Avidia Bancorp, Inc. (AVBC) Earnings History
Annual and quarterly earnings data from 2020 to 2025
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AVBC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
AVBC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 55.6% | -3.9% | -2.2% |
| 2024 | 62.9% | 10.9% | 8.2% |
| 2023 | 66.5% | 13.2% | 10.0% |
| 2022 | 100.0% | 100.0% | 10.1% |
| 2021 | 100.0% | 100.0% | 19.9% |
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Avidia Bancorp, Inc. (AVBC) Earnings Overview
As of May 8, 2026, Avidia Bancorp, Inc. (AVBC) reported trailing twelve-month net income of -$3M, reflecting -131.6% year-over-year growth. The company earned $-0.18 per diluted share over the past four quarters, with a net profit margin of -2.2%.
Looking at the long-term picture, AVBC's historical earnings data spans multiple years. The company achieved its highest annual net income of $17M in fiscal 2021.
Avidia Bancorp, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), EGBN (-$128M net income, -20.2% margin), INDB ($180M net income, 19.7% margin), AVBC has room to improve margins relative to the peer group. Compare AVBC vs NBTB →
AVBC Earnings vs Peers
Earnings metrics vs comparable public companies
AVBC Historical Earnings Data (2020–2025)
6 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$3M | -128.6% | -$6M | $-0.18 | -2.2% | -3.9% |
| 2024 | $11M | -7.7% | $15M | $0.57 | 8.2% | 10.9% |
| 2023 | $12M | +38.9% | $17M | $0.62 | 10.0% | 13.2% |
| 2022 | $9M | -48.4% | $89M | $0.00 | 10.1% | 100.0% |
| 2021 | $17M | +48.5% | $87M | $0.00 | 19.9% | 100.0% |
| 2020 | $12M | - | $73M | $0.00 | 16.0% | 100.0% |
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Start ComparisonAVBC — Frequently Asked Questions
Quick answers to the most common questions about buying AVBC stock.
Is AVBC growing earnings?
AVBC EPS fell to $-0.18, with earnings declining -131.6%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-3M.
What are AVBC's profit margins?
Avidia Bancorp, Inc. net margin is -2.2%, with operating margin at -3.9%. Below-average margins reflect competitive or cost pressures.
How consistent are AVBC's earnings?
AVBC earnings data spans 2020-2025. The declining earnings trend is -131.6% YoY. Historical data enables comparison across business cycles.