Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
BankUnited, Inc.'s quarterly P/E stands at 14.1x, up 27.8% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 10.1% YoY to 15.3x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.19 | 14.11 | 12.38 | 10.04 | 9.78 | 11.04 | 10.49 | 11.25 | 10.16 | 10.94 | 31.18 | 9.01 | 6.91 |
| — | +27.8% | +18.1% | -10.7% | -3.8% | +0.9% | -66.4% | +24.9% | +47.1% | +35.6% | +201.1% | +18.1% | -36.3% | |
| P/S Ratio | 1.70 | 1.94 | 1.82 | 0.98 | 1.37 | 1.37 | 1.44 | 1.32 | 1.07 | 1.01 | 1.19 | 0.84 | 0.81 |
| — | +41.5% | +26.3% | -25.4% | +28.8% | +35.5% | +20.8% | +56.7% | +31.9% | +10.9% | -20.8% | -55.5% | -67.9% | |
| P/B Ratio | 1.27 | 1.15 | 1.12 | 0.94 | 0.90 | 0.88 | 1.01 | 0.97 | 0.80 | 0.78 | 0.92 | 0.66 | 0.63 |
| — | +30.4% | +11.5% | -3.2% | +11.7% | +13.2% | +9.0% | +45.7% | +28.2% | +16.0% | -12.6% | -37.5% | -44.4% | |
| P/FCF | 10.18 | 47.40 | 6.87 | 7.11 | 5.63 | 39.05 | 3.82 | 14.73 | 3.99 | 7.75 | 9.34 | 2.46 | 1.40 |
| — | +21.4% | +79.7% | -51.7% | +41.0% | +403.8% | -59.1% | +498.6% | +184.8% | +162.3% | — | -2.2% | +18.7% | |
| EV / EBITDA | 13.76 | 15.30 | 13.81 | 11.95 | 11.22 | 13.89 | 14.01 | 15.18 | 16.93 | 18.52 | 46.22 | 22.05 | 20.45 |
| — | +10.1% | -1.4% | -21.3% | -33.7% | -25.0% | -69.7% | -31.2% | -17.2% | -25.2% | +125.5% | +52.1% | +24.0% | |
| EV / EBIT | 15.13 | 16.93 | 14.43 | 12.51 | 12.81 | 16.34 | 16.09 | 18.37 | 19.62 | 23.27 | 78.74 | 28.69 | 25.34 |
| — | +3.7% | -10.3% | -31.9% | -34.7% | -29.8% | -79.6% | -36.0% | -22.6% | -26.0% | +209.1% | +69.5% | +26.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
BankUnited, Inc.'s operating margin was 18.3% in Q1 2026, down 0.7 pp QoQ and up 1.1 pp YoY. Gross margin expanded 8.1% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.5% | 55.7% | 61.0% | 37.8% | 53.6% | 51.6% | 51.4% | 48.1% | 45.5% | 44.5% | 43.0% | 42.0% | 45.8% |
| — | +8.1% | +18.7% | -21.3% | +18.0% | +15.8% | +19.6% | +14.4% | -0.7% | -9.4% | -20.0% | -42.5% | -40.2% | |
| Operating Margin | 16.7% | 18.3% | 19.0% | 12.9% | 19.5% | 17.2% | 18.9% | 16.1% | 14.4% | 13.2% | 4.8% | 12.5% | 16.1% |
| — | +6.4% | +0.9% | -19.8% | +35.6% | +30.0% | +290.0% | +28.9% | -10.6% | -15.9% | -74.7% | -62.6% | -48.4% | |
| Net Margin | 12.5% | 13.8% | 14.7% | 9.9% | 14.3% | 12.5% | 14.1% | 11.9% | 10.6% | 9.4% | 4.2% | 9.4% | 11.9% |
| — | +10.3% | +4.3% | -16.6% | +34.9% | +33.0% | +237.8% | +26.5% | -10.7% | -18.4% | -72.3% | -62.5% | -49.4% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.1% | 2.0% | 2.3% | 2.4% | 2.4% | 2.0% | 2.5% | 2.2% | 2.0% | 1.8% | 0.8% | 1.9% | 2.3% |
| — | -0.4% | -7.7% | +7.6% | +16.8% | +11.3% | +202.2% | +20.0% | -13.1% | -14.5% | -68.8% | -47.2% | -5.5% | |
| ROA | 0.8% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% |
| — | +5.3% | +1.3% | +18.1% | +28.4% | +23.3% | +233.5% | +30.9% | -4.0% | -5.0% | -66.5% | -45.1% | -12.0% | |
| ROIC | 4.7% | 1.2% | 1.3% | 1.2% | 1.2% | 1.0% | 1.0% | 0.9% | 0.8% | 0.6% | 0.2% | 0.5% | 0.6% |
| — | +25.8% | +25.1% | +36.6% | +50.5% | +49.7% | +376.8% | +70.3% | +32.9% | +16.6% | -69.6% | -52.4% | -35.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
BankUnited, Inc.'s Debt/EBITDA ratio is 22.9x, up from 21.0x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 97.8% YoY to 0.01x, tightening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.65 | 0.69 | 0.65 | 0.79 | 1.00 | 1.07 | 1.29 | 1.53 | 1.48 | 1.75 | 2.26 | 2.33 | 2.65 |
| — | -36.0% | -50.0% | -48.2% | -32.2% | -38.5% | -42.8% | -34.4% | -44.1% | -47.6% | -13.1% | -3.9% | +40.4% | |
| Debt / EBITDA | 5.02 | 22.93 | 21.02 | 24.51 | 27.66 | 33.08 | 34.07 | 42.59 | 47.23 | 54.65 | 141.34 | 72.39 | 68.66 |
| — | -30.7% | -38.3% | -42.5% | -41.4% | -39.5% | -75.9% | -41.2% | -31.2% | -39.7% | +127.0% | +64.5% | +55.0% | |
| Current Ratio | 15.41 | 0.01 | 15.41 | 0.05 | 0.36 | 0.34 | 0.02 | 0.36 | 0.34 | 0.34 | 0.02 | 0.35 | 0.01 |
| — | -97.8% | +87320.1% | -86.0% | +5.9% | -1.2% | -20.5% | +1.3% | +2786.6% | +879.4% | +7.2% | +1230.3% | -35.4% | |
| Quick Ratio | 15.41 | 0.01 | 15.41 | 0.05 | 0.36 | 0.34 | 0.02 | 0.36 | 0.34 | 0.34 | 0.02 | 0.35 | 0.01 |
| — | -97.8% | +87320.1% | -86.0% | +5.9% | -1.2% | -20.5% | +1.3% | +2786.6% | +879.4% | +7.2% | +1230.3% | -35.4% | |
| Interest Coverage | 0.44 | 0.47 | 0.49 | 0.46 | 0.45 | 0.38 | 0.41 | 0.32 | 0.28 | 0.25 | 0.09 | 0.24 | 0.32 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BKU stock.
BankUnited, Inc.'s current P/E is 14.2x. The average P/E over the last 4 quarters is 11.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
BankUnited, Inc.'s current operating margin is 16.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking BankUnited, Inc.'s business trajectory between earnings reports.