PriceSmart, Inc. (PSMT) 10-Year Financial Performance & Capital Metrics

PSMT •

Consumer DefensiveDiscount StoresWarehouse Clubs and Supercenters

AboutPriceSmart, Inc. owns and operates U.S. style membership shopping warehouse clubs in the United States, Central America, the Caribbean, and Colombia. Its warehouse clubs sell brand name and private label consumer products, essential goods, fresh produce, prepared foods, and fresh-baked goods, as well as provides services, such as optical, tire center, and other ancillary services. The company also operates Click & Go, an e-commerce platform for online ordering, curbside pickup, and delivery services. As of March 29, 2022, it operated 49 warehouse clubs in 12 countries and one U.S. territory. PriceSmart, Inc. was incorporated in 1994 and is headquartered in San Diego, California.Show more

Revenue $5.27B +7.2%
EBITDA $324M +5.7%
Net Income $145M +5.7%
EPS (Diluted) 4.82 +5.5%
Gross Margin 17.35% +0.7%
EBITDA Margin 6.15% -1.4%
Operating Margin 4.48% -1.8%
Net Margin 2.75% -1.5%
ROE 12.23% -0.6%
ROIC 13.77% -2.0%
Debt/Equity 0.26 +18.7%
Interest Coverage 20.50 +18.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Momentum leader: RS Rating 84 (top 16%)
✓High quality earnings: Operating CF exceeds net income
✓Trading near 52-week high
✓Efficient asset utilization: 2.3x turnover

✗Weaknesses

No significant weaknesses identified

Price & Volume

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Growth Metrics

Revenue CAGR

10Y6.52%

5Y9.62%

3Y9.03%

TTM7.78%

Profit (Net Income) CAGR

10Y5.11%

5Y13.4%

3Y11.94%

TTM8.16%

EPS CAGR

10Y5.03%

5Y13.58%

3Y12.56%

TTM16433.33%

ROCE

10Y Avg15.62%

5Y Avg15.31%

3Y Avg16.09%

Latest16.37%

Peer Comparison

Warehouse Clubs and Supercenters

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
COSTCostco Wholesale Corporation	448.02B	1010.79	55.51	8.17%	2.96%	27.4%	1.75%	0.28
WMTWalmart Inc.	1.02T	127.95	46.87	4.73%	3.26%	22.35%	4.08%	0.67
PSMTPriceSmart, Inc.	5.07B	154.62	32.08	7.25%	2.73%	11.3%	2.03%	0.26
BJBJ's Wholesale Club Holdings, Inc.	13B	98.79	24.70	2.67%	2.72%	26.48%	2.41%	1.54
TGTTarget Corporation	51.84B	113.79	12.84	-0.79%	3.84%	26.1%	8.63%	1.36

Profit & Loss

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Sales/Revenue+	2.91B	3B	3.17B	3.22B	3.33B	3.62B	4.07B	4.41B	4.91B	5.27B
Revenue Growth %	3.66%	3.15%	5.68%	1.81%	3.27%	8.73%	12.33%	8.5%	11.38%	7.25%
Cost of Goods Sold+	2.45B	2.52B	2.66B	2.7B	2.78B	2.98B	3.39B	3.65B	4.07B	4.36B
COGS % of Revenue	84.32%	84.04%	83.86%	83.62%	83.42%	82.26%	83.29%	82.81%	82.76%	82.65%
Gross Profit+	455.55M	478.28M	511.18M	528.23M	552M	642.13M	679.53M	758.57M	846.92M	914.37M
Gross Margin %	15.68%	15.96%	16.14%	16.38%	16.58%	17.74%	16.71%	17.19%	17.24%	17.35%
Gross Profit Growth %	1.29%	4.99%	6.88%	3.33%	4.5%	16.33%	5.83%	11.63%	11.65%	7.96%
Operating Expenses+	317.67M	338.69M	380.86M	409.25M	427.54M	482.23M	509.73M	558.47M	622.84M	678.27M
OpEx % of Revenue	10.93%	11.3%	12.03%	12.69%	12.84%	13.32%	12.54%	12.66%	12.68%	12.87%
Selling, General & Admin	317.67M	338.69M	380.86M	409.25M	427.54M	482.23M	509.73M	558.47M	622.84M	678.27M
SG&A % of Revenue	10.93%	11.3%	12.03%	12.69%	12.84%	13.32%	12.54%	12.66%	12.68%	12.87%
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	0	0	0	0	0	0	0	0	0	0
Operating Income+	137.88M	139.59M	130.32M	118.97M	124.46M	159.9M	169.8M	200.1M	224.08M	236.1M
Operating Margin %	4.75%	4.66%	4.12%	3.69%	3.74%	4.42%	4.18%	4.54%	4.56%	4.48%
Operating Income Growth %	-7.07%	1.24%	-6.64%	-8.71%	4.61%	28.48%	6.2%	17.84%	11.99%	5.37%
EBITDA+	177.68M	185.88M	182.96M	173.93M	185.68M	224.88M	237.67M	272.8M	306.69M	324.26M
EBITDA Margin %	6.12%	6.2%	5.78%	5.39%	5.58%	6.21%	5.85%	6.18%	6.24%	6.15%
EBITDA Growth %	-2.81%	4.62%	-1.57%	-4.94%	6.76%	21.11%	5.69%	14.78%	12.43%	5.73%
D&A (Non-Cash Add-back)	39.79M	46.29M	52.64M	54.96M	61.23M	64.98M	67.87M	72.7M	82.61M	88.16M
EBIT	137.13M	139.52M	123.56M	115.05M	123.67M	154.4M	166.03M	180.23M	214.39M	218.01M
Net Interest Income+	-4.58M	-4.97M	444K	-2.45M	-5.59M	-5.23M	-7.41M	-1.15M	-1.91M	-1.38M
Interest Income	1.31M	1.81M	1.42M	1.49M	2.03M	1.98M	2.2M	9.87M	11.05M	10.14M
Interest Expense	5.89M	6.78M	971K	3.94M	7.63M	7.21M	9.61M	11.02M	12.96M	11.52M
Other Income/Expense	-6.31M	-6.85M	-7.74M	-7.92M	-8.51M	-12.77M	-13.39M	-30.94M	-22.59M	-29.6M
Pretax Income+	131.57M	132.74M	122.58M	111.05M	115.94M	147.13M	156.41M	169.16M	201.49M	206.5M
Pretax Margin %	4.53%	4.43%	3.87%	3.44%	3.48%	4.06%	3.85%	3.83%	4.1%	3.92%
Income Tax+	42.85M	42.02M	48.18M	37.56M	37.76M	48.97M	51.86M	59.95M	62.62M	58.62M
Effective Tax Rate %	66.35%	67.35%	59.9%	65.26%	66.64%	65.71%	66.04%	63.78%	68.05%	70.17%
Net Income+	87.29M	89.4M	73.43M	72.47M	77.27M	96.68M	103.29M	107.89M	137.12M	144.9M
Net Margin %	3%	2.98%	2.32%	2.25%	2.32%	2.67%	2.54%	2.45%	2.79%	2.75%
Net Income Growth %	-0.79%	2.42%	-17.87%	-1.31%	6.62%	25.13%	6.83%	4.46%	27.08%	5.67%
Net Income (Continuing)	88.72M	90.72M	74.4M	73.49M	78.18M	98.16M	104.55M	109.2M	138.88M	147.88M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	636K	928K	1.01M	869K	0	0	0	0
EPS (Diluted)+	2.92	2.98	2.47	2.42	2.55	3.18	3.38	3.50	4.57	4.82
EPS Growth %	-1.02%	2.05%	-17.11%	-2.02%	5.37%	24.71%	6.29%	3.55%	30.57%	5.47%
EPS (Basic)	2.92	2.98	2.47	2.42	2.55	3.18	3.38	3.51	4.57	4.82
Diluted Shares Outstanding	29.93M	30.02M	30.11M	30.2M	30.26M	30.4M	30.6M	30.79M	30.03M	30.06M
Basic Shares Outstanding	29.93M	30.02M	30.11M	30.2M	30.26M	30.4M	30.59M	30.76M	30.03M	30.06M
Dividend Payout Ratio	24.37%	23.81%	28.93%	29.88%	27.86%	22.74%	25.71%	26.45%	48.25%	26.73%

Balance Sheet

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Total Current Assets+	512.55M	510.37M	487.85M	491.9M	699M	697.2M	773.58M	877.11M	832.35M	974.46M
Cash & Short-Term Investments	199.52M	162.43M	125.76M	119.7M	345.99M	252.29M	248.87M	331.06M	225.53M	325.27M
Cash Only	199.52M	162.43M	93.46M	102.65M	299.48M	202.06M	237.71M	239.98M	125.36M	252.09M
Short-Term Investments	0	0	32.3M	17.05M	46.51M	50.23M	11.16M	91.08M	100.17M	73.19M
Accounts Receivable	7.46M	6.46M	8.86M	9.87M	13.15M	12.36M	13.39M	17.9M	18.85M	49.96M
Days Sales Outstanding	0.94	0.79	1.02	1.12	1.44	1.25	1.2	1.48	1.4	3.46
Inventory	282.91M	310.95M	321.02M	331.27M	309.51M	389.71M	464.41M	471.41M	528.68M	560.73M
Days Inventory Outstanding	42.15	45.07	44.12	44.85	40.68	47.77	50.05	47.1	47.45	46.99
Other Current Assets	8.59M	13.51M	12.67M	2.79M	12.88M	18.31M	5.77M	56.73M	59.29M	38.5M
Total Non-Current Assets+	584.18M	667.14M	728.54M	804.51M	957.82M	1.01B	1.03B	1.13B	1.19B	1.29B
Property, Plant & Equipment	473.05M	557.83M	594.4M	671.15M	811.81M	853.86M	869.05M	964.53M	1.03B	1.11B
Fixed Asset Turnover	6.14x	5.37x	5.33x	4.80x	4.10x	4.24x	4.68x	4.57x	4.76x	4.75x
Goodwill	35.64M	35.64M	46.33M	46.1M	45.21M	45.09M	43.3M	43.11M	43.2M	43.24M
Intangible Assets	0	0	14.98M	12.58M	10.17M	7.76M	765K	0	0	0
Long-Term Investments	10.77M	10.77M	10.76M	10.7M	10.6M	10.54M	10.53M	10.48M	6.88M	6.89M
Other Non-Current Assets	52.47M	47.5M	51.9M	48.52M	58.37M	67.1M	82.81M	78.34M	71.13M	93.58M
Total Assets+	1.1B	1.18B	1.22B	1.3B	1.66B	1.71B	1.81B	2.01B	2.02B	2.27B
Asset Turnover	2.65x	2.54x	2.60x	2.49x	2.01x	2.12x	2.25x	2.20x	2.43x	2.32x
Asset Growth %	10.59%	7.37%	3.3%	6.58%	27.8%	2.96%	6.02%	10.91%	0.85%	12.18%
Total Current Liabilities+	367.9M	363.38M	349.37M	407.45M	568.27M	533.55M	579.46M	634.48M	680.15M	726.27M
Accounts Payable	267.17M	272.25M	255.74M	286.22M	370.97M	388.79M	408.41M	453.23M	485.96M	506.95M
Days Payables Outstanding	39.81	39.46	35.15	38.75	48.76	47.66	44.02	45.28	43.61	42.48
Short-Term Debt	31.1M	18.36M	14.86M	33.41M	93.17M	27.92M	51.81M	36.49M	43.92M	50.96M
Deferred Revenue (Current)	20.92M	22.1M	23.02M	25.34M	23.52M	26.9M	29.23M	32.61M	38.08M	43.06M
Other Current Liabilities	25.16M	26.48M	28.28M	32.44M	39.93M	39.74M	38.42M	59.08M	1.18M	110.11M
Current Ratio	1.39x	1.40x	1.40x	1.21x	1.23x	1.31x	1.34x	1.38x	1.22x	1.34x
Quick Ratio	0.62x	0.55x	0.48x	0.39x	0.69x	0.58x	0.53x	0.64x	0.45x	0.57x
Cash Conversion Cycle	3.28	6.4	9.99	7.22	-6.64	1.36	7.24	3.3	5.23	7.97
Total Non-Current Liabilities+	90.76M	105.36M	108.39M	90.68M	255.82M	256.02M	237.87M	264.09M	219.58M	295.51M
Long-Term Debt	73.54M	87.94M	87.72M	63.71M	112.61M	110.11M	103.56M	119.49M	94.44M	147.92M
Capital Lease Obligations	0	0	0	0	124.18M	129.26M	118.5M	122.19M	103.89M	122.24M
Deferred Tax Liabilities	1.76M	1.81M	1.89M	2.02M	1.71M	1.57M	2.17M	1.94M	1.64M	1.1M
Other Non-Current Liabilities	15.46M	15.61M	18.77M	24.95M	17.31M	15.09M	13.65M	20.47M	19.6M	24.25M
Total Liabilities	458.66M	468.75M	457.75M	498.13M	824.09M	789.58M	817.33M	898.57M	899.73M	1.02B
Total Debt+	104.64M	106.3M	102.58M	97.13M	329.96M	267.29M	281.36M	278.18M	249.63M	329.06M
Net Debt	-94.88M	-56.14M	9.12M	-5.53M	30.48M	65.23M	43.65M	38.19M	124.26M	76.97M
Debt / Equity	0.16x	0.15x	0.14x	0.12x	0.40x	0.29x	0.28x	0.25x	0.22x	0.26x
Debt / EBITDA	0.59x	0.57x	0.56x	0.56x	1.78x	1.19x	1.18x	1.02x	0.81x	1.01x
Net Debt / EBITDA	-0.53x	-0.30x	0.05x	-0.03x	0.16x	0.29x	0.18x	0.14x	0.41x	0.24x
Interest Coverage	23.41x	20.60x	134.21x	30.20x	16.32x	22.18x	17.67x	18.16x	17.29x	20.50x
Total Equity+	638.07M	708.77M	758.64M	798.28M	832.73M	916.21M	991.07M	1.11B	1.12B	1.25B
Equity Growth %	12.62%	11.08%	7.04%	5.23%	4.32%	10.03%	8.17%	11.7%	1.44%	11.08%
Book Value per Share	21.32	23.61	25.19	26.44	27.52	30.14	32.39	35.96	37.39	41.49
Total Shareholders' Equity	638.07M	708.77M	758M	797.35M	831.72M	915.35M	991.07M	1.11B	1.12B	1.25B
Common Stock	3K	3K	3K	3K	3K	3K	3K	3K	3K	3K
Retained Earnings	351.06M	420.5M	473.95M	525.8M	582.49M	658.92M	736.89M	817.56M	890.27M	999.43M
Treasury Stock	-32.73M	-35.92M	-39.11M	-38.69M	-28.41M	-26.08M	-31.64M	-43.96M	-117.26M	-119.97M
Accumulated OCI	-103.95M	-110.06M	-121.22M	-144.34M	-176.82M	-182.51M	-195.59M	-163.99M	-164.59M	-161.44M
Minority Interest	0	0	636K	928K	1.01M	869K	0	0	0	0

Cash Flow

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Cash from Operations+	139.86M	122.86M	119.45M	170.33M	259.27M	127.17M	121.83M	257.33M	207.59M	261.31M
Operating CF Margin %	4.81%	4.1%	3.77%	5.28%	7.79%	3.51%	3%	5.83%	4.22%	4.96%
Operating CF Growth %	26.57%	-12.16%	-2.77%	42.59%	52.21%	-50.95%	-4.2%	111.22%	-19.33%	25.88%
Net Income	88.72M	90.72M	74.4M	73.49M	78.18M	98.16M	104.55M	109.2M	138.88M	144.9M
Depreciation & Amortization	39.79M	46.29M	52.64M	54.96M	61.23M	64.98M	67.87M	72.7M	82.61M	88.16M
Stock-Based Compensation	9.12M	9.69M	10.22M	15.06M	13.82M	18.42M	16.8M	16.57M	17.29M	0
Deferred Taxes	2.88M	-2.85M	6.96M	-4.4M	-3.4M	-3.85M	-3.3M	1.6M	-4.62M	-4.4M
Other Non-Cash Items	2.51M	1.8M	2.91M	1.19M	541K	1.03M	1.34M	6.42M	2.09M	24.21M
Working Capital Changes	-878K	-22.8M	-27.68M	30.04M	108.91M	-51.58M	-65.43M	50.84M	-28.66M	8.44M
Change in Receivables	0	0	0	0	0	0	0	0	0	0
Change in Inventory	-15.73M	-28.04M	-10.08M	-10.25M	21.76M	-80.2M	-74.71M	-10.17M	-57.27M	-32.05M
Change in Payables	23.2M	3.34M	-16.49M	25.32M	90.19M	15.53M	23.06M	43.42M	32.49M	24.99M
Cash from Investing+	-78.17M	-135.22M	-153.78M	-124.7M	-131.21M	-116.72M	-74.76M	-222.08M	-175.45M	-128.88M
Capital Expenditures	-78.14M	-135.59M	-98.21M	-140.06M	-100.32M	-113.17M	-120.66M	-142.51M	-168.54M	-158.13M
CapEx % of Revenue	2.69%	4.52%	3.1%	4.34%	3.01%	3.13%	2.97%	3.23%	3.43%	3%
Acquisitions	86K	377K	-23.34M	74K	40K	385K	5.15M	361K	1.66M	2.4M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-16.46M	-21.8M	-27.74M	-31.95M	75.56M	-95.14M	-12.21M	-41.05M	-150.03M	14.2M
Debt Issued (Net)	7.46M	1.8M	-3.59M	-5.4M	100.81M	-67.41M	20.61M	348K	-10.38M	59.64M
Equity Issued (Net)	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K
Dividends Paid	-21.27M	-21.29M	-21.24M	-21.65M	-21.53M	-21.99M	-26.56M	-28.54M	-66.16M	-38.73M
Share Repurchases	-3.33M	-3.19M	-3.18M	-4.6M	-3.65M	-5.54M	-6.26M	-12.86M	-73.49M	-6.71M
Other Financing	610K	165K	0	-298K	-72K	-196K	0	0	0	0
Net Change in Cash	42.45M	-37.09M	-68.97M	9.25M	196.96M	-93.96M	35.02M	2.13M	-116.1M	125.34M
Free Cash Flow+	62.16M	-12.44M	21.34M	30.27M	158.95M	13.99M	1.17M	114.82M	39.04M	103.17M
FCF Margin %	2.14%	-0.42%	0.67%	0.94%	4.77%	0.39%	0.03%	2.6%	0.79%	1.96%
FCF Growth %	191.59%	-120.01%	271.61%	41.82%	425.08%	-91.2%	-91.65%	9722.07%	-66%	164.25%
FCF per Share	2.08	-0.41	0.71	1.00	5.25	0.46	0.04	3.73	1.30	3.43
FCF Conversion (FCF/Net Income)	1.60x	1.37x	1.63x	2.35x	3.36x	1.32x	1.18x	2.39x	1.51x	1.80x
Interest Paid	4.9M	3.77M	4.96M	3.5M	6.88M	7.77M	9.39M	10.56M	13.26M	10.97M
Taxes Paid	51.24M	44.26M	52.15M	48.31M	50.81M	58.57M	67.14M	77.92M	90.64M	83.71M

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	14.49%	13.28%	10.01%	9.31%	9.47%	11.06%	10.83%	10.28%	12.3%	12.23%
Return on Invested Capital (ROIC)	19.7%	17.51%	13.76%	11.44%	11.27%	13%	12.63%	13.77%	14.05%	13.77%
Gross Margin	15.68%	15.96%	16.14%	16.38%	16.58%	17.74%	16.71%	17.19%	17.24%	17.35%
Net Margin	3%	2.98%	2.32%	2.25%	2.32%	2.67%	2.54%	2.45%	2.79%	2.75%
Debt / Equity	0.16x	0.15x	0.14x	0.12x	0.40x	0.29x	0.28x	0.25x	0.22x	0.26x
Interest Coverage	23.41x	20.60x	134.21x	30.20x	16.32x	22.18x	17.67x	18.16x	17.29x	20.50x
FCF Conversion	1.60x	1.37x	1.63x	2.35x	3.36x	1.32x	1.18x	2.39x	1.51x	1.80x
Revenue Growth	3.66%	3.15%	5.68%	1.81%	3.27%	8.73%	12.33%	8.5%	11.38%	7.25%

US Stock Screener

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PriceSmart, Inc. (PSMT) 10-Year Financial Performance & Capital Metrics

PSMT •

Consumer DefensiveDiscount StoresWarehouse Clubs and Supercenters

Revenue $5.27B +7.2%
EBITDA $324M +5.7%
Net Income $145M +5.7%
EPS (Diluted) 4.82 +5.5%
Gross Margin 17.35% +0.7%
EBITDA Margin 6.15% -1.4%
Operating Margin 4.48% -1.8%
Net Margin 2.75% -1.5%
ROE 12.23% -0.6%
ROIC 13.77% -2.0%
Debt/Equity 0.26 +18.7%
Interest Coverage 20.50 +18.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Momentum leader: RS Rating 84 (top 16%)
✓High quality earnings: Operating CF exceeds net income
✓Trading near 52-week high
✓Efficient asset utilization: 2.3x turnover

✗Weaknesses

No significant weaknesses identified

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y6.52%

5Y9.62%

3Y9.03%

TTM7.78%

Profit (Net Income) CAGR

10Y5.11%

5Y13.4%

3Y11.94%

TTM8.16%

EPS CAGR

10Y5.03%

5Y13.58%

3Y12.56%

TTM16433.33%

ROCE

10Y Avg15.62%

5Y Avg15.31%

3Y Avg16.09%

Latest16.37%

Peer Comparison

Warehouse Clubs and Supercenters

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
COSTCostco Wholesale Corporation	448.02B	1010.79	55.51	8.17%	2.96%	27.4%	1.75%	0.28
WMTWalmart Inc.	1.02T	127.95	46.87	4.73%	3.26%	22.35%	4.08%	0.67
PSMTPriceSmart, Inc.	5.07B	154.62	32.08	7.25%	2.73%	11.3%	2.03%	0.26
BJBJ's Wholesale Club Holdings, Inc.	13B	98.79	24.70	2.67%	2.72%	26.48%	2.41%	1.54
TGTTarget Corporation	51.84B	113.79	12.84	-0.79%	3.84%	26.1%	8.63%	1.36

Profit & Loss

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Sales/Revenue+	2.91B	3B	3.17B	3.22B	3.33B	3.62B	4.07B	4.41B	4.91B	5.27B
Revenue Growth %	3.66%	3.15%	5.68%	1.81%	3.27%	8.73%	12.33%	8.5%	11.38%	7.25%
Cost of Goods Sold+	2.45B	2.52B	2.66B	2.7B	2.78B	2.98B	3.39B	3.65B	4.07B	4.36B
COGS % of Revenue	84.32%	84.04%	83.86%	83.62%	83.42%	82.26%	83.29%	82.81%	82.76%	82.65%
Gross Profit+	455.55M	478.28M	511.18M	528.23M	552M	642.13M	679.53M	758.57M	846.92M	914.37M
Gross Margin %	15.68%	15.96%	16.14%	16.38%	16.58%	17.74%	16.71%	17.19%	17.24%	17.35%
Gross Profit Growth %	1.29%	4.99%	6.88%	3.33%	4.5%	16.33%	5.83%	11.63%	11.65%	7.96%
Operating Expenses+	317.67M	338.69M	380.86M	409.25M	427.54M	482.23M	509.73M	558.47M	622.84M	678.27M
OpEx % of Revenue	10.93%	11.3%	12.03%	12.69%	12.84%	13.32%	12.54%	12.66%	12.68%	12.87%
Selling, General & Admin	317.67M	338.69M	380.86M	409.25M	427.54M	482.23M	509.73M	558.47M	622.84M	678.27M
SG&A % of Revenue	10.93%	11.3%	12.03%	12.69%	12.84%	13.32%	12.54%	12.66%	12.68%	12.87%
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	0	0	0	0	0	0	0	0	0	0
Operating Income+	137.88M	139.59M	130.32M	118.97M	124.46M	159.9M	169.8M	200.1M	224.08M	236.1M
Operating Margin %	4.75%	4.66%	4.12%	3.69%	3.74%	4.42%	4.18%	4.54%	4.56%	4.48%
Operating Income Growth %	-7.07%	1.24%	-6.64%	-8.71%	4.61%	28.48%	6.2%	17.84%	11.99%	5.37%
EBITDA+	177.68M	185.88M	182.96M	173.93M	185.68M	224.88M	237.67M	272.8M	306.69M	324.26M
EBITDA Margin %	6.12%	6.2%	5.78%	5.39%	5.58%	6.21%	5.85%	6.18%	6.24%	6.15%
EBITDA Growth %	-2.81%	4.62%	-1.57%	-4.94%	6.76%	21.11%	5.69%	14.78%	12.43%	5.73%
D&A (Non-Cash Add-back)	39.79M	46.29M	52.64M	54.96M	61.23M	64.98M	67.87M	72.7M	82.61M	88.16M
EBIT	137.13M	139.52M	123.56M	115.05M	123.67M	154.4M	166.03M	180.23M	214.39M	218.01M
Net Interest Income+	-4.58M	-4.97M	444K	-2.45M	-5.59M	-5.23M	-7.41M	-1.15M	-1.91M	-1.38M
Interest Income	1.31M	1.81M	1.42M	1.49M	2.03M	1.98M	2.2M	9.87M	11.05M	10.14M
Interest Expense	5.89M	6.78M	971K	3.94M	7.63M	7.21M	9.61M	11.02M	12.96M	11.52M
Other Income/Expense	-6.31M	-6.85M	-7.74M	-7.92M	-8.51M	-12.77M	-13.39M	-30.94M	-22.59M	-29.6M
Pretax Income+	131.57M	132.74M	122.58M	111.05M	115.94M	147.13M	156.41M	169.16M	201.49M	206.5M
Pretax Margin %	4.53%	4.43%	3.87%	3.44%	3.48%	4.06%	3.85%	3.83%	4.1%	3.92%
Income Tax+	42.85M	42.02M	48.18M	37.56M	37.76M	48.97M	51.86M	59.95M	62.62M	58.62M
Effective Tax Rate %	66.35%	67.35%	59.9%	65.26%	66.64%	65.71%	66.04%	63.78%	68.05%	70.17%
Net Income+	87.29M	89.4M	73.43M	72.47M	77.27M	96.68M	103.29M	107.89M	137.12M	144.9M
Net Margin %	3%	2.98%	2.32%	2.25%	2.32%	2.67%	2.54%	2.45%	2.79%	2.75%
Net Income Growth %	-0.79%	2.42%	-17.87%	-1.31%	6.62%	25.13%	6.83%	4.46%	27.08%	5.67%
Net Income (Continuing)	88.72M	90.72M	74.4M	73.49M	78.18M	98.16M	104.55M	109.2M	138.88M	147.88M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	636K	928K	1.01M	869K	0	0	0	0
EPS (Diluted)+	2.92	2.98	2.47	2.42	2.55	3.18	3.38	3.50	4.57	4.82
EPS Growth %	-1.02%	2.05%	-17.11%	-2.02%	5.37%	24.71%	6.29%	3.55%	30.57%	5.47%
EPS (Basic)	2.92	2.98	2.47	2.42	2.55	3.18	3.38	3.51	4.57	4.82
Diluted Shares Outstanding	29.93M	30.02M	30.11M	30.2M	30.26M	30.4M	30.6M	30.79M	30.03M	30.06M
Basic Shares Outstanding	29.93M	30.02M	30.11M	30.2M	30.26M	30.4M	30.59M	30.76M	30.03M	30.06M
Dividend Payout Ratio	24.37%	23.81%	28.93%	29.88%	27.86%	22.74%	25.71%	26.45%	48.25%	26.73%

Balance Sheet

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Total Current Assets+	512.55M	510.37M	487.85M	491.9M	699M	697.2M	773.58M	877.11M	832.35M	974.46M
Cash & Short-Term Investments	199.52M	162.43M	125.76M	119.7M	345.99M	252.29M	248.87M	331.06M	225.53M	325.27M
Cash Only	199.52M	162.43M	93.46M	102.65M	299.48M	202.06M	237.71M	239.98M	125.36M	252.09M
Short-Term Investments	0	0	32.3M	17.05M	46.51M	50.23M	11.16M	91.08M	100.17M	73.19M
Accounts Receivable	7.46M	6.46M	8.86M	9.87M	13.15M	12.36M	13.39M	17.9M	18.85M	49.96M
Days Sales Outstanding	0.94	0.79	1.02	1.12	1.44	1.25	1.2	1.48	1.4	3.46
Inventory	282.91M	310.95M	321.02M	331.27M	309.51M	389.71M	464.41M	471.41M	528.68M	560.73M
Days Inventory Outstanding	42.15	45.07	44.12	44.85	40.68	47.77	50.05	47.1	47.45	46.99
Other Current Assets	8.59M	13.51M	12.67M	2.79M	12.88M	18.31M	5.77M	56.73M	59.29M	38.5M
Total Non-Current Assets+	584.18M	667.14M	728.54M	804.51M	957.82M	1.01B	1.03B	1.13B	1.19B	1.29B
Property, Plant & Equipment	473.05M	557.83M	594.4M	671.15M	811.81M	853.86M	869.05M	964.53M	1.03B	1.11B
Fixed Asset Turnover	6.14x	5.37x	5.33x	4.80x	4.10x	4.24x	4.68x	4.57x	4.76x	4.75x
Goodwill	35.64M	35.64M	46.33M	46.1M	45.21M	45.09M	43.3M	43.11M	43.2M	43.24M
Intangible Assets	0	0	14.98M	12.58M	10.17M	7.76M	765K	0	0	0
Long-Term Investments	10.77M	10.77M	10.76M	10.7M	10.6M	10.54M	10.53M	10.48M	6.88M	6.89M
Other Non-Current Assets	52.47M	47.5M	51.9M	48.52M	58.37M	67.1M	82.81M	78.34M	71.13M	93.58M
Total Assets+	1.1B	1.18B	1.22B	1.3B	1.66B	1.71B	1.81B	2.01B	2.02B	2.27B
Asset Turnover	2.65x	2.54x	2.60x	2.49x	2.01x	2.12x	2.25x	2.20x	2.43x	2.32x
Asset Growth %	10.59%	7.37%	3.3%	6.58%	27.8%	2.96%	6.02%	10.91%	0.85%	12.18%
Total Current Liabilities+	367.9M	363.38M	349.37M	407.45M	568.27M	533.55M	579.46M	634.48M	680.15M	726.27M
Accounts Payable	267.17M	272.25M	255.74M	286.22M	370.97M	388.79M	408.41M	453.23M	485.96M	506.95M
Days Payables Outstanding	39.81	39.46	35.15	38.75	48.76	47.66	44.02	45.28	43.61	42.48
Short-Term Debt	31.1M	18.36M	14.86M	33.41M	93.17M	27.92M	51.81M	36.49M	43.92M	50.96M
Deferred Revenue (Current)	20.92M	22.1M	23.02M	25.34M	23.52M	26.9M	29.23M	32.61M	38.08M	43.06M
Other Current Liabilities	25.16M	26.48M	28.28M	32.44M	39.93M	39.74M	38.42M	59.08M	1.18M	110.11M
Current Ratio	1.39x	1.40x	1.40x	1.21x	1.23x	1.31x	1.34x	1.38x	1.22x	1.34x
Quick Ratio	0.62x	0.55x	0.48x	0.39x	0.69x	0.58x	0.53x	0.64x	0.45x	0.57x
Cash Conversion Cycle	3.28	6.4	9.99	7.22	-6.64	1.36	7.24	3.3	5.23	7.97
Total Non-Current Liabilities+	90.76M	105.36M	108.39M	90.68M	255.82M	256.02M	237.87M	264.09M	219.58M	295.51M
Long-Term Debt	73.54M	87.94M	87.72M	63.71M	112.61M	110.11M	103.56M	119.49M	94.44M	147.92M
Capital Lease Obligations	0	0	0	0	124.18M	129.26M	118.5M	122.19M	103.89M	122.24M
Deferred Tax Liabilities	1.76M	1.81M	1.89M	2.02M	1.71M	1.57M	2.17M	1.94M	1.64M	1.1M
Other Non-Current Liabilities	15.46M	15.61M	18.77M	24.95M	17.31M	15.09M	13.65M	20.47M	19.6M	24.25M
Total Liabilities	458.66M	468.75M	457.75M	498.13M	824.09M	789.58M	817.33M	898.57M	899.73M	1.02B
Total Debt+	104.64M	106.3M	102.58M	97.13M	329.96M	267.29M	281.36M	278.18M	249.63M	329.06M
Net Debt	-94.88M	-56.14M	9.12M	-5.53M	30.48M	65.23M	43.65M	38.19M	124.26M	76.97M
Debt / Equity	0.16x	0.15x	0.14x	0.12x	0.40x	0.29x	0.28x	0.25x	0.22x	0.26x
Debt / EBITDA	0.59x	0.57x	0.56x	0.56x	1.78x	1.19x	1.18x	1.02x	0.81x	1.01x
Net Debt / EBITDA	-0.53x	-0.30x	0.05x	-0.03x	0.16x	0.29x	0.18x	0.14x	0.41x	0.24x
Interest Coverage	23.41x	20.60x	134.21x	30.20x	16.32x	22.18x	17.67x	18.16x	17.29x	20.50x
Total Equity+	638.07M	708.77M	758.64M	798.28M	832.73M	916.21M	991.07M	1.11B	1.12B	1.25B
Equity Growth %	12.62%	11.08%	7.04%	5.23%	4.32%	10.03%	8.17%	11.7%	1.44%	11.08%
Book Value per Share	21.32	23.61	25.19	26.44	27.52	30.14	32.39	35.96	37.39	41.49
Total Shareholders' Equity	638.07M	708.77M	758M	797.35M	831.72M	915.35M	991.07M	1.11B	1.12B	1.25B
Common Stock	3K	3K	3K	3K	3K	3K	3K	3K	3K	3K
Retained Earnings	351.06M	420.5M	473.95M	525.8M	582.49M	658.92M	736.89M	817.56M	890.27M	999.43M
Treasury Stock	-32.73M	-35.92M	-39.11M	-38.69M	-28.41M	-26.08M	-31.64M	-43.96M	-117.26M	-119.97M
Accumulated OCI	-103.95M	-110.06M	-121.22M	-144.34M	-176.82M	-182.51M	-195.59M	-163.99M	-164.59M	-161.44M
Minority Interest	0	0	636K	928K	1.01M	869K	0	0	0	0

Cash Flow

	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Aug 2020	Aug 2021	Aug 2022	Aug 2023	Aug 2024	Aug 2025
Cash from Operations+	139.86M	122.86M	119.45M	170.33M	259.27M	127.17M	121.83M	257.33M	207.59M	261.31M
Operating CF Margin %	4.81%	4.1%	3.77%	5.28%	7.79%	3.51%	3%	5.83%	4.22%	4.96%
Operating CF Growth %	26.57%	-12.16%	-2.77%	42.59%	52.21%	-50.95%	-4.2%	111.22%	-19.33%	25.88%
Net Income	88.72M	90.72M	74.4M	73.49M	78.18M	98.16M	104.55M	109.2M	138.88M	144.9M
Depreciation & Amortization	39.79M	46.29M	52.64M	54.96M	61.23M	64.98M	67.87M	72.7M	82.61M	88.16M
Stock-Based Compensation	9.12M	9.69M	10.22M	15.06M	13.82M	18.42M	16.8M	16.57M	17.29M	0
Deferred Taxes	2.88M	-2.85M	6.96M	-4.4M	-3.4M	-3.85M	-3.3M	1.6M	-4.62M	-4.4M
Other Non-Cash Items	2.51M	1.8M	2.91M	1.19M	541K	1.03M	1.34M	6.42M	2.09M	24.21M
Working Capital Changes	-878K	-22.8M	-27.68M	30.04M	108.91M	-51.58M	-65.43M	50.84M	-28.66M	8.44M
Change in Receivables	0	0	0	0	0	0	0	0	0	0
Change in Inventory	-15.73M	-28.04M	-10.08M	-10.25M	21.76M	-80.2M	-74.71M	-10.17M	-57.27M	-32.05M
Change in Payables	23.2M	3.34M	-16.49M	25.32M	90.19M	15.53M	23.06M	43.42M	32.49M	24.99M
Cash from Investing+	-78.17M	-135.22M	-153.78M	-124.7M	-131.21M	-116.72M	-74.76M	-222.08M	-175.45M	-128.88M
Capital Expenditures	-78.14M	-135.59M	-98.21M	-140.06M	-100.32M	-113.17M	-120.66M	-142.51M	-168.54M	-158.13M
CapEx % of Revenue	2.69%	4.52%	3.1%	4.34%	3.01%	3.13%	2.97%	3.23%	3.43%	3%
Acquisitions	86K	377K	-23.34M	74K	40K	385K	5.15M	361K	1.66M	2.4M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-16.46M	-21.8M	-27.74M	-31.95M	75.56M	-95.14M	-12.21M	-41.05M	-150.03M	14.2M
Debt Issued (Net)	7.46M	1.8M	-3.59M	-5.4M	100.81M	-67.41M	20.61M	348K	-10.38M	59.64M
Equity Issued (Net)	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K
Dividends Paid	-21.27M	-21.29M	-21.24M	-21.65M	-21.53M	-21.99M	-26.56M	-28.54M	-66.16M	-38.73M
Share Repurchases	-3.33M	-3.19M	-3.18M	-4.6M	-3.65M	-5.54M	-6.26M	-12.86M	-73.49M	-6.71M
Other Financing	610K	165K	0	-298K	-72K	-196K	0	0	0	0
Net Change in Cash	42.45M	-37.09M	-68.97M	9.25M	196.96M	-93.96M	35.02M	2.13M	-116.1M	125.34M
Free Cash Flow+	62.16M	-12.44M	21.34M	30.27M	158.95M	13.99M	1.17M	114.82M	39.04M	103.17M
FCF Margin %	2.14%	-0.42%	0.67%	0.94%	4.77%	0.39%	0.03%	2.6%	0.79%	1.96%
FCF Growth %	191.59%	-120.01%	271.61%	41.82%	425.08%	-91.2%	-91.65%	9722.07%	-66%	164.25%
FCF per Share	2.08	-0.41	0.71	1.00	5.25	0.46	0.04	3.73	1.30	3.43
FCF Conversion (FCF/Net Income)	1.60x	1.37x	1.63x	2.35x	3.36x	1.32x	1.18x	2.39x	1.51x	1.80x
Interest Paid	4.9M	3.77M	4.96M	3.5M	6.88M	7.77M	9.39M	10.56M	13.26M	10.97M
Taxes Paid	51.24M	44.26M	52.15M	48.31M	50.81M	58.57M	67.14M	77.92M	90.64M	83.71M

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	14.49%	13.28%	10.01%	9.31%	9.47%	11.06%	10.83%	10.28%	12.3%	12.23%
Return on Invested Capital (ROIC)	19.7%	17.51%	13.76%	11.44%	11.27%	13%	12.63%	13.77%	14.05%	13.77%
Gross Margin	15.68%	15.96%	16.14%	16.38%	16.58%	17.74%	16.71%	17.19%	17.24%	17.35%
Net Margin	3%	2.98%	2.32%	2.25%	2.32%	2.67%	2.54%	2.45%	2.79%	2.75%
Debt / Equity	0.16x	0.15x	0.14x	0.12x	0.40x	0.29x	0.28x	0.25x	0.22x	0.26x
Interest Coverage	23.41x	20.60x	134.21x	30.20x	16.32x	22.18x	17.67x	18.16x	17.29x	20.50x
FCF Conversion	1.60x	1.37x	1.63x	2.35x	3.36x	1.32x	1.18x	2.39x	1.51x	1.80x
Revenue Growth	3.66%	3.15%	5.68%	1.81%	3.27%	8.73%	12.33%	8.5%	11.38%	7.25%

PriceSmart, Inc. (PSMT) 10-Year Financial Performance & Capital Metrics

Key Insights

✓Strengths

✗Weaknesses

Price & Volume

Growth Metrics

Revenue CAGR

Profit (Net Income) CAGR

EPS CAGR

ROCE

Peer Comparison

Compare PSMT vs Peers

vs WMT

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Profit & Loss

Balance Sheet

Cash Flow

Key Ratios

Deep Dive Analysis

Valuation Overview

Total Return Calculator

Dividend History

Earnings History

Price History

Revenue History

Financial Ratios

PriceSmart, Inc. (PSMT) 10-Year Financial Performance & Capital Metrics

Key Insights

✓Strengths

✗Weaknesses

Price & Volume

Growth Metrics

Revenue CAGR

Profit (Net Income) CAGR

EPS CAGR

ROCE

Peer Comparison

Compare PSMT vs Peers

vs WMT

vs COST

Compare Top 5

Profit & Loss

Balance Sheet

Cash Flow

Key Ratios

Deep Dive Analysis

Valuation Overview

Total Return Calculator

Dividend History

Earnings History

Price History

Revenue History

Financial Ratios