Banco de Chile (BCH) Earnings History
Elite Compounder26 years of earnings data (2000–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Banco de Chile (BCH) Earnings Overview
As of September 25, 2026, Banco de Chile (BCH) reported trailing twelve-month net income of $1.23T, reflecting -1.3% year-over-year growth. The company earned $2442.25 per diluted share over the past four quarters, with a net profit margin of 39.4%.
Looking at the long-term picture, BCH's 5-year EPS compound annual growth rate (CAGR) stands at +24.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.45T in fiscal 2022.
Banco de Chile maintains industry-leading profitability with a gross margin of 87.4%, operating margin of 50.0%, and net margin of 39.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including BSAC ($1.13T net income, 21.9% margin), BBD ($23.85B net income, 15.2% margin), ITUB ($47.10B net income, 11.7% margin), BCH has outperformed on profitability metrics. Compare BCH vs BSAC →
BCH Earnings vs Peers
Earnings metrics vs comparable public companies
BCH Historical Earnings Data (2000–2025)
26 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $1.19T | -4.5% | $1.51T | $2360.00 | 58.0% | 73.5% |
| 2024 | $1.25T | -9.1% | $1.58T | $2390.00 | 41.1% | 52.0% |
| 2023 | $1.37T | -5.0% | $1.70T | $2720.00 | 46.3% | 57.1% |
| 2022 | $1.45T | +36.9% | $1.74T | $2862.00 | 46.5% | 55.8% |
| 2021 | $1.06T | +163.0% | $1.33T | $1570.00 | 47.7% | 60.2% |
| 2020 | $401.63B | -33.5% | $504.85B | $796.00 | 20.8% | 26.2% |
| 2019 | $603.74B | +0.0% | $777.41B | $1174.00 | 30.3% | 39.1% |
| 2018 | $603.63B | +5.5% | $763.40B | $1178.00 | 33.1% | 41.9% |
| 2017 | $572.08B | -0.5% | $687.44B | $1132.00 | 34.0% | 40.9% |
| 2016 | $575.05B | -5.7% | $675.26B | $1078.00 | 33.6% | 39.4% |
| 2015 | $609.90B | +2.4% | $692.23B | $1200.00 | 36.8% | 41.8% |
| 2014 | $595.52B | +8.2% | $675.20B | $1162.00 | 35.9% | 40.7% |
| 2013 | $550.19B | +14.7% | $639.27B | $960.00 | 37.3% | 43.3% |
| 2012 | $479.88B | +9.5% | $543.81B | $962.00 | 36.3% | 41.1% |
| 2011 | $438.14B | +4.9% | $503.57B | $874.00 | 35.3% | 40.6% |
| 2010 | $417.61B | +59.6% | $464.13B | $860.00 | 36.0% | 40.0% |
| 2009 | $261.74B | -28.3% | $302.13B | $267964.00 | 25.3% | 29.2% |
| 2008 | $365.05B | +38.4% | $361.91B | $760.00 | 34.3% | 34.0% |
| 2007 | $263.85B | +35.6% | $293.17B | $592.00 | 35.5% | 39.4% |
| 2006 | $194.54B | +5.4% | $218.54B | $498.00 | 30.6% | 34.4% |
| 2005 | $184.61B | +14.8% | $206.46B | $484.00 | 31.5% | 35.2% |
| 2004 | $160.82B | +16.0% | $180.15B | $422.00 | 29.7% | 33.3% |
| 2003 | $138.63B | +163.6% | $153.40B | $350.00 | 28.2% | 31.2% |
| 2002 | $52.59B | -39.5% | $51.15B | $140.00 | 31.2% | 30.3% |
| 2001 | $86.97B | +16.0% | $84.35B | $310.00 | 31.5% | 30.6% |
| 2000 | $74.99B | - | $76.13B | $290.00 | 28.5% | 28.9% |
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BCH — Frequently Asked Questions
Quick answers to the most common questions about buying BCH stock.
What is BCH earnings per share (EPS)?
BCH trailing twelve-month (TTM) diluted EPS is $2442.25, reflecting -1.3% year-over-year growth. The 5-year EPS CAGR is +24.3%. Complete EPS history from 2000 to 2025 is available in the table on this page.
What is Banco de Chile's net income?
Banco de Chile (BCH) trailing twelve-month net income is $1.2T as of 2025. Earnings declined -1.3% year-over-year. Banco de Chile has been profitable for 26 consecutive years.
Is BCH profitable?
Yes, BCH is profitable with a TTM net income of $1.2T and a net profit margin of +39.4%. Banco de Chile has generated profits for 26 consecutive years.
What is BCH's earnings growth rate?
BCH compound annual EPS growth rates (CAGR): 1-Year: -1.3%, 3-Year: -6.2%, 5-Year: +24.3%, 10-Year: +7.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2000 to 2025.
What are BCH's profit margins?
Banco de Chile net profit margin is +39.4%, operating margin is +50.0%, and gross margin is +87.4%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +18.1%.
Is BCH growing earnings?
BCH earnings growth is slowing. Current YoY EPS growth of -1.3% trails the 5-year CAGR of +24.3%. TTM net income is $1.2T.
What was BCH's best earnings year?
Banco de Chile's highest annual net income on record is $1.4T, achieved in fiscal year 2022. Earnings history on this page spans 2000 to 2025 and includes all annual and quarterly figures.
What were BCH's earnings last quarter?
BCH's most recent reported quarter was Q2 2026. Net income was $396.5B with diluted EPS of $792.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.