Bank First Corporation (BFC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 53.22M | 40.17M | 38.25M | 36.7M | 36.54M | 35.56M | 35.88M | 33.01M | 33.35M | 32.92M | 34.06M | 34.27M | 32.23M | 30.62M | 27.69M | 23.48M | 22.29M | 23.23M | 22.93M | 21.81M |
| NII Growth % | 45.65% | 12.95% | 6.6% | 11.19% | 9.56% | 8.04% | 5.36% | -3.69% | 3.46% | 7.49% | 22.98% | 45.96% | 44.61% | 31.82% | 20.75% | 7.64% | 0.85% | -5.07% | 0.04% | 4.9% |
| Net Interest Margin % | 0.88% | 0.89% | 0.87% | 0.84% | 0.81% | 0.79% | 0.84% | 0.8% | 0.81% | 0.78% | 0.83% | 0.84% | 0.77% | 0.84% | 0.76% | 0.79% | 0.76% | 0.79% | 0.81% | 0.77% |
| Interest Income | 73.61M | 56.64M | 55.46M | 54.58M | 55.05M | 53.75M | 54.03M | 49.35M | 49.27M | 48.66M | 46.99M | 45.93M | 40.9M | 35.75M | 30.74M | 25.82M | 24.22M | 25.04M | 24.9M | 24M |
| Interest Expense | 20.39M | 16.47M | 17.2M | 17.87M | 18.51M | 18.19M | 18.15M | 16.34M | 15.92M | 15.75M | 12.93M | 11.66M | 8.67M | 5.13M | 3.05M | 2.34M | 1.93M | 1.81M | 1.96M | 2.19M |
| Loan Loss Provision | 0 | 0 | 650K | 200K | 400K | -1M | 0 | 0 | 200K | 500K | 0 | 0 | 4.18M | 500K | 0 | 500K | 1.2M | 600K | 650K | 950K |
| Non-Interest Income | 10.69M | 4.76M | 4.64M | 3.93M | 5.41M | 4.62M | 3.83M | 4.96M | 3.43M | -5.79M | 3.63M | 2.35M | 3.81M | 2.72M | 3.64M | 4.17M | 3.7M | 4.36M | 3.52M | 5.26M |
| Non-Interest Income % | 12.68% | 7.75% | 7.72% | 6.71% | 8.94% | 7.91% | 6.62% | 9.13% | 6.51% | -13.52% | 7.16% | 4.86% | 8.53% | 7.07% | 10.6% | 13.9% | 13.26% | 14.83% | 12.39% | 17.98% |
| Total Revenue | 84.3M | 61.39M | 60.09M | 58.5M | 60.45M | 58.37M | 57.86M | 54.31M | 52.7M | 42.87M | 50.62M | 48.27M | 44.72M | 38.47M | 34.38M | 29.99M | 27.92M | 29.4M | 28.42M | 29.26M |
| Revenue Growth % | 39.44% | 5.18% | 3.86% | 7.73% | 14.71% | 36.16% | 14.32% | 12.5% | 17.86% | 11.43% | 47.21% | 60.97% | 60.14% | 30.84% | 20.99% | 2.48% | -5.96% | -11.13% | -3.29% | -2.84% |
| Non-Interest Expense | 39.22M | 22.01M | 19.77M | 19.76M | 19.42M | 19.39M | 19.04M | 18.14M | 19.36M | -19.39M | 18.02M | 17.74M | 17.63M | 16.08M | 17.37M | 11.84M | 11.2M | 12.28M | 10.96M | 10.91M |
| Efficiency Ratio | 46.52% | 35.85% | 32.9% | 33.78% | 32.13% | 33.22% | 32.9% | 33.4% | 36.73% | -45.23% | 35.6% | 36.74% | 39.42% | 41.79% | 50.52% | 39.47% | 40.11% | 41.75% | 38.56% | 37.27% |
| Operating Income | 24.69M | 22.91M | 22.47M | 20.67M | 22.12M | 21.79M | 20.68M | 19.83M | 17.22M | 46.01M | 19.66M | 18.88M | 14.24M | 16.76M | 13.96M | 15.31M | 13.59M | 14.72M | 14.85M | 15.22M |
| Operating Margin % | 29.29% | 37.32% | 37.39% | 35.33% | 36.59% | 37.33% | 35.73% | 36.51% | 32.68% | 107.33% | 38.85% | 39.11% | 31.84% | 43.57% | 40.61% | 51.06% | 48.68% | 50.05% | 52.24% | 52% |
| Operating Income Growth % | 11.62% | 5.16% | 8.68% | 4.24% | 28.45% | -52.65% | 5.14% | 5.02% | 20.97% | 174.47% | 40.83% | 23.3% | 4.74% | 13.92% | -5.94% | 0.62% | -10.5% | -5.62% | 2.47% | 38.69% |
| Pretax Income | 24.69M | 22.91M | 22.47M | 20.67M | 22.12M | 21.79M | 20.68M | 19.83M | 17.22M | 46.01M | 19.66M | 18.88M | 14.24M | 16.76M | 13.96M | 15.31M | 13.59M | 14.72M | 14.85M | 15.22M |
| Pretax Margin % | 29.29% | 37.32% | 37.39% | 35.33% | 36.59% | 37.33% | 35.73% | 36.51% | 32.68% | 107.33% | 38.85% | 39.11% | 31.84% | 43.57% | 40.61% | 51.06% | 48.68% | 50.05% | 52.24% | 52% |
| Income Tax | 4.7M | 4.52M | 4.48M | 3.79M | 3.88M | 4.25M | 4.12M | 3.77M | 1.81M | 11.11M | 4.86M | 4.75M | 3.56M | 3.92M | 3.43M | 3.66M | 3.41M | 3.55M | 3.63M | 3.67M |
| Effective Tax Rate % | 19.05% | 19.74% | 19.94% | 18.35% | 17.54% | 19.5% | 19.95% | 19% | 10.51% | 24.15% | 24.72% | 25.15% | 24.98% | 23.38% | 24.57% | 23.89% | 25.09% | 24.14% | 24.44% | 24.11% |
| Net Income | 19.99M | 18.39M | 17.99M | 16.88M | 18.24M | 17.54M | 16.55M | 16.06M | 15.41M | 34.9M | 14.8M | 14.13M | 10.68M | 12.84M | 10.53M | 11.65M | 10.18M | 11.16M | 11.22M | 11.55M |
| Net Margin % | 23.71% | 29.95% | 29.94% | 28.85% | 30.17% | 30.05% | 28.61% | 29.57% | 29.24% | 81.41% | 29.25% | 29.27% | 23.88% | 33.38% | 30.63% | 38.86% | 36.47% | 37.97% | 39.47% | 39.46% |
| Net Income Growth % | 9.58% | 4.85% | 8.69% | 5.08% | 18.36% | -49.74% | 11.81% | 13.64% | 44.31% | 171.71% | 40.55% | 21.26% | 4.88% | 15.05% | -6.11% | 0.92% | -11.56% | -3.17% | 2.41% | 39.2% |
| Net Income (Continuing) | 19.99M | 18.39M | 17.99M | 16.88M | 18.24M | 17.54M | 16.55M | 16.06M | 15.41M | 34.9M | 14.8M | 14.13M | 10.68M | 12.84M | 10.53M | 11.65M | 10.18M | 11.16M | 11.22M | 11.55M |
| EPS (Diluted) | 1.78 | 1.87 | 1.83 | 1.71 | 1.82 | 1.74 | 1.65 | 1.59 | 1.51 | 3.38 | 1.43 | 1.36 | 1.09 | 1.42 | 1.27 | 1.55 | 1.34 | 1.46 | 1.46 | 1.50 |
| EPS Growth % | -2.2% | 7.47% | 10.91% | 7.55% | 20.53% | -48.52% | 15.38% | 16.91% | 38.53% | 138.03% | 12.6% | -12.26% | -18.66% | -2.74% | -13.01% | 3.33% | -10.07% | -2.67% | 2.82% | 35.14% |
| EPS (Basic) | 1.78 | 1.87 | 1.83 | 1.71 | 1.82 | 1.75 | 1.65 | 1.59 | 1.51 | 3.39 | 1.43 | 1.39 | 1.09 | 1.42 | 1.27 | 1.55 | 1.34 | 1.47 | 1.46 | 1.50 |
| Diluted Shares Outstanding | 11.22M | 9.83M | 9.83M | 9.9M | 9.97M | 10.01M | 10.01M | 10.03M | 10.18M | 10.34M | 10.33M | 10.35M | 9.74M | 8.99M | 8.23M | 7.47M | 7.56M | 7.62M | 7.62M | 7.67M |