Last 48 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 36.42 | 38.19 | 40.56 | 27.71 | 19.28 | 14.99 | 95.65 | 24.87 | 13.95 | 16.53 | 34.13 | — | 6.83 | 16.11 | — | — | 7.10 | 26.12 | 53.94 | 60.56 | 9.33 |
| — | +154.7% | -57.6% | +11.4% | +38.2% | -9.3% | +180.2% | — | +104.3% | +2.6% | — | — | -3.8% | -38.3% | — | — | -23.9% | -59.2% | -71.0% | — | -45.6% | |
| P/S Ratio | 3.46 | 2.90 | 2.97 | 2.48 | 2.57 | 2.84 | 3.01 | 3.70 | 3.05 | 2.99 | 2.81 | 2.81 | 1.75 | 1.69 | 1.94 | 2.52 | 1.42 | 1.95 | 2.19 | 2.83 | 2.20 |
| — | +2.1% | -1.2% | -33.1% | -15.7% | -4.8% | +6.9% | +32.0% | +73.8% | +76.5% | +44.8% | +11.4% | +23.6% | -13.2% | -11.3% | -11.0% | -35.4% | -32.2% | -40.2% | -27.8% | -25.9% | |
| P/B Ratio | 4.14 | 3.32 | 3.42 | 2.81 | 3.26 | 3.71 | 3.46 | 3.94 | 3.87 | 4.06 | 3.40 | 2.82 | 2.52 | 2.03 | 2.14 | 2.50 | 2.15 | 1.99 | 2.47 | 2.99 | 3.29 |
| — | -10.5% | -1.3% | -28.7% | -16.0% | -8.7% | +1.9% | +39.7% | +53.6% | +100.0% | +58.6% | +12.9% | +17.5% | +1.7% | -13.2% | -16.3% | -34.8% | -34.5% | -34.2% | -20.0% | -13.4% | |
| P/FCF | 14.96 | 10.64 | 10.21 | 21.20 | 10.60 | 21.71 | 28.55 | 21.09 | 11.54 | 18.07 | 21.52 | 8.41 | 10.64 | 42.86 | 41.54 | 23.29 | 22.84 | 27.06 | 22.61 | 44.83 | 15.78 |
| — | -51.0% | -64.2% | +0.5% | -8.1% | +20.2% | +32.7% | +150.8% | +8.5% | -57.8% | -48.2% | -63.9% | -53.4% | +58.4% | +83.7% | -48.1% | +44.7% | -10.2% | -51.1% | +130.1% | +83.3% | |
| EV / EBITDA | 18.51 | 18.82 | 20.41 | 14.41 | 10.33 | 10.02 | 22.67 | 19.10 | 10.51 | 9.93 | 15.22 | 27.79 | 5.22 | 8.99 | 19.08 | 97.95 | 4.89 | 21.51 | 16.80 | 18.92 | 6.42 |
| — | +87.8% | -10.0% | -24.6% | -1.7% | +0.9% | +49.0% | -31.3% | +101.3% | +10.5% | -20.2% | -71.6% | +6.6% | -58.2% | +13.5% | +417.7% | -23.7% | +19.1% | -36.4% | -45.2% | -36.0% | |
| EV / EBIT | 20.54 | 25.47 | 28.46 | 19.59 | 12.45 | 11.63 | 42.95 | 18.80 | 12.33 | 12.43 | 21.67 | 95.66 | 6.11 | 12.85 | 88.16 | — | 5.98 | 17.21 | 33.86 | 35.39 | 7.70 |
| — | +119.0% | -33.7% | +4.2% | +1.0% | -6.4% | +98.2% | -80.4% | +101.8% | -3.3% | -75.4% | — | +2.1% | -25.4% | +160.4% | — | -22.3% | -55.8% | -50.9% | -86.6% | -43.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.0% | 45.8% | 42.2% | 46.3% | 53.0% | 53.7% | 41.5% | 45.9% | 55.8% | 56.3% | 45.6% | 39.5% | 61.9% | 51.1% | 43.9% | 38.4% | 60.4% | 44.0% | 47.3% | 48.5% | 65.3% |
| — | -14.8% | +1.7% | +0.9% | -5.1% | -4.6% | -9.0% | +16.2% | -9.8% | +10.3% | +3.8% | +3.0% | +2.4% | +16.1% | -7.2% | -21.0% | -7.4% | -11.9% | -0.2% | +10.1% | +6.9% | |
| Operating Margin | 18.7% | 12.3% | 10.4% | 13.5% | 22.6% | 26.5% | 8.7% | 14.8% | 27.0% | 27.1% | 14.4% | 3.0% | 36.2% | 17.1% | 3.3% | -8.4% | 32.8% | 1.1% | 7.2% | 8.6% | 34.9% |
| — | -53.7% | +19.4% | -8.9% | -16.3% | -2.4% | -39.6% | +390.2% | -25.3% | +59.1% | +341.9% | +136.0% | +10.2% | +1399.0% | -54.7% | -198.2% | -5.9% | -87.1% | +40.5% | +561.8% | +41.0% | |
| Net Margin | 12.9% | 7.6% | 7.4% | 9.0% | 13.4% | 18.9% | 3.0% | 14.9% | 21.8% | 18.0% | 8.3% | -2.5% | 25.7% | 10.4% | -2.1% | -11.2% | 20.0% | 7.5% | 3.9% | 4.8% | 23.4% |
| — | -59.7% | +142.9% | -39.7% | -38.6% | +5.0% | -63.2% | +708.3% | -15.4% | +72.6% | +498.5% | +78.0% | +28.8% | +38.5% | -153.0% | -332.6% | -14.8% | +73.6% | +81.9% | +803.0% | +35.2% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.4% | 2.2% | 2.1% | 2.5% | 4.3% | 6.4% | 0.8% | 4.1% | 7.2% | 6.3% | 2.5% | -0.6% | 9.7% | 3.2% | -0.6% | -2.7% | 7.5% | 1.9% | 1.1% | 1.3% | 9.0% |
| — | -65.8% | +150.1% | -37.4% | -40.0% | +0.1% | -65.7% | +774.5% | -26.0% | +99.5% | +531.9% | +78.1% | +28.2% | +65.6% | -152.3% | -318.2% | -15.9% | +65.7% | +100.4% | +875.3% | +55.6% | |
| ROA | 7.4% | 1.0% | 1.0% | 1.2% | 2.1% | 2.9% | 0.4% | 1.9% | 3.2% | 2.5% | 0.9% | -0.2% | 3.7% | 1.2% | -0.2% | -1.0% | 2.8% | 0.7% | 0.4% | 0.5% | 3.5% |
| — | -63.9% | +166.6% | -34.7% | -36.3% | +14.9% | -58.5% | +922.6% | -12.0% | +110.3% | +519.6% | +77.9% | +31.3% | +68.1% | -153.2% | -313.7% | -19.2% | +64.8% | +102.2% | +918.9% | +67.6% | |
| ROIC | 11.4% | 1.8% | 1.5% | 2.0% | 3.7% | 4.4% | 1.2% | 2.0% | 4.2% | 4.3% | 1.9% | 0.3% | 5.9% | 2.2% | 0.4% | -0.8% | 5.1% | 0.1% | 0.8% | 0.9% | 5.5% |
| — | -58.8% | +25.0% | -3.8% | -11.6% | +4.1% | -35.1% | +522.3% | -28.0% | +98.3% | +415.0% | +139.2% | +13.9% | +1683.9% | -55.2% | -190.9% | -6.6% | -87.4% | +55.8% | +641.7% | +75.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.57 | 0.57 | 0.57 | 0.57 | 0.57 | 0.61 | 0.67 | 0.59 | 0.67 | 0.77 | 0.85 | 0.84 | 0.81 | 0.91 | 0.94 | 0.96 | 0.95 | 0.88 | 0.94 | 0.93 | 0.90 |
| — | -7.0% | -15.0% | -4.0% | -14.5% | -21.3% | -21.5% | -29.6% | -17.4% | -15.0% | -9.9% | -13.0% | -14.6% | +3.5% | +0.5% | +3.4% | +5.7% | -7.2% | -5.3% | -5.6% | -10.1% | |
| Debt / EBITDA | 1.98 | 11.40 | 11.97 | 9.99 | 6.41 | 5.83 | 15.16 | 10.30 | 6.42 | 6.53 | 12.55 | 26.52 | 5.28 | 11.57 | 24.21 | 112.97 | 6.22 | 27.36 | 19.06 | 18.44 | 5.64 |
| — | +95.4% | -21.0% | -3.1% | -0.2% | -10.7% | +20.7% | -61.1% | +21.5% | -43.6% | -48.1% | -76.5% | -15.1% | -57.7% | +27.0% | +512.5% | +10.3% | +55.1% | -15.9% | -38.2% | -34.5% | |
| Current Ratio | 1.54 | 1.56 | 1.58 | 1.53 | 1.54 | 1.58 | 1.48 | 1.50 | 1.64 | 1.56 | 1.32 | 1.37 | 1.36 | 1.30 | 1.32 | 1.36 | 1.30 | 1.21 | 1.24 | 1.24 | 1.24 |
| — | -1.3% | +7.0% | +2.0% | -6.1% | +1.4% | +11.7% | +9.8% | +21.2% | +20.0% | +0.6% | +0.6% | +4.5% | +6.9% | +6.3% | +9.7% | +4.4% | -3.6% | -3.7% | -7.1% | -2.5% | |
| Quick Ratio | 1.54 | 1.56 | 1.58 | 1.53 | 1.54 | 1.58 | 1.48 | 1.50 | 1.64 | 1.56 | 1.32 | 1.33 | 1.36 | 1.30 | 1.32 | 1.36 | 1.30 | 1.18 | 1.20 | 1.24 | 1.24 |
| — | -1.3% | +7.0% | +2.0% | -6.1% | +1.4% | +11.7% | +12.8% | +21.2% | +20.0% | +0.6% | -2.1% | +4.5% | +9.6% | +9.9% | +9.7% | +4.4% | -6.0% | -6.9% | -3.8% | -2.5% | |
| Interest Coverage | 6.30 | 4.36 | 4.25 | 5.13 | 8.16 | 8.98 | 2.23 | 5.88 | 7.63 | 6.84 | 3.18 | 0.61 | 8.77 | 3.35 | 0.50 | -1.28 | 9.22 | 3.35 | 2.50 | 3.04 | 14.89 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying ACIW stock.
ACI Worldwide, Inc.'s current P/E is 36.4x. The average P/E over the last 4 quarters is 31.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
ACI Worldwide, Inc.'s current operating margin is 18.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking ACI Worldwide, Inc.'s business trajectory between earnings reports.