Axos Financial, Inc. (AX) quarterly income statement — complete revenue, gross profit & net income history
Axos Financial, Inc. (AX) annual income statement — 23-year revenue, gross profit & net income history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Net Interest Income | 317.89M | 306.26M | 331.71M | 291.05M | 280.16M | 275.46M | 280.1M | 292.05M | 260.06M | 261.61M | 228.61M | 211.16M | 203.75M | 198.98M | 199.91M | 180.47M | 165.41M | 149.54M | 145.57M | 146.64M |
| NII Growth % | 13.47% | 11.18% | 18.43% | -0.34% | 7.73% | 5.3% | 22.52% | 38.31% | 27.64% | 31.47% | 14.35% | 17% | 23.18% | 33.06% | 37.33% | 23.07% | 16.77% | 10.22% | 8.56% | 15.17% |
| Net Interest Margin % | 1.06% | 1.05% | 1.18% | 1.06% | 1.13% | 1.15% | 1.18% | 1.24% | 1.14% | 1.16% | 1.06% | 1.01% | 1% | 1.01% | 1.07% | 0.98% | 0.95% | 0.93% | 0.94% | 0.98% |
| Interest Income | 499.13M | 478.24M | 513.85M | 465.74M | 442.41M | 432.72M | 456.07M | 484.26M | 453.43M | 443.56M | 394.66M | 363.95M | 346.43M | 307.33M | 279.59M | 223.79M | 184.16M | 160.18M | 157.08M | 158.31M |
| Interest Expense | 181.24M | 171.98M | 182.14M | 174.69M | 162.25M | 157.26M | 175.97M | 192.21M | 193.37M | 181.96M | 166.06M | 152.8M | 142.68M | 108.35M | 79.68M | 43.31M | 18.75M | 10.64M | 11.51M | 11.67M |
| Loan Loss Provision | 17.85M | 41M | 25M | 17.25M | 15M | 14.5M | 12.25M | 14M | 6M | 6M | 13.5M | 7M | 7M | 5.5M | 3M | 8.75M | 6M | 4.5M | 4M | 4M |
| Non-Interest Income | 70.36M | 85.99M | 49.1M | 28.14M | 37M | 29.2M | 23.5M | 24.3M | 27.02M | 28.7M | 25.78M | 30.5M | 29.2M | 28.89M | 24.59M | 24.38M | 23.16M | 25.21M | 27.11M | 22.7M |
| Non-Interest Income % | 18.12% | 21.92% | 12.89% | 8.82% | 11.67% | 9.58% | 7.74% | 7.68% | 9.41% | 9.89% | 10.14% | 12.62% | 12.53% | 12.68% | 10.95% | 11.9% | 12.28% | 14.43% | 15.7% | 13.4% |
| Total Net Revenue | 388.25M | 392.25M | 380.81M | 319.19M | 317.16M | 304.66M | 303.6M | 316.35M | 287.08M | 290.31M | 254.39M | 241.65M | 232.95M | 227.87M | 224.5M | 204.85M | 188.57M | 174.75M | 172.68M | 169.34M |
| Revenue Growth % | 22.41% | 28.75% | 25.43% | 0.9% | 10.48% | 4.94% | 19.34% | 30.91% | 23.24% | 27.4% | 13.31% | 17.96% | 23.54% | 30.4% | 30.01% | 20.97% | 21.43% | 11.82% | 7.68% | 5.23% |
| Non-Interest Expense | 214.43M | 185.95M | 180.29M | 152.04M | 146.37M | 142.08M | 141.02M | 143.16M | 136.69M | 128.77M | 23.49M | 116.49M | 108.95M | 107.69M | 104.29M | 113.26M | 100.85M | 83.26M | 82.34M | 80.43M |
| Efficiency Ratio | 55.23% | 47.41% | 47.34% | 47.63% | 46.15% | 46.64% | 46.45% | 45.25% | 47.61% | 44.36% | 9.24% | 48.21% | 46.77% | 47.26% | 46.45% | 55.29% | 53.48% | 47.64% | 47.68% | 47.49% |
| Operating Income | 155.97M | 165.3M | 175.51M | 149.89M | 155.8M | 148.08M | 150.33M | 159.19M | 144.39M | 155.54M | 217.4M | 118.16M | 117M | 114.68M | 117.21M | 82.85M | 81.72M | 86.99M | 86.34M | 84.91M |
| Operating Margin % | 40.17% | 42.14% | 46.09% | 46.96% | 49.12% | 48.6% | 49.52% | 50.32% | 50.3% | 53.58% | 85.46% | 48.9% | 50.23% | 50.33% | 52.21% | 40.44% | 43.34% | 49.78% | 50% | 50.14% |
| Operating Income Growth % | 0.11% | 11.63% | 16.75% | -5.84% | 7.9% | -4.8% | -30.85% | 34.73% | 23.41% | 35.63% | 85.47% | 42.62% | 43.18% | 31.83% | 35.76% | -2.43% | 8.46% | 14.39% | 9.96% | 11.97% |
| Pretax Income | 155.97M | 165.3M | 175.51M | 149.89M | 155.8M | 148.08M | 150.33M | 159.19M | 144.39M | 155.54M | 217.4M | 118.16M | 117M | 114.68M | 117.21M | 82.85M | 81.72M | 86.99M | 86.34M | 84.91M |
| Pretax Margin % | 40.17% | 42.14% | 46.09% | 46.96% | 49.12% | 48.6% | 49.52% | 50.32% | 50.3% | 53.58% | 85.46% | 48.9% | 50.23% | 50.33% | 52.21% | 40.44% | 43.34% | 49.78% | 50% | 50.14% |
| Income Tax | 31.03M | 40.62M | 47.12M | 37.54M | 45.12M | 42.87M | 45.64M | 46.85M | 39.52M | 44.82M | 65.63M | 35.51M | 29.65M | 34.83M | 35.66M | 24.44M | 23.82M | 25.17M | 25.55M | 24.7M |
| Effective Tax Rate % | 19.89% | 24.57% | 26.84% | 25.04% | 28.96% | 28.95% | 30.36% | 29.43% | 27.37% | 28.82% | 30.19% | 30.05% | 25.34% | 30.37% | 30.42% | 29.5% | 29.15% | 28.93% | 29.59% | 29.09% |
| Net Income | 124.95M | 124.68M | 128.4M | 112.35M | 110.67M | 105.21M | 104.69M | 112.34M | 104.87M | 110.72M | 151.77M | 82.64M | 87.36M | 79.85M | 81.55M | 58.41M | 57.9M | 61.82M | 60.79M | 60.21M |
| Net Margin % | 32.18% | 31.79% | 33.72% | 35.2% | 34.9% | 34.53% | 34.48% | 35.51% | 36.53% | 38.14% | 59.66% | 34.2% | 37.5% | 35.04% | 36.33% | 28.51% | 30.7% | 35.38% | 35.2% | 35.56% |
| Net Income Growth % | 12.89% | 18.51% | 22.65% | 0.01% | 5.53% | -4.98% | -31.02% | 35.93% | 20.05% | 38.66% | 86.1% | 41.5% | 50.88% | 29.16% | 34.16% | -2.99% | 6.71% | 15.24% | 10.96% | 13.56% |
| Net Income (Continuing) | 124.95M | 124.68M | 128.4M | 112.35M | 110.67M | 105.21M | 104.69M | 112.34M | 104.87M | 110.72M | 151.77M | 82.64M | 87.36M | 79.85M | 81.55M | 58.41M | 57.9M | 61.82M | 60.79M | 60.21M |
| EPS (Diluted) | 2.16 | 2.15 | 2.22 | 1.94 | 1.92 | 1.81 | 1.80 | 1.93 | 1.80 | 1.91 | 2.62 | 1.38 | 1.46 | 1.32 | 1.35 | 0.97 | 0.96 | 1.02 | 1.00 | 0.99 |
| EPS Growth % | 12.5% | 18.78% | 23.33% | 0.52% | 6.67% | -5.24% | -31.3% | 39.86% | 23.29% | 44.7% | 94.07% | 42.27% | 52.08% | 29.41% | 35% | -2.02% | 6.67% | 14.61% | 9.89% | 12.5% |
| EPS (Basic) | 2.20 | 2.20 | 2.27 | 1.99 | 1.96 | 1.84 | 1.83 | 1.97 | 1.84 | 1.94 | 2.65 | 1.40 | 1.48 | 1.33 | 1.36 | 0.98 | 0.97 | 1.04 | 1.02 | 1.01 |
| Diluted Shares Outstanding | 57.74M | 57.77M | 58.24M | 58.24M | 57.56M | 58.23M | 58.23M | 58.17M | 58.16M | 58.04M | 57.93M | 59.81M | 59.71M | 60.63M | 60.52M | 60.49M | 60.31M | 60.61M | 60.76M | 60.64M |