ACI Worldwide, Inc. (ACIW) Earnings History
Elite Compounder32 years of earnings data (1994–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
Loading earnings history...
ACI Worldwide, Inc. (ACIW) Earnings Overview
As of November 7, 2026, ACI Worldwide, Inc. (ACIW) reported trailing twelve-month net income of $167M, reflecting +13.1% year-over-year growth. The company earned $1.65 per diluted share over the past four quarters, with a net profit margin of 12.9%.
Looking at the long-term picture, ACIW's 5-year EPS compound annual growth rate (CAGR) stands at +28.4%, indicating exceptional earnings growth. The company achieved its highest annual net income of $227M in fiscal 2025, representing a new all-time high.
ACI Worldwide, Inc. maintains positive profitability with a gross margin of 49.0%, operating margin of 18.7%, and net margin of 12.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including JKHY ($519M net income, 20.1% margin), FISV (-$3.93B net income, 16.4% margin), FIS ($3.46B net income, 3.6% margin), ACIW has room to improve margins relative to the peer group. Compare ACIW vs JKHY →
ACIW Earnings vs Peers
Earnings metrics vs comparable public companies
ACIW Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $227M | +11.6% | $330M | $2.16 | 12.9% | 18.7% |
| 2024 | $203M | +67.2% | $308M | $1.91 | 12.7% | 19.3% |
| 2023 | $122M | -14.5% | $220M | $1.12 | 8.4% | 15.2% |
| 2022 | $142M | +11.3% | $204M | $1.24 | 10.0% | 14.3% |
| 2021 | $128M | +75.9% | $210M | $1.08 | 9.3% | 15.3% |
| 2020 | $73M | +8.3% | $145M | $0.62 | 5.6% | 11.2% |
| 2019 | $67M | -2.7% | $124M | $0.57 | 5.3% | 9.8% |
| 2018 | $69M | +1242.2% | $126M | $0.59 | 6.8% | 12.5% |
| 2017 | $5M | -96.0% | $85M | $0.04 | 0.5% | 8.3% |
| 2016 | $130M | +51.6% | $221M | $1.09 | 12.9% | 22.0% |
| 2015 | $85M | +26.5% | $128M | $0.72 | 8.2% | 12.2% |
| 2014 | $68M | +5.8% | $138M | $0.58 | 6.6% | 13.6% |
| 2013 | $64M | +30.8% | $123M | $0.53 | 7.4% | 14.2% |
| 2012 | $49M | +6.5% | $74M | $0.41 | 7.3% | 11.2% |
| 2011 | $46M | +68.6% | $66M | $0.45 | 9.9% | 14.2% |
| 2010 | $27M | +38.6% | $54M | $0.27 | 6.5% | 12.8% |
| 2009 | $20M | +85.5% | $42M | $0.19 | 4.8% | 10.2% |
| 2008 | $11M | +215.9% | $22M | $0.10 | 2.5% | 5.2% |
| 2007 | -$9M | -116.5% | $2M | $-0.08 | -2.5% | 0.7% |
| 2006 | $55M | +28.0% | $54M | $0.48 | 15.9% | 15.5% |
| 2005 | $43M | -7.4% | $64M | $0.37 | 13.8% | 20.5% |
| 2004 | $47M | +225.9% | $55M | $0.40 | 15.9% | 18.7% |
| 2003 | $14M | -6.2% | $35M | $0.13 | 5.2% | 12.7% |
| 2002 | $15M | +135.5% | $42M | $0.14 | 5.4% | 14.7% |
| 2001 | -$43M | -2137.8% | -$56M | $-0.42 | -14.3% | -18.7% |
| 2000 | $2M | -95.3% | -$53M | $0.02 | 0.7% | -17.4% |
| 1999 | $45M | +40.6% | $70M | $0.46 | 12.6% | 19.8% |
| 1998 | $32M | +34.7% | $51M | $0.34 | 11.0% | 17.7% |
| 1997 | $24M | +87.3% | $40M | $0.27 | 11.0% | 18.6% |
| 1996 | $13M | +231.6% | $23M | $0.16 | 7.9% | 14.5% |
| 1995 | $4M | +111.3% | $10M | $0.05 | 3.3% | 8.4% |
| 1994 | -$34M | - | -$29M | $-0.50 | -45.2% | -39.1% |
Download Data
Export ACIW earnings history in CSV or JSON format
Free sign-in required to download data
ACIW Chart Terminal
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
Live Breakouts Feed
High-probability breakout stocks crossing their pivot across 5 pattern engines.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
32+ years return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
ACIW — Frequently Asked Questions
Quick answers to the most common questions about buying ACIW stock.
What is ACIW earnings per share (EPS)?
ACIW trailing twelve-month (TTM) diluted EPS is $1.65, reflecting +13.1% year-over-year growth. The 5-year EPS CAGR is +28.4%. Complete EPS history from 1994 to 2025 is available in the table on this page.
What is ACI Worldwide, Inc.'s net income?
ACI Worldwide, Inc. (ACIW) trailing twelve-month net income is $167M as of 2025. Earnings grew +13.1% year-over-year. ACI Worldwide, Inc. has been profitable for 18 consecutive years.
Is ACIW profitable?
Yes, ACIW is profitable with a TTM net income of $167M and a net profit margin of +12.9%. ACI Worldwide, Inc. has generated profits for 18 consecutive years.
What is ACIW's earnings growth rate?
ACIW compound annual EPS growth rates (CAGR): 1-Year: +13.1%, 3-Year: +20.3%, 5-Year: +28.4%, 10-Year: +11.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1994 to 2025.
What are ACIW's profit margins?
ACI Worldwide, Inc. net profit margin is +12.9%, operating margin is +18.7%, and gross margin is +49.0%. Margins are within a typical range for the sector. Return on Equity is +15.4%.
Is ACIW growing earnings?
ACIW is growing earnings steadily. YoY EPS growth of +13.1% is consistent with the 5-year CAGR of +28.4%. TTM net income is $167M.
What was ACIW's best earnings year?
ACI Worldwide, Inc.'s highest annual net income on record is $227M, achieved in fiscal year 2025. Earnings history on this page spans 1994 to 2025 and includes all annual and quarterly figures.
What were ACIW's earnings last quarter?
ACIW's most recent reported quarter was Q3 2026. Net income was $33M with diluted EPS of $0.32. For a full breakdown of all quarters, see the quarterly earnings table on this page.