Zacks Investment Research·Oct 15, 2026
Implied Volatility Surging for Carter Bankshares Stock OptionsInvestors need to pay close attention to CARE stock based on the movements in the options market lately.
Carter Bankshares is rebuilding net interest income, which rose from $27.8M in 2024Q2 to $41.2M in 2026Q3, and its efficiency ratio improved from roughly 83% to 63.8% over the same span, suggesting better operating leverage.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $0.35-35.2% vs $0.54 | $46M-2.1% vs $47M |
Q3 2026 Jul 23, 2026 | $1.31+219.5% vs $0.41 | $69M+22.9% vs $56M |
Q2 2026 Apr 23, 2026 | $0.40-89.8% vs $3.91 | $107M-11.3% vs $121M |
Q1 2026 Jan 29, 2026 | $0.41+24.2% vs $0.33 | $40M-2.0% vs $41M |
Investors need to pay close attention to CARE stock based on the movements in the options market lately.
Southern Missouri Bancorp (NASDAQ: SMBC - Get Free Report) and Carter Bankshares (NASDAQ: CARE - Get Free Report) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, valuation, analyst recommendations, profitability, dividends, institutional ownership and risk. Analyst Ratings This is a summary
Carter Bankshares (NASDAQ: CARE - Get Free Report) and First Business Financial Services (NASDAQ: FBIZ - Get Free Report) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations. Valuation and Earnings This table
Van Dyke joined the organization in the summer of 2016 and was named CEO in April of 2017, marking a decade of leadership. MARTINSVILLE, VA / ACCESS Newswire / September 24, 2026 / Carter Bank (NASDAQ:CARE) CEO Litz Van Dyke, recently celebrated a decade of service, including the last nine years at the helm of the Virginia-based community bank.
Benchmark CARE against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Carter Bankshares, Inc. (CARE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $28.69 | $635.83M | 4.78 | 15.73% | 50.04% | 26.3% | — | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $40.47 | $1.12B | 11.90 | 9.64% | 27.31% | 9.94% | 2.18% | |
| $22.11 | $157.37M | 9.58 | 12.18% | 22.04% | 7.61% | 1.8% | |
| $39.19 | $249.58M | 11.67 | 22.5% | 45% | 11.54% | 3.85% | |
| $48.22 | $6.64B | 12.88 | 20.13% | 41.28% | 9.37% | 3.07% |
Carter Bankshares, Inc. (CARE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Carter Bankshares, Inc. (CARE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Nov 3, 2026·SEC
Oct 29, 2026·SEC
Oct 29, 2026·SEC
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Carter Bankshares, Inc. (CARE) stock FAQ — growth, dividends, profitability & financials explained
Carter Bankshares, Inc. (CARE) grew revenue by 81.7% over the trailing twelve months, compared with the twelve months before.
Yes. Carter Bankshares, Inc. (CARE) earned $130.9M in net income over the trailing twelve months (a 50.0% net margin).
Carter Bankshares, Inc. (CARE) had a return on equity (ROE) of 26.3% over the trailing twelve months. That is well above the market's typical 10-15%.
Carter Bankshares, Inc. (CARE) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Carter Bankshares, Inc. (CARE) has an efficiency ratio of 76.4%. This is higher than peers, suggesting room for cost optimization.
