Bowhead Specialty Holdings Inc. (BOW) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 154.81M | 151.69M | 143.9M | 133.18M | 122.76M | 119.33M | 116.72M | 98.9M | 90.64M | 82.85M | 59.07M |
| Revenue Growth % | 26.11% | 27.12% | 23.28% | 34.66% | 35.44% | 44.04% | - | - | 53.43% | - | - |
| Medical Costs & Claims | 91.48M | 104.25M | 97.12M | 89.94M | 83.22M | 76.07M | 76.99M | 66.6M | 60.84M | 58.41M | 38.03M |
| Medical Cost Ratio % | 59.09% | 68.73% | 67.49% | 67.53% | 67.79% | 63.75% | 65.96% | 67.34% | 67.13% | 70.5% | 64.38% |
| Gross Profit | 63.33M | 47.44M | 46.78M | 43.25M | 39.54M | 43.26M | 39.74M | 32.3M | 29.8M | 24.44M | 21.04M |
| Gross Margin % | 40.91% | 31.27% | 32.51% | 32.47% | 32.21% | 36.25% | 34.04% | 32.66% | 32.87% | 29.5% | 35.62% |
| Gross Profit Growth % | 60.18% | 9.65% | 17.72% | 33.88% | 32.69% | 77.01% | - | - | 41.6% | - | - |
| Operating Expenses | 42.76M | 29.63M | 27.67M | 27.33M | 25.07M | 25.01M | 23.92M | 24.89M | 20.74M | 18.63M | 14.46M |
| OpEx / Revenue % | 27.62% | 19.53% | 19.23% | 20.52% | 20.42% | 20.96% | 20.49% | 25.17% | 22.88% | 22.49% | 24.48% |
| Depreciation & Amortization | 0 | 560K | 462K | 356K | 401K | 1.1M | 1.05M | 960K | 759K | 810K | 297K |
| Combined Ratio % | 86.71% | 88.26% | 86.72% | 88.05% | 88.21% | 84.71% | 86.45% | 92.51% | 90.01% | 92.99% | 88.86% |
| Operating Income | 20.57M | 17.81M | 19.11M | 15.92M | 14.47M | 18.25M | 15.82M | 7.41M | 9.06M | 5.81M | 6.58M |
| Operating Margin % | 13.29% | 11.74% | 13.28% | 11.95% | 11.79% | 15.29% | 13.55% | 7.49% | 9.99% | 7.01% | 11.14% |
| Operating Income Growth % | 42.16% | -2.43% | 20.77% | 114.79% | 59.78% | 214.04% | - | - | 37.63% | - | - |
| EBITDA | 20.57M | 18.37M | 19.57M | 16.27M | 14.87M | 19.35M | 16.87M | 8.37M | 9.81M | 6.62M | 6.88M |
| EBITDA Margin % | 13.29% | 12.11% | 13.6% | 12.22% | 12.11% | 16.21% | 14.45% | 8.46% | 10.83% | 7.99% | 11.64% |
| Interest Expense | 0 | 1.24M | 262K | 261K | 247K | 248K | 252K | 224K | 1K | 0 | 0 |
| Non-Operating Income | 0 | -1.24M | -262K | -261K | -247K | -248K | -252K | -224K | 0 | 0 | 0 |
| Pretax Income | 20.57M | 17.81M | 19.11M | 15.92M | 14.47M | 18.25M | 15.82M | 7.41M | 9.06M | 5.81M | 6.58M |
| Pretax Margin % | 13.29% | 11.74% | 13.28% | 11.95% | 11.79% | 15.29% | 13.55% | 7.49% | 9.99% | 7.01% | 11.14% |
| Income Tax | 4.56M | 2.96M | 3.93M | 3.57M | 3.04M | 4.64M | 3.73M | 1.88M | 2.04M | 1.03M | 1.58M |
| Effective Tax Rate % | 22.17% | 16.64% | 20.57% | 22.46% | 21.04% | 25.44% | 23.57% | 25.33% | 22.57% | 17.67% | 24.01% |
| Net Income | 16.01M | 14.84M | 15.18M | 12.34M | 11.43M | 13.61M | 12.09M | 5.53M | 7.01M | 4.78M | 5M |
| Net Margin % | 10.34% | 9.78% | 10.55% | 9.27% | 9.31% | 11.4% | 10.36% | 5.59% | 7.74% | 5.77% | 8.46% |
| Net Income Growth % | 40.13% | 9.09% | 25.5% | 123.06% | 62.93% | 184.41% | - | - | 40.24% | - | - |
| EPS (Diluted) | 0.48 | 0.44 | 0.45 | 0.36 | 0.34 | 0.41 | 0.36 | 0.20 | 0.22 | 0.15 | 0.16 |
| EPS Growth % | 41.18% | 7.32% | 25% | 80% | 54.55% | 173.33% | - | - | 37.5% | - | - |
| EPS (Basic) | 0.49 | 0.45 | 0.46 | 0.38 | 0.35 | 0.42 | 0.37 | 0.20 | 0.22 | 0.15 | 0.16 |
| Diluted Shares Outstanding | 33.28M | 33.65M | 33.65M | 34.05M | 33.71M | 33.57M | 33.26M | 27.77M | 31.53M | 31.53M | 31.53M |