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PSEC logoProspect Capital Corporation(PSEC)Earnings, Financials & Key Ratios

PSEC•NASDAQ•Banking & Credit
$2.78
$1.32B mkt cap·Price updated May 6, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutProspect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.Show more
  • Net Interest Income$541M-13.3%
  • Total Revenue-$277M-159.2%
  • Net Income-$470M-278.8%
  • Return on Equity-14.03%-298.6%
  • Net Interest Margin7.95%+0.1%
  • Efficiency Ratio-22.75%-283.1%
  • ROA-6.41%-291.7%
  • Equity / Assets43.92%-7.0%
  • Book Value per Share6.79-23.6%
  • Tangible BV/Share6.79-23.6%
  • Debt/Equity0.70+6.6%
Technical→

PSEC Key Insights

Prospect Capital Corporation (PSEC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong NIM of 8.0%
  • ✓Well capitalized: 43.9% equity/assets
  • ✓Trading at only 0.4x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

PSEC Price & Volume

Prospect Capital Corporation (PSEC) stock price & volume — 10-year historical chart

Loading chart...

PSEC Growth Metrics

Prospect Capital Corporation (PSEC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-
3 Years-
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-687.73%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-176.86%

Return on Capital

10 Years3.37%
5 Years4.15%
3 Years-1.47%
Last Year-6.45%

PSEC Recent Earnings

Prospect Capital Corporation (PSEC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 2/12 qtrs (17%)
Q1 2026Latest
Feb 9, 2026
EPS
$0.19
Est $0.10
+82.3%
Revenue
$176M
Est $156M
+12.6%
Q4 2025
Nov 6, 2025
EPS
$0.17
Est $0.10
+70.0%
Revenue
$121M
Est $156M
-22.3%
Q3 2025
Aug 26, 2025
EPS
$0.17
Est $0.13
+30.8%
Revenue
$150M
Est $165M
-190.7%
Q2 2025
May 8, 2025
EPS
$0.19
Est $0.14
+35.7%
Revenue
$93M
Est $167M
-155.7%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q1 2026LatestFeb 9, 2026
$0.19vs $0.10+82.3%
$176Mvs $156M+12.6%
Q4 2025Nov 6, 2025
$0.17vs $0.10+70.0%
$121Mvs $156M-22.3%
Q3 2025Aug 26, 2025
$0.17vs $0.13+30.8%
$150Mvs $165M-190.7%
Q2 2025May 8, 2025
$0.19vs $0.14+35.7%
$93Mvs $167M-155.7%
Based on last 12 quarters of dataView full earnings history →

PSEC Peer Comparison

Prospect Capital Corporation (PSEC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
ARCC logoARCCAres Capital CorporationDirect Competitor13.76B19.1610.3032.87%8.11%1.12
FSCO logoFSCOFS Credit Opportunities Corp.Direct Competitor1.04B5.235.51-17.44%13.47%0.32
GBDC logoGBDCGolub Capital BDC, Inc.Direct Competitor3.47B13.319.3742.5%5.24%1.23
MAIN logoMAINMain Street Capital CorporationDirect Competitor5.13B57.339.8018.32%18.28%0.76
SLRC logoSLRCSLR Investment Corp.Direct Competitor761.04M13.958.2124.76%7.31%1.15
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor225.54M5.574.5736.55%13.09%1.33
FSK logoFSKFS KKR Capital Corp.Product Competitor3.2B11.42290.595.5%0.18%1.31
HTGC logoHTGCHercules Capital, Inc.Product Competitor3.02B16.448.8926.97%13.18%1.04

Compare PSEC vs Peers

Prospect Capital Corporation (PSEC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ARCC

Most directly comparable listed peer for PSEC.

Scale Benchmark

vs BX

Larger-name benchmark to compare PSEC against a more recognizable public peer.

Peer Set

Compare Top 5

vs ARCC, FSCO, GBDC, MAIN

PSEC Income Statement

Prospect Capital Corporation (PSEC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Net Interest Income525.63M451.97M466.88M406.01M423.64M467.27M623.33M623.87M541M499.88M
NII Growth %-10.11%-14.01%3.3%-13.04%4.34%10.3%33.4%0.09%-13.28%-58.25%
Net Interest Margin %8.52%7.74%8.05%7.66%6.72%6.1%7.93%7.94%7.95%7.65%
Interest Income668.72M607.01M624.12M554.38M554.26M584.68M760.78M770.31M671.11M619.14M
Interest Expense143.09M155.04M157.23M148.37M130.62M117.42M137.46M146.45M130.11M119.26M
Loan Loss Provision00000010.74M000
Non-Interest Income-213.23M-118.32M-280.28M-387.03M593.44M155.2M-673.48M-302.95M-947.94M-705.77M
Non-Interest Income %-46.81%-24.21%-81.52%-231.27%51.71%20.98%-771.42%-64.82%342.43%814.66%
Total Revenue
455.49M▲ 0%
488.69M▲ 7.3%
343.83M▼ 29.6%
167.35M▼ 51.3%
1.15B▲ 585.8%
739.88M▼ 35.5%
87.3M▼ 88.2%
467.36M▲ 435.3%
-276.83M▼ 159.2%
-86.63M▲ 0%
Revenue Growth %49.5%7.29%-29.64%-51.33%585.82%-35.53%-88.2%435.32%-159.23%-213.87%
Non-Interest Expense59.49M33.79M42.12M35.2M53.27M39.88M40.74M58.08M62.99M50.59M
Efficiency Ratio13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%-58.4%
Operating Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-204.25M▲ 0%
Operating Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%235.76%
Operating Income Growth %144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%-
Pretax Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-234.15M▲ 0%
Pretax Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%270.27%
Income Tax0000000000
Effective Tax Rate %0%0%0%0%0%0%0%0%0%0%
Net Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-234.15M▲ 0%
Net Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%270.27%
Net Income Growth %144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%-687.73%
Net Income (Continuing)252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-234.15M
EPS (Diluted)
0.70▲ 0%
0.83▲ 18.6%
0.39▼ 53.0%
-0.04▼ 111.3%
2.50▲ 5768.9%
1.34▼ 46.4%
-0.43▼ 132.1%
0.36▲ 183.7%
-1.35▼ 475.0%
-0.50▲ 0%
EPS Growth %141.38%18.57%-53.01%-111.31%5768.93%-46.4%-132.09%183.72%-475%-176.86%
EPS (Basic)0.700.830.39-0.042.511.43-0.430.50-1.35-
Diluted Shares Outstanding358.84M361.46M365.98M368.09M385.97M433.79M398.51M417.89M440.31M472.26M

PSEC Balance Sheet

Prospect Capital Corporation (PSEC) balance sheet — assets, liabilities & shareholders' equity

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash & Short Term Investments318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M223.3M
Cash & Due from Banks318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M38.06M
Short Term Investments000000001.4B0
Total Investments00004.4B4.96B4.67B4.93B1.4B484K
Investments Growth %-----12.73%-5.87%5.39%-71.61%-88.81%
Long-Term Investments00004.4B4.96B4.67B4.93B015.08B
Accounts Receivables10.5M24.77M29.83M12.88M25.49M13.67M24.37M28.84M60.3M37.05M
Goodwill & Intangibles0000000000
Goodwill0000000000
Intangible Assets0000000000
PP&E (Net)0000000000
Other Assets5.84B5.73B5.66B5.24B1.81B2.65B3.07B2.82B6.7B6.46B
Total Current Assets329.7M109.51M137.98M58.69M90.17M45.91M116.09M111.9M108.3M38.06M
Total Non-Current Assets5.84B5.73B5.66B5.24B6.21B7.62B7.75B7.75B6.7B6.46B
Total Assets
6.17B▲ 0%
5.84B▼ 5.4%
5.8B▼ 0.7%
5.3B▼ 8.6%
6.3B▲ 18.9%
7.66B▲ 21.6%
7.86B▲ 2.6%
7.86B▼ 0.1%
6.8B▼ 13.4%
6.53B▲ 0%
Asset Growth %-1.02%-5.41%-0.66%-8.62%18.92%21.58%2.59%-0.06%-13.39%-47.1%
Return on Assets (ROA)4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-3.58%
Accounts Payable68.64M55.61M56.13M51.48M50.67M50.33M53.72M47.1M43.95M45.58M
Total Debt2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B1.85B
Net Debt2.32B2.23B2.28B2.09B2.17B2.71B2.49B2.35B2.04B-38.06M
Long-Term Debt2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B1.82B
Short-Term Debt00000000029.42M
Other Liabilities107.01M64.36M54.76M55.16M73.93M756.7M1.49B1.66B1.68B1.68B
Total Current Liabilities68.64M55.61M56.13M51.48M50.67M50.33M53.72M47.1M43.95M45.58M
Total Non-Current Liabilities2.75B2.38B2.44B2.19B2.31B3.49B4.08B4.1B3.77B1.95B
Total Liabilities2.82B2.43B2.49B2.24B2.36B3.54B4.13B4.15B3.82B1.95B
Total Equity
3.35B▲ 0%
3.41B▲ 1.6%
3.31B▼ 3.0%
3.06B▼ 7.6%
3.95B▲ 29.1%
4.12B▲ 4.4%
3.73B▼ 9.4%
3.71B▼ 0.6%
2.99B▼ 19.5%
4.58B▲ 0%
Equity Growth %-2.36%1.55%-2.96%-7.57%29.11%4.4%-9.38%-0.56%-19.48%32.31%
Equity / Assets (Capital Ratio)54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%70.12%
Return on Equity (ROE)7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-5.11%
Book Value per Share9.359.439.038.3010.229.509.378.886.799.70
Tangible BV per Share9.359.439.038.3010.229.509.378.886.799.70
Common Stock360K364K367K374K388K393K404K425K456K2.96B
Additional Paid-in Capital3.99B4.02B4.04B3.99B4.02B4.05B4.09B4.15B4.24B4.3B
Retained Earnings-54.04M-614.86M-733.96M-930.93M-210.57M68.36M-352.95M-436.28M-1.25B-1.34B
Accumulated OCI000000000-3.76M
Treasury Stock0000000000
Preferred Stock0000137.04M01.42B1.59B1.63B1.62B

PSEC Cash Flow Statement

Prospect Capital Corporation (PSEC) cash flow — operating, investing & free cash flow history

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash from Operations376.2M369.11M223.84M429.44M31.02M-795.34M284.66M282.1M178.92M178.92M
Operating CF Growth %-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%135.79%-0.9%-36.58%5585.07%
Net Income252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-234.15M
Depreciation & Amortization101.84M31M-9.6M4.44M-2.49M70M0004.29M
Deferred Taxes0000000000
Other Non-Cash Items-22.14M99.91M103.31M429.11M-934.93M-1.45B393.26M19.4M710.97M614.51M
Working Capital Changes43.6M-61.67M-14.37M12.11M4.64M1.81M-6.96M-132K-62.13M-57.66M
Cash from Investing-44.85M123.99M-28.69M264.46M-154.81M-1.11B-505.51M-2.12M344.25M210.24M
Purchase of Investments-1.46B-1.71B-656.67M-692.44M-984.5M-2.22B-929.34M-622.35M-793.87M-224.57M
Sale/Maturity of Investments1000K1000K1000K1000K1000K1000K1000K1000K1000K4M
Net Investment Activity-1.46B-1.71B-655.67M-691.44M-983.5M-2.22B-928.34M-621.35M-792.87M-220.57M
Acquisitions0000000000
Other Investing000000000-648.92M
Cash from Financing-375.92M-603.43M-200.5M-491.98M-11.97M767.09M281.13M-289.76M-558.25M-457.38M
Dividends Paid-333.62M-255.91M-245.1M-239.95M-195.57M-270.3M-299.14M-360.29M-332.39M-313.5M
Share Repurchases000000-580K-11.3M-2.17M-6.19M
Stock Issued0006.15M122.33M553.74M748.22M250.78M128.27M78.5M
Net Stock Activity0006.15M122.33M553.74M747.64M239.47M126.1M72.31M
Debt Issuance (Net)-1000K-1000K1000K-1000K1000K1000K-1000K-1000K-1000K-2M
Other Financing00-28.73M0-16.59M-11.33M00019.89M
Net Change in Cash
285K▲ 0%
-234.32M▼ 82319.3%
23.34M▲ 110.0%
-62.54M▼ 367.9%
19.05M▲ 130.5%
-28.25M▼ 248.3%
60.28M▲ 313.4%
-9.77M▼ 116.2%
-35.08M▼ 259.0%
-21.7M▲ 0%
Exchange Rate Effect1000K-1000K1000K-1000K1000K1000K000140K
Cash at Beginning317.8M318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M86.54M
Cash at End318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M50.79M38.06M
Interest Paid0000000000
Income Taxes Paid0000000000
Free Cash Flow
376.2M▲ 0%
369.11M▼ 1.9%
223.84M▼ 39.4%
429.44M▲ 91.9%
31.02M▼ 92.8%
-795.34M▼ 2664.0%
284.66M▲ 135.8%
282.1M▼ 0.9%
178.92M▼ 36.6%
425.44M▲ 0%
FCF Growth %-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%135.79%-0.9%-36.58%68.35%

PSEC Banking Ratios

Prospect Capital Corporation (PSEC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-5.11%
Return on Assets (ROA)4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-3.58%
Net Interest Margin8.52%7.74%8.05%7.66%6.72%6.1%7.93%7.94%7.95%7.65%
Efficiency Ratio13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%-58.4%
Equity / Assets54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%70.12%
Book Value / Share9.359.439.038.310.229.59.378.886.799.7
NII Growth-10.11%-14.01%3.3%-13.04%4.34%10.3%33.4%0.09%-13.28%-14.67%
Dividend Payout131.92%85.34%169.63%-20.29%46.4%-137.08%--133.89%

PSEC SEC Filings & Documents

Prospect Capital Corporation (PSEC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Feb 11, 2026·SEC

Material company update

Feb 9, 2026·SEC

Material company update

Jan 15, 2026·SEC

10-K Annual Reports

1
FY 2025

Aug 26, 2025·SEC

10-Q Quarterly Reports

3
FY 2026

Feb 9, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

May 8, 2025·SEC

PSEC Frequently Asked Questions

Prospect Capital Corporation (PSEC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.

Prospect Capital Corporation (PSEC) reported a net loss of $234.1M for fiscal year 2025.

Dividend & Returns

Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 27.15%. This makes it attractive for income-focused investors.

Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.

Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.

Explore More PSEC

Prospect Capital Corporation (PSEC) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

→

Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

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