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Enact Holdings, Inc. (ACT) Total Return Calculator with Dividends Reinvested

Enact Holdings, Inc.

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The total return for Enact Holdings, Inc. (ACT) stock is +18.03% over the past 12 months. So far it's up 7.32% this year. The 5-year total return is +134.99%, meaning $10,000 invested in ACT stock 5 years ago would be worth $23,499 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ACT 1 year ago, it would be worth $11,931 today — you'd have gained $1,931 with dividends reinvested.

With Dividends Reinvested$11,931+19.31%

Price Only (No DRIP)$11,675+16.75%

Dividend Boost+$2564 payments · +2.56% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in ACT

1Y$11,803+$1,803 (+18.0%)18.0% CAGR

3Y$19,048+$9,048 (+90.5%)24.0% CAGR

5Y$23,499+$13,499 (+135.0%)18.6% CAGR

10Y$23,499+$13,499 (+135.0%)8.9% CAGR

15Y$23,499+$13,499 (+135.0%)5.9% CAGR

20Y$23,499+$13,499 (+135.0%)4.4% CAGR

30Y$23,499+$13,499 (+135.0%)2.9% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-19	$0.21	$36.54	+0.005747
2025-08-18	$0.21	$37.28	+0.005665
2025-11-21	$0.21	$38.49	+0.005518
2026-02-26	$0.21	$42.57	+0.005017

Loading ACT total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+7.32%	—	+6.79%	+0.53 pp	$10,732
1Y	+18.03%	18.03%	+15.73%	+2.30 pp	$11,803
3Y	+90.48%	23.96%	+78.15%	+12.34 pp	$19,048
5Y	+134.99%	18.63%	+106.49%	+28.50 pp	$23,499
10Y	+134.99%	8.92%	+106.49%	+28.50 pp	$23,499
15Y	+134.99%	5.86%	+106.49%	+28.50 pp	$23,499
20Y	+134.99%	4.36%	+106.49%	+28.50 pp	$23,499
30Y	+134.99%	2.89%	+106.49%	+28.50 pp	$23,499

Risk & Highlights

Best Year+25.17%2025

Worst Year+6.88%2021

Max Drawdown-10.96%2025-09-11 → 2025-10-29 · Recovered 2025-12-11

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+6.13%	+5.60%	+0.5pp	+0.41%	+5.7pp
2025	+25.17%	+22.65%	+2.5pp	+16.64%	+8.5pp
2024	+15.47%	+12.98%	+2.5pp	+24.00%	-8.5pp
2023	+24.93%	+19.43%	+5.5pp	+24.81%	+0.1pp
2022	+20.87%	+13.61%	+7.3pp	-19.95%	+40.8pp

ACT underperformed the S&P 500 by 10.41pp over the past year (+18.03% vs +28.44%).

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ACT Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ACTEnact Holdings, Inc.	$6.0B	+1.3%	+7.3%	+18.0%	+2.3pp	+90.5%	+135.0%	+135.0%
MTGMGIC Investment Corporation	$5.5B	-2.9%	-9.5%	+3.0%	+2.2pp	+88.0%	+90.0%	+324.6%
RDNRadian Group Inc.	$4.8B	+4.7%	-0.2%	+8.0%	+3.0pp	+55.3%	+69.8%	+230.5%
ESNTEssent Group Ltd.	$5.9B	+0.9%	-6.4%	+5.1%	+2.2pp	+49.3%	+25.5%	+216.5%
NMIHNMI Holdings, Inc.	$2.9B	-0.7%	-7.3%	+0.5%	—	+59.2%	+50.3%	+478.5%
PFSIPennyMac Financial Services, Inc.	$4.6B	-3.2%	-33.3%	-9.2%	+1.2pp	+54.9%	+53.5%	+598.9%
FAFFirst American Financial Corporation	$7.0B	+13.0%	+12.9%	+14.7%	+3.6pp	+28.4%	+21.0%	+137.3%
FNFFidelity National Financial, Inc.	$13.9B	+9.9%	-4.8%	-17.6%	+3.1pp	+67.0%	+37.0%	+181.8%
STCStewart Information Services Corporation	$2.1B	+11.9%	-1.2%	+7.6%	+3.2pp	+77.3%	+28.7%	+135.9%
ITICInvestors Title Company	$448M	+6.5%	-3.5%	+4.5%	+4.5pp	+84.7%	+61.1%	+253.5%
UWMCUWM Holdings Corporation	$724M	-8.7%	-20.1%	-19.8%	+8.4pp	-20.7%	-30.4%	-40.6%

Compare:ACT vs MTG ACT vs RDN ACT vs ESNT ACT vs MTG vs RDN

About ACT Dividend Returns

Enact Holdings, Inc. (ACT) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ACT over the past year?

Enact Holdings, Inc. (ACT) delivered a total return of 18.03% over the past year when dividends are reinvested. The price-only return was 15.73%, meaning dividends contributed an additional 2.30 percentage points to total returns.

Q2How much would $10,000 invested in ACT be worth today?

A $10,000 investment in Enact Holdings, Inc. one year ago would be worth $11,803 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,573. Dividend reinvestment added $230 to the portfolio value.

Q3Does ACT pay dividends?

Yes, Enact Holdings, Inc. (ACT) pays dividends. In the last year, ACT paid approximately $0.81 per share in dividends (1.91% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ACT beat the S&P 500?

No, Enact Holdings, Inc. (ACT) underperformed the S&P 500 by 10.41 percentage points over the past year. ACT delivered a total return of 18.03%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed ACT by 10.41pp during this period.

Q5What is ACT's worst drawdown?

Enact Holdings, Inc. (ACT) experienced a maximum drawdown of -10.96% over the past year, declining from its peak on 2025-09-11 to its trough on 2025-10-29. The stock recovered to its prior peak by 2025-12-11. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ACT's long-term total return over 10, 20, or 30 years?

Here are Enact Holdings, Inc. (ACT)'s long-term returns with dividends reinvested. Over 10 years, the total return is 135.0% (8.9% CAGR) — $10,000 would have grown to $23,499. Over 20 years: 135.0% total return (4.4% CAGR) — $10,000 → $23,499. Over 30 years: 135.0% total return (2.9% CAGR) — $10,000 → $23,499. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ACT's best and worst year?

Enact Holdings, Inc.'s best calendar year was 2025 with a total return of 25.2%. Its worst year was 2021 with a total return of 6.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 18.3 percentage points.