Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Banner Corporation's quarterly P/E stands at 10.5x, down 15.6% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.74 | 10.51 | 10.63 | 12.24 | 12.26 | 12.46 | 11.45 | 10.79 | 11.01 | 10.80 | 7.97 | 9.49 | 8.44 |
| — | -15.6% | -7.2% | +13.4% | +11.4% | +15.4% | +43.8% | +13.7% | +30.4% | +8.0% | -22.9% | -6.1% | -26.7% | |
| P/S Ratio | 2.74 | 2.45 | 3.33 | 2.56 | 2.63 | 2.70 | 2.42 | 2.09 | 2.13 | 2.36 | 1.91 | 2.09 | 2.68 |
| — | -9.3% | +37.5% | +22.4% | +23.5% | +14.4% | +26.9% | +0.1% | -20.3% | -22.6% | -37.2% | -33.7% | -24.1% | |
| P/B Ratio | 1.17 | 1.11 | 1.19 | 1.19 | 1.21 | 1.31 | 1.15 | 1.01 | 1.00 | 1.12 | 0.96 | 0.97 | 1.22 |
| — | -15.3% | +3.4% | +17.8% | +21.5% | +17.0% | +19.9% | +4.1% | -18.6% | -25.2% | -33.5% | -25.3% | -5.5% | |
| P/FCF | 9.05 | 24.96 | 4.79 | 10.69 | 9.98 | 6.07 | 8.54 | 5.77 | 8.41 | 7.14 | 5.57 | 9.46 | 6.44 |
| — | +311.0% | -43.9% | +85.3% | +18.6% | -15.0% | +53.3% | -39.0% | +30.7% | +2.7% | -59.3% | +18.5% | -39.8% | |
| EV / EBITDA | 9.64 | 9.19 | 7.17 | 10.48 | 9.34 | 9.60 | 8.86 | 10.24 | 9.12 | 9.81 | 7.05 | 8.74 | 7.58 |
| — | -4.3% | -19.1% | +2.4% | +2.5% | -2.2% | +25.8% | +17.1% | +20.2% | +15.6% | +11.7% | +85.6% | +240.2% | |
| EV / EBIT | 10.08 | 9.23 | 7.34 | 11.35 | 10.14 | 10.43 | 9.68 | 11.33 | 10.16 | 10.81 | 7.71 | 9.72 | 8.18 |
| — | -11.5% | -24.2% | +0.2% | -0.2% | -3.5% | +25.5% | +16.6% | +24.1% | +17.5% | +12.1% | +88.7% | +232.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Banner Corporation's operating margin was 28.8% in Q4 2025, down 9.8 pp QoQ and up 1.8 pp YoY. The trailing four-quarter average of 29.9% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 4.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 79.0% | 76.1% | 98.4% | 72.2% | 73.4% | 72.6% | 70.9% | 71.3% | 73.1% | 75.5% | 79.4% | 80.0% | 92.5% |
| — | +4.9% | +38.7% | +1.3% | +0.5% | -3.9% | -10.7% | -10.9% | -21.0% | -18.4% | -15.1% | -15.3% | -9.2% | |
| Operating Margin | 29.5% | 28.8% | 38.7% | 25.7% | 26.5% | 27.0% | 26.2% | 24.0% | 23.9% | 27.3% | 29.6% | 27.1% | 39.1% |
| — | +6.7% | +47.7% | +7.1% | +11.0% | -0.8% | -11.5% | -11.4% | -39.0% | -26.8% | -18.8% | -30.0% | +4.4% | |
| Net Margin | 23.8% | 23.3% | 31.3% | 20.9% | 21.4% | 21.6% | 21.2% | 19.4% | 19.3% | 21.8% | 24.0% | 22.0% | 31.7% |
| — | +7.8% | +47.8% | +7.7% | +10.9% | -0.9% | -11.6% | -11.9% | -39.1% | -28.5% | -18.2% | -29.4% | +3.7% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.5% | 2.7% | 2.8% | 2.5% | 2.5% | 2.6% | 2.6% | 2.4% | 2.3% | 2.7% | 3.0% | 2.6% | 3.7% |
| — | +2.1% | +9.3% | +3.7% | +10.5% | -3.2% | -13.4% | -7.9% | -39.1% | -29.2% | -11.7% | -18.1% | +37.6% | |
| ROA | 1.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.4% |
| — | +8.7% | +14.9% | +9.8% | +15.8% | +4.8% | -4.3% | -0.2% | -32.0% | -19.1% | -1.6% | -12.0% | +35.3% | |
| ROIC | 7.7% | 2.1% | 2.0% | 1.7% | 1.8% | 1.8% | 1.7% | 1.6% | 1.6% | 1.8% | 2.0% | 1.7% | 2.5% |
| — | +13.7% | +16.3% | +4.0% | +14.3% | +1.5% | -12.6% | -3.4% | -37.7% | -30.3% | -17.1% | -24.8% | +34.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Banner Corporation's Debt/EBITDA ratio is 5.8x, up from 5.0x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 52.9% YoY to 0.02x, tightening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.19 | 0.19 | 0.18 | 0.43 | 0.27 | 0.34 | 0.32 | 0.45 | 0.26 | 0.43 | 0.35 | 0.44 | 0.40 |
| — | -44.0% | -45.1% | -5.5% | +1.2% | -20.9% | -9.3% | +3.4% | -34.2% | +22.9% | +6.9% | +40.7% | +26.5% | |
| Debt / EBITDA | 1.48 | 5.84 | 4.97 | 13.15 | 8.05 | 9.60 | 9.42 | 14.03 | 8.45 | 12.15 | 8.67 | 12.43 | 8.27 |
| — | -39.2% | -47.2% | -6.3% | -4.8% | -21.0% | +8.7% | +12.8% | +2.2% | +70.9% | +23.8% | +75.6% | -0.4% | |
| Current Ratio | 0.02 | 0.02 | 19.00 | 0.04 | 0.04 | 0.04 | 0.20 | 0.19 | 0.19 | 0.02 | 0.19 | 0.21 | 0.22 |
| — | -52.9% | +9246.9% | -77.3% | -79.3% | +78.8% | +6.3% | -8.6% | -13.1% | -89.1% | -27.4% | -29.6% | -37.3% | |
| Quick Ratio | 0.02 | 0.02 | 19.00 | 0.04 | 0.04 | 0.04 | 0.20 | 0.19 | 0.19 | 0.02 | 0.19 | 0.21 | 0.22 |
| — | -52.9% | +9246.9% | -77.3% | -79.3% | +78.8% | +6.3% | -8.6% | -13.1% | -89.1% | -27.4% | -29.6% | -37.3% | |
| Interest Coverage | 1.11 | 1.21 | 1.18 | 1.00 | 1.06 | 1.04 | 0.93 | 0.87 | 0.90 | 1.18 | 1.51 | 1.67 | 5.02 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Banner Corporation's current P/E is 11.7x. The average P/E over the last 4 quarters is 11.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Banner Corporation's current operating margin is 29.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Banner Corporation's business trajectory between earnings reports.