BAP trades 8.2% below Wall Street's consensus target of $414.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes BAP achieves its forward estimates and maintains a stable P/E multiple of 3.8x. This scenario reflects the blended consensus of 15 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 21, 2026, Credicorp Ltd. (BAP) has a Wall Street consensus price target of $414.00, based on estimates from 15 covering analysts. With the stock currently trading at $382.76, this represents a potential upside of +8.2%. The company has a market capitalization of $30.41B.
Analyst price targets range from a low of $350.00 to a high of $480.00, representing a 31% spread in expectations. The median target of $412.00 aligns closely with the consensus average.
The current analyst consensus rating is Hold, with 7 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, BAP trades at a trailing P/E of 14.9x and forward P/E of 3.8x. The forward PEG ratio of 0.05 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +10.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $1591.00, with bear and bull scenarios of $1002.33 and $2096.31 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
ITUBItaú Unibanco Holding S.A. | $85.9B | $7.79 | $6.38 | -18.1% | Buy | 1.6x | 12 |
BBDBanco Bradesco S.A. | $35.5B | $3.36 | $3.20 | -4.8% | Hold | 1.2x | 15 |
BSBRBanco Santander (Brasil) S.A. | $38.9B | $5.20 | $7.20 | +38.5% | Buy | 1.1x | 11 |
GFIGold Fields Limited | $34.5B | $38.60 | $59.13 | +53.2% | Hold | 6.9x | 18 |
BBARBanco BBVA Argentina S.A. | $4.5B | $21.90 | $16.00 | -26.9% | Buy | 0.0x | 3 |
BMABanco Macro S.A. | $6.5B | $101.68 | $85.00 | -16.4% | Buy | 0.0x | 14 |
GGALGrupo Financiero Galicia S.A. | $9.1B | $56.37 | $60.50 | +7.3% | Buy | 0.0x | 12 |
SANBanco Santander, S.A. | $198.2B | $13.50 | $3.00 | -77.8% | Buy | 13.0x | 23 |
BBVABanco Bilbao Vizcaya Argentaria, S.A. | $137.5B | $24.48 | — | — | Buy | 12.0x | 13 |
CIBGrupo Cibest S.A. | $19.3B | $81.45 | $70.50 | -13.4% | Buy | 0.0x | 15 |
Quick answers to the most common questions about buying BAP stock.
The consensus price target for BAP is $414, close to the current price of $382.76 (8.2% implied move). Based on 15 analyst estimates, the stock appears fairly valued near current levels.
BAP has a consensus rating of "Hold" based on 15 Wall Street analysts. The rating breakdown is mixed, with 8 Hold ratings making up the largest segment. The consensus 12-month price target of $414 implies 8.2% upside from current levels.
With a forward P/E of 3.8257x, BAP trades at a relatively low valuation. The consensus target of $414 implies 8.2% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $480 for BAP, while the most conservative target is $350. The consensus of $414 represents the median expectation. Our quantitative valuation model projects a bull case target of $2096 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
BAP is well covered by analysts, with 15 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 8 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month BAP stock forecast based on 15 Wall Street analysts shows a consensus price target of $414, with estimates ranging from $350 (bear case) to $480 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $1591, with bear/bull scenarios of $1002/$2096.
Our quantitative valuation model calculates BAP's fair value at $1591 (base case), with a bear case of $1002 and bull case of $2096. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
BAP trades at a forward P/E ratio of 3.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
BAP appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $414 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
BAP analyst price targets range from $350 to $480, a 31% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $414 consensus represents the middle ground. Our model's $1002-$2096 range provides an independent fundamental perspective.
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