Last 48 quarters of trend data · Financial Services · Banks - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 18.55 | 11.86 | 11.01 | 7.20 | 9.42 | 8.31 | 7.71 | 7.19 | 8.19 | 7.10 | 6.52 | 6.38 | 5.76 | 7.49 | 5.96 | 29.24 | 9.01 | 7.11 | 8.53 | 7.81 | 9.84 |
| — | +42.7% | +42.7% | +0.0% | +15.0% | +17.0% | +18.3% | +12.7% | +42.1% | -5.3% | +9.4% | -78.2% | -36.0% | +5.5% | -30.2% | +274.6% | -8.5% | -8.1% | +16.9% | +30.5% | +16.1% | |
| P/S Ratio | 5.08 | 2.33 | 2.38 | 1.89 | 2.57 | 2.32 | 2.12 | 2.06 | 2.25 | 1.86 | 1.79 | 1.70 | 1.39 | 1.73 | 1.69 | 1.74 | 1.92 | 2.07 | 2.34 | 2.59 | 2.71 |
| — | +0.6% | +12.0% | -8.0% | +14.1% | +24.8% | +18.8% | +21.3% | +61.3% | +7.2% | +5.7% | -2.7% | -27.3% | -16.2% | -27.6% | -32.6% | -29.3% | -20.5% | -1.6% | +34.3% | +49.2% | |
| P/B Ratio | 2.32 | 1.15 | 1.15 | 0.96 | 1.20 | 1.07 | 0.96 | 0.97 | 1.01 | 0.85 | 0.79 | 0.78 | 0.61 | 0.79 | 0.74 | 0.83 | 0.82 | 0.94 | 1.04 | 1.20 | 1.20 |
| — | +8.0% | +19.9% | -0.8% | +19.6% | +25.9% | +21.5% | +24.9% | +63.9% | +7.3% | +6.0% | -6.6% | -24.9% | -16.0% | -28.8% | -30.9% | -31.7% | -20.8% | -4.6% | +32.0% | +48.3% | |
| P/FCF | — | 9.05 | 0.92 | — | — | 3.00 | 22.21 | 1.34 | — | 1.02 | 3.40 | — | 0.69 | — | 1.55 | — | 1.21 | 1.49 | 1.89 | — | 1.71 |
| — | +201.5% | -95.8% | — | — | +195.0% | +554.2% | — | — | — | +118.4% | — | -43.2% | — | -17.7% | — | -28.8% | -20.1% | — | — | — | |
| EV / EBITDA | 36.92 | 26.69 | 17.15 | 14.87 | 30.29 | 31.69 | 31.15 | 28.68 | 29.86 | 28.03 | 29.35 | 28.09 | 28.89 | 33.22 | 26.17 | 40.36 | 33.27 | 29.23 | 29.19 | 24.76 | 25.91 |
| — | -15.8% | -45.0% | -48.2% | +1.5% | +13.0% | +6.1% | +2.1% | +3.4% | -15.6% | +12.2% | -30.4% | -13.2% | +13.6% | -10.3% | +63.0% | +28.4% | +26.9% | +29.2% | +19.1% | +12.5% | |
| EV / EBIT | 40.89 | 30.50 | 18.77 | 16.51 | 33.81 | 35.03 | 34.52 | 31.58 | 33.44 | 31.68 | 33.29 | 31.66 | 33.69 | 38.25 | 29.64 | 49.90 | 39.56 | 32.77 | 33.00 | 27.37 | 29.93 |
| — | -12.9% | -45.6% | -47.7% | +1.1% | +10.6% | +3.7% | -0.2% | -0.7% | -17.2% | +12.3% | -36.6% | -14.8% | +16.7% | -10.2% | +82.3% | +32.2% | +28.3% | +30.8% | +18.2% | -5.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 91.9% | 93.2% | 92.4% | 93.2% | 92.0% | 92.3% | 91.3% | 92.1% | 93.6% | 92.7% | 91.6% | 90.6% | 90.8% | 87.4% | 92.3% | 95.0% | 91.9% | 95.6% | 96.1% | 98.6% | 98.5% |
| — | +1.0% | +1.2% | +1.2% | -1.8% | -0.4% | -0.3% | +1.7% | +3.2% | +6.0% | -0.7% | -4.7% | -1.2% | -8.6% | -4.0% | -3.7% | -6.7% | -6.2% | -3.3% | +1.7% | +5.1% | |
| Operating Margin | 37.7% | 37.4% | 40.2% | 42.1% | 37.0% | 37.6% | 37.2% | 39.0% | 36.5% | 37.0% | 35.0% | 35.0% | 31.9% | 30.9% | 37.5% | 19.8% | 27.4% | 38.7% | 36.6% | 43.8% | 36.6% |
| — | -0.5% | +8.1% | +7.8% | +1.4% | +1.6% | +6.2% | +11.5% | +14.5% | +19.8% | -6.7% | +77.1% | +16.4% | -20.0% | +2.6% | -54.9% | -25.3% | -12.8% | -16.2% | +3.6% | +18.5% | |
| Net Margin | 29.1% | 28.8% | 30.8% | 37.2% | 28.8% | 29.0% | 28.6% | 29.8% | 28.4% | 27.1% | 28.3% | 27.7% | 25.2% | 24.3% | 29.6% | 7.1% | 21.9% | 29.9% | 28.3% | 34.0% | 28.4% |
| — | -0.6% | +7.9% | +24.6% | +1.4% | +6.8% | +1.0% | +7.9% | +12.6% | +11.6% | -4.4% | +287.0% | +14.9% | -18.8% | +4.5% | -79.0% | -22.8% | -12.5% | -15.4% | +3.7% | +28.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.7% | 3.6% | 3.7% | 4.8% | 3.4% | 3.4% | 3.2% | 3.6% | 3.2% | 3.1% | 3.2% | 3.2% | 2.8% | 2.8% | 3.3% | 0.8% | 2.4% | 3.4% | 3.2% | 4.0% | 3.2% |
| — | +7.2% | +15.4% | +32.8% | +6.4% | +6.6% | +2.3% | +12.3% | +13.7% | +13.9% | -4.4% | +277.6% | +18.8% | -19.4% | +3.8% | -78.9% | -25.5% | -13.5% | -18.1% | +2.8% | +27.8% | |
| ROA | 0.8% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.0% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | +7.5% | +16.5% | +35.2% | +7.9% | +8.2% | +4.4% | +15.6% | +18.1% | +16.6% | -2.5% | +287.3% | +20.2% | -18.3% | +4.5% | -79.3% | -26.7% | -14.6% | -17.8% | +5.1% | +32.3% | |
| ROIC | 2.1% | 0.9% | 1.0% | 0.8% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.5% | 0.3% | 0.3% | 0.5% | 0.5% | 0.6% | 0.5% |
| — | +96.4% | +106.9% | +47.3% | +1.2% | -5.7% | +0.6% | +11.0% | +15.2% | +22.3% | -9.0% | +68.8% | +23.3% | -17.3% | +6.5% | -53.6% | -32.0% | -19.8% | -20.9% | +3.3% | +23.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 5.52 | 2.63 | 2.75 | 2.65 | 5.52 | 5.87 | 5.63 | 5.61 | 5.40 | 5.33 | 5.24 | 5.14 | 5.30 | 5.38 | 5.19 | 4.89 | 5.25 | 5.75 | 5.35 | 5.27 | 5.15 |
| — | -55.1% | -51.2% | -52.7% | +2.3% | +10.2% | +7.6% | +9.1% | +1.9% | -1.0% | +1.0% | +5.2% | +0.9% | -6.4% | -3.1% | -7.2% | +2.0% | +12.5% | +5.3% | +1.1% | -2.5% | |
| Debt / EBITDA | 29.37 | 49.90 | 51.76 | 45.78 | 114.19 | 122.83 | 121.23 | 110.91 | 118.19 | 111.76 | 119.58 | 114.14 | 129.60 | 132.82 | 110.91 | 168.39 | 151.47 | 116.71 | 115.84 | 93.96 | 110.41 |
| — | -59.4% | -57.3% | -58.7% | -3.4% | +9.9% | +1.4% | -2.8% | -8.8% | -15.9% | +7.8% | -32.2% | -14.4% | +13.8% | -4.3% | +79.2% | +37.2% | +27.9% | +27.8% | -0.0% | -1.2% | |
| Current Ratio | 0.13 | 0.10 | 0.10 | 0.07 | 0.13 | 0.17 | 0.16 | 0.16 | 0.14 | 0.16 | 0.16 | 0.16 | 0.19 | 0.15 | 0.16 | 0.16 | 0.21 | 0.16 | 0.16 | 0.15 | 0.21 |
| — | -42.9% | -36.7% | -54.5% | -4.9% | +3.0% | +2.2% | -0.2% | -27.8% | +11.6% | -2.7% | -0.7% | -11.2% | -8.4% | +0.9% | +8.1% | +3.5% | -5.0% | -1.8% | -23.6% | -9.7% | |
| Quick Ratio | 0.13 | 0.10 | 0.10 | 0.07 | 0.13 | 0.17 | 0.16 | 0.16 | 0.14 | 0.16 | 0.16 | 0.16 | 0.19 | 0.15 | 0.16 | 0.16 | 0.21 | 0.16 | 0.16 | 0.15 | 0.21 |
| — | -42.9% | -36.7% | -54.5% | -4.9% | +3.0% | +2.2% | -0.2% | -27.8% | +11.6% | -2.7% | -0.7% | -11.2% | -8.4% | +0.9% | +8.1% | +3.5% | -5.0% | -1.8% | -23.6% | -9.7% | |
| Interest Coverage | 0.33 | 0.40 | 0.44 | 0.46 | 0.35 | 0.34 | 0.32 | 0.32 | 0.25 | 0.25 | 0.23 | 0.23 | 0.20 | 0.22 | 0.28 | 0.17 | 0.29 | 0.84 | 1.69 | 2.97 | 2.45 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying CM stock.
Canadian Imperial Bank of Commerce's current P/E is 18.5x. The average P/E over the last 4 quarters is 9.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Canadian Imperial Bank of Commerce's current operating margin is 37.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Canadian Imperial Bank of Commerce's business trajectory between earnings reports.