8-K Announcements
6Apr 30, 2026·SEC
Apr 24, 2026·SEC
Apr 2, 2026·SEC
Riverview Bancorp, Inc. (RVSB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Riverview Bancorp, Inc. (RVSB) stock price & volume — 10-year historical chart
Riverview Bancorp, Inc. (RVSB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Riverview Bancorp, Inc. (RVSB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.03vs $0.05-40.0% | $2Mvs $14M-84.8% |
| Q1 2026 | Jan 27, 2026 | $0.07vs $0.04+75.0% | $14Mvs $14M+2.5% |
| Q4 2025 | Oct 28, 2025 | $0.05vs $0.06-16.7% | $14Mvs $14M-0.6% |
| Q3 2025 | Jul 29, 2025 | $0.06vs $0.05+20.0% | $13Mvs $14M-3.9% |
Riverview Bancorp, Inc. (RVSB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Riverview Bancorp, Inc. (RVSB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Riverview Bancorp, Inc. (RVSB) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 33.76M | 42.97M | 47.05M | 45.73M | 44.92M | 47.63M | 51.61M | 38.09M | 36.34M | 39.36M |
NII Growth % | 15.59% | 27.27% | 9.52% | -2.81% | -1.78% | 6.03% | 8.36% | -26.2% | -4.57% | 40.77% |
Net Interest Margin % | 2.98% | 3.73% | 4.07% | 3.87% | 2.9% | 2.74% | 3.25% | 2.5% | 2.4% | 2.6% |
Interest Income | 35.63M | 45.31M | 49.87M | 50.49M | 48.34M | 49.83M | 55.67M | 56.55M | 58.96M | 61.21M |
Interest Expense | 1.87M | 2.35M | 2.81M | 4.76M | 3.43M | 2.2M | 4.06M | 18.47M | 22.62M | 21.85M |
Loan Loss Provision | 0 | 0 | 50K | 1.25M | 6.3M | -4.63M | 750K | 0 | 100K | 100K |
Non-Interest Income | 10.01M | 10.65M | 11.11M | 12.36M | 11.09M | 12.74M | 12.19M | 10.24M | 14.26M | 14.48M |
Non-Interest Income % | 21.94% | 19.03% | 18.22% | 19.66% | 18.66% | 20.37% | 17.97% | 15.33% | 19.47% | 19.13% |
Total Revenue | 45.64M▲ 0% | 55.96M▲ 22.6% | 60.98M▲ 9.0% | 62.85M▲ 3.1% | 59.43M▼ 5.4% | 62.57M▲ 5.3% | 67.86M▲ 8.5% | 66.8M▼ 1.6% | 73.22M▲ 9.6% | 75.69M▲ 0% |
Revenue Growth % | 13.19% | 22.62% | 8.96% | 3.08% | -5.44% | 5.27% | 8.46% | -1.57% | 9.61% | 36.65% |
Non-Interest Expense | 32.98M | 35.62M | 35.7M | 36.26M | 36.25M | 36.72M | 39.37M | 43.73M | 44.26M | 47.59M |
Efficiency Ratio | 72.26% | 63.64% | 58.55% | 57.69% | 61% | 58.68% | 58.02% | 65.46% | 60.45% | 62.88% |
Operating Income | 10.79M▲ 0% | 18M▲ 66.8% | 22.41M▲ 24.5% | 20.58M▼ 8.2% | 13.45M▼ 34.6% | 28.28M▲ 110.2% | 23.68M▼ 16.3% | 4.6M▼ 80.6% | 6.24M▲ 35.6% | 6.14M▲ 0% |
Operating Margin % | 23.64% | 32.16% | 36.76% | 32.74% | 22.64% | 45.19% | 34.89% | 6.89% | 8.52% | 8.12% |
Operating Income Growth % | 10.29% | 66.78% | 24.53% | -8.18% | -34.62% | 110.18% | -16.26% | -80.57% | 35.58% | - |
Pretax Income | 10.79M▲ 0% | 18M▲ 66.8% | 22.41M▲ 24.5% | 20.58M▼ 8.2% | 13.45M▼ 34.6% | 28.28M▲ 110.2% | 23.68M▼ 16.3% | 4.6M▼ 80.6% | 6.24M▲ 35.6% | 6.14M▲ 0% |
Pretax Margin % | 23.64% | 32.16% | 36.76% | 32.74% | 22.64% | 45.19% | 34.89% | 6.89% | 8.52% | 8.12% |
Income Tax | 3.39M | 7.75M | 5.15M | 4.83M | 2.98M | 6.46M | 5.61M | 802K | 1.33M | 1.29M |
Effective Tax Rate % | 31.39% | 43.09% | 22.96% | 23.47% | 22.16% | 22.83% | 23.69% | 17.43% | 21.4% | 21.08% |
Net Income | 7.4M▲ 0% | 10.24M▲ 38.3% | 17.27M▲ 68.6% | 15.75M▼ 8.8% | 10.47M▼ 33.5% | 21.82M▲ 108.4% | 18.07M▼ 17.2% | 3.8M▼ 79.0% | 4.9M▲ 29.1% | 4.85M▲ 0% |
Net Margin % | 16.22% | 18.3% | 28.32% | 25.05% | 17.62% | 34.87% | 26.63% | 5.69% | 6.7% | 6.41% |
Net Income Growth % | 16.45% | 38.33% | 68.58% | -8.79% | -33.5% | 108.37% | -17.19% | -78.97% | 29.06% | 516.14% |
Net Income (Continuing) | 7.4M | 10.24M | 17.27M | 15.75M | 10.47M | 21.82M | 18.07M | 3.8M | 4.9M | 4.85M |
EPS (Diluted) | 0.33▲ 0% | 0.45▲ 36.4% | 0.76▲ 68.9% | 0.69▼ 9.2% | 0.47▼ 31.9% | 0.98▲ 108.5% | 0.83▼ 15.3% | 0.18▼ 78.3% | 0.23▲ 27.8% | 0.23▲ 0% |
EPS Growth % | 17.86% | 36.36% | 68.89% | -9.21% | -31.88% | 108.51% | -15.31% | -78.31% | 27.78% | 506.81% |
EPS (Basic) | 0.33 | 0.45 | 0.76 | 0.70 | 0.47 | 0.98 | 0.84 | 0.18 | 0.23 | - |
Diluted Shares Outstanding | 22.55M | 22.62M | 22.66M | 22.7M | 22.31M | 22.23M | 21.65M | 21.14M | 21.06M | 20.76M |
Riverview Bancorp, Inc. (RVSB) balance sheet — assets, liabilities & shareholders' equity
| Metric | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 275.87M | 263.95M | 201.92M | 190.51M | 481.96M | 407.45M | 233.79M | 166.84M | 43.45M | 175.97M |
Cash & Due from Banks | 75.66M | 50.73M | 23.7M | 42.22M | 265.66M | 241.67M | 22.29M | 23.64M | 29.41M | 28.64M |
Short Term Investments | 200.21M | 213.22M | 178.23M | 148.29M | 216.3M | 165.78M | 211.5M | 143.2M | 14.04M | 13.51M |
Total Investments | 969.66M | 1.01B | 1.04B | 1.05B | 1.18B | 1.39B | 1.45B | 1.38B | 1.37B | 1.37B |
Investments Growth % | 26.55% | 4.58% | 2.93% | 0.35% | 12.65% | 18.21% | 3.88% | -4.66% | -0.85% | -4.7% |
Long-Term Investments | 769.45M | 800.86M | 865.6M | 899.19M | 963.63M | 1.23B | 1.24B | 1.24B | 1.36B | 5.43B |
Accounts Receivables | 2.94M | 3.48M | 3.92M | 3.7M | 5.24M | 4.65M | 4.79M | 4.42M | 4.53M | 1.07B |
Goodwill & Intangibles | 28.81M | 28.57M | 28.29M | 28.03M | 27.78M | 27.61M | 27.45M | 27.35M | 27.25M | 27.18M |
Goodwill | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M | 27.08M |
Intangible Assets | 1.73M | 1.49M | 1.22M | 950K | 700K | 529K | 379K | 271K | 171K | 101K |
PP&E (Net) | 16.23M | 15.78M | 15.46M | 17.08M | 19.26M | 18.52M | 21.4M | 22.92M | 23.43M | 22.47M |
Other Assets | 29.22M | 30.21M | 32.94M | 31.57M | 32.69M | 32.98M | 38.65M | 52.07M | 50.48M | -1.36B |
Total Current Assets | 282.63M | 271.3M | 210.44M | 201.66M | 500.39M | 424.5M | 254.53M | 171.25M | 47.98M | 1.1B |
Total Non-Current Assets | 851.31M | 880.23M | 946.48M | 979.14M | 1.05B | 1.32B | 1.34B | 1.35B | 1.47B | 49.65M |
Total Assets | 1.13B▲ 0% | 1.15B▲ 1.6% | 1.16B▲ 0.5% | 1.18B▲ 2.1% | 1.55B▲ 31.2% | 1.74B▲ 12.3% | 1.59B▼ 8.6% | 1.52B▼ 4.3% | 1.51B▼ 0.5% | 1.51B▲ 0% |
Asset Growth % | 23.09% | 1.55% | 0.47% | 2.06% | 31.19% | 12.33% | -8.64% | -4.29% | -0.54% | -4.21% |
Return on Assets (ROA) | 0.72% | 0.9% | 1.5% | 1.35% | 0.77% | 1.33% | 1.09% | 0.24% | 0.32% | 0.32% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 19.3M | 15.73M | 0 | 0 | 0 |
Total Debt | 28.84M | 28.91M | 85.56M | 29.03M | 29.08M | 29.12M | 152.9M | 117.48M | 105.59M | 89.7M |
Net Debt | -46.81M | -21.82M | 61.87M | -13.19M | -236.58M | -212.56M | 130.61M | 93.83M | 76.18M | 61.06M |
Long-Term Debt | 26.39M | 26.48M | 83.16M | 26.66M | 26.75M | 26.83M | 150.67M | 115.31M | 103.49M | 87.66M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 693K | 637K | 631K | 703K | 521K | 555K | 625K | 16.79M | 15.39M | 24.88M |
Total Current Liabilities | 993.14M | 1.01B | 937.6M | 1B | 1.37B | 1.55B | 1.28B | 1.23B | 1.23B | 1.23B |
Total Non-Current Liabilities | 29.54M | 29.55M | 86.19M | 29.73M | 29.6M | 29.67M | 153.53M | 134.26M | 120.98M | 114.58M |
Total Liabilities | 1.02B | 1.03B | 1.02B | 1.03B | 1.4B | 1.58B | 1.43B | 1.37B | 1.35B | 1.35B |
Total Equity | 111.26M▲ 0% | 116.9M▲ 5.1% | 133.12M▲ 13.9% | 148.84M▲ 11.8% | 151.59M▲ 1.8% | 157.25M▲ 3.7% | 155.24M▼ 1.3% | 155.59M▲ 0.2% | 160.01M▲ 2.8% | 164.22M▲ 0% |
Equity Growth % | 2.76% | 5.07% | 13.88% | 11.81% | 1.85% | 3.73% | -1.28% | 0.22% | 2.84% | 12.23% |
Equity / Assets (Capital Ratio) | 9.81% | 10.15% | 11.51% | 12.61% | 9.79% | 9.04% | 9.77% | 10.23% | 10.57% | 10.86% |
Return on Equity (ROE) | 6.75% | 8.98% | 13.81% | 11.17% | 6.97% | 14.13% | 11.56% | 2.44% | 3.11% | 2.99% |
Book Value per Share | 4.93 | 5.17 | 5.87 | 6.56 | 6.79 | 7.08 | 7.17 | 7.36 | 7.60 | 7.91 |
Tangible BV per Share | 3.66 | 3.91 | 4.63 | 5.32 | 5.55 | 5.83 | 5.90 | 6.07 | 6.30 | 6.60 |
Common Stock | 225K | 226K | 226K | 225K | 223K | 221K | 212K | 211K | 208K | 205K |
Additional Paid-in Capital | 64.47M | 64.87M | 65.09M | 64.65M | 63.65M | 62.05M | 55.51M | 55.01M | 53.39M | 51.85M |
Retained Earnings | 48.34M | 56.55M | 70.43M | 81.87M | 87.88M | 104.93M | 117.83M | 116.5M | 119.72M | 122.17M |
Accumulated OCI | -1.69M | -4.75M | -2.63M | 2.1M | -160K | -9.95M | -18.31M | -16.13M | -13.3M | -10M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Riverview Bancorp, Inc. (RVSB) cash flow — operating, investing & free cash flow history
| Metric | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 18.06M | 11.94M | 20.15M | 15.92M | 24.17M | 16.46M | 13.57M | 12.75M | 8.27M | 15.41M |
Operating CF Growth % | 63.02% | -33.89% | 68.81% | -21.02% | 51.83% | -31.88% | -17.54% | -6.05% | -35.16% | 1955.57% |
Net Income | 7.4M | 10.24M | 17.27M | 15.75M | 10.47M | 21.82M | 18.07M | 3.8M | 4.9M | 4.85M |
Depreciation & Amortization | 2.75M | 2.92M | 2.72M | 2.96M | 3.21M | 3.52M | 2.69M | 2.76M | 3.33M | 2.59M |
Deferred Taxes | 3.1M | 3.67M | -11K | -574K | -1.43M | 1.01M | -144K | -165K | 261K | 0 |
Other Non-Cash Items | -215K | -621K | -1.54M | 1.02M | 8.53M | -9.05M | -136K | 2.19M | -1.08M | 427K |
Working Capital Changes | 4.88M | -4.5M | 1.68M | -3.59M | 2.99M | -1.15M | -7.3M | 4.14M | 472K | 7.16M |
Cash from Investing | -76.59M | -45.58M | -24.97M | -878K | -150.25M | -221.66M | -76.25M | 63.56M | 13.33M | 1.75M |
Purchase of Investments | -92.42M | -47.49M | 0 | -18.13M | -160.24M | -224.56M | -81.8M | 0 | 0 | 0 |
Sale/Maturity of Investments | 37.05M | 29.54M | 36.53M | 53M | 48.07M | 46.78M | 33.65M | 82.47M | 53.67M | 31.39M |
Net Investment Activity | -55.36M | -17.95M | 36.53M | 34.88M | -112.17M | -177.77M | -48.15M | 82.47M | 53.67M | 31.39M |
Acquisitions | 15.12M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -35.74M | -26.88M | -60.45M | -32.8M | -34.52M | -40.63M | -23.13M | -13.3M | -37.63M | -29.08M |
Cash from Financing | 67.75M | 13.8M | -17M | 3.98M | 349.52M | 181.21M | -156.71M | -74.71M | -15.82M | -13.87M |
Dividends Paid | -1.8M | -2.14M | -3.16M | -4.08M | -4.48M | -4.67M | -5.12M | -5.08M | -2.53M | -1.68M |
Share Repurchases | 0 | 0 | -179K | -1.02M | -1.45M | -1.94M | -6.71M | -577K | -2M | -2.92M |
Stock Issued | 0 | 0 | 179K | 0 | 0 | 16K | 4K | 36K | 0 | 0 |
Net Stock Activity | 0 | 0 | 0 | -1.02M | -1.45M | -1.92M | -6.7M | -541K | -2M | -2.92M |
Debt Issuance (Net) | -21K | -23K | 1000K | -1000K | -40K | -46K | 1000K | -1000K | -1000K | 0 |
Other Financing | 69.56M | 15.96M | -70.39M | 65.69M | 355.49M | 187.87M | -268.59M | -33.55M | 682K | 14.51M |
Net Change in Cash | 9.21M▲ 0% | -19.85M▼ 315.4% | -21.82M▼ 9.9% | 19.02M▲ 187.2% | 223.44M▲ 1074.9% | -23.98M▼ 110.7% | -219.38M▼ 814.7% | 1.6M▲ 100.7% | 5.77M▲ 261.2% | 3.29M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 55.4M | 64.61M | 44.77M | 22.95M | 41.97M | 265.41M | 241.42M | 22.04M | 23.64M | 32.81M |
Cash at End | 64.61M | 44.77M | 22.95M | 41.97M | 265.41M | 241.42M | 22.04M | 23.64M | 29.41M | 28.64M |
Interest Paid | 1.66M | 2.18M | 2.69M | 4.58M | 3.25M | 1.95M | 3.74M | 17.24M | 21.63M | 22.27M |
Income Taxes Paid | 285K | 3.28M | 6.88M | 4.44M | 4.74M | 5.41M | 6.24M | 1.87M | 97K | 743K |
Free Cash Flow | 17.46M▲ 0% | 11.19M▼ 35.9% | 19.11M▲ 70.8% | 12.96M▼ 32.2% | 20.61M▲ 59.0% | 13.21M▼ 35.9% | 8.61M▼ 34.8% | 7.14M▼ 17.1% | 5.56M▼ 22.2% | 14.62M▲ 0% |
FCF Growth % | 63% | -35.94% | 70.82% | -32.15% | 59.02% | -35.93% | -34.81% | -17.06% | -22.19% | 476.95% |
Riverview Bancorp, Inc. (RVSB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 6.75% | 8.98% | 13.81% | 11.17% | 6.97% | 14.13% | 11.56% | 2.44% | 3.11% | 2.99% |
Return on Assets (ROA) | 0.72% | 0.9% | 1.5% | 1.35% | 0.77% | 1.33% | 1.09% | 0.24% | 0.32% | 0.32% |
Net Interest Margin | 2.98% | 3.73% | 4.07% | 3.87% | 2.9% | 2.74% | 3.25% | 2.5% | 2.4% | 2.6% |
Efficiency Ratio | 72.26% | 63.64% | 58.55% | 57.69% | 61% | 58.68% | 58.02% | 65.46% | 60.45% | 62.88% |
Equity / Assets | 9.81% | 10.15% | 11.51% | 12.61% | 9.79% | 9.04% | 9.77% | 10.23% | 10.57% | 10.86% |
Book Value / Share | 4.93 | 5.17 | 5.87 | 6.56 | 6.79 | 7.08 | 7.17 | 7.36 | 7.6 | 7.91 |
NII Growth | 15.59% | 27.27% | 9.52% | -2.81% | -1.78% | 6.03% | 8.36% | -26.2% | -4.57% | 10.24% |
Dividend Payout | 24.3% | 20.89% | 18.32% | 25.88% | 42.76% | 21.4% | 28.32% | 133.72% | 51.66% | 34.61% |
Riverview Bancorp, Inc. (RVSB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 30, 2026·SEC
Apr 24, 2026·SEC
Apr 2, 2026·SEC
Riverview Bancorp, Inc. (RVSB) stock FAQ — growth, dividends, profitability & financials explained
Riverview Bancorp, Inc. (RVSB) grew revenue by 9.6% over the past year. This is steady growth.
Yes, Riverview Bancorp, Inc. (RVSB) is profitable, generating $4.8M in net income for fiscal year 2025 (6.7% net margin).
Yes, Riverview Bancorp, Inc. (RVSB) pays a dividend with a yield of 2.07%. This makes it attractive for income-focused investors.
Riverview Bancorp, Inc. (RVSB) has a return on equity (ROE) of 3.1%. This is below average, suggesting room for improvement.
Riverview Bancorp, Inc. (RVSB) has a net interest margin (NIM) of 2.4%. NIM has been under pressure due to interest rate environment.
Riverview Bancorp, Inc. (RVSB) has an efficiency ratio of 60.5%. This is reasonable for a bank.