8-K Announcements
6Apr 28, 2026·SEC
Feb 6, 2026·SEC
Feb 3, 2026·SEC
Webster Financial Corporation (WBS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Webster Financial Corporation (WBS) stock price & volume — 10-year historical chart
Webster Financial Corporation (WBS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Webster Financial Corporation (WBS) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $1.57vs $1.53+2.6% | $736Mvs $735M+0.1% |
| Q1 2026 | Jan 23, 2026 | $1.59vs $1.52+4.6% | $746Mvs $731M+2.1% |
| Q4 2025 | Oct 17, 2025 | $1.54vs $1.52+1.3% | $733Mvs $728M+0.7% |
| Q3 2025 | Jul 17, 2025 | $1.52vs $1.44+5.6% | $716Mvs $717M-0.1% |
Webster Financial Corporation (WBS) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Webster Financial Corporation (WBS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Webster Financial Corporation (WBS) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 796.29M | 906.68M | 955.13M | 891.39M | 901.09M | 2.03B | 2.34B | 2.34B | 2.5B | 2.52B |
| NII Growth % | 10.82% | 13.86% | 5.34% | -6.67% | 1.09% | 125.76% | 14.89% | 0.05% | 6.82% | 23.26% |
| Net Interest Margin % | 3.01% | 3.28% | 3.14% | 2.74% | 2.58% | 2.85% | 3.12% | 2.96% | 2.97% | 2.94% |
| Interest Income | 913.61M | 1.06B | 1.15B | 1B | 942.84M | 2.28B | 3.63B | 3.93B | 4.02B | 4.04B |
| Interest Expense | 117.32M | 148.49M | 199.46M | 110.66M | 41.76M | 250.45M | 1.29B | 1.59B | 1.52B | 1.52B |
| Loan Loss Provision | 40.9M | 42M | 37.8M | 137.75M | -54.5M | 280.62M | 150.75M | 222M | 210M | 132.5M |
| Non-Interest Income | 259.46M | 282.57M | 285.31M | 285.28M | 322.14M | 438.24M | 314.34M | 240.24M | 401.52M | 308.91M |
| Non-Interest Income % | 22.12% | 21.12% | 19.81% | 22.16% | 25.47% | 16.09% | 7.97% | 5.76% | 9.08% | 7.1% |
| Total Revenue | 1.17B▲ 0% | 1.34B▲ 14.0% | 1.44B▲ 7.6% | 1.29B▼ 10.6% | 1.26B▼ 1.7% | 2.72B▲ 115.3% | 3.94B▲ 44.8% | 4.17B▲ 5.7% | 4.42B▲ 6.1% | 4.35B▲ 0% |
| Revenue Growth % | 7.98% | 14.04% | 7.64% | -10.6% | -1.74% | 115.26% | 44.79% | 5.71% | 6.13% | 15.24% |
| Non-Interest Expense | 661.06M | 705.62M | 715.95M | 758.95M | 743.86M | 1.39B | 1.42B | 1.34B | 1.43B | 1.52B |
| Efficiency Ratio | 56.35% | 52.75% | 49.72% | 58.96% | 58.8% | 51.19% | 35.92% | 32.14% | 32.31% | 34.9% |
| Operating Income | 353.79M▲ 0% | 441.63M▲ 24.8% | 486.69M▲ 10.2% | 279.97M▼ 42.5% | 533.86M▲ 90.7% | 797.98M▲ 49.5% | 1.08B▲ 35.9% | 1.02B▼ 6.2% | 1.26B▲ 23.9% | 1.18B▲ 0% |
| Operating Margin % | 30.16% | 33.01% | 33.8% | 21.75% | 42.2% | 29.31% | 27.51% | 24.4% | 28.49% | 27.07% |
| Operating Income Growth % | 16.59% | 24.83% | 10.2% | -42.47% | 90.68% | 49.47% | 35.91% | -6.22% | 23.91% | - |
| Pretax Income | 353.79M▲ 0% | 441.63M▲ 24.8% | 486.69M▲ 10.2% | 279.97M▼ 42.5% | 533.86M▲ 90.7% | 797.98M▲ 49.5% | 1.08B▲ 35.9% | 1.02B▼ 6.2% | 1.26B▲ 23.9% | 1.28B▲ 0% |
| Pretax Margin % | 30.16% | 33.01% | 33.8% | 21.75% | 42.2% | 29.31% | 27.51% | 24.4% | 28.49% | 29.4% |
| Income Tax | 98.35M | 81.22M | 103.97M | 59.35M | 125M | 153.69M | 216.66M | 248.3M | 257.35M | 257.14M |
| Effective Tax Rate % | 27.8% | 18.39% | 21.36% | 21.2% | 23.41% | 19.26% | 19.98% | 24.41% | 20.42% | 20.1% |
| Net Income | 255.44M▲ 0% | 360.42M▲ 41.1% | 382.72M▲ 6.2% | 220.62M▼ 42.4% | 408.86M▲ 85.3% | 644.28M▲ 57.6% | 867.84M▲ 34.7% | 768.71M▼ 11.4% | 1B▲ 30.5% | 1.02B▲ 0% |
| Net Margin % | 21.78% | 26.94% | 26.58% | 17.14% | 32.32% | 23.66% | 22.01% | 18.45% | 22.67% | 23.49% |
| Net Income Growth % | 23.32% | 41.1% | 6.19% | -42.35% | 85.32% | 57.58% | 34.7% | -11.42% | 30.45% | 31.16% |
| Net Income (Continuing) | 255.44M | 360.42M | 382.72M | 220.62M | 408.86M | 644.28M | 867.84M | 768.71M | 1B | 1.02B |
| EPS (Diluted) | 2.67▲ 0% | 3.81▲ 42.7% | 4.06▲ 6.6% | 2.35▼ 42.1% | 4.42▲ 88.1% | 3.72▼ 15.8% | 4.91▲ 32.0% | 4.37▼ 11.0% | 5.91▲ 35.2% | 6.39▲ 0% |
| EPS Growth % | 23.61% | 42.7% | 6.56% | -42.12% | 88.09% | -15.84% | 31.99% | -11% | 35.24% | 37.61% |
| EPS (Basic) | 2.68 | 3.83 | 4.07 | 2.35 | 4.43 | 3.72 | 4.91 | 4.38 | 5.92 | - |
| Diluted Shares Outstanding | 92.36M | 92.23M | 91.88M | 90.15M | 90.21M | 168.91M | 173.36M | 170.19M | 160.6M | 159.85M |
Webster Financial Corporation (WBS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.89B | 3.23B | 3.18B | 3.59B | 4.7B | 8.73B | 10.68B | 2.08B | 2.46B | 27.29B |
| Cash & Due from Banks | 256.79M | 329.5M | 257.89M | 263.1M | 461.57M | 839.94M | 1.72B | 2.07B | 2.45B | 353.23M |
| Short Term Investments | 2.64B | 2.9B | 2.93B | 3.33B | 4.23B | 7.89B | 8.96B | 6.32M | 12.49M | 18.42B |
| Total Investments | 23.95B | 25.03B | 27.55B | 29.6B | 31.79B | 62.02B | 64.82B | 68.08B | 72.63B | 77.89B |
| Investments Growth % | 2.07% | 4.51% | 10.08% | 7.44% | 7.39% | 95.12% | 4.51% | 5.02% | 6.68% | 30.84% |
| Long-Term Investments | 21.31B | 22.13B | 24.63B | 26.27B | 27.55B | 54.13B | 55.86B | 68.07B | 72.61B | 291.52B |
| Accounts Receivables | 286.68M | 313.26M | 455.38M | 626.55M | 531.47M | 1.62B | 1.89B | 0 | 0 | 0 |
| Goodwill & Intangibles | 567.98M | 564.14M | 560.29M | 560.76M | 556.24M | 2.71B | 2.83B | 3.2B | 3.21B | 3.5B |
| Goodwill | 538.37M | 538.37M | 538.37M | 538.37M | 538.37M | 2.51B | 2.63B | 2.87B | 2.9B | 3.2B |
| Intangible Assets | 29.61M | 25.76M | 21.92M | 22.38M | 17.87M | 199.34M | 203.13M | 334.3M | 313.23M | 299.52M |
| PP&E (Net) | 130M | 124.85M | 270.41M | 226.74M | 204.56M | 430.18M | 429.56M | 406.96M | 432.04M | 428.18M |
| Other Assets | 946.35M | 967.22M | 1.16B | 1.27B | 1.18B | 3.29B | 3.46B | 3.73B | 5.16B | -77.89B |
| Total Current Assets | 3.44B | 3.73B | 3.72B | 4.18B | 5.32B | 10.34B | 11.98B | 3.3B | 2.46B | 18.77B |
| Total Non-Current Assets | 23.05B | 23.88B | 26.67B | 28.41B | 29.6B | 60.94B | 62.96B | 75.73B | 81.61B | 3.81B |
| Total Assets | 26.49B▲ 0% | 27.61B▲ 4.2% | 30.39B▲ 10.1% | 32.59B▲ 7.2% | 34.92B▲ 7.1% | 71.28B▲ 104.1% | 74.95B▲ 5.1% | 79.03B▲ 5.4% | 84.07B▲ 6.4% | 85.58B▲ 0% |
| Asset Growth % | 1.59% | 4.24% | 10.07% | 7.24% | 7.13% | 104.14% | 5.15% | 5.44% | 6.39% | 24.31% |
| Return on Assets (ROA) | 0.97% | 1.33% | 1.32% | 0.7% | 1.21% | 1.21% | 1.19% | 1% | 1.23% | 1.22% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 2.55B | 2.63B | 3.7B | 1.88B | 1.39B | 7.69B | 3.87B | 3.36B | 4.32B | 738.31M |
| Net Debt | 2.29B | 2.31B | 3.45B | 1.62B | 932.06M | 6.85B | 2.15B | 1.29B | 1.87B | 385.08M |
| Long-Term Debt | 1.9B | 2.05B | 2.49B | 700.83M | 573.93M | 6.53B | 1.06B | 919.29M | 750.17M | 5.55B |
| Short-Term Debt | 643.27M | 581.87M | 1.04B | 995.36M | 674.9M | 1.15B | 2.81B | 2.44B | 3.57B | 69.76M |
| Other Liabilities | 0 | 0 | 0 | -24.41M | -144.8M | 0 | 1.6B | 1.78B | 1.5B | 70.39B |
| Total Current Liabilities | 21.88B | 22.67B | 24.52B | 28.52B | 30.93B | 56.69B | 63.59B | 67.2B | 72.33B | 69.76M |
| Total Non-Current Liabilities | 1.9B | 2.05B | 2.66B | 834.69M | 551.15M | 6.53B | 2.66B | 2.69B | 2.25B | 75.94B |
| Total Liabilities | 23.79B | 24.72B | 27.18B | 29.36B | 31.48B | 63.22B | 66.26B | 69.89B | 74.58B | 76.01B |
| Total Equity | 2.7B▲ 0% | 2.89B▲ 6.8% | 3.21B▲ 11.1% | 3.23B▲ 0.8% | 3.44B▲ 6.3% | 8.06B▲ 134.3% | 8.69B▲ 7.9% | 9.13B▲ 5.1% | 9.49B▲ 3.9% | 9.57B▲ 0% |
| Equity Growth % | 6.92% | 6.83% | 11.13% | 0.84% | 6.3% | 134.31% | 7.87% | 5.1% | 3.93% | 16.82% |
| Equity / Assets (Capital Ratio) | 10.2% | 10.45% | 10.56% | 9.92% | 9.85% | 11.3% | 11.6% | 11.56% | 11.29% | 11.19% |
| Return on Equity (ROE) | 9.77% | 12.9% | 12.56% | 6.85% | 12.25% | 11.21% | 10.36% | 8.63% | 10.77% | 10.8% |
| Book Value per Share | 29.26 | 31.30 | 34.91 | 35.88 | 38.12 | 47.69 | 50.13 | 53.66 | 59.11 | 59.89 |
| Tangible BV per Share | 23.11 | 25.18 | 28.81 | 29.66 | 31.95 | 31.63 | 33.78 | 34.85 | 39.11 | 38.01 |
| Common Stock | 937K | 937K | 937K | 937K | 937K | 1.83M | 1.83M | 1.83M | 1.83M | 9.29B |
| Additional Paid-in Capital | 1.12B | 1.11B | 1.11B | 1.11B | 1.11B | 6.17B | 6.18B | 6.18B | 6.18B | 0 |
| Retained Earnings | 1.6B | 1.83B | 2.06B | 2.08B | 2.33B | 2.71B | 3.28B | 3.76B | 4.48B | 4.66B |
| Accumulated OCI | -91.53M | -130.65M | -36.07M | 42.26M | -22.58M | -684.96M | -550.57M | -556.38M | -350.84M | -430.55M |
| Treasury Stock | -70.43M | -71.5M | -76.73M | -140.66M | -126.95M | -431.76M | -507.52M | -536.84M | -1.1B | 0 |
| Preferred Stock | 145.06M | 145.04M | 145.04M | 145.04M | 145.04M | 283.98M | 283.98M | 283.98M | 283.98M | 283.98M |
Webster Financial Corporation (WBS) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 444.97M | 469.41M | 303.85M | 380.55M | 688.59M | 1.34B | 978.65M | 1.4B | 1.06B | 1.06B |
| Operating CF Growth % | 11.76% | 5.49% | -35.27% | 25.24% | 80.95% | 94.01% | -26.75% | 43.49% | -24.65% | 887.86% |
| Net Income | 255.44M | 360.42M | 382.72M | 220.62M | 408.86M | 644.28M | 867.84M | 768.71M | 1B | 1.02B |
| Depreciation & Amortization | 37.17M | 38.75M | 44.83M | 43.18M | 41.51M | 81.8M | 76.49M | 71.53M | 73.35M | 41.36M |
| Deferred Taxes | -9.07M | 9.47M | 927K | -31.24M | -5M | -69.66M | -53.63M | 18.18M | 47.59M | 59.27M |
| Other Non-Cash Items | 121.13M | 97.19M | 60.14M | 265.7M | 101.68M | 372.82M | 263.25M | 307.08M | 148.29M | 80.39M |
| Working Capital Changes | 28.03M | -48.03M | -197.4M | -129.9M | 127.88M | 251.74M | -229.38M | 183.66M | -270.72M | -7.96M |
| Cash from Investing | -531.05M | -1.32B | -2.55B | -2.29B | -2.41B | -7.19B | -2.6B | -3.87B | -4.75B | -5.37B |
| Purchase of Investments | -1.7B | -1.27B | -2.13B | -2.3B | -3.94B | -2.27B | -3.29B | -5.14B | -2.28B | -2.63B |
| Sale/Maturity of Investments | 1.68B | 1.06B | 1.19B | 1.62B | 2.22B | 1.68B | 1.77B | 3.51B | 1.86B | 1.64B |
| Net Investment Activity | -22.74M | -205.62M | -933.2M | -680.28M | -1.71B | -593.91M | -1.52B | -1.63B | -424.93M | -989.07M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 459.55M | -157.65M | -359.46M | -24.4M | -24.4M |
| Other Investing | -472.17M | -1.08B | -1.6B | -1.59B | -675.21M | -7.02B | -877.25M | -1.85B | -4.25B | -4.3B |
| Cash from Financing | 122.75M | 921.23M | 2.17B | 1.91B | 1.91B | 6.23B | 2.49B | 2.82B | 4.06B | 4.47B |
| Dividends Paid | -102.73M | -122.83M | -148.66M | -152.84M | -152.68M | -261.49M | -294.81M | -291.19M | -283.48M | -275.27M |
| Share Repurchases | -134.29M | -12.16M | -13M | -76.56M | -4.38M | -322.1M | -107.98M | -65.4M | -616.42M | -412.67M |
| Stock Issued | 153.31M | 0 | 0 | 0 | 3.49M | 0 | 0 | 0 | 67K | 0 |
| Net Stock Activity | 19.02M | -12.16M | -13M | -76.56M | -892K | -322.1M | -107.98M | -65.4M | -616.35M | -412.67M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | 1.38B | 906.52M | 1.91B | 3.96B | 2.51B | 1.36B | 6.01B | 3.56B | 4.25B | 5.23B |
| Net Change in Cash | 36.66M▲ 0% | 72.71M▲ 98.3% | -71.6M▼ 198.5% | 5.21M▲ 107.3% | 198.47M▲ 3710.1% | 378.37M▲ 90.6% | 875.85M▲ 131.5% | 358.64M▼ 59.1% | 375.09M▲ 4.6% | 347.89M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 220.12M | 256.79M | 329.5M | 257.89M | 263.1M | 461.57M | 839.94M | 1.72B | 2.07B | 2.45B |
| Cash at End | 256.79M | 329.5M | 257.89M | 263.1M | 461.57M | 839.94M | 1.72B | 2.07B | 2.45B | 2.86B |
| Interest Paid | 114.05M | 144.73M | 197.2M | 118.12M | 42.15M | 240.85M | 1.25B | 1.61B | 1.55B | 763.1M |
| Income Taxes Paid | 109.06M | 60.92M | 110.06M | 94.07M | 112.59M | 193.54M | 268.6M | 124.82M | 85.39M | 71.17M |
| Free Cash Flow | 416.42M▲ 0% | 436.45M▲ 4.8% | 278.13M▼ 36.3% | 359.27M▲ 29.2% | 672M▲ 87.0% | 1.31B▲ 94.5% | 938.35M▼ 28.2% | 1.37B▲ 45.8% | 1.01B▼ 26.3% | 1.2B▲ 0% |
| FCF Growth % | 16.51% | 4.81% | -36.27% | 29.17% | 87.05% | 94.52% | -28.22% | 45.84% | -26.3% | -1.33% |
Webster Financial Corporation (WBS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.77% | 12.9% | 12.56% | 6.85% | 12.25% | 11.21% | 10.36% | 8.63% | 10.77% | 10.8% |
| Return on Assets (ROA) | 0.97% | 1.33% | 1.32% | 0.7% | 1.21% | 1.21% | 1.19% | 1% | 1.23% | 1.22% |
| Net Interest Margin | 3.01% | 3.28% | 3.14% | 2.74% | 2.58% | 2.85% | 3.12% | 2.96% | 2.97% | 2.94% |
| Efficiency Ratio | 56.35% | 52.75% | 49.72% | 58.96% | 58.8% | 51.19% | 35.92% | 32.14% | 32.31% | 34.9% |
| Equity / Assets | 10.2% | 10.45% | 10.56% | 9.92% | 9.85% | 11.3% | 11.6% | 11.56% | 11.29% | 11.19% |
| Book Value / Share | 29.26 | 31.3 | 34.91 | 35.88 | 38.12 | 47.69 | 50.13 | 53.66 | 59.11 | 59.89 |
| NII Growth | 10.82% | 13.86% | 5.34% | -6.67% | 1.09% | 125.76% | 14.89% | 0.05% | 6.82% | 5.76% |
| Dividend Payout | 37.05% | 31.9% | 36.78% | 65.71% | 35.42% | 38.46% | 32.05% | 35.72% | 26.61% | 19.4% |
Webster Financial Corporation (WBS) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 28, 2026·SEC
Feb 6, 2026·SEC
Feb 3, 2026·SEC
Webster Financial Corporation (WBS) stock FAQ — growth, dividends, profitability & financials explained
Webster Financial Corporation (WBS) grew revenue by 6.1% over the past year. This is steady growth.
Yes, Webster Financial Corporation (WBS) is profitable, generating $1.02B in net income for fiscal year 2025 (22.7% net margin).
Yes, Webster Financial Corporation (WBS) pays a dividend with a yield of 2.29%. This makes it attractive for income-focused investors.
Webster Financial Corporation (WBS) has a return on equity (ROE) of 10.8%. This is reasonable for most industries.
Webster Financial Corporation (WBS) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
Webster Financial Corporation (WBS) has an efficiency ratio of 32.3%. This is excellent, indicating strong cost control.
Webster Financial Corporation (WBS) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates