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CCGCheche Group Inc.
$0.42$36M
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HomeStocksCCGCash Flow

Cheche Group Inc. (CCG) Cash Flow Statement

4Y historyFree accessUpdated daily

Free cash flow remains negative at -$4.3 million, indicating a continued reliance on capital consumption despite a $19.4 million positive working capital adjustment.

CCG Cash Flow Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'24Dec'23Dec'22Dec'21
Cash from Operations-8.64M-114.14M-26.95M-158.86M-187.59M
Operating CF Margin %--3.29%-0.82%-5.93%-10.81%
Operating CF Growth %0%-323.51%83.04%15.32%-
Net Income-31.93M-61.24M-159.59M-91.02M-146.46M
Depreciation & Amortization4.01M8.49M11.56M11.41M14.85M
Stock-Based Compensation19.79M33.87M109.98M16.21M18.53M
Deferred Taxes0-525K-525K-525K-525K
Other Non-Cash Items-39.23M7.49M9.62M-6.73M9.49M
Working Capital Changes38.72M-102.23M2.01M-88.2M-83.48M
Change in Receivables39.76M-519.62M-65.6M-115.95M-164.82M
Change in Inventory000-11.59M-21.3M
Change in Payables0408.95M89.71M46.86M96.39M
Cash from Investing17.38M-15.6M12.82M27.69M-65.33M
Capital Expenditures-40K-1.66M-549K-1.24M-1.63M
CapEx % of Revenue0%0.05%0.02%0.05%0.09%
Acquisitions00000
Investments-----
Other Investing17.42M12K22K052K
Cash from Financing44.88M1.95M140.34M-159.04M583.67M
Debt Issued (Net)015M20M-21.84M-48.24M
Equity Issued (Net)001000K-1000K1000K
Dividends Paid00000
Share Repurchases000-137.2M-15M
Other Financing44.88M-13.05M-17.56M0-6.33M
Net Change in Cash0-125.92M128.45M-247.44M328.84M
Free Cash Flow-8.68M-115.8M-27.5M-160.1M-189.22M
FCF Margin %-0.27%-3.33%-0.83%-5.98%-10.9%
FCF Growth %-855.58%-321.1%82.82%15.39%-
FCF per Share-0.11-1.34-0.36-2.01-2.38
FCF Conversion (FCF/Net Income)0.27x1.86x0.17x1.75x1.28x
Interest Paid1.07M584K898K2.58M10.54M
Taxes Paid0234K162K4K3K

Key Metrics

Growth RegimeDecelerating
ProfitabilityNegative
Balance SheetAdequate
Cash FlowBurning
Top Statement Risk

Regulatory commission rate compression

Earnings Quality Remains Fundamentally Disconnected

As reported in recent financial statements, CCG's operating cash flow to net income ratio of 0.34 highlights a significant disconnect between accounting losses and cash generation, suggesting that reported earnings do not accurately reflect the underlying cash-burning nature of the company's current intermediary business model.

The persistent gap between net income and operating cash flow suggests that the company's profitability metrics are heavily influenced by non-cash items, most notably stock-based compensation. Investors should monitor whether this divergence continues, as it implies that the business is not yet generating sufficient cash to support its operational scale.

Negative Free Cash Flow Persistence

Based on the latest quarterly data, CCG's free cash flow remains negative at -$4.3 million, indicating that the company continues to consume capital to sustain its operations despite the absence of significant capital expenditure requirements, which warrants further investigation into the sustainability of its current cash burn.

The lack of positive free cash flow suggests that the company's core business model is not yet self-funding. This trajectory implies that the firm remains reliant on external capital or existing cash reserves to cover its operating deficits, which may limit strategic flexibility in a competitive market.

Working Capital Volatility Masks Burn

According to recent SEC filings, CCG recorded a $19.4 million positive working capital change in the most recent quarter, which appears to temporarily offset the underlying cash burn, though this volatility suggests that cash flow stability remains highly sensitive to timing differences in partner settlements.

The significant positive working capital adjustment likely reflects timing differences in commission payments rather than a fundamental improvement in operational efficiency. Analysts should be cautious, as such fluctuations can obscure the true underlying cash consumption rate of the business over longer periods.

Stock-Based Compensation Distorts Cash Reality

As indicated by the provided financial data, CCG's stock-based compensation of $6.5 million per quarter significantly exceeds the reported cash burn, suggesting that the company's reliance on equity-based incentives is a primary mechanism for managing cash outflows while masking the true cost of talent acquisition.

The heavy reliance on stock-based compensation suggests that the company is effectively substituting equity for cash to manage its operating expenses. This practice warrants further investigation, as it may lead to significant shareholder dilution without necessarily improving the company's long-term cash-generating capability.

CCG — Frequently Asked Questions

Quick answers to the most common questions about buying CCG stock.

How much cash does Cheche Group Inc. (CCG) generate from operations?

Cheche Group Inc. (CCG) generated $-114.1M in net cash from operating activities in 2024. This reflects the cash generated directly from core business operations.

What is Cheche Group Inc.'s free cash flow?

Cheche Group Inc. (CCG) reported negative free cash flow of $115.8M in 2024, indicating capital requirements exceeded cash from operations.

What is Cheche Group Inc.'s capital expenditure (CapEx)?

Cheche Group Inc. (CCG) spent $1.7M on capital expenditures in 2024. CapEx represents the cash invested in physical assets like property, plant, and equipment to maintain or grow the business.