Last 12 quarters of trend data · Financial Services · Shell Companies
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Central Plains Bancshares, Inc. Common Stock's quarterly P/E stands at 13.6x, down 8.8% year-over-year. EV/EBITDA has compressed 15.7% YoY to 8.2x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 17.80 | 13.65 | 17.72 | 14.54 | 16.95 | 14.96 | 12.56 | 10.53 | 10.65 | 8.23 | — | — | — |
| — | -8.8% | +41.1% | +38.1% | +59.3% | +81.9% | — | — | — | — | — | — | — | |
| P/S Ratio | 2.84 | 2.05 | 2.08 | 1.99 | 2.05 | 2.08 | 1.77 | 1.48 | 1.53 | 1.23 | — | — | — |
| — | -1.7% | +17.2% | +34.3% | +34.3% | +69.0% | — | — | — | — | — | — | — | |
| P/B Ratio | 0.80 | 0.73 | 0.72 | 0.68 | 0.70 | 0.71 | 0.59 | 0.49 | 0.50 | 0.40 | — | — | — |
| — | +3.9% | +22.5% | +39.4% | +41.1% | +76.4% | — | — | — | — | — | — | — | |
| P/FCF | 11.76 | 7.23 | 17.48 | — | — | — | — | 275.72 | — | 3.41 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | 8.18 | 11.03 | 10.19 | 6.56 | 9.70 | 7.40 | 7.09 | 5.71 | 3.80 | — | — | — |
| — | -15.7% | +49.1% | +43.9% | +14.8% | +155.4% | — | — | — | — | — | — | — | |
| EV / EBIT | — | 9.61 | 13.83 | 11.81 | 6.96 | 10.76 | 8.24 | 7.90 | 6.46 | 4.22 | — | — | — |
| — | -10.6% | +67.9% | +49.4% | +7.8% | +154.9% | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Central Plains Bancshares, Inc. Common Stock's operating margin was 18.7% in Q3 2025, up 3.8 pp QoQ and up 1.5 pp YoY. The trailing four-quarter average of 16.4% lags the current quarter, suggesting the recent improvement is above-trend.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | 70.6% | 69.3% | 71.2% | 69.0% | 68.5% | 69.2% | 70.3% | 71.6% | 70.2% | 73.9% | 74.1% | — |
| — | +3.0% | +0.3% | +1.3% | -3.7% | -2.4% | -6.4% | -5.2% | — | — | — | — | — | |
| Operating Margin | — | 18.7% | 14.9% | 17.0% | 15.0% | 17.3% | 17.1% | 17.0% | 16.8% | 18.2% | 21.6% | 21.7% | — |
| — | +8.6% | -12.7% | -0.2% | -11.1% | -5.4% | -20.7% | -21.7% | — | — | — | — | — | |
| Net Margin | 14.5% | 14.9% | 11.8% | 13.7% | 11.9% | 13.8% | 14.1% | 13.8% | 14.2% | 14.8% | 17.0% | 17.5% | — |
| — | +8.3% | -16.0% | -1.4% | -16.1% | -6.9% | -17.4% | -20.7% | — | — | — | — | — |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 4.6% | 1.4% | 1.0% | 1.2% | 1.0% | 1.2% | 1.2% | 1.1% | 1.2% | 1.6% | 2.5% | 2.4% | 2.5% |
| — | +15.7% | -12.8% | +2.6% | -11.0% | -27.6% | -53.0% | -53.1% | -53.1% | — | — | — | — | |
| ROA | 0.7% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% |
| — | +14.2% | -13.1% | +0.8% | -13.2% | -4.6% | -6.7% | -8.8% | -9.8% | — | — | — | — | |
| ROIC | — | 1.2% | 0.9% | 1.0% | 1.0% | 1.1% | 1.1% | 1.0% | 1.0% | 1.5% | 2.4% | 2.3% | -4.0% |
| — | +10.6% | -16.4% | +0.3% | -5.5% | -26.4% | -55.5% | -54.4% | +125.9% | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | 0.10 | 0.10 | — | — | — | 0.03 | 0.00 | — | — | — | — |
| — | — | — | +296.1% | — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | — | — | 6.08 | 5.95 | — | — | — | 1.62 | 0.25 | — | — | — | — |
| — | — | — | +268.0% | — | — | — | — | — | — | — | — | — | |
| Current Ratio | — | — | — | — | — | 39.68 | — | — | 0.20 | 4.58 | 85.99 | — | 88.59 |
| — | — | — | — | — | +765.7% | — | — | -99.8% | — | — | — | — | |
| Quick Ratio | — | — | — | — | — | 39.68 | — | — | 0.20 | 4.58 | 85.99 | — | 88.59 |
| — | — | — | — | — | +765.7% | — | — | -99.8% | — | — | — | — | |
| Interest Coverage | — | 0.64 | 0.51 | 0.59 | 0.52 | 0.56 | 0.55 | 0.57 | 0.59 | 0.68 | 0.79 | 0.82 | 2.06 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 12 years · Updated daily
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying CPBI stock.
Central Plains Bancshares, Inc. Common Stock's current P/E is 17.8x. The average P/E over the last 4 quarters is 15.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Central Plains Bancshares, Inc. Common Stock's business trajectory between earnings reports.