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Prospect Capital Corporation (PSEC) Total Return Calculator with Dividends Reinvested

Prospect Capital Corporation

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The total return for Prospect Capital Corporation (PSEC) stock is -7.78% over the past 12 months. So far it's up 13.41% this year. The 5-year total return is -24.66%, meaning $10,000 invested in PSEC stock 5 years ago would be worth $7,534 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in PSEC 1 year ago, it would be worth $9,307 today — you'd have lost $693 with dividends reinvested.

With Dividends Reinvested$9,307-6.93%

Price Only (No DRIP)$7,680-23.20%

Dividend Boost+$1,62712 payments · +16.27% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in PSEC

1Y$9,222-$778 (-7.8%)-7.8% CAGR

3Y$7,320-$2,680 (-26.8%)-9.9% CAGR

5Y$7,534-$2,466 (-24.7%)-5.5% CAGR

10Y$13,663+$3,663 (+36.6%)3.2% CAGR

15Y$13,669+$3,669 (+36.7%)2.1% CAGR

20Y$13,830+$3,830 (+38.3%)1.6% CAGR

30Y$16,472+$6,472 (+64.7%)1.7% CAGR

Dividend Reinvestment History (12)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-28	$0.04	$3.28	+0.013720
2025-06-26	$0.04	$3.14	+0.014528
2025-07-29	$0.04	$3.30	+0.014022
2025-08-27	$0.04	$2.90	+0.016173
2025-09-26	$0.04	$2.61	+0.018249
2025-10-29	$0.04	$2.66	+0.018215
2025-11-25	$0.04	$2.62	+0.018806
2025-12-29	$0.04	$2.49	+0.020127
2026-01-28	$0.04	$2.74	+0.018621
2026-02-25	$0.04	$2.79	+0.018588
2026-03-27	$0.04	$2.49	+0.021164
2026-04-28	$0.04	$2.73	+0.019652

Loading PSEC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+13.41%	—	+6.51%	+6.90 pp	$11,341
1Y	-7.78%	-7.78%	-22.78%	+15.00 pp	$9,222
3Y	-26.80%	-9.88%	-56.43%	+29.62 pp	$7,320
5Y	-24.66%	-5.51%	-65.72%	+41.06 pp	$7,534
10Y	+36.63%	3.17%	-62.33%	+98.96 pp	$13,663
15Y	+36.69%	2.11%	-76.44%	+113.13 pp	$13,669
20Y	+38.30%	1.63%	-83.68%	+121.98 pp	$13,830
30Y	+64.72%	1.68%	-81.47%	+146.18 pp	$16,472

Risk & Highlights

Best Year+65.70%2021

Worst Year-27.88%2025

Max Drawdown-33.60%2025-05-16 → 2025-12-23

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+11.11%	+4.21%	+6.9pp	+0.41%	+10.7pp
2025	-27.88%	-40.32%	+12.4pp	+16.64%	-44.5pp
2024	-17.22%	-28.64%	+11.4pp	+24.00%	-41.2pp
2023	-4.55%	-14.79%	+10.2pp	+24.81%	-29.4pp
2022	-9.61%	-18.05%	+8.4pp	-19.95%	+10.3pp

PSEC underperformed the S&P 500 by 39.10pp over the past year (-7.78% vs +31.32%).

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PSEC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
PSECProspect Capital Corporation	$1.3B	+5.3%	+13.4%	-7.8%	+15.0pp	-26.8%	-24.7%	+36.6%
ARCCAres Capital Corporation	$13.8B	+4.7%	-3.9%	+1.9%	+9.3pp	+35.3%	+49.5%	+139.7%
FSCOFS Credit Opportunities Corp.	$1.0B	+4.8%	-13.7%	-13.1%	+11.4pp	+73.3%	+72.4%	+72.4%
GBDCGolub Capital BDC, Inc.	$3.5B	+3.9%	+0.5%	+4.4%	+10.6pp	+36.5%	+33.5%	+61.2%
MAINMain Street Capital Corporation	$5.1B	+5.8%	-5.0%	+16.3%	+8.1pp	+68.6%	+80.9%	+182.8%
SLRCSLR Investment Corp.	$761M	-5.2%	-6.9%	+0.5%	+10.6pp	+33.0%	+17.8%	+64.1%
TPVGTriplePoint Venture Growth BDC Corp.	$226M	+7.1%	-12.7%	+8.6%	+16.7pp	-7.5%	-19.0%	+87.8%
FSKFS KKR Capital Corp.	$3.2B	+6.4%	-20.3%	-28.4%	+13.2pp	+3.8%	+19.2%	+11.9%
HTGCHercules Capital, Inc.	$3.0B	+8.3%	-10.3%	+5.7%	+11.6pp	+64.2%	+48.1%	+173.0%
OBDCBlue Owl Capital Corporation	$5.8B	+6.5%	-3.4%	-3.3%	+11.0pp	+32.2%	+36.4%	+43.4%
CGBDCarlyle Secured Lending, Inc.	$866M	+7.6%	-2.2%	-5.3%	+11.2pp	+26.8%	+51.3%	+48.4%

Compare:PSEC vs ARCC PSEC vs FSCO PSEC vs GBDC PSEC vs ARCC vs FSCO

About PSEC Dividend Returns

Prospect Capital Corporation (PSEC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of PSEC over the past year?

Prospect Capital Corporation (PSEC) delivered a total return of -7.78% over the past year when dividends are reinvested. The price-only return was -22.78%, meaning dividends contributed an additional 15.00 percentage points to total returns.

Q2How much would $10,000 invested in PSEC be worth today?

A $10,000 investment in Prospect Capital Corporation one year ago would be worth $9,222 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $7,722. Dividend reinvestment added $1,500 to the portfolio value.

Q3Does PSEC pay dividends?

Yes, Prospect Capital Corporation (PSEC) pays dividends. In the last year, PSEC paid approximately $0.75 per share in dividends (27.15% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did PSEC beat the S&P 500?

No, Prospect Capital Corporation (PSEC) underperformed the S&P 500 by 39.10 percentage points over the past year. PSEC delivered a total return of -7.78%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed PSEC by 39.10pp during this period.

Q5What is PSEC's worst drawdown?

Prospect Capital Corporation (PSEC) experienced a maximum drawdown of -33.60% over the past year, declining from its peak on 2025-05-16 to its trough on 2025-12-23. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is PSEC's long-term total return over 10, 20, or 30 years?

Here are Prospect Capital Corporation (PSEC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 36.6% (3.2% CAGR) — $10,000 would have grown to $13,663. Over 20 years: 38.3% total return (1.6% CAGR) — $10,000 → $13,830. Over 30 years: 64.7% total return (1.7% CAGR) — $10,000 → $16,472. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was PSEC's best and worst year?

Prospect Capital Corporation's best calendar year was 2021 with a total return of 65.7%. Its worst year was 2025 with a total return of -27.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 93.6 percentage points.