Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 17.27 | 3.37 | 3.45 | — | 0.52 | 5.24 | 2.80 | — | 2.68 | 2.57 | 3.49 | 6.06 | 3.47 | 7.57 | 3.24 | 3.46 | 3.07 | 2.50 | 3.77 | 2.74 | 3.07 |
| — | -35.8% | +23.0% | — | -80.6% | +103.7% | -19.6% | — | -22.6% | -66.0% | +7.7% | +75.5% | +13.1% | +203.4% | -14.2% | +26.1% | -0.1% | -32.6% | +20.8% | -33.7% | +37.5% | |
| P/S Ratio | 4.51 | 0.84 | 0.92 | 0.43 | 0.10 | 1.15 | 0.73 | 0.52 | 0.79 | 0.89 | 0.92 | 1.07 | 0.92 | 1.33 | 1.06 | 0.91 | 1.06 | 0.99 | 1.22 | 0.79 | 1.22 |
| — | -26.6% | +26.0% | -17.4% | -87.0% | +29.1% | -20.7% | -52.0% | -14.7% | -33.1% | -12.7% | +17.5% | -13.4% | +34.1% | -13.2% | +16.2% | -12.8% | +4.1% | +4.6% | -10.1% | +39.1% | |
| P/B Ratio | 0.85 | 0.30 | 0.35 | 0.18 | 0.06 | 0.33 | 0.29 | 0.24 | 0.33 | 0.31 | 0.37 | 0.42 | 0.34 | 0.42 | 0.35 | 0.36 | 0.38 | 0.38 | 0.54 | 0.38 | 0.44 |
| — | -7.8% | +20.0% | -24.6% | -81.2% | +5.4% | -21.5% | -42.7% | -1.3% | -25.1% | +4.6% | +16.4% | -12.5% | +10.2% | -35.2% | -3.9% | -13.4% | -31.3% | +12.9% | -35.0% | +29.8% | |
| P/FCF | 157.69 | 0.61 | 0.29 | — | 4.18 | — | 0.27 | — | 0.35 | 0.69 | — | — | 0.16 | — | 26.84 | — | 11.69 | — | 1.32 | 1.78 | — |
| — | — | +4.2% | — | +1089.9% | — | — | — | +119.0% | — | — | — | -98.6% | — | +1932.8% | — | — | — | +67.7% | -56.6% | — | |
| EV / EBITDA | 7.17 | -1.98 | -2.85 | -2.14 | 9.26 | -0.04 | -2.06 | -2.10 | 2.78 | 3.93 | 5.34 | -0.72 | 4.44 | 2.30 | 12.20 | 1.01 | 3.56 | 5.86 | 5.50 | 1.62 | 6.36 |
| — | -4764.5% | -38.4% | -2.2% | +233.7% | -101.0% | -138.6% | -192.9% | -37.4% | +71.2% | -56.3% | -170.8% | +24.6% | -60.9% | +121.7% | -37.4% | -44.0% | +162.3% | +44.5% | +43.0% | +50.2% | |
| EV / EBIT | 8.29 | -2.36 | -3.25 | -2.42 | 9.50 | -0.05 | -2.37 | -2.45 | 3.13 | 4.43 | 6.16 | -0.90 | 5.32 | 2.81 | 15.29 | 1.20 | 4.07 | 6.59 | 6.05 | 1.81 | 7.31 |
| — | -4325.0% | -37.0% | +1.2% | +203.3% | -101.2% | -138.5% | -172.1% | -41.1% | +57.8% | -59.7% | -175.1% | +30.7% | -57.4% | +152.5% | -33.6% | -44.3% | +179.1% | +40.8% | +50.6% | +51.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 89.3% | 81.1% | 89.5% | 89.6% | 66.5% | 88.9% | 89.2% | 92.9% | 90.6% | 87.4% | 90.3% | 90.3% | 88.8% | 87.4% | 88.9% | 95.5% | 101.8% | 97.8% | 94.4% | 93.4% | 94.1% |
| — | -8.7% | +0.3% | -3.6% | -26.7% | +1.7% | -1.2% | +2.9% | +2.1% | -0.0% | +1.6% | -5.4% | -12.8% | -10.7% | -5.8% | +2.2% | +8.2% | -1.0% | -0.4% | -5.1% | -2.1% | |
| Operating Margin | 35.8% | 29.1% | 39.1% | 36.9% | 25.5% | 22.4% | 38.4% | 29.1% | 43.1% | 50.9% | 38.3% | 23.1% | 33.7% | 34.6% | 29.1% | 32.8% | 46.2% | 51.1% | 51.3% | 40.4% | 40.0% |
| — | +29.9% | +1.8% | +26.9% | -40.8% | -56.0% | +0.3% | +26.1% | +27.8% | +47.0% | +31.5% | -29.7% | -27.0% | -32.2% | -43.2% | -18.8% | +15.6% | -24.9% | +6.1% | -35.3% | -15.1% | |
| Net Margin | 27.3% | 24.8% | 26.7% | 28.6% | 19.7% | 21.8% | 25.9% | 21.6% | 29.1% | 35.0% | 26.5% | 18.0% | 26.7% | 17.9% | 32.5% | 26.1% | 34.8% | 40.0% | 32.1% | 28.3% | 40.1% |
| — | +14.0% | +3.4% | +32.3% | -32.4% | -37.7% | -2.3% | +20.0% | +8.9% | +95.3% | -18.6% | -31.1% | -23.2% | -55.2% | +1.2% | -7.6% | -13.3% | +54.2% | -14.0% | +35.1% | +6.7% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.4% | 2.2% | 2.5% | 1.0% | 5.1% | 1.6% | 2.6% | 2.6% | 3.1% | 3.1% | 2.6% | 1.8% | 2.4% | 1.4% | 2.7% | 2.6% | 3.2% | 3.9% | 3.6% | 3.4% | 3.6% |
| — | +43.0% | -1.8% | -61.7% | +64.1% | -49.3% | -2.8% | +43.4% | +26.2% | +119.6% | -2.9% | -31.6% | -22.8% | -63.4% | -23.9% | -23.4% | -13.0% | +2.2% | -6.7% | -3.4% | -2.0% | |
| ROA | 1.0% | 0.2% | 0.3% | 0.1% | 0.5% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% |
| — | +44.7% | +0.6% | -60.7% | +66.6% | -50.3% | -8.0% | +35.9% | +18.6% | +103.6% | -10.3% | -37.8% | -28.2% | -64.6% | -25.1% | -24.0% | -14.1% | +1.1% | -6.4% | -5.1% | -5.0% | |
| ROIC | 4.9% | 0.9% | 1.4% | 0.4% | 2.0% | 0.5% | 1.3% | 0.9% | 1.0% | 1.1% | 1.1% | 0.6% | 0.8% | 0.9% | 0.8% | 1.2% | 1.5% | 1.8% | 2.2% | 2.0% | 1.6% |
| — | +82.8% | +3.6% | -57.2% | +94.7% | -51.1% | +23.8% | +50.0% | +25.4% | +18.2% | +29.2% | -45.8% | -45.3% | -50.8% | -62.1% | -41.0% | -2.6% | -59.0% | -2.9% | -57.9% | -20.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.03 | 1.16 | 1.04 | 1.03 | 1.41 | 1.48 | 1.23 | 1.13 | 2.36 | 2.21 | 2.22 | 1.18 | 2.28 | 1.29 | 1.31 | 1.14 | 1.09 | 1.06 | 1.02 | 0.93 | 0.79 |
| — | -22.1% | -15.0% | -9.1% | -40.1% | -32.9% | -44.7% | -4.4% | +3.6% | +71.2% | +70.1% | +3.3% | +108.5% | +21.8% | +28.2% | +22.9% | +38.9% | +52.0% | +52.4% | +41.1% | +9.2% | |
| Debt / EBITDA | 6.71 | 36.83 | 24.92 | 22.84 | 35.52 | 70.18 | 28.15 | 28.15 | 46.02 | 43.75 | 50.48 | 41.23 | 61.79 | 38.76 | 43.09 | 29.47 | 22.93 | 19.31 | 16.25 | 17.09 | 18.85 |
| — | -47.5% | -11.5% | -18.9% | -22.8% | +60.4% | -44.2% | -31.7% | -25.5% | +12.9% | +17.2% | +39.9% | +169.4% | +100.7% | +165.2% | +72.4% | +21.7% | +188.3% | +36.5% | +186.3% | +36.7% | |
| Current Ratio | 0.34 | 0.34 | 0.37 | 0.34 | 3.11 | 0.43 | 0.47 | 0.37 | 0.49 | 0.41 | 0.41 | 0.37 | 0.46 | 0.40 | 0.26 | 0.42 | 0.31 | 0.17 | 0.23 | 0.43 | 0.25 |
| — | -22.2% | -21.4% | -6.9% | +530.1% | +7.0% | +12.7% | +0.0% | +6.8% | +0.4% | +61.5% | -12.9% | +50.6% | +132.0% | +10.4% | -2.7% | +23.6% | -41.3% | -18.2% | +10.7% | +1.4% | |
| Quick Ratio | 0.34 | 0.34 | 0.37 | 0.34 | 3.11 | 0.43 | 0.47 | 0.37 | 0.49 | 0.41 | 0.41 | 0.37 | 0.46 | 0.40 | 0.26 | 0.42 | 0.31 | 0.17 | 0.23 | 0.43 | 0.25 |
| — | -22.2% | -21.4% | -6.9% | +530.1% | +7.0% | +12.7% | +0.0% | +6.8% | +0.4% | +61.5% | -12.9% | +50.6% | +132.0% | +10.4% | -2.7% | +23.6% | -41.3% | -18.2% | +10.7% | +1.4% | |
| Interest Coverage | 0.16 | 0.12 | 0.18 | 0.17 | 0.19 | 0.08 | 0.19 | 0.19 | 0.25 | 0.28 | 0.23 | 0.13 | 0.17 | 0.15 | 0.14 | 0.19 | 0.24 | 0.32 | 0.47 | 0.51 | 0.56 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying BSBR stock.
Banco Santander (Brasil) S.A.'s current P/E is 17.3x. The average P/E over the last 3 quarters is 2.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Banco Santander (Brasil) S.A.'s current operating margin is 35.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Banco Santander (Brasil) S.A.'s business trajectory between earnings reports.