Coastal Financial Corporation (CCB) P/E Ratio History
Premium ValuationTrading at 25.4x vs 5Y avg 19.9x · 75th percentile · Premium to historical baseline · Data 2018–2026
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P/E Ratio Analysis
As of June 29, 2026, Coastal Financial Corporation (CCB) trades at a price-to-earnings ratio of 25.4x, with a stock price of $77.25 and trailing twelve-month earnings per share of $3.19.
The current P/E is 28% above its 5-year average of 19.9x. Over the past five years, CCB's P/E has ranged from a low of 10.3x to a high of 37.7x, placing the current valuation at the 75th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, CCB trades at a 79% premium to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
The PEG ratio of 1.29 (P/E divided by -6% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, CCB trades roughly in line with the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CCB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CCB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
CCB P/E vs Peers
Digital banks and banking-as-a-service peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $1B | 15.1 | 1.73 | +58%Best | |
| $8B | 14.0 | - | -10% | |
| $3B | 14.4 | 4.69 | +5% | |
| $2B | 16.5 | 2.00 | +16% | |
| $3B | 13.1 | 1.49 | +22% | |
| $150M | 36.4 | - | -55% | |
| $532M | 10.5 | 0.42 | +17% | |
| $20B | 51.4 | 2.11 | -47% | |
| $26B | 7.8Lowest | 0.22Best | +18% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
CCB Historical P/E Data (2018–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $76.10 | $3.19 | 23.9x | +28% |
| FY2025 Q4 | Dec 31 2025 | $114.59 | $3.04 | 37.7x | +103% |
| FY2025 Q3 | - | $108.17 | $3.16 | 34.2x | +84% |
| FY2025 Q2 | Jun 30 2025 | $96.87 | $3.25 | 29.8x | +60% |
| FY2025 Q1 | Mar 31 2025 | $90.41 | $3.38 | 26.7x | +44% |
| FY2024 Q4 | - | $84.91 | $3.25 | 26.1x | +40% |
| FY2024 Q3 | Sep 30 2024 | $53.99 | $2.97 | 18.2x | -2% |
| FY2024 Q2 | Jun 30 2024 | $46.14 | $2.75 | 16.8x | -10% |
| FY2024 Q1 | Mar 31 2024 | $38.87 | $2.86 | 13.6x | -27% |
| FY2023 Q4 | Dec 31 2023 | $44.41 | $3.27 | 13.6x | -27% |
| FY2023 Q3 | Sep 30 2023 | $42.91 | $3.57 | 12.0x | -35% |
| FY2023 Q2 | Jun 30 2023 | $37.65 | $3.64 | 10.3x | -44% |
| FY2023 Q1 | Mar 31 2023 | $36.01 | $3.45 | 10.4x | -44% |
| FY2022 Q4 | Dec 31 2022 | $47.52 | $3.00 | 15.8x | -15% |
| FY2022 Q3 | Sep 30 2022 | $39.74 | $2.61 | 15.2x | -18% |
| FY2022 Q2 | - | $38.12 | $2.33 | 16.4x | -12% |
| FY2022 Q1 | - | $45.75 | $2.13 | 21.5x | +15% |
| FY2021 Q4 | Dec 31 2021 | $50.62 | $2.16 | 23.4x | +26% |
| FY2021 Q3 | - | $31.86 | $1.97 | 16.2x | -13% |
| FY2021 Q2 | Jun 30 2021 | $28.56 | $1.77 | 16.1x | -13% |
| FY2021 Q1 | Mar 31 2021 | $26.22 | $1.51 | 17.4x | -7% |
| FY2020 Q4 | - | $21.00 | $1.24 | 16.9x | -9% |
| FY2020 Q3 | Sep 30 2020 | $12.25 | $1.16 | 10.6x | -43% |
| FY2020 Q2 | - | $14.52 | $1.11 | 13.1x | -30% |
| FY2020 Q1 | - | $10.51 | $1.08 | 9.7x | -48% |
| FY2019 Q4 | - | $16.47 | $1.09 | 15.1x | -19% |
| FY2019 Q3 | Sep 30 2019 | $15.11 | $1.04 | 14.5x | -22% |
| FY2019 Q2 | Jun 30 2019 | $15.47 | $0.97 | 15.9x | -14% |
| FY2019 Q1 | Mar 31 2019 | $16.99 | $0.89 | 19.1x | +3% |
| FY2018 Q4 | Dec 31 2018 | $15.23 | $0.82 | 18.6x | -0% |
| FY2018 Q3 | Sep 30 2018 | $17.00 | $0.61 | 28.0x | +50% |
Average P/E for displayed period: 18.6x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
8+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CCB — Frequently Asked Questions
Quick answers to the most common questions about buying CCB stock.
What is CCB's P/E ratio?
Coastal Financial Corporation (CCB) trailing twelve-month P/E ratio is 25.4x, based on TTM diluted EPS of $3.19. The 5-year average P/E is 19.9x and the historical range spans 10.3x to 37.7x.
Is CCB stock overvalued or undervalued?
CCB trades at 25.4x P/E, above its 5-year average of 19.9x. The 75th percentile ranking within the 10.3x–37.7x historical range indicates a premium to historical valuation.
Is CCB stock expensive?
Yes, CCB is expensive relative to its own history. The current P/E of 25.4x is above the 5-year average of 19.9x and also above the Financial Services sector median of 14.2x. The stock sits at the 75th percentile of its 5-year valuation range.
What is CCB's historical P/E range?
Over the past 5 years, CCB's P/E ratio has ranged from 10.3x to 37.7x, with a median of 16.8x and an average of 19.9x. The current P/E of 25.4x places the stock at the 75th percentile of this range. Full historical data spans 2018–2026.
How does CCB's P/E compare to the S&P 500?
CCB trades at 25.4x P/E versus the S&P 500 median of 25.3x. The 0% premium to the market typically reflects higher expected earnings growth or quality.
How does CCB's valuation compare to Financial Services peers?
Coastal Financial Corporation P/E of 25.4x compares to the Financial Services sector median of 14.2x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is CCB's PEG ratio?
CCB PEG ratio is 1.29, based on a P/E of 25.4x and EPS growth of -6.5%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is CCB's earnings yield?
CCB earnings yield is 3.94%, the inverse of its 25.4x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.