AmeriServ Financial, Inc. (ASRV) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 10.83M | 10.93M | 11.01M | 10.39M | 9.93M | 9.54M | 8.89M | 8.88M | 8.75M | 8.59M | 8.8M | 9.11M |
| NII Growth % | 9.03% | 14.59% | 23.86% | 17.12% | 13.54% | 11.06% | 1% | -2.58% | -8.14% | -15.32% | -16.43% | -10.02% |
| Net Interest Margin % | 0.74% | 0.75% | 0.75% | 0.72% | 0.69% | 0.67% | 0.63% | 0.63% | 0.63% | 0.62% | 0.65% | 0.68% |
| Interest Income | 17.5M | 18.16M | 18.48M | 17.69M | 17.02M | 17.06M | 16.71M | 16.51M | 16.22M | 15.97M | 15.44M | 14.88M |
| Interest Expense | 6.67M | 7.23M | 7.48M | 7.29M | 7.09M | 7.52M | 7.82M | 7.63M | 7.48M | 7.38M | 6.64M | 5.77M |
| Loan Loss Provision | 217K | 724K | 360K | 3.13M | -97K | 1.06M | -51K | 434K | -557K | 6.02M | 189K | 43K |
| Non-Interest Income | 3.97M | 4.37M | 4.4M | 4.1M | 4.12M | 4.45M | 4.2M | 4.37M | 4.95M | 2.76M | 4.26M | 3.86M |
| Non-Interest Income % | 18.48% | 19.4% | 19.23% | 18.8% | 19.49% | 20.7% | 20.1% | 20.94% | 23.37% | 14.76% | 21.61% | 20.61% |
| Total Revenue | 21.47M | 22.53M | 22.88M | 21.79M | 21.14M | 21.52M | 20.91M | 20.88M | 21.17M | 18.73M | 19.7M | 18.74M |
| Revenue Growth % | 1.54% | 4.72% | 9.44% | 4.32% | -0.13% | 14.86% | 6.17% | 11.42% | 5.43% | 5.85% | 15.68% | 19.64% |
| Non-Interest Expense | 12.36M | 12.9M | 11.96M | 11.71M | 11.76M | 11.86M | 11.72M | 13.3M | 11.86M | 12.13M | 12.1M | 13.18M |
| Efficiency Ratio | 57.56% | 57.25% | 52.28% | 53.75% | 55.64% | 55.11% | 56.05% | 63.68% | 56.04% | 64.77% | 61.41% | 70.31% |
| Operating Income | 2.22M | 1.68M | 3.08M | -352K | 2.39M | 1.08M | 1.42M | -484K | 2.39M | -6.8M | 771K | -248K |
| Operating Margin % | 10.34% | 7.45% | 13.48% | -1.62% | 11.29% | 5% | 6.79% | -2.32% | 11.27% | -36.29% | 3.91% | -1.32% |
| Operating Income Growth % | -6.96% | 55.95% | 117.18% | 27.27% | -0.04% | 115.83% | 84.18% | -95.16% | 26.5% | -733.55% | -70.66% | -110.01% |
| Pretax Income | 2.22M | 1.68M | 3.08M | -352K | 2.39M | 1.08M | 1.42M | -484K | 2.39M | -6.8M | 771K | -248K |
| Pretax Margin % | 10.34% | 7.45% | 13.48% | -1.62% | 11.29% | 5% | 6.79% | -2.32% | 11.27% | -36.29% | 3.91% | -1.32% |
| Income Tax | 426K | 236K | 540K | -70K | 478K | 187K | 237K | -109K | 483K | -1.48M | 124K | -61K |
| Effective Tax Rate % | 19.19% | 14.06% | 17.51% | 19.89% | 20.03% | 17.38% | 16.69% | 22.52% | 20.23% | 21.73% | 16.08% | 24.6% |
| Net Income | 1.79M | 1.44M | 2.54M | -282K | 1.91M | 889K | 1.18M | -375K | 1.9M | -5.32M | 647K | -187K |
| Net Margin % | 8.36% | 6.4% | 11.12% | -1.29% | 9.02% | 4.13% | 5.66% | -1.8% | 8.99% | -28.41% | 3.29% | -1% |
| Net Income Growth % | -5.97% | 62.2% | 115.05% | 24.8% | 0.21% | 116.71% | 82.84% | -100.53% | 25.68% | -661.88% | -69.22% | -109.44% |
| Net Income (Continuing) | 1.79M | 1.44M | 2.54M | -282K | 1.91M | 889K | 1.18M | -375K | 1.9M | -5.32M | 647K | -187K |
| EPS (Diluted) | 0.11 | 0.09 | 0.15 | -0.02 | 0.12 | 0.05 | 0.07 | -0.02 | 0.11 | -0.31 | 0.04 | -0.01 |
| EPS Growth % | -8.33% | 61.9% | 109.5% | 22.27% | 9.09% | 117.35% | 79% | -120% | 22.22% | -616.67% | -66.67% | -108.33% |
| EPS (Basic) | 0.11 | 0.09 | 0.15 | -0.02 | 0.12 | 0.05 | 0.07 | -0.02 | 0.11 | -0.31 | 0.04 | -0.01 |
| Diluted Shares Outstanding | 16.93M | 16.56M | 16.52M | 16.52M | 16.52M | 16.52M | 16.52M | 17.03M | 17.15M | 17.15M | 17.15M | 17.15M |