Crawford & Company (CRD-A) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 320.89M | 320.95M | 322.17M | 334.6M | 324.17M | 358.32M | 342.73M | 326.85M | 313.07M | 320.93M | 342.19M | 337.63M | 327.94M | 333.37M | 306.42M | 303.65M | 287.79M | 302.97M | 297.56M | 276.55M |
| Revenue Growth % | -1.01% | -10.43% | -6% | 2.37% | 3.54% | 11.65% | 0.16% | -3.19% | -4.53% | -3.73% | 11.67% | 11.19% | 13.95% | 10.03% | 2.98% | 9.8% | 9.78% | 14.07% | 13.72% | 13.86% |
| Medical Costs & Claims | 243.39M | 248.38M | 228.38M | 236.32M | 244.65M | 263.42M | 249.31M | 234.89M | 225.81M | 230.03M | 242.03M | 247.1M | 238.68M | 249.36M | 232.73M | 228.44M | 214.34M | 230.93M | 220.08M | 202.25M |
| Medical Cost Ratio % | 75.85% | 77.39% | 70.89% | 70.63% | 75.47% | 73.51% | 72.74% | 71.86% | 72.13% | 71.68% | 70.73% | 73.19% | 72.78% | 74.8% | 75.95% | 75.23% | 74.48% | 76.22% | 73.96% | 73.13% |
| Gross Profit | 77.5M | 72.57M | 93.79M | 98.27M | 79.52M | 94.9M | 93.42M | 91.96M | 87.27M | 90.9M | 100.15M | 90.53M | 89.26M | 84.01M | 73.69M | 75.21M | 73.44M | 72.04M | 77.48M | 74.3M |
| Gross Margin % | 24.15% | 22.61% | 29.11% | 29.37% | 24.53% | 26.49% | 27.26% | 28.14% | 27.87% | 28.32% | 29.27% | 26.81% | 27.22% | 25.2% | 24.05% | 24.77% | 25.52% | 23.78% | 26.04% | 26.87% |
| Gross Profit Growth % | -2.54% | -23.53% | 0.4% | 6.86% | -8.88% | 4.4% | -6.72% | 1.59% | -2.23% | 8.2% | 35.91% | 20.36% | 21.53% | 16.62% | -4.89% | 1.23% | 8.04% | -0.04% | 1.87% | 4.92% |
| Operating Expenses | 64.77M | 58.67M | 71.8M | 80.75M | 63.14M | 71.09M | 74.02M | 74.72M | 77.32M | 86.64M | 76.64M | 72.67M | 66.71M | 62.53M | 62.98M | 65.4M | 64.84M | 66.73M | 60.76M | 58.66M |
| OpEx / Revenue % | 20.18% | 18.28% | 22.29% | 24.13% | 19.48% | 19.84% | 21.6% | 22.86% | 24.7% | 27% | 22.4% | 21.52% | 20.34% | 18.76% | 20.55% | 21.54% | 22.53% | 22.03% | 20.42% | 21.21% |
| Depreciation & Amortization | 9.59M | 10.5M | 10.08M | 9.81M | 9.65M | 9.24M | 8.81M | 8.85M | 9.3M | 8.39M | 9.11M | 9.19M | 9.05M | 8.72M | 8.92M | 9.36M | 9.1M | 9.41M | 9.83M | 10.46M |
| Combined Ratio % | 96.03% | 95.67% | 93.17% | 94.76% | 94.95% | 93.35% | 94.34% | 94.72% | 96.82% | 98.67% | 93.13% | 94.71% | 93.13% | 93.56% | 96.51% | 96.77% | 97.01% | 98.25% | 94.38% | 94.34% |
| Operating Income | 12.73M | 13.9M | 21.99M | 17.52M | 16.38M | 23.82M | 19.4M | 17.24M | 9.95M | 4.26M | 23.51M | 17.86M | 22.55M | 21.48M | 10.71M | 9.81M | 8.6M | 5.31M | 16.72M | 15.64M |
| Operating Margin % | 3.97% | 4.33% | 6.83% | 5.24% | 5.05% | 6.65% | 5.66% | 5.28% | 3.18% | 1.33% | 6.87% | 5.29% | 6.87% | 6.44% | 3.49% | 3.23% | 2.99% | 1.75% | 5.62% | 5.66% |
| Operating Income Growth % | -22.28% | -41.65% | 13.34% | 1.62% | 64.7% | 458.51% | -17.48% | -3.45% | -55.89% | -80.15% | 119.56% | 81.98% | 162.06% | 304.67% | -35.97% | -37.26% | -7.27% | -67.72% | -30.31% | 2.17% |
| EBITDA | 22.32M | 24.39M | 32.07M | 27.34M | 26.03M | 33.05M | 28.21M | 26.09M | 19.24M | 12.65M | 32.63M | 27.05M | 31.59M | 30.2M | 19.63M | 19.17M | 17.7M | 14.72M | 26.55M | 26.11M |
| EBITDA Margin % | 6.96% | 7.6% | 9.96% | 8.17% | 8.03% | 9.22% | 8.23% | 7.98% | 6.15% | 3.94% | 9.53% | 8.01% | 9.63% | 9.06% | 6.41% | 6.31% | 6.15% | 4.86% | 8.92% | 9.44% |
| Interest Expense | 3.41M | 3.96M | 3.79M | 4.65M | 4.77M | 5.22M | 5.51M | 5.07M | 4.5M | 4.88M | 5.29M | 4.31M | 4.67M | 0 | 3.09M | 2.12M | 1.54M | 2.22M | 1.65M | 1.53M |
| Non-Operating Income | 2.04M | 16.43M | 0 | -796K | 2.39M | 9.02M | -830K | -817K | 1.62M | 539K | -734K | 0 | 1.87M | -34.73M | 36.15M | -910K | -517K | -901K | -902K | -1.28M |
| Pretax Income | 7.29M | -6.49M | 18.2M | 13.66M | 9.22M | 9.58M | 14.72M | 12.99M | 3.83M | -1.15M | 18.95M | 13.55M | 16M | 17.4M | -28.54M | 8.61M | 7.58M | 3.99M | 15.98M | 15.39M |
| Pretax Margin % | 2.27% | -2.02% | 5.65% | 4.08% | 2.84% | 2.67% | 4.29% | 3.97% | 1.22% | -0.36% | 5.54% | 4.01% | 4.88% | 5.22% | -9.31% | 2.83% | 2.63% | 1.32% | 5.37% | 5.57% |
| Income Tax | 2.38M | 786K | 5.81M | 5.84M | 2.48M | 3.72M | 5.33M | 4.49M | 1.05M | -161K | 6.78M | 5.21M | 5.27M | 31.67M | -13.29M | 2.77M | 2.43M | 2.39M | 4.87M | 3.59M |
| Effective Tax Rate % | 32.59% | -12.12% | 31.94% | 42.77% | 26.9% | 38.81% | 36.23% | 34.54% | 27.37% | 14% | 35.77% | 38.42% | 32.94% | 182.04% | 46.56% | 32.17% | 32% | 59.9% | 30.45% | 23.32% |
| Net Income | 4.91M | -7.24M | 12.41M | 7.78M | 6.68M | 5.72M | 9.45M | 8.58M | 2.84M | -818K | 12.32M | 8.43M | 10.68M | -14.09M | -15.14M | 5.83M | 5.1M | 1.65M | 11.2M | 11.78M |
| Net Margin % | 1.53% | -2.26% | 3.85% | 2.33% | 2.06% | 1.6% | 2.76% | 2.63% | 0.91% | -0.25% | 3.6% | 2.5% | 3.26% | -4.23% | -4.94% | 1.92% | 1.77% | 0.55% | 3.76% | 4.26% |
| Net Income Growth % | -26.62% | -226.53% | 31.26% | -9.34% | 135.6% | 799.51% | -23.26% | 1.86% | -73.44% | 94.19% | 181.35% | 44.55% | 109.6% | -952.21% | -235.27% | -50.51% | -15.96% | -82.41% | -54.11% | 99.73% |
| EPS (Diluted) | 0.10 | -0.15 | 0.25 | 0.16 | 0.13 | 0.11 | 0.19 | 0.17 | 0.06 | -0.02 | 0.25 | 0.17 | 0.22 | -0.29 | -0.32 | 0.12 | 0.10 | 0.03 | 0.20 | 0.22 |
| EPS Growth % | -23.62% | -236.36% | 31.58% | -5.88% | 116.67% | 758.68% | -24% | 0% | -72.73% | 94.24% | 178.13% | 41.67% | 124.26% | -1066.67% | -260% | -45.45% | -10.82% | -83.33% | -56.52% | 100% |
| EPS (Basic) | 0.10 | -0.15 | 0.25 | 0.16 | 0.14 | 0.12 | 0.19 | 0.17 | 0.06 | -0.02 | 0.25 | 0.17 | 0.22 | -0.29 | -0.32 | 0.12 | 0.10 | 0.03 | 0.21 | 0.22 |
| Diluted Shares Outstanding | 49.4M | 50.07M | 50.07M | 49.96M | 49.86M | 49.86M | 49.55M | 49.55M | 49.82M | 48.87M | 49.9M | 49.62M | 48.55M | 48.58M | 48.4M | 49.13M | 51.95M | 52.89M | 54.36M | 54.44M |