Bain Capital Specialty Finance, Inc. (BCSF) Total Return Calculator with Dividends Reinvested

Bain Capital Specialty Finance, Inc.

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The total return for Bain Capital Specialty Finance, Inc. (BCSF) stock is -4.81% over the past 12 months. So far it's down 5.37% this year. The 5-year total return is +35.84%, meaning $10,000 invested in BCSF stock 5 years ago would be worth $13,584 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in BCSF 1 year ago, it would be worth $9,509 today — you'd have lost $491 with dividends reinvested.

With Dividends Reinvested$9,509-4.91%

Price Only (No DRIP)$8,269-17.31%

Dividend Boost+$1,2415 payments · +12.41% extra

Period2025-06-23 → 2026-06-22

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in BCSF

1Y$9,519-$481 (-4.8%)-4.8% CAGR

3Y$13,567+$3,567 (+35.7%)10.7% CAGR

5Y$13,584+$3,584 (+35.8%)6.3% CAGR

10Y$13,741+$3,741 (+37.4%)3.2% CAGR

15Y$13,741+$3,741 (+37.4%)2.1% CAGR

20Y$13,741+$3,741 (+37.4%)1.6% CAGR

30Y$13,741+$3,741 (+37.4%)1.1% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-09-16	$0.45	$14.56	+0.030907
2025-12-16	$0.45	$14.39	+0.032227
2025-12-31	$0.15	$13.91	+0.011464
2026-03-16	$0.42	$11.98	+0.037674
2026-06-15	$0.42	$12.37	+0.037765

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As of 2026-06-23

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-5.37%	—	-11.39%	+6.02 pp	$9,463
1Y	-4.81%	-4.81%	-17.42%	+12.62 pp	$9,519
3Y	+35.67%	10.70%	-7.69%	+43.36 pp	$13,567
5Y	+35.84%	6.32%	-19.83%	+55.67 pp	$13,584
10Y	+37.41%	3.23%	-31.28%	+68.69 pp	$13,741
15Y	+37.41%	2.14%	-31.28%	+68.69 pp	$13,741
20Y	+37.41%	1.60%	-31.28%	+68.69 pp	$13,741
30Y	+37.41%	1.06%	-31.28%	+68.69 pp	$13,741

Risk & Highlights

Best Year+37.88%2023

Worst Year-31.66%2020

Max Drawdown-24.27%2025-08-29 → 2026-03-16

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-7.52%	-7.52%	—	+0.41%	-7.9pp
2025	-9.73%	-20.83%	+11.1pp	+16.64%	-26.4pp
2024	+27.69%	+15.80%	+11.9pp	+24.00%	+3.7pp
2023	+37.88%	+24.65%	+13.2pp	+24.81%	+13.1pp
2022	-14.16%	-23.08%	+8.9pp	-19.95%	+5.8pp

BCSF underperformed the S&P 500 by 29.80pp over the past year (-4.81% vs +24.99%).

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BCSF Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
BCSFBain Capital Specialty Finance, Inc.	$790M	-5.9%	-5.4%	-4.8%	+12.6pp	+35.7%	+35.8%	+37.4%
ARCCAres Capital Corporation	$12.8B	-3.7%	-7.1%	-7.3%	+8.9pp	+28.3%	+44.4%	+150.1%
GBDCGolub Capital BDC, Inc.	$3.2B	-4.3%	-4.1%	-6.3%	+9.8pp	+29.3%	+30.5%	+52.8%
TPVGTriplePoint Venture Growth BDC Corp.	$193M	-13.5%	-17.8%	-11.7%	+14.0pp	-24.0%	-21.7%	+80.0%
CGBDCarlyle Secured Lending, Inc.	$746M	+0.3%	-9.6%	-10.0%	+11.5pp	+10.4%	+44.5%	+43.2%
SLRCSLR Investment Corp.	$669M	-5.6%	-14.8%	-13.9%	+9.5pp	+20.6%	+9.2%	+52.4%
PFLTPennantPark Floating Rate Capital Ltd.	$719M	-10.4%	-14.1%	-16.4%	+11.6pp	+5.8%	+7.4%	+53.3%
TRINTrinity Capital Inc.	$1.2B	-1.1%	+18.6%	+35.5%	+17.8pp	+71.9%	+86.7%	+85.5%
FSKFS KKR Capital Corp.	$2.8B	-4.2%	-25.2%	-35.5%	+14.6pp	-2.7%	+8.4%	+13.2%
BBDCBarings BDC, Inc.	$845M	-2.2%	-4.7%	+4.0%	+12.6pp	+51.1%	+31.6%	+7.6%
OCSLOaktree Specialty Lending Corporation	$1.0B	-1.7%	-3.1%	-4.8%	+11.2pp	-9.4%	+10.4%	+94.9%

Compare:BCSF vs ARCC BCSF vs GBDC BCSF vs TPVG BCSF vs ARCC vs GBDC

About BCSF Dividend Returns

Bain Capital Specialty Finance, Inc. (BCSF) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of BCSF over the past year?

Bain Capital Specialty Finance, Inc. (BCSF) delivered a total return of -4.81% over the past year when dividends are reinvested. The price-only return was -17.42%, meaning dividends contributed an additional 12.62 percentage points to total returns.

Q2How much would $10,000 invested in BCSF be worth today?

A $10,000 investment in Bain Capital Specialty Finance, Inc. one year ago would be worth $9,519 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $8,258. Dividend reinvestment added $1,262 to the portfolio value.

Q3Does BCSF pay dividends?

Yes, Bain Capital Specialty Finance, Inc. (BCSF) pays dividends. In the last year, BCSF paid approximately $2.25 per share in dividends (18.47% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did BCSF beat the S&P 500?

No, Bain Capital Specialty Finance, Inc. (BCSF) underperformed the S&P 500 by 29.80 percentage points over the past year. BCSF delivered a total return of -4.81%, compared to the S&P 500's 24.99%. This means a passive S&P 500 index fund outperformed BCSF by 29.80pp during this period.

Q5What is BCSF's worst drawdown?

Bain Capital Specialty Finance, Inc. (BCSF) experienced a maximum drawdown of -24.27% over the past year, declining from its peak on 2025-08-29 to its trough on 2026-03-16. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is BCSF's long-term total return over 10, 20, or 30 years?

Here are Bain Capital Specialty Finance, Inc. (BCSF)'s long-term returns with dividends reinvested. Over 10 years, the total return is 37.4% (3.2% CAGR) — $10,000 would have grown to $13,741. Over 20 years: 37.4% total return (1.6% CAGR) — $10,000 → $13,741. Over 30 years: 37.4% total return (1.1% CAGR) — $10,000 → $13,741. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was BCSF's best and worst year?

Bain Capital Specialty Finance, Inc.'s best calendar year was 2023 with a total return of 37.9%. Its worst year was 2020 with a total return of -31.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 69.5 percentage points.

How much would $100/month in BCSF be worth today?

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