American Financial Group, Inc. (AFGB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 1.85B | 2.04B | 2.27B | 1.86B | 1.79B | 2.14B | 2.29B | 1.89B | 1.88B | 1.99B | 2.07B | 1.81B | 1.65B | 1.91B | 1.95B | 1.46B | 1.46B | 1.72B | 1.66B | 1.46B |
| Revenue Growth % | 3.69% | -4.54% | -0.87% | -1.17% | -4.94% | 7.55% | 10.63% | 4.08% | 14.35% | 4.19% | 6.32% | 23.86% | 13.06% | 11.06% | 17.01% | 0.48% | 1.68% | 5.92% | 7.22% | 3.78% |
| Medical Costs & Claims | 0 | 1.06B | 0 | 0 | 0 | 115M | 0 | -90M | -25M | 0 | 0 | -28M | 0 | -21M | -37M | -76M | -133M | 0 | -90M | -75M |
| Medical Cost Ratio % | 0% | 51.98% | 0% | 0% | 0% | 5.38% | 0% | -4.77% | -1.33% | 0% | 0% | -1.55% | 0% | -1.1% | -1.9% | -5.19% | -9.14% | 0% | -5.41% | -5.15% |
| Gross Profit | 0 | 980M | 2.27B | 1.86B | 1.79B | 2.15B | 2.29B | 1.82B | 1.91B | 1.99B | 2.07B | 1.84B | 1.65B | 1.93B | 1.98B | 1.54B | 1.59B | 1.72B | 1.75B | 1.53B |
| Gross Margin % | 0% | 48.02% | 100% | 100% | 100% | 100.51% | 100% | 96.71% | 101.33% | 100% | 100% | 101.55% | 100% | 101.1% | 101.9% | 105.19% | 109.14% | 100% | 105.41% | 105.15% |
| Gross Profit Growth % | -100% | -54.4% | -0.87% | 2.19% | -6.19% | 8.1% | 10.63% | -0.87% | 15.87% | 3.06% | 4.33% | 19.56% | 3.59% | 12.28% | 13.11% | 0.52% | 5.24% | 5.92% | 13.02% | -21.53% |
| Operating Expenses | 0 | 601M | 0 | 0 | 0 | 41M | 0 | 1.52B | 168M | 36M | 0 | 176M | 0 | 150M | 134M | 104M | 97M | 41M | 92M | 116M |
| OpEx / Revenue % | 0% | 29.45% | 0% | 0% | 0% | 1.92% | 0% | 80.59% | 8.93% | 1.81% | 0% | 9.71% | 0% | 7.86% | 6.88% | 7.11% | 6.67% | 2.39% | 5.53% | 7.97% |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 270M | 0 | -290M | 20M | 0 | 0 | 19M | 0 | 22M | 25M | 27M | 26M | 0 | 27M | 34M |
| Combined Ratio % | 0% | 81.43% | 0% | 0% | 0% | 7.3% | 0% | 75.82% | 7.6% | 1.81% | 0% | 8.17% | 0% | 6.76% | 4.98% | 1.91% | -2.47% | 2.39% | 0.12% | 2.82% |
| Operating Income | 0 | 440M | 2.27B | 1.86B | 1.79B | -2.38B | 2.29B | 276M | 298M | 1.95B | 2.07B | 274M | 1.65B | 392M | 229M | 229M | 384M | 1.68B | 291M | 307M |
| Operating Margin % | 0% | 21.56% | 100% | 100% | 100% | -111.37% | 100% | 14.63% | 15.84% | 98.19% | 100% | 15.12% | 100% | 20.55% | 11.76% | 15.65% | 26.39% | 97.61% | 17.49% | 21.09% |
| Operating Income Growth % | -100% | 118.48% | -0.87% | 575.36% | 500% | -221.98% | 10.63% | 0.73% | -81.88% | 397.96% | 803.93% | 19.65% | 328.39% | -76.62% | -21.31% | -25.41% | 6.96% | 6.48% | -81.25% | 88.34% |
| EBITDA | 0 | 402M | 287M | 1.86B | 1.79B | -2.11B | 2.29B | -14M | 318M | 1.95B | 2.07B | 293M | 1.65B | 414M | 254M | 256M | 410M | 1.68B | 318M | 341M |
| EBITDA Margin % | 0% | 19.7% | 12.64% | 100% | 100% | -98.74% | 100% | -0.74% | 16.91% | 98.19% | 100% | 16.17% | 100% | 21.7% | 13.05% | 17.5% | 28.18% | 97.61% | 19.11% | 23.42% |
| Interest Expense | 23M | 23M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 45M | 19M | 19M | 19M | 20M | 19M | 23M | 23M | 0 | 24M | 23M |
| Non-Operating Income | 0 | -23M | -28M | 1.86B | 1.79B | -1M | 2.29B | -14M | -25M | 1.95B | 2.07B | -28M | 1.65B | -21M | -37M | -76M | -133M | 1.68B | -73M | -75M |
| Pretax Income | 239M | 380M | 268M | 229M | 197M | 320M | 229M | 271M | 304M | 335M | 219M | 255M | 264M | 346M | 210M | 206M | 361M | 445M | 267M | 288M |
| Pretax Margin % | 12.89% | 18.62% | 11.81% | 12.29% | 11.02% | 14.97% | 10% | 14.37% | 16.16% | 16.85% | 10.58% | 14.07% | 16.05% | 18.13% | 10.79% | 14.08% | 24.81% | 25.9% | 16.05% | 19.78% |
| Income Tax | 48M | 80M | 53M | 55M | 43M | 65M | 48M | 62M | 62M | 72M | 42M | 55M | 52M | 70M | 45M | 39M | 71M | 90M | 48M | 48M |
| Effective Tax Rate % | 20.08% | 21.05% | 19.78% | 24.02% | 21.83% | 20.31% | 20.96% | 22.88% | 20.39% | 21.49% | 19.18% | 21.57% | 19.7% | 20.23% | 21.43% | 18.93% | 19.67% | 20.22% | 17.98% | 16.67% |
| Net Income | 191M | 299M | 215M | 174M | 154M | 255M | 181M | 209M | 242M | 263M | 177M | 200M | 212M | 276M | 165M | 167M | 290M | 355M | 219M | 1B |
| Net Margin % | 10.3% | 14.65% | 9.47% | 9.33% | 8.61% | 11.93% | 7.9% | 11.08% | 12.87% | 13.23% | 8.55% | 11.04% | 12.89% | 14.47% | 8.47% | 11.41% | 19.93% | 20.66% | 13.16% | 68.82% |
| Net Income Growth % | 24.03% | 17.25% | 18.78% | -16.75% | -36.36% | -3.04% | 2.26% | 4.5% | 14.15% | -4.71% | 7.27% | 19.76% | -26.9% | -22.25% | -24.66% | -83.33% | -30.79% | -48.7% | 33.54% | 786.73% |
| EPS (Diluted) | 2.29 | 3.59 | 2.58 | 2.08 | 1.84 | 3.03 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 | 2.48 | 3.24 | 1.93 | 1.96 | 3.40 | 4.17 | 2.57 | 11.71 |
| EPS Growth % | 24.46% | 18.48% | 19.44% | -16.47% | -36.33% | -3.5% | 3.35% | 5.96% | 16.53% | -3.09% | 8.29% | 19.9% | -27.06% | -22.3% | -24.9% | -83.26% | -29.75% | 37.17% | 159.6% | 829.37% |
| EPS (Basic) | 2.29 | 3.59 | 2.58 | 2.07 | 1.84 | 3.04 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 | 2.49 | 3.24 | 1.94 | 1.96 | 3.41 | 4.19 | 2.58 | 11.79 |
| Diluted Shares Outstanding | 83.3M | 83.4M | 83.4M | 83.5M | 83.8M | 84M | 83.9M | 83.9M | 83.8M | 83.8M | 84.7M | 85.2M | 85.4M | 85.3M | 85.4M | 85.3M | 85.2M | 85.2M | 85.2M | 85.6M |