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WaFd, Inc.(WAFD)Earnings, Financials & Key Ratios
WAFD•NASDAQ•Banking & Credit
$35.51
$2.71B mkt cap·13.5× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutWaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.Show more
- Net Interest Income$654M-1.0%
- Total Revenue$1.41B-1.6%
- Net Income$226M+13.0%
- Return on Equity7.49%+1.5%
- Net Interest Margin2.45%+4.0%
- Efficiency Ratio30.32%-3.1%
- ROA0.83%+4.3%
- Equity / Assets11.38%+6.5%
- Book Value per Share37.87-6.2%
- Tangible BV/Share32.37-5.8%
- Debt/Equity0.60-45.9%
WAFD Key Insights
WaFd, Inc. (WAFD) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 30.3% efficiency ratio
- ✓Well capitalized: 11.4% equity/assets
- ✓Healthy dividend yield of 3.0%
- ✓Trading near 52-week high
- ✓Trading at only 0.9x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WAFD Price & Volume
WaFd, Inc. (WAFD) stock price & volume — 10-year historical chart
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WAFD Growth Metrics
WaFd, Inc. (WAFD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.28%
5 Years14.77%
3 Years24.35%
TTM-
Profit CAGR
10 Years3.5%
5 Years5.44%
3 Years-1.47%
TTM28.67%
EPS CAGR
10 Years4.65%
5 Years3.08%
3 Years-8.11%
TTM33.18%
Return on Capital
10 Years5.75%
5 Years5.68%
3 Years5.27%
Last Year5.68%
WAFD Recent Earnings
WaFd, Inc. (WAFD) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 16, 2026EPS
$0.83
Est $0.74
+12.2%
Revenue
$197M
Est $190M
+3.7%
Q1 2026
Jan 15, 2026EPS
$0.75
Est $0.76
-1.3%
Revenue
$191M
Est $193M
-0.8%
Q4 2025
Oct 16, 2025EPS
$0.72
Est $0.77
-5.9%
Revenue
$188M
Est $191M
-1.5%
Q3 2025
Jul 17, 2025EPS
$0.73
Est $0.67
+9.0%
Revenue
$186M
Est $184M
+1.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 16, 2026 | $0.83vs $0.74+12.2% | $197Mvs $190M+3.7% |
| Q1 2026 | Jan 15, 2026 | $0.75vs $0.76-1.3% | $191Mvs $193M-0.8% |
| Q4 2025 | Oct 16, 2025 | $0.72vs $0.77-5.9% | $188Mvs $191M-1.5% |
| Q3 2025 | Jul 17, 2025 | $0.73vs $0.67+9.0% | $186Mvs $184M+1.1% |
Based on last 12 quarters of dataView full earnings history →
WAFD Peer Comparison
WaFd, Inc. (WAFD) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 COLB | 7.07B | 29.71 | 12.92 | 8.35% | 17.11% | 8.39% | 9.98% | 0.51 |
 BANR | 2.2B | 64.98 | 11.52 | -0.95% | 23.84% | 10.34% | 11.26% | 0.19 |
 HOMB | 5.26B | 26.70 | 13.28 | 9.47% | 27.7% | 10.86% | 8.03% | 0.30 |
 GBCI | 6.33B | 48.67 | 24.46 | 14.48% | 16.77% | 6.53% | 5.49% | 0.69 |
 CVBF | 2.79B | 20.54 | 13.51 | -2.33% | 32.53% | 9.25% | 7.79% | 0.43 |
 WBS | 11.69B | 72.16 | 12.21 | 6.13% | 22.67% | 10.8% | 8.63% | 0.45 |
 BOKF | 10.38B | 134.76 | 16.56 | 10.4% | 15.57% | 8.91% | 13.78% | 0.80 |
 IBOC | 4.46B | 71.76 | 10.84 | 1.03% | 39.13% | 13.41% | 11.09% | 0.22 |
Compare WAFD vs Peers
WaFd, Inc. (WAFD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WAFD Income Statement
WaFd, Inc. (WAFD) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 431.93M | 472.14M | 481.06M | 469.51M | 505.11M | 594.59M | 690.23M | 660.83M | 654.24M | 669.91M |
| NII Growth % | 2.78% | 9.31% | 1.89% | -2.4% | 7.58% | 17.71% | 16.09% | -4.26% | -1% | 4.67% |
| Net Interest Margin % | 2.83% | 2.98% | 2.92% | 2.5% | 2.57% | 2.86% | 3.07% | 2.36% | 2.45% | 2.62% |
| Interest Income | 548.92M | 607.08M | 671.47M | 621.26M | 591.61M | 666.36M | 1.04B | 1.37B | 1.34B | 1.32B |
| Interest Expense | 116.99M | 134.94M | 190.41M | 151.76M | 86.5M | 71.77M | 352.72M | 710.88M | 685.21M | 646.91M |
| Loan Loss Provision | -2.1M | -5.45M | -1.65M | 21.75M | 500K | 3M | 41.5M | 17.5M | 7.75M | 11.25M |
| Non-Interest Income | 53.71M | 43.98M | 63.13M | 86.99M | 60.99M | 67.02M | 52.38M | 61M | 70.62M | 75.01M |
| Non-Interest Income % | 8.91% | 6.75% | 8.59% | 12.28% | 9.35% | 9.14% | 4.78% | 4.26% | 5.01% | 5.39% |
| Total Revenue | 602.63M▲ 0% | 651.06M▲ 8.0% | 734.59M▲ 12.8% | 708.25M▼ 3.6% | 652.6M▼ 7.9% | 733.38M▲ 12.4% | 1.1B▲ 49.4% | 1.43B▲ 30.8% | 1.41B▼ 1.6% | 1.39B▲ 0% |
| Revenue Growth % | 1.47% | 8.04% | 12.83% | -3.59% | -7.86% | 12.38% | 49.35% | 30.8% | -1.58% | -24.02% |
| Non-Interest Expense | 231.52M | 264.32M | 283.06M | 315.56M | 332.46M | 358.57M | 376.04M | 448.27M | 427.46M | 421.87M |
| Efficiency Ratio | 38.42% | 40.6% | 38.53% | 44.55% | 50.94% | 48.89% | 34.33% | 31.29% | 30.32% | 30.31% |
| Operating Income | 256.22M▲ 0% | 257.24M▲ 0.4% | 262.77M▲ 2.2% | 219.19M▼ 16.6% | 233.14M▲ 6.4% | 300.04M▲ 28.7% | 325.08M▲ 8.3% | 256.06M▼ 21.2% | 289.64M▲ 13.1% | 311.69M▲ 0% |
| Operating Margin % | 42.52% | 39.51% | 35.77% | 30.95% | 35.72% | 40.91% | 29.68% | 17.87% | 20.54% | 22.39% |
| Operating Income Growth % | 3.26% | 0.4% | 2.15% | -16.59% | 6.37% | 28.69% | 8.35% | -21.23% | 13.12% | - |
| Pretax Income | 256.22M▲ 0% | 257.24M▲ 0.4% | 262.77M▲ 2.2% | 219.19M▼ 16.6% | 233.14M▲ 6.4% | 300.04M▲ 28.7% | 325.08M▲ 8.3% | 256.06M▼ 21.2% | 289.64M▲ 13.1% | 311.69M▲ 0% |
| Pretax Margin % | 42.52% | 39.51% | 35.77% | 30.95% | 35.72% | 40.91% | 29.68% | 17.87% | 20.54% | 22.39% |
| Income Tax | 82.68M | 53.39M | 52.52M | 45.75M | 49.52M | 63.71M | 67.65M | 56.02M | 63.57M | 68.69M |
| Effective Tax Rate % | 32.27% | 20.76% | 19.99% | 20.87% | 21.24% | 21.23% | 20.81% | 21.88% | 21.95% | 22.04% |
| Net Income | 173.53M▲ 0% | 203.85M▲ 17.5% | 210.26M▲ 3.1% | 173.44M▼ 17.5% | 183.62M▲ 5.9% | 236.33M▲ 28.7% | 257.43M▲ 8.9% | 200.04M▼ 22.3% | 226.07M▲ 13.0% | 243M▲ 0% |
| Net Margin % | 28.8% | 31.31% | 28.62% | 24.49% | 28.14% | 32.22% | 23.5% | 13.96% | 16.03% | 17.46% |
| Net Income Growth % | 5.78% | 17.47% | 3.14% | -17.51% | 5.87% | 28.71% | 8.93% | -22.29% | 13.01% | 28.67% |
| Net Income (Continuing) | 173.53M | 203.85M | 210.26M | 173.44M | 183.62M | 236.33M | 257.43M | 200.04M | 226.07M | 243M |
| EPS (Diluted) | 1.94▲ 0% | 2.40▲ 23.7% | 2.61▲ 8.8% | 2.26▼ 13.4% | 2.39▲ 5.8% | 3.39▲ 41.8% | 3.72▲ 9.7% | 2.50▼ 32.8% | 2.63▲ 5.2% | 3.16▲ 0% |
| EPS Growth % | 8.99% | 23.71% | 8.75% | -13.41% | 5.75% | 41.84% | 9.73% | -32.8% | 5.2% | 33.18% |
| EPS (Basic) | 1.95 | 2.40 | 2.61 | 2.26 | 2.39 | 3.40 | 3.72 | 2.50 | 2.64 | - |
| Diluted Shares Outstanding | 89.22M | 85.11M | 80.5M | 76.73M | 72.57M | 65.4M | 65.25M | 74.29M | 80.26M | 77.02M |
WAFD Balance Sheet
WaFd, Inc. (WAFD) balance sheet — assets, liabilities & shareholders' equity
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.58B | 1.58B | 1.9B | 3.95B | 4.23B | 2.74B | 2.98B | 4.95B | 4.19B | 16.62B |
| Cash & Due from Banks | 313.07M | 268.65M | 419.16M | 1.7B | 2.09B | 683.97M | 980.65M | 2.38B | 657.31M | 734.91M |
| Short Term Investments | 1.27B | 1.31B | 1.49B | 2.25B | 2.14B | 2.05B | 2B | 2.57B | 3.53B | 4.14B |
| Total Investments | 13.8B | 14.42B | 14.86B | 15.75B | 16.34B | 18.63B | 19.9B | 23.93B | 24.27B | 4.14B |
| Investments Growth % | 4.11% | 4.51% | 3.07% | 5.97% | 3.75% | 14.02% | 6.8% | 20.26% | 1.43% | -89.58% |
| Long-Term Investments | 12.53B | 13.1B | 13.37B | 13.5B | 14.2B | 16.58B | 17.9B | 21.35B | 21.65B | 64.91B |
| Accounts Receivables | 41.64M | 47.3M | 48.86M | 53.8M | 50.64M | 63.87M | 87M | 102.83M | 20.19B | 19.95B |
| Goodwill & Intangibles | 298.68M | 311.29M | 309.25M | 309.91M | 310.02M | 309.01M | 310.62M | 448.43M | 442.09M | 443.08M |
| Goodwill | 293.15M | 301.37M | 301.37M | 302.71M | 303.46M | 303.46M | 304.75M | 411.36M | 414.72M | 416.25M |
| Intangible Assets | 5.53M | 9.92M | 7.88M | 7.2M | 6.56M | 5.55M | 5.87M | 37.06M | 27.37M | 26.84M |
| PP&E (Net) | 263.69M | 268M | 274.01M | 252.81M | 255.15M | 243.06M | 237.01M | 247.9M | 0 | 270.55M |
| Other Assets | 540.8M | 551.24M | 563.84M | 721.21M | 602.23M | 844.32M | 955.68M | 834.79M | 4.61B | 0 |
| Total Current Assets | 1.62B | 1.63B | 1.95B | 4.01B | 4.28B | 2.8B | 3.07B | 5.18B | 35.45M | 24.82B |
| Total Non-Current Assets | 13.63B | 14.23B | 14.52B | 14.78B | 15.37B | 17.97B | 19.4B | 22.88B | 26.7B | 713.64M |
| Total Assets | 15.25B▲ 0% | 15.87B▲ 4.0% | 16.47B▲ 3.8% | 18.79B▲ 14.1% | 19.65B▲ 4.6% | 20.77B▲ 5.7% | 22.47B▲ 8.2% | 28.06B▲ 24.9% | 26.7B▼ 4.8% | 25.54B▲ 0% |
| Asset Growth % | 2.46% | 4.01% | 3.84% | 14.08% | 4.56% | 5.71% | 8.2% | 24.85% | -4.85% | -27.36% |
| Return on Assets (ROA) | 1.15% | 1.31% | 1.3% | 0.98% | 0.96% | 1.17% | 1.19% | 0.79% | 0.83% | 0.95% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 2.23B | 2.33B | 2.25B | 2.7B | 1.72B | 2.13B | 3.65B | 3.32B | 1.82B | 2.49B |
| Net Debt | 1.91B | 2.06B | 1.83B | 997.02M | -370.81M | 1.44B | 2.67B | 937.21M | 1.16B | 2.49B |
| Long-Term Debt | 2.23B | 2.33B | 2.25B | 2.7B | 1.72B | 2.13B | 3.65B | 3.32B | 70.21M | 2.49B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.75B | 0 |
| Other Liabilities | 56.63M | 57.42M | 57.83M | 49.46M | 47.02M | 53.36M | 52.55M | 367.75M | 405.24M | 0 |
| Total Current Liabilities | 10.97B | 11.48B | 12.13B | 14.03B | 15.76B | 16.32B | 16.35B | 21.37B | 23.18B | 102.38M |
| Total Non-Current Liabilities | 2.28B | 2.39B | 2.31B | 2.75B | 1.77B | 2.18B | 3.7B | 3.69B | 475.45M | 0 |
| Total Liabilities | 13.25B | 13.87B | 14.44B | 16.78B | 17.52B | 18.5B | 20.05B | 25.06B | 23.66B | 24.26B |
| Total Equity | 2.01B▲ 0% | 2B▼ 0.4% | 2.03B▲ 1.8% | 2.01B▼ 0.9% | 2.13B▲ 5.6% | 2.27B▲ 7.0% | 2.43B▲ 6.7% | 3B▲ 23.7% | 3.04B▲ 1.3% | 3.03B▲ 0% |
| Equity Growth % | 1.52% | -0.44% | 1.81% | -0.93% | 5.56% | 6.97% | 6.69% | 23.65% | 1.31% | 7.25% |
| Equity / Assets (Capital Ratio) | 13.15% | 12.59% | 12.34% | 10.72% | 10.82% | 10.95% | 10.8% | 10.69% | 11.38% | 11.86% |
| Return on Equity (ROE) | 8.72% | 10.19% | 10.43% | 8.57% | 8.87% | 10.74% | 10.95% | 7.37% | 7.49% | 8.02% |
| Book Value per Share | 22.48 | 23.46 | 25.26 | 26.25 | 29.30 | 34.77 | 37.18 | 40.39 | 37.87 | 39.34 |
| Tangible BV per Share | 19.13 | 19.81 | 21.41 | 22.21 | 25.03 | 30.05 | 32.42 | 34.35 | 32.37 | 33.58 |
| Common Stock | 134.96M | 135.34M | 135.54M | 135.73M | 135.99M | 136.27M | 136.47M | 154.01M | 154.41M | 154.62M |
| Additional Paid-in Capital | 1.66B | 1.67B | 1.67B | 1.68B | 1.68B | 1.69B | 1.69B | 2.15B | 2.16B | 2.17B |
| Retained Earnings | 1.04B | 1.19B | 1.34B | 1.42B | 1.53B | 1.69B | 1.87B | 1.98B | 2.11B | 2.15B |
| Accumulated OCI | 5.01M | 8.29M | 15.29M | 16.95M | 69.78M | 52.48M | 46.92M | 55.85M | 56.95M | 61.9M |
| Treasury Stock | -838.06M | -1B | -1.13B | -1.24B | -1.59B | -1.59B | -1.61B | -1.64B | -1.74B | -1.8B |
| Preferred Stock | 0 | 0 | 0 | 0 | 300M | 300M | 300M | 300M | 300M | 300M |
WAFD Cash Flow Statement
WaFd, Inc. (WAFD) cash flow — operating, investing & free cash flow history
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 179.7M | 190.7M | 234.05M | 166.6M | 314.45M | 268.46M | 213.96M | 439.23M | 236.95M | 236.95M |
| Operating CF Growth % | -18.95% | 6.12% | 22.73% | -28.82% | 88.75% | -14.63% | -20.3% | 105.29% | -46.05% | -83.77% |
| Net Income | 173.53M | 203.85M | 210.26M | 173.44M | 183.62M | 236.33M | 257.43M | 200.04M | 226.07M | 243M |
| Depreciation & Amortization | 41.68M | 46.73M | 31.06M | 39.91M | 33.91M | 64.05M | 22.97M | 134.1M | 9.72M | -36.19M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -13.49M | -7.72M | -14.13M | -5.03M | 515K | 2.17M | 39.5M | 14.6M | 8.3M | 4.52M |
| Working Capital Changes | -27.93M | -56.93M | 1.6M | -48.19M | 90.03M | -40.89M | -113.85M | 81.31M | -15.66M | 27.96M |
| Cash from Investing | -544.54M | -674.45M | -421.37M | -920.98M | -579.75M | -2.49B | -1.38B | 3.29B | -318.41M | -315.52M |
| Purchase of Investments | -542.42M | -443.62M | -363.71M | -1.06B | -530.23M | -783.3M | -388.98M | -600.45M | -1.75B | -2.04B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -541.43M | -442.62M | -362.71M | -1.06B | -529.23M | -782.3M | -387.98M | -599.45M | -1.75B | -2.04B |
| Acquisitions | -3.37M | -2.21M | 0 | -2.81M | -1.5M | 0 | -2.59M | 623.58M | -360K | -1000K |
| Other Investing | -943.54M | -588.31M | -424.89M | -875.7M | -998.58M | -2.31B | -1.43B | 2.68B | 841.78M | 1.14B |
| Cash from Financing | 227.54M | 439.32M | 337.83M | 2.04B | 653.12M | 817.86M | 1.46B | -2.33B | -1.64B | -705.3M |
| Dividends Paid | -74.52M | -56M | -63.32M | -66.5M | -72.25M | -76.2M | -78.42M | -88.89M | -99.26M | -95.05M |
| Share Repurchases | -98.37M | -164.25M | -123.85M | -112.13M | -348.65M | -3.26M | -30.46M | -27.07M | -101.93M | -98.52M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 1.82M | 1.27M | 6.18M | 4.79M | 0 |
| Net Stock Activity | -98.37M | -164.25M | -123.85M | -112.13M | -348.65M | -1.44M | -29.2M | -20.89M | -97.15M | -98.52M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -3M |
| Other Financing | 255.43M | 554.57M | 605M | 1.78B | 1.77B | 492.32M | 44.52M | -309.55M | 66.97M | 589.77M |
| Net Change in Cash | -137.3M▲ 0% | -44.42M▲ 67.6% | 150.51M▲ 438.8% | 1.28B▲ 753.0% | 387.83M▼ 69.8% | -1.41B▼ 462.7% | 296.68M▲ 121.1% | 1.4B▲ 372.0% | -1.72B▼ 223.1% | -772.82M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 450.37M | 313.07M | 268.65M | 419.16M | 1.7B | 2.09B | 683.97M | 980.65M | 2.38B | 657.31M |
| Cash at End | 313.07M | 268.65M | 419.16M | 1.7B | 2.09B | 683.97M | 980.65M | 2.38B | 657.31M | 734.91M |
| Interest Paid | 111.33M | 133.72M | 194.28M | 146.68M | 71.84M | 65.17M | 364.39M | 739.08M | 746.93M | 518.27M |
| Income Taxes Paid | 54.08M | 44.26M | 33.55M | 35.64M | 47.85M | 35.1M | 61.24M | 20.28M | 41.65M | -200K |
| Free Cash Flow | 164.24M▲ 0% | 163.57M▼ 0.4% | 198.52M▲ 21.4% | 134.66M▼ 32.2% | 284.98M▲ 111.6% | 256.68M▼ 9.9% | 198.89M▼ 22.5% | 414.55M▲ 108.4% | 208.25M▼ 49.8% | 225.74M▲ 0% |
| FCF Growth % | -8.73% | -0.4% | 21.37% | -32.17% | 111.63% | -9.93% | -22.51% | 108.43% | -49.77% | -36.5% |
WAFD Banking Ratios
WaFd, Inc. (WAFD) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.72% | 10.19% | 10.43% | 8.57% | 8.87% | 10.74% | 10.95% | 7.37% | 7.49% | 8.02% |
| Return on Assets (ROA) | 1.15% | 1.31% | 1.3% | 0.98% | 0.96% | 1.17% | 1.19% | 0.79% | 0.83% | 0.95% |
| Net Interest Margin | 2.83% | 2.98% | 2.92% | 2.5% | 2.57% | 2.86% | 3.07% | 2.36% | 2.45% | 2.62% |
| Efficiency Ratio | 38.42% | 40.6% | 38.53% | 44.55% | 50.94% | 48.89% | 34.33% | 31.29% | 30.32% | 30.31% |
| Equity / Assets | 13.15% | 12.59% | 12.34% | 10.72% | 10.82% | 10.95% | 10.8% | 10.69% | 11.38% | 11.86% |
| Book Value / Share | 22.48 | 23.46 | 25.26 | 26.25 | 29.3 | 34.77 | 37.18 | 40.39 | 37.87 | 39.34 |
| NII Growth | 2.78% | 9.31% | 1.89% | -2.4% | 7.58% | 17.71% | 16.09% | -4.26% | -1% | 0.89% |
| Dividend Payout | 42.94% | 27.47% | 30.11% | 38.34% | 35.88% | 26.06% | 24.78% | 37.13% | 37.44% | 26.22% |
WAFD SEC Filings & Documents
WaFd, Inc. (WAFD) SEC filings — annual & quarterly reports (10-K, 10-Q)
WAFD Frequently Asked Questions
WaFd, Inc. (WAFD) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
WaFd, Inc. (WAFD) saw revenue decline by 1.6% over the past year.
Yes, WaFd, Inc. (WAFD) is profitable, generating $243.0M in net income for fiscal year 2025 (16.0% net margin).
Dividend & Returns
Yes, WaFd, Inc. (WAFD) pays a dividend with a yield of 2.97%. This makes it attractive for income-focused investors.
WaFd, Inc. (WAFD) has a return on equity (ROE) of 7.5%. This is below average, suggesting room for improvement.
Industry Metrics
WaFd, Inc. (WAFD) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
WaFd, Inc. (WAFD) has an efficiency ratio of 30.3%. This is excellent, indicating strong cost control.
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