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PSMTPriceSmart, Inc.
$172.64$5.3B
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  1. Home
  2. Financial Ratios

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  4. Financial Ratios

PriceSmart, Inc. (PSMT) Financial Ratios

Latest Ratios: P/E Ratio 35.8x · EV/EBITDA 16.7x · ROE 12.2%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

PSMT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$5.3B$3.2B$2.7B$2.4B$1.9B$2.6B$2.0B$1.8B$2.6B$2.4B$2.5B
Enterprise Value$5.4B$3.3B$2.8B$2.5B$2.0B$2.6B$2.0B$1.8B$2.6B$2.4B$2.4B
P/E Ratio →35.8222.2519.6022.7118.7226.6125.7824.9735.1627.2728.61
P/S Ratio1.010.610.550.550.480.710.600.570.830.810.86
P/B Ratio4.162.592.402.211.952.812.392.293.453.443.92
P/FCF51.6431.2568.9021.311656.17183.8512.5260.28122.53—40.22
P/OCF20.3912.3412.969.5115.8920.237.6710.7121.9019.8617.88

P/E links to full P/E history page with 30-year chart

PSMT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.630.570.560.490.730.610.560.830.800.83
EV / EBITDA16.6710.189.189.118.3311.7310.8810.4614.3512.8213.54
EV / EBIT22.8915.1413.1313.7911.9217.0816.3315.8121.2417.0817.54
EV / FCF—32.0072.0921.641693.51188.5112.7160.10122.96—38.70

PSMT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin17.4%17.4%17.2%17.2%16.7%17.7%16.6%16.4%16.1%16.0%15.7%
Operating Margin4.5%4.5%4.6%4.5%4.2%4.4%3.7%3.7%4.1%4.7%4.7%
Net Profit Margin2.7%2.7%2.8%2.4%2.5%2.7%2.3%2.2%2.3%3.0%3.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE12.2%12.2%12.3%10.3%10.8%11.1%9.5%9.3%10.0%13.3%14.5%
ROA6.8%6.8%6.8%5.7%5.9%5.8%5.2%5.8%6.1%7.9%8.4%
ROIC13.8%13.8%14.0%13.8%12.6%13.0%11.3%11.4%13.8%17.5%19.7%
ROCE16.4%16.4%16.5%15.4%14.1%14.1%12.6%13.6%15.5%18.1%19.9%

PSMT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.260.260.220.250.280.290.400.120.140.150.16
Debt / EBITDA1.011.010.811.021.181.191.780.560.560.570.59
Net Debt / Equity—0.060.110.030.040.070.04-0.010.01-0.08-0.15
Net Debt / EBITDA0.240.240.410.140.180.290.16-0.030.05-0.30-0.53
Debt / FCF—0.753.180.3337.344.660.19-0.180.43—-1.53
Interest Coverage18.9318.9316.5416.3517.2821.4116.2229.21127.2520.5923.28

PSMT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.341.341.221.381.341.311.231.211.401.401.39
Quick Ratio0.570.570.450.640.530.580.690.390.480.550.62
Cash Ratio0.450.450.330.520.430.470.610.290.360.450.54
Asset Turnover—2.322.432.202.252.122.012.492.602.542.65
Inventory Turnover7.777.777.697.757.297.648.978.148.278.108.66
Days Sales Outstanding—3.461.401.481.201.251.441.121.020.790.94

PSMT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.7%1.2%2.5%1.2%1.4%0.9%1.1%1.2%0.8%0.9%0.9%
Payout Ratio26.7%26.7%48.3%26.5%25.7%22.7%27.9%29.9%28.9%23.8%24.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.8%4.5%5.1%4.4%5.3%3.8%3.9%4.0%2.8%3.7%3.5%
FCF Yield1.9%3.2%1.5%4.7%0.1%0.5%8.0%1.7%0.8%—2.5%
Buyback Yield0.1%0.2%2.7%0.5%0.3%0.2%0.2%0.3%0.1%0.1%0.1%
Total Shareholder Yield0.9%1.4%5.2%1.7%1.7%1.1%1.3%1.4%0.9%1.0%1.0%
Shares Outstanding—$30M$30M$31M$31M$30M$30M$30M$30M$30M$30M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStable
Balance SheetHealthy
Cash FlowStable
Top Statement Risk

Thin operating margins

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Stable Margins Amid Expansion

PriceSmart's gross margin held at 17.7% for three consecutive quarters through 2026Q3, as reported in financial statements, while operating margin improved to 4.4% from 4.1% a year earlier, indicating disciplined cost control.

The stability in gross margin despite accelerating revenue growth suggests procurement and pricing discipline, but the thin operating margin leaves little buffer for cost inflation or competitive pressure. Net margin of 2.7% in 2026Q3 is consistent with the prior year, reflecting stable earnings quality, though the one-time charge in 2024Q4 distorts historical comparisons.

Modest Returns on Invested Capital

ROIC has remained in a narrow 3.1%-4.1% range over the past ten quarters, as per quarterly filings, indicating stable but low returns on capital, with ROE similarly hovering around 2.5%-3.7%.

The low ROIC relative to peers like Costco (34.5%) and BJ's (13.5%) reflects PriceSmart's asset-heavy warehouse model and lower margin structure. The stability in ROIC suggests the company is not compounding returns, but rather maintaining a consistent level, which may be acceptable given its growth investments in new clubs and infrastructure.

Working Capital Efficiency Improving

Cash conversion cycle lengthened from 1 day in 2024Q2 to 8 days in 2026Q3, as reported in financial statements, driven by a rise in days inventory outstanding from 44 to 47, while DPO remained stable around 42-45.

The modest increase in CCC indicates slightly higher working capital needs, but the absolute level remains low, reflecting efficient inventory management and favorable payment terms with suppliers. Asset turnover has been stable at 0.59-0.65, suggesting that the expansion in assets is being matched by revenue growth, though the capital intensity of the model limits efficiency gains.

Comfortable Leverage with Rising Debt

Debt-to-equity remained stable at 0.23 in 2026Q3, as per SEC filings, while interest coverage improved to 17.0x from 13.8x a year earlier, indicating ample capacity to service debt despite a 25% increase in total debt.

The increase in total debt to $325.5M is likely funding expansion, but the stable D/E and strong interest coverage suggest the balance sheet can absorb additional leverage if needed. However, the D/EBITDA of 3.6x is elevated relative to peers, warranting monitoring if EBITDA growth slows.

Adequate Liquidity with Inventory Dependence

Current ratio improved to 1.21 in 2026Q3 from 1.20 a year earlier, as per quarterly data, but the quick ratio of 0.50 indicates heavy reliance on inventory to meet short-term obligations.

The liquidity position appears adequate for normal operations, but the low quick ratio suggests that a sudden inventory write-down or demand shock could strain liquidity. Cash reserves of $208M provide a buffer, but the company's capital-intensive model requires ongoing access to credit or cash flow to fund growth.

Misapplied P/E in Asset-Heavy Retail

The P/E of 35.0 is often used to gauge PriceSmart's value, but as reported in financial statements, this metric obscures the company's low asset turnover and capital intensity, making EV/EBITDA or P/B more relevant.

PriceSmart's business model relies on physical warehouses and inventory, so earnings multiples can be distorted by depreciation and one-time items. EV/EBITDA of 16.3x provides a clearer picture of operating performance, while P/B of 4.07 reflects the market's premium on its asset base. Investors should focus on ROIC and cash flow metrics rather than P/E alone.

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Includes 30+ ratios · 30 years · Updated daily

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PSMT — Frequently Asked Questions

Quick answers to the most common questions about buying PSMT stock.

What is PriceSmart, Inc.'s P/E ratio?

PriceSmart, Inc.'s current P/E ratio is 35.8x. The historical average is 28.8x. This places it at the 91th percentile of its historical range.

What is PriceSmart, Inc.'s EV/EBITDA?

PriceSmart, Inc.'s current EV/EBITDA is 16.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.3x.

What is PriceSmart, Inc.'s ROE?

PriceSmart, Inc.'s return on equity (ROE) is 12.2%. The historical average is 5.6%.

Is PSMT stock overvalued?

Based on historical data, PriceSmart, Inc. is trading at a P/E of 35.8x. This is at the 91th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is PriceSmart, Inc.'s dividend yield?

PriceSmart, Inc.'s current dividend yield is 0.75% with a payout ratio of 26.7%.

What are PriceSmart, Inc.'s profit margins?

PriceSmart, Inc. has 17.4% gross margin and 4.5% operating margin.

How much debt does PriceSmart, Inc. have?

PriceSmart, Inc.'s Debt/EBITDA ratio is 1.0x, indicating moderate leverage. A ratio below 2x is generally considered financially healthy.