Enact Holdings, Inc. (ACT) Earnings History
Growth Compounder8 years of earnings data (2018–2025) · Consistent double-digit EPS growth over 5 years
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Enact Holdings, Inc. (ACT) Earnings Overview
As of June 21, 2026, Enact Holdings, Inc. (ACT) reported trailing twelve-month net income of $676M, reflecting +3.4% year-over-year growth. The company earned $4.74 per diluted share over the past four quarters, with a net profit margin of 54.8%.
Looking at the long-term picture, ACT's 5-year EPS compound annual growth rate (CAGR) stands at +14.8%, showing solid earnings momentum. The company achieved its highest annual net income of $704M in fiscal 2022.
Enact Holdings, Inc. maintains industry-leading profitability with a gross margin of 91.1%, operating margin of 69.8%, and net margin of 54.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MTG ($718M net income, 60.8% margin), RDN ($562M net income, 46.7% margin), ESNT ($686M net income, 54.7% margin), ACT has room to improve margins relative to the peer group. Compare ACT vs MTG →
ACT Earnings vs Peers
Earnings metrics vs comparable public companies
ACT Historical Earnings Data (2018–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $674M | -2.0% | $859M | $4.52 | 54.8% | 69.8% |
| 2024 | $688M | +3.4% | $878M | $4.37 | 57.2% | 73.1% |
| 2023 | $666M | -5.5% | $852M | $4.11 | 57.7% | 73.8% |
| 2022 | $704M | +28.8% | $898M | $4.31 | 64.3% | 82.0% |
| 2021 | $547M | +47.6% | $695M | $3.36 | 48.8% | 62.1% |
| 2020 | $370M | -45.3% | $472M | $2.27 | 33.5% | 42.7% |
| 2019 | $678M | +40.0% | $718M | $3.45 | 69.2% | 73.4% |
| 2018 | $484M | - | $614M | $2.97 | 57.5% | 73.0% |
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ACT — Frequently Asked Questions
Quick answers to the most common questions about buying ACT stock.
What is ACT earnings per share (EPS)?
ACT trailing twelve-month (TTM) diluted EPS is $4.74, reflecting +3.4% year-over-year growth. The 5-year EPS CAGR is +14.8%. Complete EPS history from 2018 to 2025 is available in the table on this page.
What is Enact Holdings, Inc.'s net income?
Enact Holdings, Inc. (ACT) trailing twelve-month net income is $676M as of 2025. Earnings grew +3.4% year-over-year. Enact Holdings, Inc. has been profitable for 8 consecutive years.
Is ACT profitable?
Yes, ACT is profitable with a TTM net income of $676M and a net profit margin of +54.8%. Enact Holdings, Inc. has generated profits for 8 consecutive years.
What is ACT's earnings growth rate?
ACT compound annual EPS growth rates (CAGR): 1-Year: +3.4%, 3-Year: +1.6%, 5-Year: +14.8%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2018 to 2025.
What are ACT's profit margins?
Enact Holdings, Inc. net profit margin is +54.8%, operating margin is +69.8%, and gross margin is +91.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +13.0%.
Is ACT growing earnings?
ACT earnings growth is slowing. Current YoY EPS growth of +3.4% trails the 5-year CAGR of +14.8%. TTM net income is $676M.
What was ACT's best earnings year?
Enact Holdings, Inc.'s highest annual net income on record is $704M, achieved in fiscal year 2022. Earnings history on this page spans 2018 to 2025 and includes all annual and quarterly figures.
What were ACT's earnings last quarter?
ACT's most recent reported quarter was Q1 2026. Net income was $168M with diluted EPS of $1.18. For a full breakdown of all quarters, see the quarterly earnings table on this page.