8-K Announcements
6Feb 27, 2026·SEC
Feb 12, 2026·SEC
Jan 29, 2026·SEC
Bain Capital Specialty Finance, Inc. (BCSF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Bain Capital Specialty Finance, Inc. (BCSF) stock price & volume — 10-year historical chart
Bain Capital Specialty Finance, Inc. (BCSF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Bain Capital Specialty Finance, Inc. (BCSF) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 26, 2026 | $0.46vs $0.45+2.2% | $68Mvs $68M-0.4% |
| Q4 2025 | Nov 10, 2025 | $0.45vs $0.45+0.0% | $43Mvs $70M-38.6% |
| Q3 2025 | Aug 5, 2025 | $0.47vs $0.43+9.3% | $74Mvs $67M+10.5% |
| Q2 2025 | May 5, 2025 | $0.50vs $0.48+4.2% | $52Mvs $71M-26.8% |
Bain Capital Specialty Finance, Inc. (BCSF) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison
Bain Capital Specialty Finance, Inc. (BCSF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Bain Capital Specialty Finance, Inc. (BCSF) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 841.53K | -3.94M | -24.01M | 113.59M | 110.89M | 116M | 113.95M | 148.54M | 147.55M | 133.25M |
| NII Growth % | - | -568.75% | -508.69% | 573.06% | -2.38% | 4.61% | -1.76% | 30.35% | -0.67% | -43.05% |
| Net Interest Margin % | 0.48% | -0.4% | -1.34% | 4.29% | 4.26% | 4.51% | 4.4% | 6.01% | 5.61% | 4.91% |
| Interest Income | 868.55K | -329.73K | 0 | 179.92M | 174.2M | 167.34M | 166.27M | 228.55M | 222.24M | 215.12M |
| Interest Expense | 27.02K | 3.62M | 24.01M | 66.33M | 63.31M | 51.34M | 52.32M | 80.01M | 74.69M | 81.87M |
| Loan Loss Provision | 0 | 98.35K | -23.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | 1.08M | 24.84M | 73.59M | -18.87M | -96.98M | 8.06M | 2.55M | -10.55M | -9.36M | -23.07M |
| Non-Interest Income % | 55.44% | 101.35% | 100% | -11.72% | -125.59% | 4.6% | 1.51% | -4.84% | -4.4% | -12.01% |
| Total Revenue | 1.95M▲ 0% | 24.51M▲ 1157.5% | 73.59M▲ 200.3% | 161.04M▲ 118.8% | 77.22M▼ 52.1% | 175.41M▲ 127.2% | 168.82M▼ 3.8% | 218M▲ 29.1% | 212.88M▼ 2.3% | 192.05M▲ 0% |
| Revenue Growth % | - | 1157.48% | 200.27% | 118.83% | -52.05% | 127.15% | -3.75% | 29.13% | -2.35% | -49.86% |
| Non-Interest Expense | 1.31M | 3.07M | 19.35M | -3.37M | 5.4M | 4.12M | 10.19M | 11.26M | 14.3M | 12.85M |
| Efficiency Ratio | 67.37% | 12.52% | 26.3% | -2.09% | 6.99% | 2.35% | 6.04% | 5.16% | 6.72% | 6.69% |
| Operating Income | 608.98K▲ 0% | 18.15M▲ 2881.1% | 69.26M▲ 281.5% | 98.08M▲ 41.6% | 8.51M▼ 91.3% | 119.94M▲ 1309.4% | 106.32M▼ 11.4% | 126.73M▲ 19.2% | 123.89M▼ 2.2% | 97.34M▲ 0% |
| Operating Margin % | 31.24% | 74.07% | 94.11% | 60.91% | 11.02% | 68.38% | 62.97% | 58.13% | 58.2% | 50.68% |
| Operating Income Growth % | - | 2881.07% | 281.52% | 41.61% | -91.32% | 1309.41% | -11.36% | 19.2% | -2.24% | - |
| Pretax Income | 608.98K▲ 0% | 19.3M▲ 3069.3% | 26.64M▲ 38.1% | 98.08M▲ 268.1% | 8.51M▼ 91.3% | 119.94M▲ 1309.4% | 106.32M▼ 11.4% | 126.73M▲ 19.2% | 123.89M▼ 2.2% | 97.34M▲ 0% |
| Pretax Margin % | 31.24% | 78.75% | 36.21% | 60.91% | 11.02% | 68.38% | 62.97% | 58.13% | 58.2% | 50.68% |
| Income Tax | 0 | 4.88K | 0 | 0 | 232K | 134K | 837K | 3.36M | 4.47M | 4.23M |
| Effective Tax Rate % | 0% | 0.03% | 0% | 0% | 2.73% | 0.11% | 0.79% | 2.65% | 3.61% | 4.34% |
| Net Income | 608.98K▲ 0% | 19.3M▲ 3069.3% | 26.64M▲ 38.1% | 98.08M▲ 268.1% | 8.28M▼ 91.6% | 119.81M▲ 1347.3% | 105.48M▼ 12.0% | 123.38M▲ 17.0% | 119.42M▼ 3.2% | 93.11M▲ 0% |
| Net Margin % | 31.24% | 78.75% | 36.21% | 60.91% | 10.72% | 68.3% | 62.48% | 56.59% | 56.1% | 48.48% |
| Net Income Growth % | - | 3069.26% | 38.06% | 268.12% | -91.56% | 1347.29% | -11.96% | 16.97% | -3.21% | -27.45% |
| Net Income (Continuing) | 608.98K | 19.3M | 26.64M | 98.08M | 8.28M | 119.81M | 105.48M | 123.38M | 119.42M | 93.11M |
| EPS (Diluted) | 0.03▲ 0% | 0.98▲ 3092.2% | 0.68▼ 30.6% | 1.87▲ 175.0% | 0.14▼ 92.5% | 1.86▲ 1228.6% | 1.63▼ 12.4% | 1.91▲ 17.2% | 1.85▼ 3.1% | 1.44▲ 0% |
| EPS Growth % | - | 3092.18% | -30.61% | 175% | -92.51% | 1228.57% | -12.37% | 17.18% | -3.14% | -24.24% |
| EPS (Basic) | 0.03 | 0.98 | 0.69 | 1.87 | 0.14 | 1.86 | 1.63 | 1.91 | 1.85 | - |
| Diluted Shares Outstanding | 19.82M | 19.82M | 39.11M | 52.33M | 58.67M | 64.56M | 64.56M | 64.56M | 64.56M | 64.87M |
Bain Capital Specialty Finance, Inc. (BCSF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 66.73M | 140.92M | 15.28M | 37.34M | 54.68M | 117.42M | 59.78M | 49.4M | 53.52M | 196.5M |
| Cash & Due from Banks | 66.73M | 140.92M | 15.28M | 37.34M | 54.68M | 117.42M | 59.78M | 49.4M | 53.52M | 67.04M |
| Short Term Investments | 0 | 0 | -10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 831.58M | 307.57M | 2.53B | 2.48B | 2.29B | 2.39B | 2.3B | 2.43B | 2.55B |
| Investments Growth % | - | - | -63.01% | 721.62% | -1.68% | -7.65% | 4.04% | -3.72% | 5.78% | -187.46% |
| Long-Term Investments | 0 | 831.58M | 307.57M | 2.53B | 2.48B | 2.29B | 2.39B | 2.3B | 2.43B | 4.9B |
| Accounts Receivables | 616.58K | 0 | 0 | 45.44M | 29.24M | 68M | 66.12M | 41.48M | 82.67M | 37.24M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 109.37M | 5.81M | 1.45B | 1.03M | -2.48B | 0 | 0 | 2.8M | 4.59M | 4.53M |
| Total Current Assets | 67.49M | 150.73M | 31.88M | 82.78M | 83.91M | 185.42M | 201.72M | 91.09M | 196.38M | 255.72M |
| Total Non-Current Assets | 109.37M | 837.39M | 1.76B | 2.53B | 2.48B | 2.29B | 2.39B | 2.3B | 2.44B | 2.46B |
| Total Assets | 176.86M▲ 0% | 988.25M▲ 458.8% | 1.79B▲ 81.2% | 2.65B▲ 47.7% | 2.6B▼ 1.6% | 2.57B▼ 1.2% | 2.59B▲ 0.8% | 2.47B▼ 4.6% | 2.63B▲ 6.5% | 2.72B▲ 0% |
| Asset Growth % | - | 458.79% | 81.23% | 47.71% | -1.59% | -1.24% | 0.83% | -4.63% | 6.46% | 30.54% |
| Return on Assets (ROA) | 0.34% | 3.31% | 1.92% | 4.42% | 0.32% | 4.63% | 4.09% | 4.87% | 4.68% | 3.43% |
| Accounts Payable | 6.85M | 15.96M | 146.39M | 2.45M | 14.25M | 13.68M | 19.02M | 20.63M | 43.46M | 45.23M |
| Total Debt | 59.1M | 451M | 634.92M | 1.57B | 1.46B | 1.41B | 1.39B | 1.26B | 1.39B | 1.5B |
| Net Debt | -7.63M | 310.08M | 619.64M | 1.54B | 1.4B | 1.3B | 1.33B | 1.21B | 1.34B | 1.43B |
| Long-Term Debt | 59.1M | 451M | 634.92M | 1.57B | 1.46B | 1.41B | 1.39B | 1.26B | 1.39B | 1.5B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 565.59K | 0 | 8.07M | 0 | 0 | 0 | 0 | 0 | 0 | 91.13M |
| Total Current Liabilities | 6.85M | 30.29M | 146.39M | 52.52M | 44.43M | 56.2M | 90.74M | 50.57M | 102.22M | 91.13M |
| Total Non-Current Liabilities | 59.67M | 451M | 643M | 1.57B | 1.46B | 1.41B | 1.39B | 1.26B | 1.39B | 1.5B |
| Total Liabilities | 66.51M | 481.29M | 789.38M | 1.63B | 1.54B | 1.47B | 1.48B | 1.34B | 1.49B | 1.59B |
| Total Equity | 110.34M▲ 0% | 506.96M▲ 359.4% | 1B▲ 97.6% | 1.02B▲ 1.7% | 1.07B▲ 4.9% | 1.1B▲ 3.0% | 1.12B▲ 1.5% | 1.14B▲ 1.8% | 1.14B▲ 0.3% | 1.13B▲ 0% |
| Equity Growth % | - | 359.44% | 97.57% | 1.67% | 4.87% | 3% | 1.49% | 1.8% | 0.28% | -1.42% |
| Equity / Assets (Capital Ratio) | 62.39% | 51.3% | 55.93% | 38.49% | 41.02% | 42.78% | 43.06% | 45.97% | 43.3% | 41.55% |
| Return on Equity (ROE) | 0.55% | 6.25% | 3.53% | 9.71% | 0.79% | 11.05% | 9.52% | 10.95% | 10.49% | 8.25% |
| Book Value per Share | 5.57 | 25.57 | 25.61 | 19.46 | 18.20 | 17.04 | 17.29 | 17.60 | 17.65 | 17.40 |
| Tangible BV per Share | 5.57 | 25.57 | 25.61 | 19.46 | 18.20 | 17.04 | 17.29 | 17.60 | 17.65 | 17.40 |
| Common Stock | 5.49K | 24.98K | 51K | 52K | 65K | 65K | 65K | 65K | 65K | 65K |
| Additional Paid-in Capital | 109.68M | 503.53M | 1.03B | 1.04B | 1.17B | 1.17B | 1.17B | 1.17B | 1.16B | 1.16B |
| Retained Earnings | -1.03M | -3.43M | -32.68M | -20M | -98.51M | -68.44M | -52.06M | -31.98M | -19.89M | -35.56M |
| Accumulated OCI | 0 | 6.84M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bain Capital Specialty Finance, Inc. (BCSF) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -100.77M | -697.37M | -774.25M | 101.88M | 75.94M | 54.49M | 114.21M | 125.87M | 112.58M | 112.58M |
| Operating CF Growth % | - | -592.07% | -11.02% | 113.16% | -25.47% | -28.24% | 109.59% | 10.21% | -10.55% | -157.65% |
| Net Income | 608.98K | 0 | 26.64M | 98.08M | 8.28M | 119.81M | 105.48M | 123.38M | 119.42M | 93.11M |
| Depreciation & Amortization | -38.83K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -101.56M | -693.3M | -801.38M | -5.15M | 80.8M | -55.78M | 17.08M | -6.77M | -9.75M | -39.54M |
| Working Capital Changes | 221K | -4.07M | 486K | 8.95M | -13.14M | -9.53M | -8.35M | 9.26M | 2.92M | 34.23M |
| Cash from Investing | -99.96M | -708.07M | -828.23M | -344.65M | 13.48M | 211.06M | -431.04M | 93.4M | -139.68M | -105.41M |
| Purchase of Investments | -100.31M | -781.18M | -1.06B | -1.41B | -525.01M | -1.19B | -1.42B | -844.25M | -1.63B | -1.34B |
| Sale/Maturity of Investments | 347.78K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 3M |
| Net Investment Activity | -99.96M | -780.18M | -1.06B | -1.41B | -524.01M | -1.19B | -1.42B | -843.25M | -1.62B | -1.34B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 167.5M | 770.85M | 667.09M | 278.25M | -76.52M | -138.63M | 238.33M | -231.43M | 14.25M | 42.88M |
| Dividends Paid | 0 | -7.76M | -40.97M | -81.25M | -86.25M | -87.81M | -87.8M | -99.43M | -114.28M | -145.68M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 109.82M | 392.74M | 524.27M | -1.82M | 128.37M | 0 | 0 | 0 | 0 | 5.48M |
| Net Stock Activity | 109.82M | 392.74M | 524.27M | -1.82M | 128.37M | 0 | 0 | 0 | 0 | 5.48M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 2M |
| Other Financing | -1.42M | -5.46M | -2.17M | 0 | 0 | 0 | 0 | 0 | 0 | -785K |
| Net Change in Cash | 66.73M▲ 0% | 74.19M▲ 11.2% | -107.65M▼ 245.1% | 35.58M▲ 133.0% | 12.86M▼ 63.9% | 121.88M▲ 848.0% | -77.85M▼ 163.9% | -13.25M▲ 83.0% | -13.42M▼ 1.3% | 27.02M▲ 0% |
| Exchange Rate Effect | 0 | 707.08K | -486.81K | 92.47K | -45K | -1000K | 649K | -1000K | -571K | 688K |
| Cash at Beginning | 0 | 66.73M | 140.92M | 33.27M | 68.85M | 81.7M | 203.58M | 125.73M | 112.48M | 174.49M |
| Cash at End | 66.73M | 140.92M | 33.27M | 68.85M | 81.7M | 203.58M | 125.73M | 112.48M | 99.07M | 86.77M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -100.77M▲ 0% | -697.37M▼ 592.1% | -774.25M▼ 11.0% | 101.88M▲ 113.2% | 75.94M▼ 25.5% | 54.49M▼ 28.2% | 114.21M▲ 109.6% | 125.87M▲ 10.2% | 112.58M▼ 10.6% | 87.8M▲ 0% |
| FCF Growth % | - | -592.07% | -11.02% | 113.16% | -25.47% | -28.24% | 109.59% | 10.21% | -10.55% | -33.8% |
Bain Capital Specialty Finance, Inc. (BCSF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.25% | 3.53% | 9.71% | 0.79% | 11.05% | 9.52% | 10.95% | 10.49% | 8.25% |
| Return on Assets (ROA) | 3.31% | 1.92% | 4.42% | 0.32% | 4.63% | 4.09% | 4.87% | 4.68% | 3.43% |
| Net Interest Margin | -0.4% | -1.34% | 4.29% | 4.26% | 4.51% | 4.4% | 6.01% | 5.61% | 4.91% |
| Efficiency Ratio | 12.52% | 26.3% | -2.09% | 6.99% | 2.35% | 6.04% | 5.16% | 6.72% | 6.69% |
| Equity / Assets | 51.3% | 55.93% | 38.49% | 41.02% | 42.78% | 43.06% | 45.97% | 43.3% | 41.55% |
| Book Value / Share | 25.57 | 25.61 | 19.46 | 18.2 | 17.04 | 17.29 | 17.6 | 17.65 | 17.4 |
| NII Growth | -568.75% | -508.69% | 573.06% | -2.38% | 4.61% | -1.76% | 30.35% | -0.67% | -10.78% |
| Dividend Payout | 40.19% | 153.77% | 82.83% | 1041.97% | 73.29% | 83.24% | 80.59% | 95.69% | 156.46% |
Bain Capital Specialty Finance, Inc. (BCSF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 27, 2026·SEC
Feb 12, 2026·SEC
Jan 29, 2026·SEC
Bain Capital Specialty Finance, Inc. (BCSF) stock FAQ — growth, dividends, profitability & financials explained
Bain Capital Specialty Finance, Inc. (BCSF) saw revenue decline by 2.3% over the past year.
Yes, Bain Capital Specialty Finance, Inc. (BCSF) is profitable, generating $93.1M in net income for fiscal year 2024 (56.1% net margin).
Yes, Bain Capital Specialty Finance, Inc. (BCSF) pays a dividend with a yield of 12.69%. This makes it attractive for income-focused investors.
Bain Capital Specialty Finance, Inc. (BCSF) has a return on equity (ROE) of 10.5%. This is reasonable for most industries.
Bain Capital Specialty Finance, Inc. (BCSF) has a net interest margin (NIM) of 5.6%. This indicates healthy earnings from lending activities.
Bain Capital Specialty Finance, Inc. (BCSF) has an efficiency ratio of 6.7%. This is excellent, indicating strong cost control.
Bain Capital Specialty Finance, Inc. (BCSF) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates