Enact Holdings, Inc. (ACT) Earnings History
Annual and quarterly earnings data from 2018 to 2025
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ACT EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
ACT Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 91.1% | 69.8% | 54.8% |
| 2024 | 78.2% | 73.1% | 57.2% |
| 2023 | 78.3% | 73.8% | 57.7% |
| 2022 | 86.7% | 82.0% | 64.3% |
| 2021 | 66.8% | 62.1% | 48.8% |
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Enact Holdings, Inc. (ACT) Earnings Overview
As of May 6, 2026, Enact Holdings, Inc. (ACT) reported trailing twelve-month net income of $674M, reflecting +3.4% year-over-year growth. The company earned $4.64 per diluted share over the past four quarters, with a net profit margin of 54.8%.
Looking at the long-term picture, ACT's 5-year EPS compound annual growth rate (CAGR) stands at +14.8%, showing solid earnings momentum. The company achieved its highest annual net income of $704M in fiscal 2022.
Enact Holdings, Inc. maintains industry-leading profitability with a gross margin of 91.1%, operating margin of 69.8%, and net margin of 54.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MTG ($718M net income, 60.8% margin), RDN ($576M net income, 46.8% margin), ESNT ($703M net income, 57.6% margin), ACT has room to improve margins relative to the peer group. Compare ACT vs MTG →
ACT Earnings vs Peers
Earnings metrics vs comparable public companies
ACT Historical Earnings Data (2018–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $674M | -2.0% | $859M | $4.52 | 54.8% | 69.8% |
| 2024 | $688M | +3.4% | $878M | $4.37 | 57.2% | 73.1% |
| 2023 | $666M | -5.5% | $852M | $4.11 | 57.7% | 73.8% |
| 2022 | $704M | +28.8% | $898M | $4.31 | 64.3% | 82.0% |
| 2021 | $547M | +47.6% | $695M | $3.36 | 48.8% | 62.1% |
| 2020 | $370M | -45.3% | $472M | $2.27 | 33.5% | 42.7% |
| 2019 | $678M | +40.0% | $718M | $3.45 | 69.2% | 73.4% |
| 2018 | $484M | - | $614M | $2.97 | 57.5% | 73.0% |
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Start ComparisonACT — Frequently Asked Questions
Quick answers to the most common questions about buying ACT stock.
Is ACT growing earnings?
ACT EPS of $4.64 reflects slowing growth at +3.4%, below the 5-year CAGR of +14.8%. TTM net income is $674M. Expansion rate has moderated.
What are ACT's profit margins?
Enact Holdings, Inc. net margin is +54.8%, with operating margin at +69.8%. Above-average margins indicate pricing power.
How consistent are ACT's earnings?
ACT earnings data spans 2018-2025. The current earnings trend is +3.4% YoY. Historical data enables comparison across business cycles.