8-K Announcements
6Feb 11, 2026·SEC
Feb 9, 2026·SEC
Jan 15, 2026·SEC
Prospect Capital Corporation (PSEC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Prospect Capital Corporation (PSEC) stock price & volume — 10-year historical chart
Prospect Capital Corporation (PSEC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Prospect Capital Corporation (PSEC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 9, 2026 | $0.19vs $0.10+82.3% | $176Mvs $156M+12.6% |
| Q4 2025 | Nov 6, 2025 | $0.17vs $0.10+70.0% | $121Mvs $156M-22.3% |
| Q3 2025 | Aug 26, 2025 | $0.17vs $0.13+30.8% | $150Mvs $165M-190.7% |
| Q2 2025 | May 8, 2025 | $0.19vs $0.14+35.7% | $93Mvs $167M-155.7% |
Prospect Capital Corporation (PSEC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison
Prospect Capital Corporation (PSEC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Prospect Capital Corporation (PSEC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 525.63M | 451.97M | 466.88M | 406.01M | 423.64M | 467.27M | 623.33M | 623.87M | 541M | 499.88M |
| NII Growth % | -10.11% | -14.01% | 3.3% | -13.04% | 4.34% | 10.3% | 33.4% | 0.09% | -13.28% | -58.25% |
| Net Interest Margin % | 8.52% | 7.74% | 8.05% | 7.66% | 6.72% | 6.1% | 7.93% | 7.94% | 7.95% | 7.65% |
| Interest Income | 668.72M | 607.01M | 624.12M | 554.38M | 554.26M | 584.68M | 760.78M | 770.31M | 671.11M | 619.14M |
| Interest Expense | 143.09M | 155.04M | 157.23M | 148.37M | 130.62M | 117.42M | 137.46M | 146.45M | 130.11M | 119.26M |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 10.74M | 0 | 0 | 0 |
| Non-Interest Income | -213.23M | -118.32M | -280.28M | -387.03M | 593.44M | 155.2M | -673.48M | -302.95M | -947.94M | -705.77M |
| Non-Interest Income % | -46.81% | -24.21% | -81.52% | -231.27% | 51.71% | 20.98% | -771.42% | -64.82% | 342.43% | 814.66% |
| Total Revenue | 455.49M▲ 0% | 488.69M▲ 7.3% | 343.83M▼ 29.6% | 167.35M▼ 51.3% | 1.15B▲ 585.8% | 739.88M▼ 35.5% | 87.3M▼ 88.2% | 467.36M▲ 435.3% | -276.83M▼ 159.2% | -86.63M▲ 0% |
| Revenue Growth % | 49.5% | 7.29% | -29.64% | -51.33% | 585.82% | -35.53% | -88.2% | 435.32% | -159.23% | -213.87% |
| Non-Interest Expense | 59.49M | 33.79M | 42.12M | 35.2M | 53.27M | 39.88M | 40.74M | 58.08M | 62.99M | 50.59M |
| Efficiency Ratio | 13.06% | 6.91% | 12.25% | 21.04% | 4.64% | 5.39% | 46.67% | 12.43% | -22.75% | -58.4% |
| Operating Income | 252.91M▲ 0% | 299.86M▲ 18.6% | 144.49M▼ 51.8% | -16.22M▼ 111.2% | 963.81M▲ 6040.6% | 582.58M▼ 39.6% | -101.64M▼ 117.4% | 262.83M▲ 358.6% | -469.92M▼ 278.8% | -204.25M▲ 0% |
| Operating Margin % | 55.52% | 61.36% | 42.02% | -9.69% | 83.98% | 78.74% | -116.42% | 56.24% | 169.75% | 235.76% |
| Operating Income Growth % | 144.68% | 18.57% | -51.82% | -111.23% | 6040.63% | -39.55% | -117.45% | 358.59% | -278.79% | - |
| Pretax Income | 252.91M▲ 0% | 299.86M▲ 18.6% | 144.49M▼ 51.8% | -16.22M▼ 111.2% | 963.81M▲ 6040.6% | 582.58M▼ 39.6% | -101.64M▼ 117.4% | 262.83M▲ 358.6% | -469.92M▼ 278.8% | -234.15M▲ 0% |
| Pretax Margin % | 55.52% | 61.36% | 42.02% | -9.69% | 83.98% | 78.74% | -116.42% | 56.24% | 169.75% | 270.27% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | 252.91M▲ 0% | 299.86M▲ 18.6% | 144.49M▼ 51.8% | -16.22M▼ 111.2% | 963.81M▲ 6040.6% | 582.58M▼ 39.6% | -101.64M▼ 117.4% | 262.83M▲ 358.6% | -469.92M▼ 278.8% | -234.15M▲ 0% |
| Net Margin % | 55.52% | 61.36% | 42.02% | -9.69% | 83.98% | 78.74% | -116.42% | 56.24% | 169.75% | 270.27% |
| Net Income Growth % | 144.68% | 18.57% | -51.82% | -111.23% | 6040.63% | -39.55% | -117.45% | 358.59% | -278.79% | -687.73% |
| Net Income (Continuing) | 252.91M | 299.86M | 144.49M | -16.22M | 963.81M | 582.58M | -101.64M | 262.83M | -469.92M | -234.15M |
| EPS (Diluted) | 0.70▲ 0% | 0.83▲ 18.6% | 0.39▼ 53.0% | -0.04▼ 111.3% | 2.50▲ 5768.9% | 1.34▼ 46.4% | -0.43▼ 132.1% | 0.36▲ 183.7% | -1.35▼ 475.0% | -0.50▲ 0% |
| EPS Growth % | 141.38% | 18.57% | -53.01% | -111.31% | 5768.93% | -46.4% | -132.09% | 183.72% | -475% | -176.86% |
| EPS (Basic) | 0.70 | 0.83 | 0.39 | -0.04 | 2.51 | 1.43 | -0.43 | 0.50 | -1.35 | - |
| Diluted Shares Outstanding | 358.84M | 361.46M | 365.98M | 368.09M | 385.97M | 433.79M | 398.51M | 417.89M | 440.31M | 472.26M |
Prospect Capital Corporation (PSEC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 318.08M | 83.76M | 107.1M | 44.56M | 63.61M | 31.17M | 90.57M | 81.9M | 46.51M | 223.3M |
| Cash & Due from Banks | 318.08M | 83.76M | 107.1M | 44.56M | 63.61M | 31.17M | 90.57M | 81.9M | 46.51M | 38.06M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.4B | 0 |
| Total Investments | 0 | 0 | 0 | 0 | 4.4B | 4.96B | 4.67B | 4.93B | 1.4B | 484K |
| Investments Growth % | - | - | - | - | - | 12.73% | -5.87% | 5.39% | -71.61% | -88.81% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 4.4B | 4.96B | 4.67B | 4.93B | 0 | 15.08B |
| Accounts Receivables | 10.5M | 24.77M | 29.83M | 12.88M | 25.49M | 13.67M | 24.37M | 28.84M | 60.3M | 37.05M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 5.84B | 5.73B | 5.66B | 5.24B | 1.81B | 2.65B | 3.07B | 2.82B | 6.7B | 6.46B |
| Total Current Assets | 329.7M | 109.51M | 137.98M | 58.69M | 90.17M | 45.91M | 116.09M | 111.9M | 108.3M | 38.06M |
| Total Non-Current Assets | 5.84B | 5.73B | 5.66B | 5.24B | 6.21B | 7.62B | 7.75B | 7.75B | 6.7B | 6.46B |
| Total Assets | 6.17B▲ 0% | 5.84B▼ 5.4% | 5.8B▼ 0.7% | 5.3B▼ 8.6% | 6.3B▲ 18.9% | 7.66B▲ 21.6% | 7.86B▲ 2.6% | 7.86B▼ 0.1% | 6.8B▼ 13.4% | 6.53B▲ 0% |
| Asset Growth % | -1.02% | -5.41% | -0.66% | -8.62% | 18.92% | 21.58% | 2.59% | -0.06% | -13.39% | -47.1% |
| Return on Assets (ROA) | 4.08% | 4.99% | 2.48% | -0.29% | 16.61% | 8.34% | -1.31% | 3.34% | -6.41% | -3.58% |
| Accounts Payable | 68.64M | 55.61M | 56.13M | 51.48M | 50.67M | 50.33M | 53.72M | 47.1M | 43.95M | 45.58M |
| Total Debt | 2.64B | 2.31B | 2.38B | 2.14B | 2.23B | 2.74B | 2.58B | 2.43B | 2.09B | 1.85B |
| Net Debt | 2.32B | 2.23B | 2.28B | 2.09B | 2.17B | 2.71B | 2.49B | 2.35B | 2.04B | -38.06M |
| Long-Term Debt | 2.64B | 2.31B | 2.38B | 2.14B | 2.23B | 2.74B | 2.58B | 2.43B | 2.09B | 1.82B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 29.42M |
| Other Liabilities | 107.01M | 64.36M | 54.76M | 55.16M | 73.93M | 756.7M | 1.49B | 1.66B | 1.68B | 1.68B |
| Total Current Liabilities | 68.64M | 55.61M | 56.13M | 51.48M | 50.67M | 50.33M | 53.72M | 47.1M | 43.95M | 45.58M |
| Total Non-Current Liabilities | 2.75B | 2.38B | 2.44B | 2.19B | 2.31B | 3.49B | 4.08B | 4.1B | 3.77B | 1.95B |
| Total Liabilities | 2.82B | 2.43B | 2.49B | 2.24B | 2.36B | 3.54B | 4.13B | 4.15B | 3.82B | 1.95B |
| Total Equity | 3.35B▲ 0% | 3.41B▲ 1.6% | 3.31B▼ 3.0% | 3.06B▼ 7.6% | 3.95B▲ 29.1% | 4.12B▲ 4.4% | 3.73B▼ 9.4% | 3.71B▼ 0.6% | 2.99B▼ 19.5% | 4.58B▲ 0% |
| Equity Growth % | -2.36% | 1.55% | -2.96% | -7.57% | 29.11% | 4.4% | -9.38% | -0.56% | -19.48% | 32.31% |
| Equity / Assets (Capital Ratio) | 54.35% | 58.35% | 57% | 57.66% | 62.6% | 53.75% | 47.48% | 47.24% | 43.92% | 70.12% |
| Return on Equity (ROE) | 7.45% | 8.87% | 4.3% | -0.51% | 27.53% | 14.45% | -2.59% | 7.06% | -14.03% | -5.11% |
| Book Value per Share | 9.35 | 9.43 | 9.03 | 8.30 | 10.22 | 9.50 | 9.37 | 8.88 | 6.79 | 9.70 |
| Tangible BV per Share | 9.35 | 9.43 | 9.03 | 8.30 | 10.22 | 9.50 | 9.37 | 8.88 | 6.79 | 9.70 |
| Common Stock | 360K | 364K | 367K | 374K | 388K | 393K | 404K | 425K | 456K | 2.96B |
| Additional Paid-in Capital | 3.99B | 4.02B | 4.04B | 3.99B | 4.02B | 4.05B | 4.09B | 4.15B | 4.24B | 4.3B |
| Retained Earnings | -54.04M | -614.86M | -733.96M | -930.93M | -210.57M | 68.36M | -352.95M | -436.28M | -1.25B | -1.34B |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -3.76M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 137.04M | 0 | 1.42B | 1.59B | 1.63B | 1.62B |
Prospect Capital Corporation (PSEC) cash flow — operating, investing & free cash flow history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 376.2M | 369.11M | 223.84M | 429.44M | 31.02M | -795.34M | 284.66M | 282.1M | 178.92M | 178.92M |
| Operating CF Growth % | -56.35% | -1.89% | -39.36% | 91.85% | -92.78% | -2664.04% | 135.79% | -0.9% | -36.58% | 5585.07% |
| Net Income | 252.91M | 299.86M | 144.49M | -16.22M | 963.81M | 582.58M | -101.64M | 262.83M | -469.92M | -234.15M |
| Depreciation & Amortization | 101.84M | 31M | -9.6M | 4.44M | -2.49M | 70M | 0 | 0 | 0 | 4.29M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -22.14M | 99.91M | 103.31M | 429.11M | -934.93M | -1.45B | 393.26M | 19.4M | 710.97M | 614.51M |
| Working Capital Changes | 43.6M | -61.67M | -14.37M | 12.11M | 4.64M | 1.81M | -6.96M | -132K | -62.13M | -57.66M |
| Cash from Investing | -44.85M | 123.99M | -28.69M | 264.46M | -154.81M | -1.11B | -505.51M | -2.12M | 344.25M | 210.24M |
| Purchase of Investments | -1.46B | -1.71B | -656.67M | -692.44M | -984.5M | -2.22B | -929.34M | -622.35M | -793.87M | -224.57M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -1.46B | -1.71B | -655.67M | -691.44M | -983.5M | -2.22B | -928.34M | -621.35M | -792.87M | -220.57M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -648.92M |
| Cash from Financing | -375.92M | -603.43M | -200.5M | -491.98M | -11.97M | 767.09M | 281.13M | -289.76M | -558.25M | -457.38M |
| Dividends Paid | -333.62M | -255.91M | -245.1M | -239.95M | -195.57M | -270.3M | -299.14M | -360.29M | -332.39M | -313.5M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -580K | -11.3M | -2.17M | -6.19M |
| Stock Issued | 0 | 0 | 0 | 6.15M | 122.33M | 553.74M | 748.22M | 250.78M | 128.27M | 78.5M |
| Net Stock Activity | 0 | 0 | 0 | 6.15M | 122.33M | 553.74M | 747.64M | 239.47M | 126.1M | 72.31M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -2M |
| Other Financing | 0 | 0 | -28.73M | 0 | -16.59M | -11.33M | 0 | 0 | 0 | 19.89M |
| Net Change in Cash | 285K▲ 0% | -234.32M▼ 82319.3% | 23.34M▲ 110.0% | -62.54M▼ 367.9% | 19.05M▲ 130.5% | -28.25M▼ 248.3% | 60.28M▲ 313.4% | -9.77M▼ 116.2% | -35.08M▼ 259.0% | -21.7M▲ 0% |
| Exchange Rate Effect | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 0 | 0 | 0 | 140K |
| Cash at Beginning | 317.8M | 318.08M | 83.76M | 107.1M | 44.56M | 63.61M | 35.36M | 95.65M | 85.87M | 86.54M |
| Cash at End | 318.08M | 83.76M | 107.1M | 44.56M | 63.61M | 35.36M | 95.65M | 85.87M | 50.79M | 38.06M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 376.2M▲ 0% | 369.11M▼ 1.9% | 223.84M▼ 39.4% | 429.44M▲ 91.9% | 31.02M▼ 92.8% | -795.34M▼ 2664.0% | 284.66M▲ 135.8% | 282.1M▼ 0.9% | 178.92M▼ 36.6% | 425.44M▲ 0% |
| FCF Growth % | -56.35% | -1.89% | -39.36% | 91.85% | -92.78% | -2664.04% | 135.79% | -0.9% | -36.58% | 68.35% |
Prospect Capital Corporation (PSEC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.45% | 8.87% | 4.3% | -0.51% | 27.53% | 14.45% | -2.59% | 7.06% | -14.03% | -5.11% |
| Return on Assets (ROA) | 4.08% | 4.99% | 2.48% | -0.29% | 16.61% | 8.34% | -1.31% | 3.34% | -6.41% | -3.58% |
| Net Interest Margin | 8.52% | 7.74% | 8.05% | 7.66% | 6.72% | 6.1% | 7.93% | 7.94% | 7.95% | 7.65% |
| Efficiency Ratio | 13.06% | 6.91% | 12.25% | 21.04% | 4.64% | 5.39% | 46.67% | 12.43% | -22.75% | -58.4% |
| Equity / Assets | 54.35% | 58.35% | 57% | 57.66% | 62.6% | 53.75% | 47.48% | 47.24% | 43.92% | 70.12% |
| Book Value / Share | 9.35 | 9.43 | 9.03 | 8.3 | 10.22 | 9.5 | 9.37 | 8.88 | 6.79 | 9.7 |
| NII Growth | -10.11% | -14.01% | 3.3% | -13.04% | 4.34% | 10.3% | 33.4% | 0.09% | -13.28% | -14.67% |
| Dividend Payout | 131.92% | 85.34% | 169.63% | - | 20.29% | 46.4% | - | 137.08% | - | -133.89% |
Prospect Capital Corporation (PSEC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 11, 2026·SEC
Feb 9, 2026·SEC
Jan 15, 2026·SEC
Aug 26, 2025·SEC
Prospect Capital Corporation (PSEC) stock FAQ — growth, dividends, profitability & financials explained
Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.
Prospect Capital Corporation (PSEC) reported a net loss of $234.1M for fiscal year 2025.
Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 27.15%. This makes it attractive for income-focused investors.
Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.
Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.
Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.
Prospect Capital Corporation (PSEC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates