Banco Santander-Chile (BSAC) Earnings History
Elite Compounder28 years of earnings data (1998–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
Loading earnings history...
Banco Santander-Chile (BSAC) Earnings Overview
As of June 23, 2026, Banco Santander-Chile (BSAC) reported trailing twelve-month net income of $1.05T, reflecting +49259.8% year-over-year growth. The company earned $2235.57 per diluted share over the past four quarters, with a net profit margin of 21.9%.
Looking at the long-term picture, BSAC's 5-year EPS compound annual growth rate (CAGR) stands at +277.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.02T in fiscal 2025, representing a new all-time high.
Banco Santander-Chile maintains industry-leading profitability with a gross margin of 48.8%, operating margin of 26.7%, and net margin of 21.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including BCH ($1.19T net income, 39.4% margin), BBD ($23.21B net income, 6.8% margin), ITUB ($44.86B net income, 11.7% margin), BSAC has room to improve margins relative to the peer group. Compare BSAC vs BCH →
BSAC Earnings vs Peers
Earnings metrics vs comparable public companies
BSAC Historical Earnings Data (1998–2025)
28 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $1.02T | +19.8% | $1.25T | $894400.00 | 21.9% | 26.7% |
| 2024 | $852.96B | +47.2% | $1.08T | $1812.00 | 17.4% | 22.0% |
| 2023 | $579.43B | -26.9% | $691.38B | $1052.00 | 11.1% | 13.2% |
| 2022 | $792.28B | -6.0% | $901.11B | $1680.00 | 16.8% | 19.1% |
| 2021 | $842.47B | +53.8% | $1.07T | $1788.00 | 25.0% | 31.8% |
| 2020 | $547.61B | -11.5% | $695.26B | $1164.00 | 20.5% | 26.0% |
| 2019 | $619.09B | +4.0% | $794.69B | $1316.00 | 22.0% | 28.3% |
| 2018 | $595.33B | +5.8% | $763.07B | $1256.00 | 22.5% | 28.9% |
| 2017 | $562.80B | +18.2% | $717.46B | $1200.00 | 22.8% | 29.0% |
| 2016 | $476.07B | +6.2% | $587.46B | $1004.00 | 18.8% | 23.2% |
| 2015 | $448.47B | -21.3% | $528.12B | $952.00 | 18.2% | 21.4% |
| 2014 | $569.91B | +28.9% | $626.94B | $1168.00 | 22.3% | 24.5% |
| 2013 | $442.29B | +24.0% | $538.96B | $940.00 | 19.2% | 23.4% |
| 2012 | $356.81B | -11.3% | $405.91B | $824.00 | 16.0% | 18.2% |
| 2011 | $402.19B | -20.4% | $484.43B | $924.00 | 18.9% | 22.7% |
| 2010 | $505.39B | +17.1% | $592.82B | $1012.00 | 28.5% | 33.5% |
| 2009 | $431.56B | +4.4% | $525.53B | $292.00 | 26.1% | 31.8% |
| 2008 | $413.37B | +23.0% | $480.71B | $696.00 | 16.8% | 19.6% |
| 2007 | $336.09B | +9.5% | $398.40B | $712.00 | 16.1% | 19.1% |
| 2006 | $306.99B | +16.7% | $369.55B | $652.00 | 19.2% | 23.1% |
| 2005 | $263.14B | +25.6% | $317.84B | $564.00 | 18.5% | 22.3% |
| 2004 | $209.54B | +2.1% | $257.94B | $480.00 | 18.6% | 22.9% |
| 2003 | $205.29B | +29.0% | $248.61B | $424.00 | 20.8% | 25.2% |
| 2002 | $159.10B | +33.7% | $186.85B | $344.00 | 12.7% | 14.9% |
| 2001 | $118.97B | +34.1% | $115.66B | $532.00 | 17.2% | 16.7% |
| 2000 | $88.72B | +75.0% | $89.30B | $228.00 | 13.4% | 13.4% |
| 1999 | $50.69B | -27.2% | $45.23B | $208.00 | 8.4% | 7.5% |
| 1998 | $69.61B | - | $70.00B | $280.00 | 10.2% | 10.3% |
Download Data
Export BSAC earnings history in CSV or JSON format
Free sign-in required to download data
Full Stock Analysis
Deep dive into BSAC consensus models and risk factors.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
28+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
BSAC — Frequently Asked Questions
Quick answers to the most common questions about buying BSAC stock.
What is BSAC earnings per share (EPS)?
BSAC trailing twelve-month (TTM) diluted EPS is $2235.57, reflecting +49259.8% year-over-year growth. The 5-year EPS CAGR is +277.7%. Complete EPS history from 1998 to 2025 is available in the table on this page.
What is Banco Santander-Chile's net income?
Banco Santander-Chile (BSAC) trailing twelve-month net income is $1.1T as of 2025. Earnings grew +49259.8% year-over-year. Banco Santander-Chile has been profitable for 28 consecutive years.
Is BSAC profitable?
Yes, BSAC is profitable with a TTM net income of $1.1T and a net profit margin of +21.9%. Banco Santander-Chile has generated profits for 28 consecutive years.
What is BSAC's earnings growth rate?
BSAC compound annual EPS growth rates (CAGR): 1-Year: +49259.8%, 3-Year: +710.5%, 5-Year: +277.7%, 10-Year: +98.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1998 to 2025.
What are BSAC's profit margins?
Banco Santander-Chile net profit margin is +21.9%, operating margin is +26.7%, and gross margin is +48.8%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +18.4%.
Is BSAC growing earnings?
Yes, BSAC earnings are accelerating — EPS growth of +49259.8% exceeds the 5-year CAGR of +277.7%. TTM net income reached $1.1T. Earnings momentum is strengthening.
What was BSAC's best earnings year?
Banco Santander-Chile's highest annual net income on record is $1.0T, achieved in fiscal year 2025. Earnings history on this page spans 1998 to 2025 and includes all annual and quarterly figures.
What were BSAC's earnings last quarter?
BSAC's most recent reported quarter was Q4 2025. Net income was $255.3B with diluted EPS of $540.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.