Bread Financial's earnings are stabilizing after a turbulent 2024, with Q2 2026 EPS of $3.55 reflecting a 20.7% YoY increase, driven by improved efficiency (40.7% ratio) and robust cash generation (OCF/NI of 3.65). However, elevated provision expenses ($313M i...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $3.55+29.6% vs $2.74 | $993M+3.5% vs $959M |
Q2 2026 Apr 23, 2026 | $4.18+39.3% vs $3.00 | $1.0B+2.5% vs $994M |
Q1 2026 Jan 29, 2026 | $2.07+417.5% vs $0.40 | $975M+2.3% vs $953M |
Q4 2025 Oct 23, 2025 | $4.02+90.5% vs $2.11 | $971M+0.3% vs $968M |
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Bread Financial Holdings (BFH) or Futu Holdings Limited Sponsored ADR (FUTU). But which of these two stocks presents investors with the better value opportunity right now?
Bread Financial Holdings, Inc. (BFH) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced a long-term renewal of its relationship with Signet Jewelers Limited (NYSE: SIG).
COLUMBUS, Ohio, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company's Net principal loss rate and Delinquency rate for the periods indicated:
Benchmark BFH against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Bread Financial Holdings, Inc. (BFH)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $99.19 | $4.01B | 9.05 | 0.18% | 11.02% | 16.24% | 0.92% | |
| $70.67 | $22.99B | 7.61 | -7.09% | 22.03% | 20.94% | — | |
| $196.10 | $120.3B | 48.66 | 36.62% | 13.38% | 9.28% | — | |
| $57.25 | $6.61B | 8.73 | 9.54% | 12.17% | 23.07% | — | |
| $38.58 | $11.74B | 16.28 | -35.42% | 9.18% | 9.42% | — | |
| $555.13 | $5.81B | 14.78 | -13.12% | 21.6% | 32.35% | — |
Bread Financial Holdings, Inc. (BFH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Bread Financial Holdings, Inc. (BFH) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 17, 2026·SEC
Jul 23, 2026·SEC
Jul 23, 2026·SEC
Feb 13, 2026·SEC
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Bread Financial Holdings, Inc. (BFH) stock FAQ — growth, dividends, profitability & financials explained
Bread Financial Holdings, Inc. (BFH) grew revenue by 0.2% over the past year. Growth has been modest.
Yes, Bread Financial Holdings, Inc. (BFH) is profitable, generating $568.0M in net income for fiscal year 2025 (11.0% net margin).
Yes, Bread Financial Holdings, Inc. (BFH) pays a dividend with a yield of 0.92%. This makes it attractive for income-focused investors.
Bread Financial Holdings, Inc. (BFH) has a return on equity (ROE) of 16.2%. This is reasonable for most industries.
Bread Financial Holdings, Inc. (BFH) has a net interest margin (NIM) of 17.9%. This indicates healthy earnings from lending activities.
Bread Financial Holdings, Inc. (BFH) has an efficiency ratio of 50.3%. This is excellent, indicating strong cost control.
