CNO Financial Group, Inc. (CNO) Earnings History
Annual and quarterly earnings data from 2002 to 2025
Loading earnings history...
CNO EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CNO Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 44.8% | 6.5% | 5.1% |
| 2024 | 38.3% | 11.7% | 9.1% |
| 2023 | 37.0% | 8.6% | 6.7% |
| 2022 | 50.1% | 22.8% | 17.6% |
| 2021 | 41.2% | 17.8% | 13.8% |
Download Data
Export CNO earnings history in CSV or JSON format
Free sign-in required to download data
CNO Financial Group, Inc. (CNO) Earnings Overview
As of May 6, 2026, CNO Financial Group, Inc. (CNO) reported trailing twelve-month net income of $222M, reflecting -37.2% year-over-year growth. The company earned $2.28 per diluted share over the past four quarters, with a net profit margin of 5.1%.
Looking at the long-term picture, CNO's 5-year EPS compound annual growth rate (CAGR) stands at +2.2%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.30B in fiscal 2003.
CNO Financial Group, Inc. maintains positive profitability with a gross margin of 44.8%, operating margin of 6.5%, and net margin of 5.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including GL ($1.16B net income, 19.4% margin), FG ($265M net income, 4.6% margin), CRBG ($245M net income, -12.7% margin), CNO has room to improve margins relative to the peer group. Compare CNO vs GL →
CNO Earnings vs Peers
Earnings metrics vs comparable public companies
CNO Historical Earnings Data (2002–2025)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $229M | -43.2% | $293M | $2.35 | 5.1% | 6.5% |
| 2024 | $404M | +46.1% | $518M | $3.74 | 9.1% | 11.7% |
| 2023 | $277M | -56.2% | $357M | $2.40 | 6.7% | 8.6% |
| 2022 | $631M | +10.6% | $817M | $5.36 | 17.6% | 22.8% |
| 2021 | $570M | +89.0% | $733M | $3.36 | 13.8% | 17.8% |
| 2020 | $302M | -26.3% | $344M | $2.11 | 7.9% | 9.0% |
| 2019 | $409M | +230.0% | $274M | $2.61 | 10.2% | 6.8% |
| 2018 | -$315M | -279.4% | -$265M | $-1.90 | -7.3% | -6.1% |
| 2017 | $176M | -51.0% | $481M | $1.02 | 4.1% | 11.2% |
| 2016 | $358M | +32.3% | $353M | $2.01 | 9.0% | 8.8% |
See CNO's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs CNO Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare CNO vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonCNO — Frequently Asked Questions
Quick answers to the most common questions about buying CNO stock.
Is CNO growing earnings?
CNO EPS fell to $2.28, with earnings declining -37.2%. This contrasts with the 5-year CAGR of +2.2%. TTM net income dropped to $222M.
What are CNO's profit margins?
CNO Financial Group, Inc. net margin is +5.1%, with operating margin at +6.5%. Margins sit within typical range for the sector.
How consistent are CNO's earnings?
CNO earnings data spans 2002-2025. The declining earnings trend is -37.2% YoY. Historical data enables comparison across business cycles.