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BLND logoBlend Labs, Inc. (BLND) Earnings History

Annual and quarterly earnings data from 2019 to 2025

TTM Net Income
-$9M
Net Loss
TTM EPS
$-0.04
Diluted
YoY EPS Growth
+58.3%
Excellent
Net Margin
-5.5%
Profitability
Operating Margin-17.0%
Gross Margin73.8%
ROEN/A
ROA-3.9%
Highest Annual Net Income-$7M (2025)
Highest Quarterly EPS$0.03 (Q2 2021)
Consecutive Profitable Years0 years
Q1 2026
Net Income-$13M
EPS$-0.04
QoQ Growth-395.2%Declining

Loading earnings history...

BLND EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

BLND Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202573.8%-17.0%-5.5%
202455.9%-30.6%-30.6%
202351.7%-99.6%-118.2%
202238.1%-317.3%-326.8%
202149.5%-84.1%-73.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Blend Labs, Inc. (BLND) Earnings Overview

As of May 8, 2026, Blend Labs, Inc. (BLND) reported trailing twelve-month net income of -$9M, reflecting +58.3% year-over-year growth. The company earned $-0.04 per diluted share over the past four quarters, with a net profit margin of -5.5%.

Looking at the long-term picture, BLND's historical earnings data spans multiple years. The company achieved its highest annual net income of -$7M in fiscal 2025, representing a new all-time high.

Blend Labs, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including UWMC ($27M net income, 0.9% margin), BETR (-$166M net income, -86.7% margin), PFSI ($507M net income, 11.5% margin), BLND has room to improve margins relative to the peer group. Compare BLND vs UWMC →

BLND Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
BLND logoBLNDCurrent
-$9M$-0.04-5.5%-+58.3%—
UWMC logoUWMC
$27M$0.110.9%1.5%-7.7%
BETR logoBETR
-$166M$-10.57-86.7%-446.1%+20.7%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
GHLD logoGHLD
$126M$2.018.3%8.0%+343.8%
ICE logoICE
$3.3B$5.7826.1%11.7%+20.7%
Best in group
Lowest in group

BLND Historical Earnings Data (2019–2025)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$7M+86.3%-$21M$-0.10-5.5%-17.0%
2024-$50M+73.2%-$50M$-0.24-30.6%-30.6%
2023-$185M+75.9%-$156M$-0.76-118.2%-99.6%
2022-$769M-348.6%-$746M$-3.28-326.8%-317.3%
2021-$171M-129.6%-$197M$-0.74-73.1%-84.1%
2020-$75M+8.4%-$75M$-0.34-77.7%-78.4%
2019-$81M--$82M$-0.37-160.7%-161.3%

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Is BLND Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare BLND vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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BLND — Frequently Asked Questions

Quick answers to the most common questions about buying BLND stock.

Is BLND growing earnings?

BLND EPS is $-0.04, with earnings growth accelerating to +58.3%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-9M.

What are BLND's profit margins?

Blend Labs, Inc. net margin is -5.5%, with operating margin at -17.0%. Below-average margins reflect competitive or cost pressures.

How consistent are BLND's earnings?

BLND earnings data spans 2019-2025. The accelerating earnings trend is +58.3% YoY. Historical data enables comparison across business cycles.

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BLND Earnings Over Time (2019–2025)

Net income and EPS trends