8-K Announcements
6Apr 23, 2026·SEC
Apr 21, 2026·SEC
Jan 29, 2026·SEC
Princeton Bancorp, Inc. (BPRN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Princeton Bancorp, Inc. (BPRN) stock price & volume — 10-year historical chart
Princeton Bancorp, Inc. (BPRN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Princeton Bancorp, Inc. (BPRN) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.91vs $0.85+7.1% | $21Mvs $21M+1.2% |
| Q2 2026 | Mar 13, 2026 | $0.90 | $34M |
| Q1 2026 | Jan 29, 2026 | $0.90vs $0.94-4.3% | $21Mvs $22M-6.6% |
| Q4 2025 | Oct 29, 2025 | $0.95vs $0.94+1.1% | $22Mvs $20M+5.9% |
Princeton Bancorp, Inc. (BPRN) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
Princeton Bancorp, Inc. (BPRN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Princeton Bancorp, Inc. (BPRN) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 39.13M | 41.01M | 41.45M | 48.85M | 62.6M | 68.08M | 65.02M | 66.53M | 75.82M |
| NII Growth % | 3.88% | 4.8% | 1.08% | 17.85% | 28.15% | 8.76% | -4.5% | 2.33% | 13.95% |
| Net Interest Margin % | 3.26% | 3.28% | 2.85% | 3.05% | 3.71% | 4.25% | 3.39% | 2.84% | 3.32% |
| Interest Income | 47.97M | 54.37M | 59.72M | 61.68M | 69.28M | 74.08M | 98.18M | 122.95M | 130.55M |
| Interest Expense | 8.84M | 13.36M | 18.27M | 12.83M | 6.67M | 6M | 33.16M | 56.41M | 54.74M |
| Loan Loss Provision | 3.77M | 665K | 4.8M | 5.22M | 3.63M | 400K | 3.11M | 5.11M | 6.65M |
| Non-Interest Income | 2.83M | 2.12M | 3.38M | 4.81M | 4.67M | 4.86M | 7.22M | 8.15M | 8.44M |
| Non-Interest Income % | 5.57% | 3.76% | 5.36% | 7.23% | 6.31% | 6.16% | 6.85% | 6.22% | 6.07% |
| Total Revenue | 50.8M▲ 0% | 56.49M▲ 11.2% | 63.1M▲ 11.7% | 66.48M▲ 5.4% | 73.94M▲ 11.2% | 78.94M▲ 6.8% | 105.4M▲ 33.5% | 131.1M▲ 24.4% | 138.99M▲ 6.0% |
| Revenue Growth % | 6.31% | 11.19% | 11.71% | 5.36% | 11.22% | 6.77% | 33.51% | 24.38% | 6.02% |
| Non-Interest Expense | 23.33M | 24.76M | 27.73M | 31.14M | 34.45M | 38.49M | 38.8M | 56.76M | 53.92M |
| Efficiency Ratio | 45.93% | 43.83% | 43.95% | 46.84% | 46.6% | 48.76% | 36.81% | 43.3% | 38.79% |
| Operating Income | 14.86M▲ 0% | 17.71M▲ 19.1% | 12.3M▼ 30.5% | 17.29M▲ 40.5% | 29.19M▲ 68.8% | 34.05M▲ 16.7% | 30.34M▼ 10.9% | 12.82M▼ 57.8% | 23.68M▲ 84.8% |
| Operating Margin % | 29.26% | 31.35% | 19.5% | 26.01% | 39.48% | 43.14% | 28.78% | 9.78% | 17.04% |
| Operating Income Growth % | -8.84% | 19.14% | -30.52% | 40.52% | 68.82% | 16.66% | -10.92% | -57.75% | 84.78% |
| Pretax Income | 14.86M▲ 0% | 17.71M▲ 19.1% | 12.3M▼ 30.5% | 17.29M▲ 40.5% | 29.19M▲ 68.8% | 34.05M▲ 16.7% | 30.34M▼ 10.9% | 12.82M▼ 57.8% | 23.68M▲ 84.8% |
| Pretax Margin % | 29.26% | 31.35% | 19.5% | 26.01% | 39.48% | 43.14% | 28.78% | 9.78% | 17.04% |
| Income Tax | 3.85M | 3M | 2.16M | 3.48M | 6.7M | 7.56M | 4.57M | 2.57M | 5.07M |
| Effective Tax Rate % | 25.9% | 16.94% | 17.57% | 20.15% | 22.96% | 22.2% | 15.07% | 20.08% | 21.41% |
| Net Income | 11.01M▲ 0% | 14.71M▲ 33.5% | 10.14M▼ 31.0% | 13.81M▲ 36.1% | 22.49M▲ 62.9% | 26.49M▲ 17.8% | 25.77M▼ 2.8% | 10.24M▼ 60.2% | 18.61M▲ 81.7% |
| Net Margin % | 21.68% | 26.04% | 16.07% | 20.77% | 30.41% | 33.56% | 24.44% | 7.81% | 13.39% |
| Net Income Growth % | -7% | 33.54% | -31.04% | 36.13% | 62.87% | 17.82% | -2.75% | -60.25% | 81.71% |
| Net Income (Continuing) | 11.01M | 14.71M | 10.14M | 13.81M | 22.49M | 26.49M | 25.77M | 10.24M | 18.61M |
| EPS (Diluted) | 1.90▲ 0% | 2.14▲ 12.6% | 1.47▼ 31.3% | 2.01▲ 36.7% | 3.30▲ 64.2% | 4.11▲ 24.5% | 4.03▼ 1.9% | 1.55▼ 61.5% | 2.71▲ 74.8% |
| EPS Growth % | -19.49% | 12.63% | -31.31% | 36.73% | 64.18% | 24.55% | -1.95% | -61.54% | 74.84% |
| EPS (Basic) | 2.00 | 2.22 | 1.51 | 2.04 | 3.37 | 4.19 | 4.10 | 1.57 | 2.73 |
| Diluted Shares Outstanding | 5.79M | 6.87M | 6.9M | 6.87M | 6.81M | 6.45M | 6.39M | 6.62M | 6.86M |
Princeton Bancorp, Inc. (BPRN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 184.57M | 118.06M | 184.91M | 143.06M | 113.18M | 106.64M | 125.88M | 227.59M | 276.5M |
| Cash & Due from Banks | 82.82M | 26.38M | 72.6M | 67.43M | 12.02M | 25.3M | 34.53M | 33.64M | 135.69M |
| Short Term Investments | 101.74M | 91.68M | 112.31M | 75.63M | 101.16M | 81.34M | 91.35M | 193.95M | 140.82M |
| Total Investments | 1.06B | 1.16B | 1.29B | 1.42B | 1.42B | 1.44B | 1.63B | 2.04B | 1.98B |
| Investments Growth % | 10.12% | 9.5% | 10.8% | 10.63% | -0.24% | 1.24% | 13.37% | 25.33% | -3.12% |
| Long-Term Investments | 958.62M | 1.07B | 1.17B | 1.35B | 1.32B | 1.36B | 1.54B | 1.85B | 1.85B |
| Accounts Receivables | 3.51M | 3.73M | 3.63M | 4.89M | 4.22M | 4.76M | 6.09M | 7.97M | 1.82B |
| Goodwill & Intangibles | 0 | 0 | 12.62M | 11.89M | 11.25M | 10.68M | 10.28M | 18.01M | 17.16M |
| Goodwill | 0 | 0 | 8.85M | 8.85M | 8.85M | 8.85M | 8.85M | 14.38M | 14.38M |
| Intangible Assets | 0 | 0 | 3.76M | 3.04M | 2.39M | 1.82M | 1.42M | 3.63M | 2.78M |
| PP&E (Net) | 3.88M | 4.2M | 25.31M | 31.12M | 30.51M | 27.75M | 37.85M | 39.71M | 0 |
| Other Assets | 49.21M | 51.83M | 50.27M | 59.74M | 205.26M | 88.19M | 186.55M | 178.07M | -1.85B |
| Total Current Assets | 188.07M | 121.8M | 188.54M | 147.95M | 117.39M | 111.4M | 131.97M | 235.57M | 2.09B |
| Total Non-Current Assets | 1.01B | 1.13B | 1.27B | 1.45B | 1.57B | 1.49B | 1.78B | 2.1B | 17.16M |
| Total Assets | 1.2B▲ 0% | 1.25B▲ 4.2% | 1.45B▲ 16.2% | 1.6B▲ 10.2% | 1.69B▲ 5.3% | 1.6B▼ 5.1% | 1.92B▲ 19.6% | 2.34B▲ 22.1% | 2.28B▼ 2.4% |
| Asset Growth % | 17.02% | 4.25% | 16.25% | 10.17% | 5.29% | -5.09% | 19.65% | 22.11% | -2.44% |
| Return on Assets (ROA) | 0.99% | 1.2% | 0.75% | 0.9% | 1.37% | 1.61% | 1.46% | 0.48% | 0.81% |
| Accounts Payable | 1.59M | 2.2M | 3.88M | 2.48M | 1.04M | 1.03M | 9.16M | 15.4M | 8.53M |
| Total Debt | 0 | 110.8M | 15.04M | 18.99M | 18.56M | 26.77M | 24.28M | 22.94M | 21.19M |
| Net Debt | -82.82M | 84.42M | -57.56M | -48.44M | 6.54M | 1.47M | -10.25M | -10.7M | -114.49M |
| Long-Term Debt | 0 | 55.4M | 0 | 0 | 0 | 10M | 0 | 0 | 0 |
| Short-Term Debt | 0 | 55.4M | 0 | 0 | 0 | 0 | 0 | 0 | 3.73M |
| Other Liabilities | 446K | -53M | 2.15M | 5.29M | 5.36M | 6.65M | 7.1M | 7.23M | 1.99B |
| Total Current Liabilities | 1.03B | 1.06B | 1.24B | 1.37B | 1.45B | 1.35B | 1.64B | 2.05B | 3.73M |
| Total Non-Current Liabilities | 446K | 2.4M | 17.19M | 24.28M | 23.92M | 33.42M | 31.38M | 30.17M | 2.01B |
| Total Liabilities | 1.03B | 1.07B | 1.26B | 1.39B | 1.47B | 1.38B | 1.68B | 2.08B | 2.01B |
| Total Equity | 168.29M▲ 0% | 184.32M▲ 9.5% | 195.93M▲ 6.3% | 208.82M▲ 6.6% | 216.58M▲ 3.7% | 219.6M▲ 1.4% | 240.21M▲ 9.4% | 262.04M▲ 9.1% | 270.71M▲ 3.3% |
| Equity Growth % | 62.66% | 9.52% | 6.3% | 6.58% | 3.72% | 1.4% | 9.39% | 9.09% | 3.31% |
| Equity / Assets (Capital Ratio) | 14.02% | 14.73% | 13.47% | 13.03% | 12.83% | 13.71% | 12.53% | 11.2% | 11.86% |
| Return on Equity (ROE) | 8.11% | 8.34% | 5.33% | 6.82% | 10.57% | 12.15% | 11.21% | 4.08% | 6.99% |
| Book Value per Share | 29.08 | 26.82 | 28.41 | 30.40 | 31.78 | 34.05 | 37.60 | 39.58 | 39.46 |
| Tangible BV per Share | 29.08 | 26.82 | 26.58 | 28.67 | 30.13 | 32.40 | 35.99 | 36.86 | 36.96 |
| Common Stock | 32.76M | 33.28M | 33.81M | 33.95M | 34.1M | 34.55M | 0 | 0 | 0 |
| Additional Paid-in Capital | 76.35M | 77.89M | 79.22M | 79.71M | 80.22M | 81.29M | 98.29M | 119.91M | 122.95M |
| Retained Earnings | 59.12M | 73.63M | 82.27M | 93.37M | 111.45M | 131.49M | 149.41M | 151.91M | 161.73M |
| Accumulated OCI | 67K | -485K | 630K | 1.79M | 839K | -8.27M | -7.49M | -8.94M | -5.26M |
| Treasury Stock | 0 | 0 | 0 | 0 | -10.03M | -19.45M | 0 | -842K | -8.71M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Princeton Bancorp, Inc. (BPRN) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 12.81M | 17.02M | 17.06M | 18.1M | 12.9M | 23.99M | 23.11M | 14.73M | 21.49M |
| Operating CF Growth % | -5.71% | 32.91% | 0.25% | 6.05% | -28.7% | 85.9% | -3.65% | -36.27% | 45.89% |
| Net Income | 11.01M | 14.71M | 10.14M | 13.81M | 22.49M | 26.49M | 25.77M | 10.24M | 18.61M |
| Depreciation & Amortization | 820K | 638K | 1.27M | 1.89M | 1.95M | 2.05M | 1.98M | 2.28M | 0 |
| Deferred Taxes | 4.74M | -3.24M | -62K | -926K | 276K | 527K | 200K | -807K | 0 |
| Other Non-Cash Items | 2.11M | -662K | 1.3M | -1.14M | -6.23M | -5.56M | -10.91M | -400K | 5.88M |
| Working Capital Changes | -6.35M | 4.88M | 3.9M | 4.15M | -5.85M | 430K | 5.27M | 2.4M | -3M |
| Cash from Investing | -112.91M | -108.61M | 31.79M | -140.25M | 3.54M | -26.46M | -5.76M | -154.05M | 68.21M |
| Purchase of Investments | -17.47M | -9.14M | -47.23M | -28.33M | -41.96M | -5.38M | -14.68M | -181.16M | -12.46M |
| Sale/Maturity of Investments | 28.55M | 18.15M | 27.91M | 66.95M | 15.02M | 10.37M | 6.51M | 34.86M | 81.13M |
| Net Investment Activity | 11.08M | 9M | -19.32M | 38.62M | -26.94M | 4.99M | -8.17M | -146.3M | 68.67M |
| Acquisitions | 0 | 0 | 161.28M | 0 | 0 | 0 | -2.23M | 7.87M | 0 |
| Other Investing | -123.83M | -116.65M | -106.19M | -175.77M | 31.68M | -30.84M | 6.36M | -14.09M | -464K |
| Cash from Financing | 163.32M | 35.15M | -2.64M | 126.98M | 64.84M | -102.89M | 79.85M | 106.11M | -71.36M |
| Dividends Paid | 0 | -200K | -1.28M | -2.71M | -4.39M | -6.46M | -7.45M | -7.61M | -8.66M |
| Share Repurchases | 0 | 0 | 0 | 0 | -10.03M | -9.42M | 0 | -842K | -7.87M |
| Stock Issued | 51.8M | 0 | 0 | 31K | 0 | 0 | 0 | 0 | 1.83M |
| Net Stock Activity | 51.8M | 0 | 0 | 31K | -10.03M | -9.42M | 0 | -842K | -6.04M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 0 | 0 | 1000K | -1000K | 0 | 0 |
| Other Financing | 167.61M | -20.05M | 54.04M | 129.66M | 79.26M | -97.02M | 97.3M | 114.56M | -56.66M |
| Net Change in Cash | 63.22M▲ 0% | -56.44M▼ 189.3% | 46.21M▲ 181.9% | 4.83M▼ 89.5% | 81.29M▲ 1582.6% | -105.36M▼ 229.6% | 97.21M▲ 192.3% | -33.21M▼ 134.2% | 18.34M▲ 155.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 19.61M | 82.82M | 26.38M | 72.6M | 77.43M | 158.72M | 53.35M | 150.56M | 117.35M |
| Cash at End | 82.82M | 26.38M | 72.6M | 77.43M | 158.72M | 53.35M | 150.56M | 117.35M | 135.69M |
| Interest Paid | 8.59M | 12.75M | 16.58M | 14.23M | 8.11M | 6.02M | 25.03M | 50.17M | 61.61M |
| Income Taxes Paid | 5.34M | 1.97M | 3.11M | 3.18M | 9.03M | 6.99M | 5.88M | 1.82M | 2.25M |
| Free Cash Flow | 12.66M▲ 0% | 16.06M▲ 26.9% | 13.08M▼ 18.5% | 15M▲ 14.7% | 11.71M▼ 21.9% | 23.38M▲ 99.6% | 21.4M▼ 8.5% | 13.21M▼ 38.3% | 20.6M▲ 56.0% |
| FCF Growth % | -6.75% | 26.9% | -18.55% | 14.66% | -21.93% | 99.64% | -8.47% | -38.29% | 56.01% |
Princeton Bancorp, Inc. (BPRN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.15% | 8.11% | 8.34% | 5.33% | 6.82% | 10.57% | 12.15% | 11.21% | 4.08% | 6.99% |
| Return on Assets (ROA) | 1.16% | 0.99% | 1.2% | 0.75% | 0.9% | 1.37% | 1.61% | 1.46% | 0.48% | 0.81% |
| Net Interest Margin | 3.67% | 3.26% | 3.28% | 2.85% | 3.05% | 3.71% | 4.25% | 3.39% | 2.84% | 3.32% |
| Efficiency Ratio | 49.72% | 45.93% | 43.83% | 43.95% | 46.84% | 46.6% | 48.76% | 36.81% | 43.3% | 38.79% |
| Equity / Assets | 10.08% | 14.02% | 14.73% | 13.47% | 13.03% | 12.83% | 13.71% | 12.53% | 11.2% | 11.86% |
| Book Value / Share | 20.61 | 29.08 | 26.82 | 28.41 | 30.4 | 31.78 | 34.05 | 37.6 | 39.58 | 39.46 |
| NII Growth | 3.53% | 3.88% | 4.8% | 1.08% | 17.85% | 28.15% | 8.76% | -4.5% | 2.33% | 13.95% |
| Dividend Payout | - | - | 1.36% | 12.62% | 19.62% | 19.51% | 24.37% | 28.9% | 74.27% | 46.56% |
Princeton Bancorp, Inc. (BPRN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 23, 2026·SEC
Apr 21, 2026·SEC
Jan 29, 2026·SEC
Princeton Bancorp, Inc. (BPRN) stock FAQ — growth, dividends, profitability & financials explained
Princeton Bancorp, Inc. (BPRN) grew revenue by 6.0% over the past year. This is steady growth.
Yes, Princeton Bancorp, Inc. (BPRN) is profitable, generating $18.6M in net income for fiscal year 2025 (13.4% net margin).
Yes, Princeton Bancorp, Inc. (BPRN) pays a dividend with a yield of 3.60%. This makes it attractive for income-focused investors.
Princeton Bancorp, Inc. (BPRN) has a return on equity (ROE) of 7.0%. This is below average, suggesting room for improvement.
Princeton Bancorp, Inc. (BPRN) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Princeton Bancorp, Inc. (BPRN) has an efficiency ratio of 38.8%. This is excellent, indicating strong cost control.
Princeton Bancorp, Inc. (BPRN) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates