Bridgewater Bancshares, Inc. (BWB) Earnings History
Growth Compounder10 years of earnings data (2016–2025) · Consistent double-digit EPS growth over 5 years
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Bridgewater Bancshares, Inc. (BWB) Earnings Overview
As of June 26, 2026, Bridgewater Bancshares, Inc. (BWB) reported trailing twelve-month net income of $54M, reflecting +45.6% year-over-year growth. The company earned $1.89 per diluted share over the past four quarters, with a net profit margin of 15.8%.
Looking at the long-term picture, BWB's 5-year EPS compound annual growth rate (CAGR) stands at +10.0%, showing solid earnings momentum. The company achieved its highest annual net income of $53M in fiscal 2022.
Bridgewater Bancshares, Inc. maintains industry-leading profitability with a gross margin of 47.2%, operating margin of 21.1%, and net margin of 15.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including TCBK ($129M net income, 22.8% margin), NBTB ($184M net income, 19.5% margin), FBIZ ($51M net income, 18.0% margin), BWB has room to improve margins relative to the peer group. Compare BWB vs TCBK →
BWB Earnings vs Peers
Earnings metrics vs comparable public companies
BWB Historical Earnings Data (2016–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $46M | +40.4% | $61M | $1.50 | 15.8% | 21.1% |
| 2024 | $33M | -17.9% | $43M | $1.03 | 13.1% | 17.0% |
| 2023 | $40M | -25.2% | $53M | $1.27 | 17.6% | 23.1% |
| 2022 | $53M | +16.9% | $72M | $1.72 | 31.5% | 42.3% |
| 2021 | $46M | +68.0% | $62M | $1.54 | 34.0% | 45.9% |
| 2020 | $27M | -13.4% | $36M | $0.93 | 22.5% | 29.6% |
| 2019 | $31M | +16.7% | $38M | $1.05 | 29.2% | 35.6% |
| 2018 | $27M | +59.4% | $32M | $0.91 | 30.7% | 36.6% |
| 2017 | $17M | +27.8% | $27M | $0.58 | 24.5% | 39.3% |
| 2016 | $13M | - | $21M | $0.44 | 24.8% | 40.0% |
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BWB — Frequently Asked Questions
Quick answers to the most common questions about buying BWB stock.
What is BWB earnings per share (EPS)?
BWB trailing twelve-month (TTM) diluted EPS is $1.89, reflecting +45.6% year-over-year growth. The 5-year EPS CAGR is +10.0%. Complete EPS history from 2016 to 2025 is available in the table on this page.
What is Bridgewater Bancshares, Inc.'s net income?
Bridgewater Bancshares, Inc. (BWB) trailing twelve-month net income is $54M as of 2025. Earnings grew +45.6% year-over-year. Bridgewater Bancshares, Inc. has been profitable for 10 consecutive years.
Is BWB profitable?
Yes, BWB is profitable with a TTM net income of $54M and a net profit margin of +15.8%. Bridgewater Bancshares, Inc. has generated profits for 10 consecutive years.
What is BWB's earnings growth rate?
BWB compound annual EPS growth rates (CAGR): 1-Year: +45.6%, 3-Year: -4.5%, 5-Year: +10.0%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2016 to 2025.
What are BWB's profit margins?
Bridgewater Bancshares, Inc. net profit margin is +15.8%, operating margin is +21.1%, and gross margin is +47.2%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.5%.
Is BWB growing earnings?
Yes, BWB earnings are accelerating — EPS growth of +45.6% exceeds the 5-year CAGR of +10.0%. TTM net income reached $54M. Earnings momentum is strengthening.
What was BWB's best earnings year?
Bridgewater Bancshares, Inc.'s highest annual net income on record is $53M, achieved in fiscal year 2022. Earnings history on this page spans 2016 to 2025 and includes all annual and quarterly figures.
What were BWB's earnings last quarter?
BWB's most recent reported quarter was Q1 2026. Net income was $17M with diluted EPS of $0.58. For a full breakdown of all quarters, see the quarterly earnings table on this page.