Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.12 | 12.32 | 11.62 | 9.48 | 10.51 | 10.63 | 12.24 | 12.26 | 12.46 | 11.45 | 10.79 | 11.01 | 10.80 | 7.97 | 9.49 | 8.44 | 10.00 | 10.33 | 10.11 | 11.52 | 10.53 |
| — | +15.8% | -5.1% | -22.7% | -15.6% | -7.2% | +13.4% | +11.4% | +15.4% | +43.8% | +13.7% | +30.4% | +8.0% | -22.9% | -6.1% | -26.7% | -5.1% | +7.8% | +16.4% | +14.9% | -0.5% | |
| P/S Ratio | 4.54 | 3.31 | 56.09 | 3.07 | 3.21 | 3.33 | 3.44 | 3.51 | 3.65 | 3.38 | 2.88 | 2.91 | 3.07 | 2.37 | 2.49 | 2.90 | 3.17 | 3.13 | 3.23 | 3.63 | 3.53 |
| — | -0.7% | +1532.5% | -12.6% | -11.9% | -1.4% | +19.2% | +20.9% | +18.7% | +42.4% | +15.7% | +0.2% | -2.9% | -24.2% | -22.8% | -20.1% | -10.3% | +3.0% | +4.8% | +13.6% | +28.6% | |
| P/B Ratio | 1.24 | 1.10 | 1.14 | 1.06 | 1.11 | 1.19 | 1.19 | 1.21 | 1.31 | 1.15 | 1.01 | 1.00 | 1.12 | 0.96 | 0.97 | 1.22 | 1.49 | 1.44 | 1.30 | 1.29 | 1.24 |
| — | -7.5% | -4.9% | -12.6% | -15.3% | +3.4% | +17.8% | +21.5% | +17.0% | +19.9% | +4.1% | -18.6% | -25.2% | -33.5% | -25.3% | -5.5% | +20.4% | +25.7% | +14.9% | +11.3% | +25.3% | |
| P/FCF | 9.95 | 8.06 | 16.00 | 4.75 | 24.96 | 4.79 | 10.69 | 9.98 | 6.07 | 8.54 | 5.77 | 8.41 | 7.14 | 5.57 | 9.46 | 6.44 | 6.96 | 13.68 | 7.99 | 10.69 | — |
| — | +68.2% | +49.7% | -52.4% | +311.0% | -43.9% | +85.3% | +18.6% | -15.0% | +53.3% | -39.0% | +30.7% | +2.7% | -59.3% | +18.5% | -39.8% | — | -74.7% | — | +627.3% | — | |
| EV / EBITDA | 19.25 | 8.57 | — | 7.47 | 8.66 | 6.88 | 10.48 | 9.34 | 9.60 | 8.86 | 10.24 | 9.12 | 9.81 | 7.05 | 8.74 | 7.58 | 8.49 | 6.31 | 4.71 | 2.23 | 2.13 |
| — | +24.6% | — | -20.0% | -9.8% | -22.4% | +2.4% | +2.5% | -2.2% | +25.8% | +17.1% | +20.2% | +15.6% | +11.7% | +85.6% | +240.2% | +298.9% | +476.8% | +33.3% | -31.0% | -54.2% | |
| EV / EBIT | 10.66 | 8.57 | — | 7.88 | 9.23 | 7.34 | 11.35 | 10.14 | 10.43 | 9.68 | 11.33 | 10.16 | 10.81 | 7.71 | 9.72 | 8.18 | 9.20 | 6.88 | 5.15 | 2.46 | 2.34 |
| — | +16.8% | — | -22.3% | -11.5% | -24.2% | +0.2% | -0.2% | -3.5% | +25.5% | +16.6% | +24.1% | +17.5% | +12.1% | +88.7% | +232.6% | +293.5% | +474.0% | +33.9% | -31.2% | -55.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 107.5% | 98.4% | 120.7% | 100.5% | 100.0% | 98.4% | 97.0% | 98.0% | 98.1% | 98.9% | 98.4% | 99.6% | 98.3% | 98.7% | 95.5% | 100.3% | 96.1% | 96.3% | 97.0% | 105.0% | 103.5% |
| — | -0.0% | +24.3% | +2.5% | +1.9% | -0.5% | -1.4% | -1.6% | -0.2% | +0.2% | +3.0% | -0.7% | +2.3% | +2.5% | -1.5% | -4.4% | -7.2% | -8.7% | -9.1% | -1.2% | +3.9% | |
| Operating Margin | 40.1% | 33.2% | -666.7% | 39.9% | 37.9% | 38.7% | 34.5% | 35.4% | 36.5% | 36.5% | 33.1% | 32.6% | 35.5% | 36.8% | 32.4% | 42.4% | 38.6% | 37.5% | 39.8% | 38.6% | 40.0% |
| — | -14.3% | -2030.3% | +12.8% | +3.7% | +6.0% | +4.3% | +8.6% | +3.0% | -0.7% | +2.4% | -23.3% | -8.2% | -1.9% | -18.6% | +9.9% | -3.4% | -4.7% | -9.5% | -1.3% | +23.3% | |
| Net Margin | 32.4% | 26.9% | 482.7% | 32.3% | 30.6% | 31.3% | 28.1% | 28.6% | 29.2% | 29.6% | 26.8% | 26.4% | 28.4% | 29.8% | 26.3% | 34.4% | 31.6% | 30.2% | 32.0% | 31.5% | 33.6% |
| — | -14.1% | +1620.5% | +13.0% | +4.7% | +6.0% | +4.8% | +8.6% | +2.9% | -0.9% | +1.9% | -23.4% | -10.3% | -1.2% | -17.9% | +9.2% | -5.9% | -4.6% | -9.6% | -0.9% | +29.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.5% | 2.3% | 2.5% | 2.8% | 2.7% | 2.8% | 2.5% | 2.5% | 2.6% | 2.6% | 2.4% | 2.3% | 2.7% | 3.0% | 2.6% | 3.7% | 3.8% | 3.4% | 3.1% | 2.7% | 3.0% |
| — | -18.5% | +0.2% | +11.8% | +2.1% | +9.3% | +3.7% | +10.5% | -3.2% | -13.4% | -7.9% | -39.1% | -29.2% | -11.7% | -18.1% | +37.6% | +27.6% | +13.4% | -4.9% | -5.3% | +26.5% | |
| ROA | 1.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | -15.1% | +6.4% | +20.0% | +8.7% | +14.9% | +9.8% | +15.8% | +4.8% | -4.3% | -0.2% | -32.0% | -19.1% | -1.6% | -12.0% | +35.3% | +13.1% | -1.4% | -14.1% | -13.0% | +13.7% | |
| ROIC | 7.7% | 1.8% | -2.1% | 2.2% | 2.1% | 2.0% | 1.7% | 1.8% | 1.8% | 1.7% | 1.6% | 1.6% | 1.8% | 2.0% | 1.7% | 2.5% | 2.6% | 2.4% | 2.2% | 1.9% | 2.0% |
| — | -10.9% | -226.7% | +26.0% | +13.7% | +16.3% | +4.0% | +14.3% | +1.5% | -12.6% | -3.4% | -37.7% | -30.3% | -17.1% | -24.8% | +34.3% | +31.9% | +16.6% | -1.0% | -3.5% | +19.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.19 | 0.11 | 0.27 | 0.12 | 0.19 | 0.18 | 0.43 | 0.27 | 0.34 | 0.32 | 0.45 | 0.26 | 0.43 | 0.35 | 0.44 | 0.40 | 0.35 | 0.33 | 0.31 | 0.32 | 0.35 |
| — | -39.5% | -36.1% | -56.2% | -44.0% | -45.1% | -5.5% | +1.2% | -20.9% | -9.3% | +3.4% | -34.2% | +22.9% | +6.9% | +40.7% | +26.5% | +0.2% | -5.8% | -15.4% | -13.7% | -4.1% | |
| Debt / EBITDA | 1.44 | 3.85 | — | 3.22 | 5.50 | 4.77 | 13.15 | 8.05 | 9.60 | 9.42 | 14.03 | 8.45 | 12.15 | 8.67 | 12.43 | 8.27 | 7.11 | 7.00 | 7.08 | 8.30 | 9.08 |
| — | -19.2% | — | -60.0% | -42.7% | -49.4% | -6.3% | -4.8% | -21.0% | +8.7% | +12.8% | +2.2% | +70.9% | +23.8% | +75.6% | -0.4% | -21.7% | -18.6% | -15.0% | -10.5% | -17.9% | |
| Current Ratio | 0.02 | 0.24 | 2.45 | 2.11 | 0.02 | 19.00 | 0.04 | 0.04 | 0.04 | 0.20 | 0.19 | 0.19 | 0.02 | 0.19 | 0.21 | 0.22 | 0.22 | 0.26 | 0.29 | 0.35 | 0.39 |
| — | -98.7% | +5600.2% | +5286.1% | -52.9% | +9246.9% | -77.3% | -79.3% | +78.8% | +6.3% | -8.6% | -13.1% | -89.1% | -27.4% | -29.6% | -37.3% | -44.3% | -32.4% | -13.3% | +4.1% | +41.2% | |
| Quick Ratio | 0.02 | 0.24 | 2.45 | 2.11 | 0.02 | 19.00 | 0.04 | 0.04 | 0.04 | 0.20 | 0.19 | 0.19 | 0.02 | 0.19 | 0.21 | 0.22 | 0.22 | 0.26 | 0.29 | 0.35 | 0.39 |
| — | -98.7% | +5600.2% | +5286.1% | -52.9% | +9246.9% | -77.3% | -79.3% | +78.8% | +6.3% | -8.6% | -13.1% | -89.1% | -27.4% | -29.6% | -37.3% | -44.3% | -32.4% | -13.3% | +4.1% | +41.2% | |
| Interest Coverage | 1.11 | 1.12 | -1.38 | 1.42 | 1.21 | 1.18 | 1.00 | 1.06 | 1.04 | 0.93 | 0.87 | 0.90 | 1.18 | 1.51 | 1.67 | 5.02 | 10.24 | 13.03 | 14.94 | 12.71 | 11.85 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BANR stock.
Banner Corporation's current P/E is 12.1x. The average P/E over the last 4 quarters is 11.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Banner Corporation's current operating margin is 40.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Banner Corporation's business trajectory between earnings reports.