Last 32 quarters of trend data · Technology · Software - Infrastructure
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -1.13 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 49.36 | 6.67 | 6.65 | 15.91 | 83.21 | 90.02 | 76.58 | 51.52 | 74.81 | 110.63 | 67.88 | 74.70 | 91.60 |
| — | -92.6% | -91.3% | -69.1% | +11.2% | -18.6% | +12.8% | -31.0% | -18.3% | +347.6% | +251.4% | +48.7% | +122.4% | |
| P/B Ratio | 1.83 | 4.28 | 3.05 | 3.77 | 3.17 | 11.07 | 13.38 | 5.30 | 10.06 | 75.92 | 22.93 | 2.70 | 5.33 |
| — | -61.4% | -77.2% | -28.8% | -68.5% | -85.4% | -41.6% | +96.5% | +88.7% | +7094.6% | +2611.9% | +38.4% | -98.5% | |
| P/FCF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
AppTech Payments Corp.'s operating margin was -692.1% in Q3 2025, down 45.7 pp QoQ and up 3610.3 pp YoY. The trailing four-quarter average of -1494.0% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 26.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 81.2% | 55.9% | 63.2% | 41.0% | 94.2% | 44.2% | 81.6% | -241.0% | 19.9% | 68.6% | 53.7% | 40.4% | 50.9% |
| — | +26.6% | -22.5% | +117.0% | +374.5% | -35.6% | +51.8% | -695.7% | -61.0% | +29.3% | +8.3% | -20.6% | -15.1% | |
| Operating Margin | -3459.1% | -692.1% | -646.4% | -1224.0% | -3413.5% | -4302.3% | -3803.9% | -2886.7% | -2390.1% | -2058.6% | -6994.8% | -4002.2% | -4166.7% |
| — | +83.9% | +83.0% | +57.6% | -42.8% | -109.0% | +45.6% | +27.9% | +42.6% | +16.0% | -104.1% | +25.8% | +14.1% | |
| Net Margin | -3236.6% | -762.6% | -639.2% | -1217.1% | -1825.0% | -4709.3% | -3844.7% | -2892.4% | -2402.1% | -2065.0% | -6778.4% | -3540.4% | -4407.4% |
| — | +83.8% | +83.4% | +57.9% | +24.0% | -128.1% | +43.3% | +18.3% | +45.5% | +16.6% | -102.0% | +32.5% | -11.6% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -184.9% | -87.6% | -60.0% | -57.9% | -27.6% | -129.0% | -100.4% | -73.4% | -135.2% | -240.6% | -158.7% | -36.5% | -52.3% |
| — | +32.1% | +40.2% | +21.2% | +79.6% | +46.4% | +36.8% | -101.3% | -158.4% | -829.7% | -322.3% | +64.0% | +93.1% | |
| ROA | -103.0% | -27.2% | -27.8% | -33.2% | -12.2% | -31.0% | -39.7% | -36.6% | -62.7% | -101.9% | -116.4% | -25.3% | -33.6% |
| — | +12.2% | +30.1% | +9.2% | +80.6% | +69.6% | +65.9% | -44.5% | -86.5% | -471.8% | -383.0% | +40.5% | +32.6% | |
| ROIC | -183.2% | -44.9% | -43.8% | -49.1% | -39.0% | -67.3% | -91.9% | -79.1% | -132.5% | -243.1% | -150.9% | -37.5% | -52.2% |
| — | +33.3% | +52.3% | +37.9% | +70.6% | +72.3% | +39.1% | -111.0% | -153.7% | -615.9% | -90.2% | +79.5% | +60.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The current ratio has improved 95.6% YoY to 0.12x, strengthening the short-term liquidity position. Debt/Equity has risen for 4 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.03 | 0.85 | 0.26 | 0.04 | 0.03 | 0.56 | 0.18 | 0.04 | 0.04 | 0.22 | 0.12 | 0.05 | 0.27 |
| — | +51.7% | +44.0% | -4.8% | -28.6% | +158.2% | +46.8% | -26.2% | -86.1% | +14.7% | -31.8% | -73.7% | -99.4% | |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 0.70 | 0.12 | 0.10 | 0.23 | 0.70 | 0.06 | 0.07 | 0.43 | 0.37 | 0.54 | 1.00 | 2.01 | 0.90 |
| — | +95.6% | +45.0% | -45.9% | +89.3% | -88.8% | -93.0% | -78.7% | -58.6% | -62.7% | -46.0% | -9.8% | +950.0% | |
| Quick Ratio | 0.70 | 0.12 | 0.10 | 0.23 | 0.70 | 0.06 | 0.07 | 0.43 | 0.37 | 0.54 | 1.00 | 2.01 | 0.90 |
| — | +95.6% | +45.0% | -45.9% | +89.3% | -88.8% | -93.0% | -78.7% | -58.6% | -62.7% | -46.0% | -9.8% | +950.0% | |
| Interest Coverage | -14.78 | -92.41 | — | -80.48 | -2.99 | -102.78 | -90.34 | -1010.33 | -842.50 | -720.50 | — | -77.43 | -16.07 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 32 years · Updated daily
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AppTech Payments Corp.'s current P/E is -1.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
AppTech Payments Corp.'s current operating margin is -3459.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking AppTech Payments Corp.'s business trajectory between earnings reports.