Credicorp Ltd. (BAP) Earnings History
Annual and quarterly earnings data from 1997 to 2024
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BAP EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BAP Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 64.2% | 29.0% | 20.4% |
| 2023 | 61.9% | 27.0% | 19.2% |
| 2022 | 71.6% | 33.3% | 22.5% |
| 2021 | 79.9% | 27.7% | 18.7% |
| 2020 | 49.8% | 1.2% | 1.9% |
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Credicorp Ltd. (BAP) Earnings Overview
As of May 8, 2026, Credicorp Ltd. (BAP) reported trailing twelve-month net income of $6.47B, reflecting +13.1% year-over-year growth. The company earned $81.37 per diluted share over the past four quarters, with a net profit margin of 20.4%.
Looking at the long-term picture, BAP's 5-year EPS compound annual growth rate (CAGR) stands at +5.2%, showing solid earnings momentum. The company achieved its highest annual net income of $5.50B in fiscal 2024, representing a new all-time high.
Credicorp Ltd. maintains industry-leading profitability with a gross margin of 64.2%, operating margin of 29.0%, and net margin of 20.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including ITUB ($44.86B net income, 11.7% margin), BBD ($23.21B net income, 6.8% margin), BSBR ($12.69B net income, 8.4% margin), BAP has outperformed on profitability metrics. Compare BAP vs ITUB →
BAP Earnings vs Peers
Earnings metrics vs comparable public companies
BAP Historical Earnings Data (1997–2024)
28 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $5.50B | +13.1% | $7.82B | $69.09 | 20.4% | 29.0% |
| 2023 | $4.87B | +4.7% | $6.85B | $61.08 | 19.2% | 27.0% |
| 2022 | $4.65B | +29.7% | $6.87B | $58.13 | 22.5% | 33.3% |
| 2021 | $3.58B | +933.3% | $5.33B | $44.99 | 18.7% | 27.7% |
| 2020 | $347M | -91.9% | $224M | $4.36 | 1.9% | 1.2% |
| 2019 | $4.27B | +7.1% | $5.98B | $53.53 | 23.8% | 33.3% |
| 2018 | $3.98B | -2.6% | $5.59B | $49.99 | 24.0% | 33.7% |
| 2017 | $4.09B | +16.4% | $5.57B | $51.35 | 25.0% | 34.0% |
| 2016 | $3.51B | +13.7% | $4.89B | $44.15 | 22.9% | 31.8% |
| 2015 | $3.09B | +29.5% | $4.36B | $38.84 | 21.4% | 30.2% |
Full BAP Stock Analysis
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Start ComparisonBAP — Frequently Asked Questions
Quick answers to the most common questions about buying BAP stock.
Is BAP growing earnings?
BAP EPS stands at $81.37, with +13.1% growth matching the 5-year CAGR of +5.2%. TTM net income is $6.5B. Earnings trajectory remains consistent.
What are BAP's profit margins?
Credicorp Ltd. net margin is +20.4%, with operating margin at +29.0%. Above-average margins indicate pricing power.
How consistent are BAP's earnings?
BAP earnings data spans 1997-2024. The current earnings trend is +13.1% YoY. Historical data enables comparison across business cycles.