Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.33 | 10.45 | 13.17 | 14.11 | 12.38 | 10.04 | 9.78 | 11.04 | 10.49 | 11.25 | 10.16 | 10.94 | 31.18 | 9.01 | 6.91 | 8.06 | 10.36 | 7.63 | 10.84 | 13.91 | 7.50 |
| — | +4.0% | +34.7% | +27.8% | +18.1% | -10.7% | -3.8% | +0.9% | -66.4% | +24.9% | +47.1% | +35.6% | +201.1% | +18.1% | -36.3% | -42.0% | +38.1% | -31.4% | +12.8% | +34.2% | -23.2% | |
| P/S Ratio | 3.58 | 2.65 | 17.74 | 3.17 | 2.98 | 1.37 | 2.42 | 2.51 | 2.68 | 2.64 | 2.16 | 2.13 | 2.54 | 1.73 | 1.65 | 1.71 | 2.39 | 2.54 | 2.96 | 4.14 | 3.65 |
| — | +94.3% | +634.1% | +26.6% | +11.0% | -48.3% | +11.6% | +17.6% | +5.5% | +52.9% | +31.0% | +24.7% | +6.5% | -32.2% | -44.1% | -58.7% | -34.7% | -41.0% | -30.6% | -7.3% | +4.9% | |
| P/B Ratio | 1.11 | 1.05 | 1.24 | 1.15 | 1.12 | 0.94 | 0.90 | 0.88 | 1.01 | 0.97 | 0.80 | 0.78 | 0.92 | 0.66 | 0.63 | 0.67 | 1.06 | 1.06 | 1.13 | 1.29 | 1.21 |
| — | +12.7% | +38.5% | +30.4% | +11.5% | -3.2% | +11.7% | +13.2% | +9.0% | +45.7% | +28.2% | +16.0% | -12.6% | -37.5% | -44.4% | -47.8% | -12.7% | -13.6% | -9.5% | -2.3% | +13.4% | |
| P/FCF | 6.12 | 2.97 | 7.25 | 47.40 | 6.87 | 7.11 | 5.63 | 39.05 | 3.82 | 14.73 | 3.99 | 7.75 | 9.34 | 2.46 | 1.40 | 2.96 | — | 2.52 | 1.18 | 2.02 | 3.44 |
| — | -58.3% | +28.8% | +21.4% | +79.7% | -51.7% | +41.0% | +403.8% | -59.1% | +498.6% | +184.8% | +162.3% | — | -2.2% | +18.7% | +46.5% | — | -2.2% | -77.0% | -30.6% | -0.9% | |
| EV / EBITDA | 22.76 | 12.96 | — | 15.30 | 12.84 | 11.03 | 11.22 | 13.89 | 14.01 | 15.18 | 16.93 | 18.52 | 46.22 | 22.05 | 20.45 | 24.76 | 20.49 | 14.50 | 16.49 | 16.95 | 18.01 |
| — | +17.5% | — | +10.1% | -8.3% | -27.4% | -33.7% | -25.0% | -69.7% | -31.2% | -17.2% | -25.2% | +125.5% | +52.1% | +24.0% | +46.0% | +13.8% | +16.3% | +62.9% | +50.5% | +32.3% | |
| EV / EBIT | 13.87 | 12.96 | — | 16.93 | 14.43 | 12.51 | 12.81 | 16.34 | 16.09 | 18.37 | 19.62 | 23.27 | 78.74 | 28.69 | 25.34 | 31.45 | 25.47 | 16.92 | 20.11 | 20.57 | 24.35 |
| — | +3.6% | — | +3.7% | -10.3% | -31.9% | -34.7% | -29.8% | -79.6% | -36.0% | -22.6% | -26.0% | +209.1% | +69.5% | +26.0% | +52.9% | +4.6% | +16.4% | +75.0% | +60.4% | +52.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 79.3% | 96.8% | 49.4% | 91.0% | 100.0% | 52.6% | 94.3% | 94.1% | 95.8% | 96.4% | 92.2% | 93.7% | 91.8% | 86.4% | 93.5% | 91.9% | 85.3% | 98.6% | 90.0% | 96.5% | 99.9% |
| — | +84.0% | -47.6% | -3.3% | +4.3% | -45.4% | +2.3% | +0.4% | +4.4% | +11.6% | -1.4% | +1.9% | +7.6% | -12.4% | +4.0% | -4.8% | -14.6% | -6.5% | -19.6% | -14.1% | -0.8% | |
| Operating Margin | 26.7% | 34.6% | -155.5% | 29.9% | 31.2% | 18.0% | 34.3% | 31.4% | 35.2% | 32.4% | 29.2% | 27.8% | 10.3% | 25.7% | 32.8% | 29.4% | 30.3% | 45.2% | 36.6% | 39.8% | 25.2% |
| — | +92.1% | -553.7% | -4.7% | -11.3% | -44.4% | +17.6% | +12.8% | +240.6% | +25.8% | -11.2% | -5.4% | -65.9% | -43.1% | -10.3% | -26.2% | +20.0% | -12.8% | -39.6% | -31.3% | -46.0% | |
| Net Margin | 20.1% | 25.7% | 134.5% | 22.6% | 24.0% | 13.8% | 25.1% | 22.9% | 26.2% | 23.9% | 21.5% | 19.8% | 8.9% | 19.4% | 24.2% | 21.6% | 23.8% | 33.9% | 27.5% | 30.1% | 49.8% |
| — | +86.1% | +435.6% | -1.3% | -8.3% | -42.2% | +16.9% | +15.3% | +195.0% | +23.4% | -11.4% | -8.3% | -62.7% | -42.9% | -12.0% | -28.2% | -52.2% | -13.9% | -38.8% | -30.9% | +32.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.1% | 2.5% | 2.3% | 2.0% | 2.3% | 2.4% | 2.4% | 2.0% | 2.5% | 2.2% | 2.0% | 1.8% | 0.8% | 1.9% | 2.3% | 2.2% | 2.6% | 3.5% | 2.5% | 2.3% | 4.1% |
| — | +3.2% | -0.1% | -0.4% | -7.7% | +7.6% | +16.8% | +11.3% | +202.2% | +20.0% | -13.1% | -14.5% | -68.8% | -47.2% | -5.5% | -5.5% | -36.0% | +26.8% | -26.7% | -30.4% | +39.3% | |
| ROA | 0.8% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.4% |
| — | +2.0% | +2.8% | +5.3% | +1.3% | +18.1% | +28.4% | +23.3% | +233.5% | +30.9% | -4.0% | -5.0% | -66.5% | -45.1% | -12.0% | -23.4% | -50.5% | -1.9% | -38.5% | -33.9% | +43.9% | |
| ROIC | 4.7% | 1.4% | -1.2% | 1.2% | 1.3% | 1.2% | 1.2% | 1.0% | 1.0% | 0.9% | 0.8% | 0.6% | 0.2% | 0.5% | 0.6% | 0.6% | 0.7% | 1.1% | 0.9% | 1.0% | 0.8% |
| — | +11.9% | -200.7% | +25.8% | +25.1% | +36.6% | +50.5% | +49.7% | +376.8% | +70.3% | +32.9% | +16.6% | -69.6% | -52.4% | -35.1% | -45.9% | -8.2% | -15.3% | -42.1% | -28.4% | -28.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.65 | 0.88 | 0.74 | 0.69 | 0.65 | 0.79 | 1.00 | 1.07 | 1.29 | 1.53 | 1.48 | 1.75 | 2.26 | 2.33 | 2.65 | 3.33 | 2.60 | 2.42 | 1.89 | 1.51 | 0.93 |
| — | +10.7% | -26.6% | -36.0% | -50.0% | -48.2% | -32.2% | -38.5% | -42.8% | -34.4% | -44.1% | -47.6% | -13.1% | -3.9% | +40.4% | +121.0% | +179.4% | +124.0% | +75.2% | +23.3% | -31.1% | |
| Debt / EBITDA | 4.83 | 25.52 | — | 22.93 | 19.55 | 22.62 | 27.66 | 33.08 | 34.07 | 42.59 | 47.23 | 54.65 | 141.34 | 72.39 | 68.66 | 90.62 | 62.26 | 44.02 | 44.30 | 40.05 | 32.89 |
| — | +12.8% | — | -30.7% | -42.6% | -46.9% | -41.4% | -39.5% | -75.9% | -41.2% | -31.2% | -39.7% | +127.0% | +64.5% | +55.0% | +126.2% | +89.3% | +75.3% | +107.1% | +59.9% | +2.2% | |
| Current Ratio | 15.41 | 0.33 | 0.33 | 0.01 | 15.41 | 0.05 | 0.36 | 0.34 | 0.02 | 0.36 | 0.34 | 0.34 | 0.02 | 0.35 | 0.01 | 0.04 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 |
| — | +551.3% | -6.7% | -97.8% | +87320.1% | -86.0% | +5.9% | -1.2% | -20.5% | +1.3% | +2786.6% | +879.4% | +7.2% | +1230.3% | -35.4% | +44.8% | +94.6% | +48.3% | -42.3% | -35.9% | -26.1% | |
| Quick Ratio | 15.41 | 0.33 | 0.33 | 0.01 | 15.41 | 0.05 | 0.36 | 0.34 | 0.02 | 0.36 | 0.34 | 0.34 | 0.02 | 0.35 | 0.01 | 0.04 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 |
| — | +551.3% | -6.7% | -97.8% | +87320.1% | -86.0% | +5.9% | -1.2% | -20.5% | +1.3% | +2786.6% | +879.4% | +7.2% | +1230.3% | -35.4% | +44.8% | +94.6% | +48.3% | -42.3% | -35.9% | -26.1% | |
| Interest Coverage | 0.44 | 0.57 | -0.48 | 0.47 | 0.49 | 0.46 | 0.45 | 0.38 | 0.41 | 0.32 | 0.28 | 0.25 | 0.09 | 0.24 | 0.32 | 0.34 | 0.52 | 1.30 | 2.10 | 3.25 | 1.99 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BKU stock.
BankUnited, Inc.'s current P/E is 11.3x. The average P/E over the last 4 quarters is 12.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
BankUnited, Inc.'s current operating margin is 26.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking BankUnited, Inc.'s business trajectory between earnings reports.