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CCLDCareCloud, Inc.
$2.16$92M
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  3. CCLD
  4. Financial Ratios

CareCloud, Inc. (CCLD) Financial Ratios

Latest Ratios: P/E Ratio 21.6x · EV/EBITDA 3.3x · ROE 19.8%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CCLD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$92M$1.1B$59M$24M$42M$92M$115M$49M$45M$29M$7M
Enterprise Value$93M$1.1B$57M$35M$44M$99M$106M$33M$31M$25M$18M
P/E Ratio →21.6029.20—————————
P/S Ratio0.769.200.530.200.310.661.090.760.880.900.30
P/B Ratio13.7818.621.190.570.420.941.141.151.151.421.03
P/FCF3.8646.603.126.194.5233.18—9.707.70——
P/OCF3.2138.802.861.542.016.89—6.446.54102.03—

P/E links to full P/E history page with 30-year chart

CCLD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—9.210.520.300.320.711.000.510.600.780.73
EV / EBITDA3.2638.972.27—2.035.0322.217.4297.35——
EV / EBIT8.0898.326.44—7.3128.84—495.22———
EV / FCF—46.653.039.154.6935.90—6.565.28——

CCLD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin46.5%46.5%45.1%39.5%39.2%37.7%38.3%36.1%38.2%44.4%45.2%
Operating Margin9.5%9.5%8.2%-40.2%4.8%2.5%-7.9%-0.7%-5.0%-14.2%-32.3%
Net Profit Margin9.0%9.0%7.1%-41.6%3.9%2.0%-8.4%-1.4%-4.2%-17.5%-35.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE19.8%19.8%17.2%-67.9%5.4%2.8%-12.2%-2.1%-7.2%-40.7%-80.1%
ROA13.6%13.6%10.5%-45.5%3.9%2.0%-9.1%-1.7%-5.8%-20.7%-32.0%
ROIC15.9%15.9%13.5%-45.2%4.8%2.7%-10.4%-1.2%-9.3%-20.1%-36.5%
ROCE20.0%20.0%17.1%-56.0%5.9%3.2%-10.7%-1.0%-8.4%-26.9%-47.3%

CCLD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.070.070.070.350.140.170.110.100.010.011.99
Debt / EBITDA0.150.150.14—0.640.852.410.921.59——
Net Debt / Equity—0.02-0.030.270.010.08-0.09-0.37-0.36-0.201.50
Net Debt / EBITDA0.040.04-0.07—0.070.38-1.99-3.55-44.50——
Debt / FCF—0.05-0.092.960.162.72—-3.14-2.42——
Interest Coverage39.3239.329.90-40.0714.857.58-16.850.17-5.54-3.15-11.61

CCLD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.051.051.271.001.551.201.542.773.202.070.53
Quick Ratio1.031.031.240.981.531.191.532.733.141.910.53
Cash Ratio0.130.130.260.140.550.320.721.791.771.010.22
Asset Turnover—1.381.551.501.020.990.761.141.061.250.86
Inventory Turnover127.13127.13106.00152.29221.61172.80162.4683.8870.3226.67—
Days Sales Outstanding—56.7256.3953.0050.4156.8256.2353.2071.7844.5164.54

CCLD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.8%0.6%—60.0%36.1%15.7%9.9%12.4%9.2%5.2%9.7%
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.6%3.4%—————————
FCF Yield25.9%2.1%32.1%16.2%22.1%3.0%—10.3%13.0%——
Buyback Yield0.0%0.0%1.0%0.0%0.0%0.0%0.0%0.0%0.7%0.0%7.5%
Total Shareholder Yield0.8%0.6%1.0%60.0%36.1%15.7%9.9%12.4%10.0%5.2%17.3%
Shares Outstanding—$380M$16M$16M$15M$15M$13M$12M$12M$11M$10M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

Thin liquidity and volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Valuation Reflects Operational Uncertainty

Based on reported figures, CareCloud's forward P/E of 12.29 and EV/EBITDA of 3.25 suggest the market is pricing in significant execution risk, likely discounting the firm relative to higher-growth healthcare IT peers due to its inconsistent organic expansion and reliance on service-heavy revenue streams.

The valuation gap between the TTM P/E of 21.50 and the forward multiple indicates that investors are anticipating a sharp improvement in earnings, which may be overly optimistic given the historical volatility in net margins. The low EV/EBITDA multiple appears to reflect a market skepticism regarding the sustainability of the company's current profitability levels.

Capital Returns Hindered by Inefficiency

As reported in financial statements, CareCloud's ROIC has struggled to maintain positive momentum, fluctuating from a peak of 5.4% in 2024Q4 to a low of 1.3% in 2026Q1, which suggests that the company is failing to compound capital effectively within its current operational framework.

The persistent gap between invested capital and returns indicates that the company's roll-up strategy has yet to yield the expected synergies. Investors should monitor whether the firm can improve its asset utilization, as current returns remain insufficient to justify the capital intensity of its integrated platform.

Working Capital Cycles Remain Volatile

According to recent quarterly data, CareCloud's cash conversion cycle has oscillated between 25 and 34 days, reflecting the inherent difficulty in managing a hybrid model that balances software subscription billing with the more complex, service-intensive revenue cycle management collections process.

The variability in DSO, which reached 60 days in 2025Q2, suggests that the company may face challenges in timely collections from its medical practice clients. This inefficiency in working capital management places additional pressure on the firm's already thin liquidity position.

Liquidity Buffer Limits Operational Flexibility

Based on the provided balance sheet data, CareCloud's current ratio of 1.11 as of 2026Q1 highlights a precarious liquidity position that leaves little room for error, especially given the company's ongoing need to fund its offshore-heavy service delivery model and potential integration costs.

The proximity of the quick ratio to 1.00 suggests that the company is highly dependent on the immediate conversion of receivables to meet its short-term obligations. Any disruption in client payment cycles could force the company to seek external financing, potentially leading to further shareholder dilution.

Misapplication of Traditional SaaS Metrics

Investors frequently misapply pure-play SaaS valuation multiples to CareCloud, failing to account for the high service-intensity of its RCM segment, which fundamentally limits gross margin expansion and necessitates a more nuanced approach to evaluating the company's true earning power.

Using standard SaaS metrics obscures the reality that a significant portion of the company's revenue is tied to variable labor costs rather than high-margin software licensing. Analysts should instead focus on contribution margins per client and the efficiency of the offshore labor force to better gauge the company's underlying profitability.

Download Financial Ratios Data

Includes 30+ ratios · 15 years · Updated daily

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CCLD — Frequently Asked Questions

Quick answers to the most common questions about buying CCLD stock.

What is CareCloud, Inc.'s P/E ratio?

CareCloud, Inc.'s current P/E ratio is 21.6x. The historical average is 29.2x.

What is CareCloud, Inc.'s EV/EBITDA?

CareCloud, Inc.'s current EV/EBITDA is 3.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 32.3x.

What is CareCloud, Inc.'s ROE?

CareCloud, Inc.'s return on equity (ROE) is 19.8%. The historical average is -11.1%.

Is CCLD stock overvalued?

Based on historical data, CareCloud, Inc. is trading at a P/E of 21.6x. Compare with industry peers and growth rates for a complete picture.

What is CareCloud, Inc.'s dividend yield?

CareCloud, Inc.'s current dividend yield is 0.77%.

What are CareCloud, Inc.'s profit margins?

CareCloud, Inc. has 46.5% gross margin and 9.5% operating margin.

How much debt does CareCloud, Inc. have?

CareCloud, Inc.'s Debt/EBITDA ratio is 0.2x, indicating low leverage. A ratio below 2x is generally considered financially healthy.