Bridgewater Bancshares, Inc. (BWB) Earnings History
Annual and quarterly earnings data from 2016 to 2025
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BWB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BWB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 47.2% | 21.1% | 15.8% |
| 2024 | 41.4% | 17.0% | 13.1% |
| 2023 | 48.4% | 23.1% | 17.6% |
| 2022 | 75.4% | 42.3% | 31.5% |
| 2021 | 81.7% | 45.9% | 34.0% |
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Bridgewater Bancshares, Inc. (BWB) Earnings Overview
As of May 8, 2026, Bridgewater Bancshares, Inc. (BWB) reported trailing twelve-month net income of $46M, reflecting +45.6% year-over-year growth. The company earned $1.61 per diluted share over the past four quarters, with a net profit margin of 15.8%.
Looking at the long-term picture, BWB's 5-year EPS compound annual growth rate (CAGR) stands at +10.0%, showing solid earnings momentum. The company achieved its highest annual net income of $53M in fiscal 2022.
Bridgewater Bancshares, Inc. maintains industry-leading profitability with a gross margin of 47.2%, operating margin of 21.1%, and net margin of 15.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including TCBK ($122M net income, 22.8% margin), NBTB ($169M net income, 19.5% margin), FBIZ ($51M net income, 18.0% margin), BWB has room to improve margins relative to the peer group. Compare BWB vs TCBK →
BWB Earnings vs Peers
Earnings metrics vs comparable public companies
BWB Historical Earnings Data (2016–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $46M | +40.4% | $61M | $1.50 | 15.8% | 21.1% |
| 2024 | $33M | -17.9% | $43M | $1.03 | 13.1% | 17.0% |
| 2023 | $40M | -25.2% | $53M | $1.27 | 17.6% | 23.1% |
| 2022 | $53M | +16.9% | $72M | $1.72 | 31.5% | 42.3% |
| 2021 | $46M | +68.0% | $62M | $1.54 | 34.0% | 45.9% |
| 2020 | $27M | -13.4% | $36M | $0.93 | 22.5% | 29.6% |
| 2019 | $31M | +16.7% | $38M | $1.05 | 29.2% | 35.6% |
| 2018 | $27M | +59.4% | $32M | $0.91 | 30.7% | 36.6% |
| 2017 | $17M | +27.8% | $27M | $0.58 | 24.5% | 39.3% |
| 2016 | $13M | - | $21M | $0.44 | 24.8% | 40.0% |
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Start ComparisonBWB — Frequently Asked Questions
Quick answers to the most common questions about buying BWB stock.
Is BWB growing earnings?
BWB EPS is $1.61, with earnings growth accelerating to +45.6%. This exceeds the 5-year CAGR of +10.0%. TTM net income reached $46M.
What are BWB's profit margins?
Bridgewater Bancshares, Inc. net margin is +15.8%, with operating margin at +21.1%. Above-average margins indicate pricing power.
How consistent are BWB's earnings?
BWB earnings data spans 2016-2025. The accelerating earnings trend is +45.6% YoY. Historical data enables comparison across business cycles.