Byline Bancorp, Inc. (BY) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 99.86M | 101.25M | 99.87M | 95.97M | 88.22M | 88.52M | 87.45M | 86.53M | 85.54M | 86.28M | 92.45M | 76.17M | 75.72M | 76.09M | 68.88M | 61.63M | 58.74M | 61.73M | 59.84M | 58.17M |
| NII Growth % | 13.2% | 14.38% | 14.2% | 10.91% | 3.13% | 2.59% | -5.41% | 13.6% | 12.97% | 13.4% | 34.23% | 23.59% | 28.91% | 23.27% | 15.09% | 5.94% | 3.7% | 10.19% | 11.81% | 10.58% |
| Net Interest Margin % | 1.01% | 1.05% | 1.02% | 0.99% | 0.92% | 0.93% | 0.93% | 0.9% | 0.91% | 0.97% | 1.03% | 1.01% | 1.01% | 1.03% | 0.95% | 0.86% | 0.86% | 0.92% | 0.89% | 0.89% |
| Interest Income | 141.66M | 144.2M | 148.61M | 144.53M | 134.85M | 139.6M | 146.44M | 141.57M | 138.32M | 135.61M | 136.59M | 107.27M | 100M | 93.29M | 79.9M | 66.55M | 61.82M | 64.68M | 62.77M | 61.31M |
| Interest Expense | 41.79M | 42.95M | 48.74M | 48.56M | 46.63M | 51.08M | 58.98M | 55.04M | 52.78M | 49.33M | 44.14M | 31.11M | 24.28M | 17.2M | 11.03M | 4.92M | 3.08M | 2.96M | 2.93M | 3.14M |
| Loan Loss Provision | 5.54M | 0 | 5.3M | 11.92M | 9.18M | 6.88M | 7.47M | 6.04M | 6.64M | 7.24M | 8.8M | 5.79M | 9.82M | 8.8M | 4.18M | 5.91M | 5M | -1.29M | 352K | -1.97M |
| Non-Interest Income | 11.73M | 15.75M | 13.97M | 13.59M | 13.99M | 14.84M | 13.61M | 12.16M | 14.89M | 13.77M | 11.43M | 13.52M | 14.29M | 10.39M | 11.19M | 13.06M | 20.26M | 16.66M | 17.28M | 19.11M |
| Non-Interest Income % | 7.65% | 9.85% | 8.59% | 8.59% | 9.4% | 9.61% | 8.5% | 7.91% | 9.72% | 9.21% | 7.72% | 11.19% | 12.5% | 10.02% | 12.28% | 16.41% | 24.69% | 20.48% | 21.58% | 23.76% |
| Total Revenue | 153.38M | 159.95M | 162.58M | 158.12M | 148.84M | 154.44M | 160.04M | 153.73M | 153.21M | 149.38M | 148.02M | 120.79M | 114.29M | 103.68M | 91.09M | 79.61M | 82.08M | 81.34M | 80.05M | 80.42M |
| Revenue Growth % | 3.05% | 3.57% | 1.58% | 2.85% | -2.85% | 3.39% | 8.12% | 27.28% | 34.05% | 44.08% | 62.5% | 51.73% | 39.24% | 27.46% | 13.79% | -1.01% | 10.43% | 7.11% | 2.54% | 16.52% |
| Non-Interest Expense | 56.38M | 60.37M | 58.63M | 58.71M | 55.56M | 56.12M | 53.55M | 52.53M | 53.22M | 52.85M | 56.94M | 48.55M | 47.94M | 48.23M | 45.37M | 42.67M | 45.39M | 56.61M | 42.96M | 41.09M |
| Efficiency Ratio | 36.76% | 37.74% | 36.06% | 37.13% | 37.33% | 36.34% | 33.46% | 34.17% | 34.74% | 35.38% | 38.47% | 40.2% | 41.95% | 46.52% | 49.81% | 53.6% | 55.3% | 69.6% | 53.67% | 51.09% |
| Operating Income | 49.67M | 56.64M | 49.92M | 38.93M | 37.47M | 40.36M | 40.04M | 40.12M | 40.56M | 39.97M | 38.13M | 35.34M | 32.24M | 29.45M | 30.51M | 26.11M | 28.61M | 23.07M | 33.81M | 38.16M |
| Operating Margin % | 32.39% | 35.41% | 30.7% | 24.62% | 25.18% | 26.14% | 25.02% | 26.09% | 26.48% | 26.76% | 25.76% | 29.26% | 28.21% | 28.41% | 33.5% | 32.79% | 34.86% | 28.36% | 42.23% | 47.46% |
| Operating Income Growth % | 32.57% | 40.31% | 24.68% | -2.96% | -7.62% | 0.99% | 4.99% | 13.51% | 25.82% | 35.71% | 24.98% | 35.36% | 12.67% | 27.68% | -9.75% | -31.59% | -1.92% | 40.2% | 84.43% | 196.6% |
| Pretax Income | 49.67M | 46.93M | 49.92M | 38.93M | 37.47M | 40.36M | 40.04M | 40.12M | 40.56M | 39.97M | 38.13M | 35.34M | 32.24M | 29.45M | 30.51M | 26.11M | 28.61M | 23.07M | 33.81M | 38.16M |
| Pretax Margin % | 32.39% | 29.34% | 30.7% | 24.62% | 25.18% | 26.14% | 25.02% | 26.09% | 26.48% | 26.76% | 25.76% | 29.26% | 28.21% | 28.41% | 33.5% | 32.79% | 34.86% | 28.36% | 42.23% | 47.46% |
| Income Tax | 12.1M | 12.41M | 12.72M | 8.85M | 9.22M | 10.04M | 9.71M | 10.44M | 10.12M | 10.37M | 9.91M | 9.23M | 8.29M | 6.75M | 7.86M | 5.82M | 6.3M | 5.88M | 8.5M | 9.67M |
| Effective Tax Rate % | 24.35% | 26.45% | 25.48% | 22.72% | 24.62% | 24.88% | 24.25% | 26.04% | 24.95% | 25.93% | 25.99% | 26.12% | 25.72% | 22.91% | 25.75% | 22.31% | 22.02% | 25.48% | 25.15% | 25.34% |
| Net Income | 37.58M | 34.52M | 37.2M | 30.08M | 28.25M | 30.32M | 30.33M | 29.67M | 30.44M | 29.6M | 28.22M | 26.11M | 23.95M | 22.7M | 22.66M | 20.28M | 22.31M | 17.19M | 25.31M | 28.49M |
| Net Margin % | 24.5% | 21.58% | 22.88% | 19.03% | 18.98% | 19.63% | 18.95% | 19.3% | 19.87% | 19.82% | 19.07% | 21.61% | 20.95% | 21.9% | 24.87% | 25.48% | 27.18% | 21.13% | 31.61% | 35.43% |
| Net Income Growth % | 33.03% | 13.86% | 22.66% | 1.39% | -7.2% | 2.42% | 7.46% | 13.65% | 27.12% | 30.39% | 24.57% | 28.71% | 7.32% | 32.08% | -10.47% | -28.81% | 2.35% | 39.85% | 93.6% | 211.76% |
| Net Income (Continuing) | 37.58M | 34.52M | 37.2M | 30.08M | 28.25M | 30.32M | 30.33M | 29.67M | 30.44M | 29.6M | 28.22M | 26.11M | 23.95M | 22.7M | 22.66M | 20.28M | 22.31M | 17.19M | 25.31M | 28.49M |
| EPS (Diluted) | 0.83 | 0.76 | 0.82 | 0.67 | 0.64 | 0.69 | 0.69 | 0.68 | 0.70 | 0.68 | 0.65 | 0.70 | 0.64 | 0.65 | 0.61 | 0.54 | 0.58 | 0.45 | 0.66 | 0.73 |
| EPS Growth % | 29.69% | 10.14% | 18.84% | -1.47% | -8.57% | 1.47% | 6.15% | -2.86% | 9.38% | 4.62% | 6.56% | 29.63% | 10.34% | 44.44% | -7.58% | -26.03% | 3.57% | 45.16% | 94.12% | 204.17% |
| EPS (Basic) | 0.84 | 0.77 | 0.82 | 0.66 | 0.65 | 0.69 | 0.70 | 0.68 | 0.70 | 0.69 | 0.66 | 0.70 | 0.65 | 0.66 | 0.61 | 0.55 | 0.60 | 0.46 | 0.68 | 0.75 |
| Diluted Shares Outstanding | 45.42M | 45.42M | 45.37M | 44.29M | 44.29M | 44.18M | 43.97M | 43.74M | 43.73M | 43.54M | 43.46M | 37.34M | 37.54M | 37.36M | 37.37M | 37.61M | 38.04M | 38M | 38.02M | 38.7M |