Coastal Financial Corporation (CCB) Earnings History
Elite Compounder13 years of earnings data (2013–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Coastal Financial Corporation (CCB) Earnings Overview
As of June 28, 2026, Coastal Financial Corporation (CCB) reported trailing twelve-month net income of $49M, reflecting -6.5% year-over-year growth. The company earned $3.19 per diluted share over the past four quarters, with a net profit margin of 7.1%.
Looking at the long-term picture, CCB's 5-year EPS compound annual growth rate (CAGR) stands at +19.6%, indicating exceptional earnings growth. The company achieved its highest annual net income of $47M in fiscal 2025, representing a new all-time high.
Coastal Financial Corporation maintains positive profitability with a gross margin of 52.8%, operating margin of 9.3%, and net margin of 7.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including HFWA ($73M net income, 20.1% margin), COLB ($655M net income, 17.1% margin), WAFD ($252M net income, 16.0% margin), CCB has room to improve margins relative to the peer group. Compare CCB vs HFWA →
CCB Earnings vs Peers
Earnings metrics vs comparable public companies
CCB Historical Earnings Data (2013–2025)
12 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $47M | +3.9% | $61M | $3.04 | 7.1% | 9.3% |
| 2024 | $45M | +1.4% | $57M | $3.25 | 7.8% | 9.9% |
| 2023 | $45M | +9.7% | $57M | $3.27 | 10.1% | 13.0% |
| 2022 | $41M | +50.4% | $51M | $3.01 | 17.5% | 21.8% |
| 2021 | $27M | +78.3% | $34M | $2.16 | 25.6% | 32.6% |
| 2020 | $15M | +14.7% | $19M | $1.24 | 21.4% | 27.0% |
| 2019 | $13M | +36.1% | $17M | $1.08 | 23.2% | 29.3% |
| 2018 | $10M | +78.5% | $12M | $0.91 | 21.9% | 27.7% |
| 2017 | $5M | +8.7% | $10M | $0.48 | 15.0% | 27.8% |
| 2016 | $5M | +113.2% | $7M | $0.44 | 15.0% | 22.3% |
| 2014 | $2M | +14.9% | $7M | $0.25 | 10.8% | 30.2% |
| 2013 | $2M | - | $5M | $0.22 | 11.6% | 30.4% |
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CCB — Frequently Asked Questions
Quick answers to the most common questions about buying CCB stock.
What is CCB earnings per share (EPS)?
CCB trailing twelve-month (TTM) diluted EPS is $3.19, reflecting -6.5% year-over-year growth. The 5-year EPS CAGR is +19.6%. Complete EPS history from 2013 to 2025 is available in the table on this page.
What is Coastal Financial Corporation's net income?
Coastal Financial Corporation (CCB) trailing twelve-month net income is $49M as of 2025. Earnings declined -6.5% year-over-year. Coastal Financial Corporation has been profitable for 12 consecutive years.
Is CCB profitable?
Yes, CCB is profitable with a TTM net income of $49M and a net profit margin of +7.1%. Coastal Financial Corporation has generated profits for 12 consecutive years.
What is CCB's earnings growth rate?
CCB compound annual EPS growth rates (CAGR): 1-Year: -6.5%, 3-Year: +0.3%, 5-Year: +19.6%, 10-Year: +28.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2013 to 2025.
What are CCB's profit margins?
Coastal Financial Corporation net profit margin is +7.1%, operating margin is +9.3%, and gross margin is +52.8%. Margins are within a typical range for the sector. Return on Equity is +10.1%.
Is CCB growing earnings?
CCB earnings are declining — EPS fell -6.5% year-over-year. TTM net income dropped to $49M. This contrasts with the 5-year CAGR of +19.6%.
What was CCB's best earnings year?
Coastal Financial Corporation's highest annual net income on record is $47M, achieved in fiscal year 2025. Earnings history on this page spans 2013 to 2025 and includes all annual and quarterly figures.
What were CCB's earnings last quarter?
CCB's most recent reported quarter was Q1 2026. Net income was $12M with diluted EPS of $0.78. For a full breakdown of all quarters, see the quarterly earnings table on this page.