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CCB logoCoastal Financial Corporation (CCB) P/E Ratio History

Historical price-to-earnings valuation from 2018 to 2025

Current P/E
24.0
Overvalued
5Y Avg P/E
19.6
+22% vs avg
PE Percentile
75%
Above Avg
PEG Ratio
1.22
Fair
TTM EPS$3.04
Price$72.86
5Y PE Range10.3 - 37.7
Earnings Yield4.17%

Loading P/E history...

CCB Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
24.0vs19.6
+22%
Premium vs History
vs. Financial Services
24.0vs13.2
+81%
Above Sector
vs. S&P 500
24.0vs24.9
-4%
In Line with Market
PEG Analysis
1.22
P/E ÷ EPS Growth
PEG 1-2 = Fair
Based on -6% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, Coastal Financial Corporation (CCB) trades at a price-to-earnings ratio of 24.0x, with a stock price of $72.86 and trailing twelve-month earnings per share of $3.04.

The current P/E is 22% above its 5-year average of 19.6x. Over the past five years, CCB's P/E has ranged from a low of 10.3x to a high of 37.7x, placing the current valuation at the 75th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.2x, CCB trades at a 81% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 197.4x.

The PEG ratio of 1.22 (P/E divided by -6% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, CCB trades roughly in line with the S&P 500 median P/E of 24.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CCB DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

CCB P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
HFWA logoHFWAHeritage Financial Corporation
$936M14.01.61+58%Best
COLB logoCOLBColumbia Banking System, Inc.
$7B13.1--10%
WAFD logoWAFDWaFd, Inc.
$3B13.54.39+5%
NWBI logoNWBINorthwest Bancshares, Inc.
$2B15.11.84+16%
CUBI logoCUBICustomers Bancorp, Inc.
$3B12.51.42+22%
BFIN logoBFINBankFinancial Corporation
$150M36.4--55%
FBIZ logoFBIZFirst Business Financial Services, Inc.
$472M9.30.37+17%
FIS logoFISFidelity National Information Services, Inc.
$23B58.02.38-47%
FISV logoFISVFiserv, Inc.
$30B8.8Lowest0.25Best+18%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

CCB Historical P/E Data (2018–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$114.59$3.0437.7x+104%
FY2025 Q3$108.17$3.1634.2x+86%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$96.87$3.2529.8x+62%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$90.41$3.3826.7x+45%
FY2024 Q4$84.91$3.2526.1x+42%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$53.99$2.9718.2x-1%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$46.14$2.7516.8x-9%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$38.87$2.8613.6x-26%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$44.41$3.2713.6x-26%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$42.91$3.5712.0x-35%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$37.65$3.6410.3x-44%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$36.01$3.4510.4x-43%

Average P/E for displayed period: 18.4x

See CCB's True Return

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Is CCB Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare CCB vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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CCB — Frequently Asked Questions

Quick answers to the most common questions about buying CCB stock.

Is CCB stock overvalued or undervalued?

CCB trades at 24.0x P/E, above its 5-year average of 19.6x. The 75th percentile ranking indicates a premium to historical valuation.

How does CCB's valuation compare to peers?

Coastal Financial Corporation P/E of 24.0x compares to sector median of 13.2x. The premium reflects expected growth above peers.

What is CCB's PEG ratio?

CCB PEG ratio is 1.22. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2018-2025.

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CCB P/E Ratio History (2018–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.