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BENFranklin Resources, Inc.
$32.71$17.0B
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  4. Financial Ratios

Franklin Resources, Inc. (BEN) Financial Ratios

Latest Ratios: P/E Ratio 35.9x · EV/EBITDA 23.5x · ROE 3.7%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BEN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$17.0B$11.9B$10.3B$12.1B$10.5B$14.6B$10.0B$14.6B$16.4B$24.9B$20.8B
Enterprise Value$26.7B$21.6B$19.0B$19.4B$15.1B$17.5B$12.5B$9.3B$10.2B$17.2B$14.4B
P/E Ratio →35.9525.4223.7114.298.518.3212.8012.2821.4214.7912.10
P/S Ratio1.961.371.231.561.291.751.812.582.663.923.16
P/B Ratio1.190.840.710.890.761.140.881.281.451.671.65
P/FCF18.6513.0812.9512.835.6412.5010.22418.227.7123.4712.74
P/OCF15.9411.1810.5911.085.3811.719.2454.217.3421.9212.02

P/E links to full P/E history page with 30-year chart

BEN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.502.262.511.852.102.251.651.652.722.19
EV / EBITDA23.5319.0621.9912.547.028.0210.585.994.847.355.86
EV / EBIT44.2424.5520.6013.288.276.9311.855.594.506.635.63
EV / FCF—23.7523.8720.648.1015.0312.72268.514.7916.258.81

BEN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin80.3%80.3%80.1%80.9%82.8%83.0%80.9%83.1%85.0%79.1%79.4%
Operating Margin6.9%6.9%4.8%14.0%21.4%22.3%18.8%25.9%32.7%35.4%35.7%
Net Profit Margin6.0%6.0%5.5%11.2%15.6%21.7%14.4%21.1%12.3%26.5%26.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE3.7%3.7%3.3%6.4%9.7%15.2%7.0%10.6%5.9%12.4%13.7%
ROA1.6%1.6%1.5%3.0%4.9%8.0%4.4%8.3%4.8%10.1%10.6%
ROIC1.6%1.6%1.2%3.4%6.1%7.4%5.3%9.1%10.9%11.1%12.1%
ROCE2.0%2.0%1.4%4.0%7.3%8.8%6.3%11.2%13.5%13.8%14.9%

BEN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.940.940.900.870.680.600.560.070.060.070.17
Debt / EBITDA11.7111.7115.187.594.353.475.470.480.350.470.85
Net Debt / Equity—0.690.600.540.330.230.21-0.46-0.55-0.51-0.51
Net Debt / EBITDA8.568.5610.064.752.131.352.08-3.34-2.94-3.26-2.61
Debt / FCF—10.6710.937.822.452.522.50-149.71-2.91-7.22-3.93
Interest Coverage9.299.299.4711.8218.6129.6231.4874.5648.8450.5051.10

BEN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.712.713.244.133.703.513.005.375.5820.3427.46
Quick Ratio2.712.713.244.133.703.513.005.375.5820.3427.46
Cash Ratio1.901.902.423.162.922.682.294.704.9718.2525.11
Asset Turnover—0.270.260.260.290.350.260.390.430.360.41
Inventory Turnover———————————
Days Sales Outstanding———————————

BEN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield4.1%5.7%6.4%5.0%5.5%3.8%5.3%3.6%12.9%1.8%2.0%
Payout Ratio130.3%130.3%141.2%68.8%45.1%30.6%66.7%43.4%276.9%26.0%23.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.8%3.9%4.2%7.0%11.8%12.0%7.8%8.1%4.7%6.8%8.3%
FCF Yield5.4%7.6%7.7%7.8%17.7%8.0%9.8%0.2%13.0%4.3%7.8%
Buyback Yield1.4%2.0%2.7%2.1%1.7%1.4%2.2%5.2%8.7%3.1%6.3%
Total Shareholder Yield5.5%7.8%9.1%7.2%7.3%5.3%7.5%8.7%21.6%4.8%8.3%
Shares Outstanding—$515M$510M$491M$489M$491M$492M$504M$538M$559M$584M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetAdequate
Cash FlowStable
Top Statement Risk

Fee compression and integration risks

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Discount Reflecting Consolidator Status

Trading at 1.28x book and 12.55x forward earnings, BEN's valuation implies market skepticism about organic growth, as per recent market data, despite a 3.8% dividend yield.

The P/B of 1.28x sits well below TROW's 2.11x and AMG's 2.84x, suggesting the market prices BEN as a consolidator in a maturing industry rather than a premium franchise. The forward P/E of 12.55x, sharply lower than the trailing 38.73x, indicates expectations of earnings normalization after a period of depressed margins. This discount may reflect concerns about the integration of Putnam and the ongoing Western Asset issues, which could impair the stability of the multi-boutique model.

ROE Depressed by Margin Compression

ROE of 1.2% in Q3 FY2026, down from 2.4% in Q2, reflects a strained profitability profile, as reported in quarterly data, with operating margin at 6.9%.

The DuPont decomposition reveals that the low ROE is driven by a thin net margin (approximately 6.9% operating margin) and modest asset turnover, with leverage (equity/assets of 0.36) providing limited amplification. The efficiency ratio improved to 45.0% in Q3 from 69.5% in Q1, but this is still elevated relative to peers like TROW, which maintains a more efficient cost structure. The reliance on fee income (100% of revenue) exposes profitability to market beta and fee compression, while the negative NIM of -0.1% adds a persistent drag.

Negative NIM Persists as Cost Pressures Ease

Net interest margin remained negative at -0.1% for the tenth consecutive quarter, while the efficiency ratio improved to 45.0% in Q3 FY2026, according to financial statements.

The persistent negative NIM, with net interest income of -$23.5 million, indicates that funding costs exceed interest income on the firm's securities portfolio, a structural drag on earnings. The efficiency ratio's improvement from 78.2% in Q4 2025 to 45.0% in Q3 2026 suggests cost control is gaining traction, possibly from integration synergies, but the volatility across quarters (38.7% to 69.5%) signals that expense management is not yet stable. Investors should monitor whether the efficiency gains are sustainable as the firm integrates Putnam and faces potential outflows at Western Asset.

Leverage Creeps Higher as Equity Erodes

Equity-to-assets ratio declined to 0.36 in Q3 FY2026 from 0.45 a year earlier, with debt/equity at 0.94, indicating increased leverage, as per balance sheet data.

The declining equity ratio and rising debt/equity suggest that BEN is increasingly using leverage to fund its securities portfolio and acquisitions, which may amplify returns but also increases financial risk. While the firm maintains a dividend yield of 3.8% and continues to return capital, the balance sheet flexibility appears constrained relative to peers like TROW, which has a debt/equity of only 0.07. The elevated leverage, combined with negative NIM, warrants monitoring for any deterioration in credit quality or unrealized losses in the securities portfolio.

Provision Surge Raises Credit Concerns

Provision for credit losses surged to $1.1 billion in Q3 FY2026, up from $408 million in Q1, according to income statement data, signaling potential asset quality deterioration.

The sharp increase in provisions, despite the firm's asset management focus, suggests that the securities portfolio or seed investments may be experiencing credit stress. This is consistent with the negative NIM and rising leverage, which may indicate that the firm is taking on more risk to generate yield. The adequacy of reserve levels is unclear, but the magnitude of provisions relative to net income (which was $72 million in Q3) implies a significant drag on earnings. Investors should scrutinize the composition of the securities portfolio and any off-balance-sheet exposures.

P/E Misleads Due to Provision Volatility

The trailing P/E of 38.73x is distorted by volatile provisions and one-time charges, obscuring underlying earnings power, as per reported figures; forward P/E of 12.55x is more indicative.

For asset managers, P/E can be misleading because earnings are subject to mark-to-market swings on seed capital and performance fees, as well as acquisition-related amortization. BEN's trailing P/E is inflated by depressed earnings, while the forward P/E better reflects normalized earnings potential. A more appropriate valuation metric is P/B or P/TBV, which captures the franchise value and is less distorted by short-term earnings volatility. Additionally, investors should adjust for non-operating items like provisions and integration costs to assess the true earnings quality.

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Includes 30+ ratios · 30 years · Updated daily

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BEN — Frequently Asked Questions

Quick answers to the most common questions about buying BEN stock.

What is Franklin Resources, Inc.'s P/E ratio?

Franklin Resources, Inc.'s current P/E ratio is 35.9x. The historical average is 17.1x. This places it at the 100th percentile of its historical range.

What is Franklin Resources, Inc.'s EV/EBITDA?

Franklin Resources, Inc.'s current EV/EBITDA is 23.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.7x.

What is Franklin Resources, Inc.'s ROE?

Franklin Resources, Inc.'s return on equity (ROE) is 3.7%. The historical average is 15.7%.

Is BEN stock overvalued?

Based on historical data, Franklin Resources, Inc. is trading at a P/E of 35.9x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Franklin Resources, Inc.'s dividend yield?

Franklin Resources, Inc.'s current dividend yield is 4.06% with a payout ratio of 130.3%.

What are Franklin Resources, Inc.'s profit margins?

Franklin Resources, Inc. has 80.3% gross margin and 6.9% operating margin.

How much debt does Franklin Resources, Inc. have?

Franklin Resources, Inc.'s Debt/EBITDA ratio is 11.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.