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CBFVCB Financial Services, Inc.$37.52$190M
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HomeStocksCBFVEarnings History

CBFV logoCB Financial Services, Inc. (CBFV) Earnings History

Profitable

24 years of earnings data (2002–2025) · Positive TTM net income

TTM Net Income
$5M
● Profitable
TTM EPS (Diluted)
$0.92
Per share, diluted
YoY EPS Growth
-61.3%
Declining
Net Margin
7.1%
After-tax profitability
EPS Growth Rate (CAGR)
1Y-61.3%
3Y-25.0%
5YN/A
10Y-7.8%
Operating Margin7.7%
Gross Margin62.5%
Return on Equity3.2%
Return on Assets0.3%
Record Annual Net Income$23MFY2023
Record Quarterly EPS$2.52Q4 2023
Consecutive Profitable Years5years
Q4 2025
Net Income$5M
EPS (Diluted)$0.89
YoY Growth-61.3%Declining
QoQ Growth+183.3%Excellent

Loading earnings history...

CB Financial Services, Inc. (CBFV) Earnings Overview

As of June 13, 2026, CB Financial Services, Inc. (CBFV) reported trailing twelve-month net income of $5M, reflecting -61.3% year-over-year growth. The company earned $0.92 per diluted share over the past four quarters, with a net profit margin of 7.1%.

Looking at the long-term picture, CBFV's historical earnings data spans multiple years. The company achieved its highest annual net income of $23M in fiscal 2023.

CB Financial Services, Inc. maintains positive profitability with a gross margin of 62.5%, operating margin of 7.7%, and net margin of 7.1%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including CZWI ($14M net income, 16.0% margin), FUNC ($25M net income, 20.6% margin), BFST ($88M net income, 17.2% margin), CBFV has room to improve margins relative to the peer group. Compare CBFV vs CZWI →

CBFV Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
CBFV logoCBFVCurrent
$5M$0.927.1%3.2%-61.3%—
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
FUNC logoFUNC
$25M$3.7720.6%12.8%+19.7%
BFST logoBFST
$88M$2.9617.2%10.4%+23.0%
FXNC logoFXNC
$18M$1.9615.8%10.0%+96.0%
MNSB logoMNSB
$16M$2.0611.5%7.3%+210.0%
Best in group
Lowest in group

CBFV Historical Earnings Data (2002–2025)

18 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$5M-61.1%$5M$0.927.1%7.7%
2024$13M-44.2%$15M$2.3815.9%19.4%
2023$23M+100.5%$30M$4.4037.6%50.4%
2022$11M-2.8%$14M$2.1820.5%25.7%
2021$12M+208.7%$15M$2.1523.1%29.4%
2020-$11M-174.3%-$9M$-1.97-19.5%-17.2%
2019$14M+103.2%$16M$2.6324.8%27.8%
2018$7M+1.6%$9M$1.4013.9%16.9%
2017$7M-8.4%$10M$1.6917.7%25.0%
2016$8M-10.0%$11M$1.8619.7%27.8%
2015$8M+96.2%$12M$2.0721.8%30.8%
2014$4M+0.8%$6M$1.6317.9%24.6%
2013$4M+0.9%$5M$1.7220.5%26.1%
2012$4M+43.9%$5M$1.7019.4%24.2%
2005$3M+78.2%$4M$1.2315.1%21.3%
2004$2M+11.4%$2M$0.699.6%13.1%
2003$1M-33.4%$2M$0.629.2%12.2%
2002$2M-$3M$0.9213.5%18.6%

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What if you invested $1,000 in CBFV back in 2002?

Total return with dividends reinvested · 24+ years of data

Calculate Returns

How much would $100/month in CBFV be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

Run the Numbers

Is CBFV Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

View Valuation

CBFV vs BRK-B — which is the better buy?

Side-by-side revenue, margins, P/E and 10-year returns vs Berkshire Hathaway Inc..

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CBFV — Frequently Asked Questions

Quick answers to the most common questions about buying CBFV stock.

What is CBFV earnings per share (EPS)?

CBFV trailing twelve-month (TTM) diluted EPS is $0.92, reflecting -61.3% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2002 to 2025 is available in the table on this page.

What is CB Financial Services, Inc.'s net income?

CB Financial Services, Inc. (CBFV) trailing twelve-month net income is $5M as of 2025. Earnings declined -61.3% year-over-year. CB Financial Services, Inc. has been profitable for 5 consecutive years.

Is CBFV profitable?

Yes, CBFV is profitable with a TTM net income of $5M and a net profit margin of +7.1%. CB Financial Services, Inc. has generated profits for 5 consecutive years.

What is CBFV's earnings growth rate?

CBFV compound annual EPS growth rates (CAGR): 1-Year: -61.3%, 3-Year: -25.0%, 5-Year: N/A, 10-Year: -7.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2002 to 2025.

What are CBFV's profit margins?

CB Financial Services, Inc. net profit margin is +7.1%, operating margin is +7.7%, and gross margin is +62.5%. Margins are within a typical range for the sector. Return on Equity is +3.2%.

Is CBFV growing earnings?

CBFV earnings are declining — EPS fell -61.3% year-over-year. TTM net income dropped to $5M. This contrasts with the 5-year CAGR of N/A.

What was CBFV's best earnings year?

CB Financial Services, Inc.'s highest annual net income on record is $23M, achieved in fiscal year 2023. Earnings history on this page spans 2002 to 2025 and includes all annual and quarterly figures.

What were CBFV's earnings last quarter?

CBFV's most recent reported quarter was Q4 2025. Net income was $5M with diluted EPS of $0.89. For a full breakdown of all quarters, see the quarterly earnings table on this page.

CBFV Earnings Over Time (2002–2025)

Net income & EPS — annual and quarterly view