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Northfield Bancorp, Inc.(NFBK)Earnings, Financials & Key Ratios
NFBK•NASDAQ•Banking & Credit
$14.07
$588M mkt cap·19.5× P/E·Price updated May 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutNorthfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; individual retirement accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. As of December 31, 2021, the company operated 38 full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.Show more
- Net Interest Income$111M-8.9%
- Total Revenue$251M+13.9%
- Net Income$30M-20.5%
- Return on Equity4.27%-20.7%
- Net Interest Margin1.96%-10.0%
- Efficiency Ratio32.96%-13.4%
- ROA0.53%-21.0%
- Equity / Assets12.44%-0.5%
- Book Value per Share16.93+5.6%
- Tangible BV/Share15.94+5.7%
- Debt/Equity1.08-12.4%
NFBK Key Insights
Northfield Bancorp, Inc. (NFBK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 33.0% efficiency ratio
- ✓10 consecutive years of dividend growth
- ✓Well capitalized: 12.4% equity/assets
- ✓Healthy dividend yield of 3.7%
- ✓Share count reduced 4.6% through buybacks
✗Weaknesses
- ✗Weak NIM of 2.0%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
NFBK Price & Volume
Northfield Bancorp, Inc. (NFBK) stock price & volume — 10-year historical chart
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NFBK Growth Metrics
Northfield Bancorp, Inc. (NFBK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.64%
5 Years6.91%
3 Years10.41%
TTM-
Profit CAGR
10 Years3.98%
5 Years-5.74%
3 Years-24.88%
TTM46.56%
EPS CAGR
10 Years5.79%
5 Years-3.27%
3 Years-20.81%
TTM51.56%
Return on Capital
10 Years4.34%
5 Years4.74%
3 Years4.16%
Last Year2.51%
NFBK Recent Earnings
Northfield Bancorp, Inc. (NFBK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
Apr 20, 2026EPS
$0.34
Est $0.32
+6.3%
Revenue
$40M
Est $41M
-0.6%
Q1 2026
Feb 2, 2026EPS
$0.34
Est $0.28
+21.4%
Revenue
$41M
Est $39M
+4.7%
Q4 2025
Oct 22, 2025EPS
$0.27
Est $0.27
+0.0%
Revenue
$39M
Est $39M
+0.2%
Q3 2025
Jul 23, 2025EPS
$0.24
Est $0.22
+9.1%
Revenue
$39M
Est $38M
+2.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $0.34vs $0.32+6.3% | $40Mvs $41M-0.6% |
| Q1 2026 | Feb 2, 2026 | $0.34vs $0.28+21.4% | $41Mvs $39M+4.7% |
| Q4 2025 | Oct 22, 2025 | $0.27vs $0.27+0.0% | $39Mvs $39M+0.2% |
| Q3 2025 | Jul 23, 2025 | $0.24vs $0.22+9.1% | $39Mvs $38M+2.7% |
Based on last 12 quarters of dataView full earnings history →
NFBK Peer Comparison
Northfield Bancorp, Inc. (NFBK) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 KRNY | 508.09M | 8.08 | 19.24 | 5.09% | 4.31% | 1.68 | ||
 DCOM | 1.64B | 37.27 | 15.73 | 13.03% | 7.67% | 0.25 | ||
 FFIC | 543.83M | 16.05 | 29.72 | 11.06% | 2.67% | 0.84 | ||
 NBTB | 2.35B | 45.07 | 13.53 | 10.36% | 9.51% | 0.17 | ||
 OCFC | 1.08B | 18.88 | 16.14 | -4.7% | 4.26% | 0.98 | ||
 TRST | 857.72M | 48.43 | 14.90 | 5.77% | 8.86% | 0.28 | ||
 FHN | 11.87B | 24.47 | 13.02 | 0.97% | 10.74% | 0.50 | ||
 ICE | 88.45B | 156.15 | 27.06 | 7.46% | 11.57% | 0.70 |
Compare NFBK vs Peers
Northfield Bancorp, Inc. (NFBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NFBK Income Statement
Northfield Bancorp, Inc. (NFBK) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 102.13M | 107.43M | 109.56M | 110.17M | 127.98M | 154.37M | 157.13M | 121.55M | 110.78M | 127.2M |
| NII Growth % | 26.21% | 5.19% | 1.98% | 0.56% | 16.17% | 20.62% | 1.79% | -22.64% | -8.86% | 63.11% |
| Net Interest Margin % | 2.65% | 2.69% | 2.49% | 2.18% | 2.32% | 2.84% | 2.81% | 2.17% | 1.96% | 2.22% |
| Interest Income | 123.8M | 131.41M | 145.61M | 163.53M | 166.32M | 171.02M | 178.51M | 205.68M | 234.2M | 242M |
| Interest Expense | 21.67M | 23.98M | 36.05M | 53.36M | 38.34M | 16.65M | 21.38M | 84.13M | 123.42M | 114.8M |
| Loan Loss Provision | 635K | 1.41M | 2.62M | 22K | 12.74M | -5.88M | 3.42M | 798K | 4.56M | 7.79M |
| Non-Interest Income | 11.24M | 13.1M | 9.81M | 16.43M | 13.3M | 15.73M | 9.16M | 15.01M | 17.12M | 19.06M |
| Non-Interest Income % | 8.33% | 9.07% | 6.31% | 9.13% | 7.4% | 8.42% | 4.88% | 6.8% | 6.81% | 7.3% |
| Total Revenue | 135.04M▲ 0% | 144.51M▲ 7.0% | 155.42M▲ 7.5% | 179.95M▲ 15.8% | 179.62M▼ 0.2% | 186.75M▲ 4.0% | 187.67M▲ 0.5% | 220.69M▲ 17.6% | 251.33M▲ 13.9% | 261.06M▲ 0% |
| Revenue Growth % | 23.15% | 7.01% | 7.55% | 15.78% | -0.19% | 3.97% | 0.49% | 17.59% | 13.88% | 24.49% |
| Non-Interest Expense | 72.95M | 67.38M | 67.04M | 73.55M | 78.51M | 78.85M | 78.01M | 84M | 82.84M | 85.1M |
| Efficiency Ratio | 54.02% | 46.62% | 43.14% | 40.87% | 43.71% | 42.22% | 41.57% | 38.06% | 32.96% | 32.6% |
| Operating Income | 39.8M▲ 0% | 51.75M▲ 30.0% | 49.71M▼ 3.9% | 53.02M▲ 6.7% | 50.02M▼ 5.7% | 97.13M▲ 94.2% | 84.86M▼ 12.6% | 51.76M▼ 39.0% | 40.5M▼ 21.8% | 53.37M▲ 0% |
| Operating Margin % | 29.47% | 35.81% | 31.99% | 29.46% | 27.85% | 52.01% | 45.22% | 23.45% | 16.11% | 20.45% |
| Operating Income Growth % | 26.31% | 30.03% | -3.93% | 6.66% | -5.65% | 94.16% | -12.63% | -39% | -21.75% | - |
| Pretax Income | 39.8M▲ 0% | 51.75M▲ 30.0% | 49.71M▼ 3.9% | 53.02M▲ 6.7% | 50.02M▼ 5.7% | 97.13M▲ 94.2% | 84.86M▼ 12.6% | 51.76M▼ 39.0% | 40.5M▼ 21.8% | 53.37M▲ 0% |
| Pretax Margin % | 29.47% | 35.81% | 31.99% | 29.46% | 27.85% | 52.01% | 45.22% | 23.45% | 16.11% | 20.45% |
| Income Tax | 13.66M | 26.98M | 9.63M | 12.79M | 13.04M | 26.47M | 23.74M | 14.09M | 10.56M | 13.93M |
| Effective Tax Rate % | 34.34% | 52.14% | 19.38% | 24.12% | 26.06% | 27.26% | 27.98% | 27.22% | 26.06% | 26.09% |
| Net Income | 26.13M▲ 0% | 24.77M▼ 5.2% | 40.08M▲ 61.8% | 40.23M▲ 0.4% | 36.99M▼ 8.1% | 70.65M▲ 91.0% | 61.12M▼ 13.5% | 37.67M▼ 38.4% | 29.95M▼ 20.5% | 39.45M▲ 0% |
| Net Margin % | 19.35% | 17.14% | 25.79% | 22.36% | 20.59% | 37.83% | 32.57% | 17.07% | 11.91% | 15.11% |
| Net Income Growth % | 33.79% | -5.21% | 61.82% | 0.39% | -8.07% | 91.02% | -13.5% | -38.37% | -20.5% | 46.56% |
| Net Income (Continuing) | 26.13M | 24.77M | 40.08M | 40.23M | 36.99M | 70.65M | 61.12M | 37.67M | 29.95M | 39.45M |
| EPS (Diluted) | 0.57▲ 0% | 0.53▼ 7.0% | 0.85▲ 60.4% | 0.85▲ 0.0% | 0.76▼ 10.6% | 1.45▲ 90.8% | 1.32▼ 9.0% | 0.86▼ 34.8% | 0.72▼ 16.3% | 0.99▲ 0% |
| EPS Growth % | 26.67% | -7.02% | 60.38% | 0% | -10.59% | 90.79% | -8.97% | -34.85% | -16.28% | 51.56% |
| EPS (Basic) | 0.59 | 0.55 | 0.87 | 0.86 | 0.76 | 1.46 | 1.32 | 0.86 | 0.72 | - |
| Diluted Shares Outstanding | 45.72M | 46.88M | 47.11M | 47.16M | 48.79M | 48.75M | 46.44M | 43.64M | 41.63M | 39.76M |
NFBK Balance Sheet
Northfield Bancorp, Inc. (NFBK) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 594.98M | 571.62M | 885.79M | 1.29B | 1.35B | 1.3B | 997.97M | 1.02B | 1.27B | 5.36B |
| Cash & Due from Banks | 96.08M | 57.84M | 77.76M | 147.82M | 87.54M | 91.07M | 45.8M | 229.51M | 167.74M | 12.53M |
| Short Term Investments | 498.9M | 513.78M | 808.03M | 1.14B | 1.26B | 1.21B | 952.17M | 795.46M | 1.1B | 1.33B |
| Total Investments | 3.45B | 3.64B | 4.04B | 4.56B | 5.08B | 4.99B | 5.17B | 4.98B | 5.12B | 1.33B |
| Investments Growth % | 19.02% | 5.42% | 10.9% | 12.94% | 11.38% | -1.8% | 3.77% | -3.72% | 2.69% | -70.87% |
| Long-Term Investments | 2.95B | 3.13B | 3.23B | 3.42B | 3.81B | 3.78B | 4.22B | 4.19B | 4.02B | 15.83B |
| Accounts Receivables | 9.71M | 10.71M | 12.96M | 14.61M | 14.69M | 14.57M | 17.43M | 18.49M | 19.08M | 19.41M |
| Goodwill & Intangibles | 38.41M | 38.41M | 38.41M | 38.41M | 41.32M | 41.01M | 41.01M | 41.01M | 41.01M | 41.01M |
| Goodwill | 38.41M | 38.41M | 38.41M | 38.41M | 41.32M | 41.01M | 41.01M | 41.01M | 41.01M | 41.01M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 26.91M | 25.75M | 25.61M | 65.16M | 64.93M | 59.88M | 59.13M | 54.97M | 49.76M | 45.33M |
| Other Assets | 226.44M | 219M | 217.21M | 230.47M | 228.24M | 210.85M | 263.47M | 272.34M | 272.47M | -3.87B |
| Total Current Assets | 604.7M | 582.33M | 898.75M | 1.3B | 1.37B | 1.31B | 1.02B | 1.04B | 1.29B | 1.36B |
| Total Non-Current Assets | 3.25B | 3.41B | 3.51B | 3.75B | 4.15B | 4.12B | 4.59B | 4.55B | 4.38B | 86.34M |
| Total Assets | 3.85B▲ 0% | 3.99B▲ 3.7% | 4.41B▲ 10.4% | 5.06B▲ 14.7% | 5.51B▲ 9.1% | 5.43B▼ 1.5% | 5.6B▲ 3.1% | 5.6B▼ 0.1% | 5.67B▲ 1.2% | 5.73B▲ 0% |
| Asset Growth % | 20.22% | 3.67% | 10.45% | 14.67% | 9.08% | -1.52% | 3.14% | -0.05% | 1.21% | -2.47% |
| Return on Assets (ROA) | 0.74% | 0.63% | 0.95% | 0.85% | 0.7% | 1.29% | 1.11% | 0.67% | 0.53% | 0.69% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 473.21M | 471.55M | 408.89M | 901.07M | 634.52M | 461.61M | 684.64M | 861.2M | 760.05M | 998M |
| Net Debt | 377.12M | 413.71M | 331.13M | 753.25M | 546.98M | 370.54M | 638.85M | 631.69M | 592.31M | -12.53M |
| Long-Term Debt | 464.68M | 469.25M | 408.85M | 782M | 516.79M | 371.75M | 619.86M | 800.99M | 727.84M | 969.08M |
| Short-Term Debt | 8M | 2M | 0 | 75M | 75M | 50M | 25M | 25M | 0 | 1.55M |
| Other Liabilities | 12.33M | 14.8M | 18.01M | 20.05M | 19.68M | 24.91M | 26M | 159.32M | 63.15M | 5.01B |
| Total Current Liabilities | 2.75B | 2.87B | 3.32B | 3.51B | 4.18B | 4.25B | 4.21B | 3.9B | 4.14B | 3.97B |
| Total Non-Current Liabilities | 477.54M | 484.35M | 426.9M | 846.12M | 579.2M | 436.51M | 685.64M | 995.52M | 823.21M | 5.01B |
| Total Liabilities | 3.23B | 3.35B | 3.74B | 4.36B | 4.76B | 4.69B | 4.9B | 4.9B | 4.96B | 5.01B |
| Total Equity | 621.2M▲ 0% | 638.88M▲ 2.8% | 666.44M▲ 4.3% | 695.85M▲ 4.4% | 753.98M▲ 8.4% | 739.88M▼ 1.9% | 701.39M▼ 5.2% | 699.45M▼ 0.3% | 704.7M▲ 0.8% | 719.6M▲ 0% |
| Equity Growth % | 10.97% | 2.85% | 4.31% | 4.41% | 8.35% | -1.87% | -5.2% | -0.28% | 0.75% | 7.92% |
| Equity / Assets (Capital Ratio) | 16.13% | 16.01% | 15.12% | 13.76% | 13.67% | 13.62% | 12.52% | 12.49% | 12.44% | 12.57% |
| Return on Equity (ROE) | 4.43% | 3.93% | 6.14% | 5.91% | 5.1% | 9.46% | 8.48% | 5.38% | 4.27% | 5.48% |
| Book Value per Share | 13.59 | 13.63 | 14.15 | 14.75 | 15.45 | 15.18 | 15.10 | 16.03 | 16.93 | 18.10 |
| Tangible BV per Share | 12.75 | 12.81 | 13.33 | 13.94 | 14.61 | 14.33 | 14.22 | 15.09 | 15.94 | 17.07 |
| Common Stock | 609K | 609K | 609K | 609K | 648K | 648K | 648K | 648K | 648K | 648K |
| Additional Paid-in Capital | 547.91M | 548.86M | 546.22M | 548.49M | 590.51M | 589.97M | 590.25M | 590.97M | 591.34M | 591.22M |
| Retained Earnings | 268.23M | 281.14M | 302.54M | 322.58M | 338.09M | 381.36M | 418.35M | 433.23M | 440.76M | 453.01M |
| Accumulated OCI | -4.33M | -5.45M | -9.15M | 4.7M | 13.16M | 2.06M | -48.33M | -32.44M | -20.3M | -5.61M |
| Treasury Stock | -167.75M | -164.04M | -152.79M | -160.78M | -169.9M | -217.1M | -243.88M | -278.62M | -294.71M | -307.28M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NFBK Cash Flow Statement
Northfield Bancorp, Inc. (NFBK) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 37.7M | 43.62M | 52.79M | 51.15M | 55.21M | 64.76M | 83.33M | 46.97M | 31.11M | 31.11M |
| Operating CF Growth % | 16.68% | 15.71% | 21.01% | -3.1% | 7.94% | 17.29% | 28.68% | -43.63% | -33.78% | 168.52% |
| Net Income | 26.13M | 24.77M | 40.08M | 40.23M | 36.99M | 70.65M | 61.12M | 37.67M | 29.95M | 39.45M |
| Depreciation & Amortization | 4.04M | 3.62M | 3.35M | 8.9M | 8.39M | 8.48M | 8.45M | 8.53M | 8.3M | 8.06M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -2.59M | -3.39M | 1.8M | -5.42M | 8.22M | -11.77M | 12.63M | 2.82M | -2.01M | 2.04M |
| Working Capital Changes | 565K | 9.95M | -207K | 1.86M | -1.6M | -6.26M | -2.99M | -6.42M | -9.38M | -11.08M |
| Cash from Investing | -97.61M | -190.53M | -406.36M | -522.73M | -131.93M | 85M | -280.21M | 193.87M | -118.49M | -96.23M |
| Purchase of Investments | -105.86M | -137.63M | -451.17M | -637.96M | 0 | -752.06M | -180.26M | -73.73M | -1.19B | -857.77M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -104.86M | -136.63M | -450.17M | -636.96M | 0 | -751.06M | -179.26M | -72.73M | -1.19B | -853.78M |
| Acquisitions | 55.48M | 0 | 0 | 0 | 72.88M | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -253.66M | -171.39M | -103.31M | -204.48M | -201.74M | 53.43M | -444.63M | 23.75M | 175.8M | 146.83M |
| Cash from Financing | 104.14M | 108.66M | 373.49M | 541.63M | 16.44M | -146.23M | 151.61M | -57.13M | 25.62M | -48.44M |
| Dividends Paid | -14.07M | -15.65M | -18.67M | -20.2M | -21.48M | -24.3M | -24.13M | -22.8M | -21.83M | -21.31M |
| Share Repurchases | -2.2M | 0 | -5K | -15.81M | -10.4M | -53.32M | -30.88M | -37.17M | -18.68M | -1K |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -2.2M | 0 | -5K | -15.81M | -10.4M | -53.32M | -30.88M | -37.17M | -18.68M | -1K |
| Debt Issuance (Net) | -204K | -224K | -255K | -44K | -1000K | -1000K | 1000K | 1000K | -1000K | 2M |
| Other Financing | 120.62M | 124.53M | 392.43M | 577.69M | 313.53M | 101.42M | 145.74M | -272.58M | 259M | -3.81B |
| Net Change in Cash | 44.23M▲ 0% | -38.25M▼ 186.5% | 19.92M▲ 152.1% | 70.06M▲ 251.6% | -60.27M▼ 186.0% | 3.52M▲ 105.8% | -45.27M▼ 1384.6% | 183.71M▲ 505.8% | -61.76M▼ 133.6% | -101.2M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 51.85M | 96.08M | 57.84M | 77.76M | 147.82M | 87.54M | 91.07M | 45.8M | 229.51M | 97.64M |
| Cash at End | 96.08M | 57.84M | 77.76M | 147.82M | 87.54M | 91.07M | 45.8M | 229.51M | 167.74M | 131.72M |
| Interest Paid | 22.04M | 23.77M | 35.82M | 51.63M | 39.58M | 17.45M | 19.28M | 80.4M | 126.79M | 124.41M |
| Income Taxes Paid | 14.41M | 12.88M | 10.37M | 11.09M | 0 | 28.48M | 22.09M | 14.7M | 7.36M | 3.69M |
| Free Cash Flow | 36.77M▲ 0% | 41.56M▲ 13.0% | 49.91M▲ 20.1% | 47.53M▼ 4.8% | 52.16M▲ 9.7% | 63.12M▲ 21.0% | 80.78M▲ 28.0% | 43.37M▼ 46.3% | 29.95M▼ 30.9% | 42.42M▲ 0% |
| FCF Growth % | 16.69% | 13.03% | 20.09% | -4.77% | 9.73% | 21.03% | 27.97% | -46.32% | -30.93% | 14.79% |
NFBK Banking Ratios
Northfield Bancorp, Inc. (NFBK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.43% | 3.93% | 6.14% | 5.91% | 5.1% | 9.46% | 8.48% | 5.38% | 4.27% | 5.48% |
| Return on Assets (ROA) | 0.74% | 0.63% | 0.95% | 0.85% | 0.7% | 1.29% | 1.11% | 0.67% | 0.53% | 0.69% |
| Net Interest Margin | 2.65% | 2.69% | 2.49% | 2.18% | 2.32% | 2.84% | 2.81% | 2.17% | 1.96% | 2.22% |
| Efficiency Ratio | 54.02% | 46.62% | 43.14% | 40.87% | 43.71% | 42.22% | 41.57% | 38.06% | 32.96% | 32.6% |
| Equity / Assets | 16.13% | 16.01% | 15.12% | 13.76% | 13.67% | 13.62% | 12.52% | 12.49% | 12.44% | 12.57% |
| Book Value / Share | 13.59 | 13.63 | 14.15 | 14.75 | 15.45 | 15.18 | 15.1 | 16.03 | 16.93 | 18.1 |
| NII Growth | 26.21% | 5.19% | 1.98% | 0.56% | 16.17% | 20.62% | 1.79% | -22.64% | -8.86% | 15.73% |
| Dividend Payout | 53.86% | 63.17% | 46.59% | 50.2% | 58.06% | 34.39% | 39.48% | 60.51% | 72.89% | 54.01% |
NFBK SEC Filings & Documents
Northfield Bancorp, Inc. (NFBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
NFBK Frequently Asked Questions
Northfield Bancorp, Inc. (NFBK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Northfield Bancorp, Inc. (NFBK) grew revenue by 13.9% over the past year. This is steady growth.
Yes, Northfield Bancorp, Inc. (NFBK) is profitable, generating $39.4M in net income for fiscal year 2024 (11.9% net margin).
Dividend & Returns
Yes, Northfield Bancorp, Inc. (NFBK) pays a dividend with a yield of 3.73%. This makes it attractive for income-focused investors.
Northfield Bancorp, Inc. (NFBK) has a return on equity (ROE) of 4.3%. This is below average, suggesting room for improvement.
Industry Metrics
Northfield Bancorp, Inc. (NFBK) has a net interest margin (NIM) of 2.0%. NIM has been under pressure due to interest rate environment.
Northfield Bancorp, Inc. (NFBK) has an efficiency ratio of 33.0%. This is excellent, indicating strong cost control.
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