
4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-0.57%
Net Interest Margin
8.52%7.74%8.05%7.66%6.72%6.1%7.79%7.94%7.95%7.65%
Efficiency Ratio
13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%-17.12%
Equity / Assets
54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%71.54%
Book Value / Share
9.359.439.038.310.229.59.378.886.799.67
NII Growth
-10.11%-14.01%3.3%-13.04%4.34%10.3%31.1%1.84%-13.28%-13.67%
Dividend Payout
131.92%85.34%169.63%-20.29%46.4%-137.08%--866.45%
Related:PSEC Dividend History·PSEC Revenue History·PSEC Price History·PSEC P/E History·PSEC Financial Ratios·PSEC Institutional Holders

PSEC SEC Filings & Documents

Prospect Capital Corporation (PSEC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 8, 2026·SEC

Material company update

May 7, 2026·SEC

Material company update

Feb 11, 2026·SEC

10-K Annual Reports

1
FY 2025

Aug 26, 2025·SEC

10-Q Quarterly Reports

4
FY 2026

May 7, 2026·SEC

FY 2026

Feb 9, 2026·SEC

FY 2025

Nov 6, 2025·SEC

PSEC Frequently Asked Questions

Prospect Capital Corporation (PSEC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.

Prospect Capital Corporation (PSEC) reported a net loss of $37.8M for fiscal year 2025.

Dividend & Returns

Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 34.16%. This makes it attractive for income-focused investors.

Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.

Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.

What if you invested $1,000 in PSEC back in 2005?

Total return calculator · dividends reinvested · 21+ years of data

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How much would $100/month in PSEC be worth today?

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