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CCSCentury Communities, Inc.
$61.40$1.7B
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Century Communities, Inc. (CCS) Financial Ratios

Latest Ratios: P/E Ratio 12.6x · EV/EBITDA 7.5x · ROE 5.7%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CCS Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.7B$1.8B$2.4B$2.9B$1.6B$2.8B$1.5B$853M$525M$764M$437M
Enterprise Value$3.0B$3.1B$3.7B$3.9B$2.5B$3.8B$2.1B$1.8B$1.6B$1.5B$861M
P/E Ratio →12.6312.217.0511.323.145.657.147.565.4415.329.01
P/S Ratio0.420.440.540.800.370.670.470.340.240.540.44
P/B Ratio0.720.700.901.230.771.601.150.800.611.040.92
P/FCF14.0414.4927.16—6.23—4.44————
P/OCF11.4011.7718.7470.525.23—4.32————

P/E links to full P/E history page with 30-year chart

CCS EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.750.841.060.560.900.650.700.741.050.87
EV / EBITDA7.547.687.8210.533.535.677.1810.8412.4617.4511.12
EV / EBIT8.0315.888.379.593.595.767.5311.7913.7718.9911.98
EV / FCF—24.8342.45—9.55—6.19————

CCS Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin21.4%21.4%21.9%21.7%25.2%24.9%19.4%17.9%17.6%17.9%19.5%
Operating Margin9.2%9.2%10.1%9.6%15.6%15.6%8.6%6.0%5.4%5.5%7.2%
Net Profit Margin3.6%3.6%7.6%7.0%11.7%11.8%6.5%4.5%4.5%3.5%5.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE5.7%5.7%13.3%11.4%26.8%32.7%17.6%11.8%12.1%8.3%11.2%
ROA3.3%3.3%7.7%6.5%14.4%15.7%7.7%4.8%4.8%3.7%5.1%
ROIC7.2%7.2%9.2%8.3%18.3%21.5%10.6%5.8%5.1%5.0%6.5%
ROCE9.8%9.8%11.8%10.7%23.8%26.0%12.2%7.5%6.7%6.3%8.2%

CCS Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.560.560.560.550.570.760.760.931.271.120.96
Debt / EBITDA3.593.593.143.501.722.013.416.008.599.605.86
Net Debt / Equity—0.500.510.410.410.560.450.881.231.000.90
Net Debt / EBITDA3.203.202.822.621.231.462.035.668.338.565.48
Debt / FCF—10.3415.29—3.32—1.75————
Interest Coverage———7.1826.2111.094.142.04——14374.40

CCS Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio4.154.159.114.795.183.865.057.185.6211.1312.09
Quick Ratio0.250.251.160.570.650.551.491.180.831.701.10
Cash Ratio0.180.180.350.460.570.500.730.170.090.600.38
Asset Turnover—0.920.970.891.191.201.111.010.950.820.99
Inventory Turnover0.960.960.990.961.191.291.321.040.960.840.93
Days Sales Outstanding—5.074.187.534.283.632.513.952.293.332.10

CCS Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.9%1.9%1.4%1.0%1.6%0.5%—————
Payout Ratio23.5%23.5%9.8%11.3%5.0%3.0%—————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield7.9%8.2%14.2%8.8%31.8%17.7%14.0%13.2%18.4%6.5%11.1%
FCF Yield7.1%6.9%3.7%—16.0%—22.5%————
Buyback Yield8.2%8.0%4.0%1.0%8.1%0.5%0.3%0.6%3.1%0.7%0.5%
Total Shareholder Yield10.1%9.9%5.4%2.0%9.7%1.0%0.3%0.6%3.1%0.7%0.5%
Shares Outstanding—$30M$32M$32M$33M$34M$34M$31M$30M$25M$21M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Entry-level demand sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Compression Signals Incentive Dependence

Gross margin fell to 16.2% in 2026Q2 from 21.5% in 2024Q4, a 530-basis-point decline, according to reported financials, suggesting reliance on incentives and rate buy-downs to sustain volume.

The sequential improvement in net margin from 3.1% to 3.9% despite a gross margin drop indicates that non-operating items or cost controls are temporarily offsetting core weakness. However, the operating margin of 2.5% in 2026Q2 is less than half the 10.3% seen in 2024Q4, implying that the earnings power of the homebuilding segment has structurally deteriorated. Investors should monitor whether the gross margin stabilizes as higher-cost inventory clears, or if competitive pressures in the entry-level segment force permanent margin concessions.

Inventory Days Signal Slower Absorption

Days inventory outstanding surged to 417 in 2026Q2 from 324 in 2024Q4, based on balance sheet data, indicating that homes are taking longer to sell, which may pressure pricing and working capital.

The cash conversion cycle extended to 406 days in 2026Q2, up from 315 days in 2024Q4, driven almost entirely by the DIO increase, as DSO and DPO remained relatively stable. This suggests that the company is carrying more finished inventory relative to sales, a typical precursor to discounting in homebuilding. The negative free cash flow margins in recent quarters (-5.7% in 2026Q2) align with this inventory buildup, implying that cash is being tied up in unsold homes rather than being recycled into new projects.

Leverage Creeps Higher as Cash Cushion Thins

Debt-to-equity rose to 0.66 in 2026Q2 from 0.44 in 2024Q1, while cash declined to $92.3M, according to balance sheet data, suggesting a tighter liquidity position despite a still-manageable leverage ratio.

The D/EBITDA ratio spiked to 94.83 in 2026Q2 from 10.73 in 2024Q4, reflecting both higher debt and sharply lower EBITDA, which may indicate that interest coverage is becoming less comfortable. Although the current ratio of 6.39 appears strong, it is inflated by inventory, and the quick ratio of 1.05 suggests that liquid assets barely cover current liabilities. The reported leverage understates total commitments because land options via VIEs are not fully reflected, so investors should monitor the off-balance-sheet obligations that could amplify risk in a downturn.

Liquidity Hinges on Inventory Monetization

Current ratio stands at 6.39, but quick ratio is only 1.05, with cash of $92.3M against $1.7B debt, based on the latest balance sheet, indicating reliance on inventory turnover for near-term obligations.

The wide gap between current and quick ratios underscores the inventory-heavy nature of the balance sheet, where homes under construction are the primary liquid asset. In a stressed scenario where absorption slows further, converting inventory to cash could take longer, potentially straining the ability to meet debt maturities without additional financing. The negative operating cash flow in 2026Q2 (-$45.2M) and the cumulative earnings-cash divergence of $362M over ten quarters suggest that reported profitability is not translating into cash, which may limit financial flexibility.

Valuation Discount Reflects Margin Gap

CCS trades at 13.82x P/E and 0.79x P/B versus Meritage's 10.97x and 0.96x, according to peer data, yet its net margin of 3.6% trails peers by 300-500 basis points, suggesting the discount may be warranted.

Compared to LGI Homes, CCS shows a lower P/E (13.82 vs 17.49) and a much lower EV/EBITDA (7.95 vs 33.98), indicating that the market assigns a lower multiple to CCS's earnings, likely due to its thinner margins and higher leverage. The ROE of 1.4% in 2026Q2 is far below the peer average, reflecting the compressed profitability. While the valuation appears cheap on an absolute basis, the persistent margin gap and the risk of further incentive-driven erosion may justify the discount, unless the Century Complete model can deliver structural cost advantages that peers cannot replicate.

P/E Misleads on Cyclical Earnings

The P/E ratio of 13.82 appears reasonable, but with net margin at 3.6% and earnings boosted by non-operating gains, according to income statement data, it may overstate normalized earning power.

The most commonly misapplied ratio for CCS is the P/E, because homebuilder earnings are highly cyclical and can be distorted by one-time items, such as the non-operating gain that lifted net income above operating income in 2026Q2. A more appropriate metric is EV/EBITDA, which at 7.95 is more reflective of the company's cash-generating ability before capital structure effects, but even this must be adjusted for capitalized interest and off-balance-sheet land options. Investors should also consider price-to-book (0.79) as a floor, but the true value depends on the realizable value of the land inventory, which may be overstated in a cooling market.

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Includes 30+ ratios · 14 years · Updated daily

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CCS — Frequently Asked Questions

Quick answers to the most common questions about buying CCS stock.

What is Century Communities, Inc.'s P/E ratio?

Century Communities, Inc.'s current P/E ratio is 12.6x. The historical average is 9.2x. This places it at the 83th percentile of its historical range.

What is Century Communities, Inc.'s EV/EBITDA?

Century Communities, Inc.'s current EV/EBITDA is 7.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.1x.

What is Century Communities, Inc.'s ROE?

Century Communities, Inc.'s return on equity (ROE) is 5.7%. The historical average is 14.4%.

Is CCS stock overvalued?

Based on historical data, Century Communities, Inc. is trading at a P/E of 12.6x. This is at the 83th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Century Communities, Inc.'s dividend yield?

Century Communities, Inc.'s current dividend yield is 1.86% with a payout ratio of 23.5%.

What are Century Communities, Inc.'s profit margins?

Century Communities, Inc. has 21.4% gross margin and 9.2% operating margin.

How much debt does Century Communities, Inc. have?

Century Communities, Inc.'s Debt/EBITDA ratio is 3.6x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.