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CRDLCardiol Therapeutics Inc.
$1.03$115M
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  4. Financial Ratios

Cardiol Therapeutics Inc. (CRDL) Financial Ratios

Latest Ratios: P/E Ratio -3.7x · EV/EBITDA N/A · ROE -158.8%. (2017–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CRDL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$115M$83M$92M$54M$32M$80M$65M$91M——
Enterprise Value$100M$62M$61M$20M$-11893468$-3819276$51M$85M——
P/E Ratio →-3.75—————————
P/S Ratio—————1284.18————
P/B Ratio7.114.643.701.920.831.054.906.22——
P/FCF——————————
P/OCF——————————

P/E links to full P/E history page with 30-year chart

CRDL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—————-61.34————
EV / EBITDA——————————
EV / EBIT——————————
EV / FCF——————————

CRDL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin—————-179.9%————
Operating Margin—————-49092.4%————
Net Profit Margin—————-40170.9%————

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE-158.8%-158.8%-138.5%-63.6%-39.8%-55.9%-116.0%-57.1%-126.5%-58.2%
ROA-121.9%-121.9%-107.0%-51.5%-34.1%-48.2%-103.2%-52.5%-113.9%-51.6%
ROIC——————-333.3%-119.1%-170.6%-173.4%
ROCE-160.3%-160.3%-151.2%-67.2%-53.1%-68.2%-115.2%-58.3%-57.8%-52.2%

CRDL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.010.010.010.010.000.000.010.010.010.07
Debt / EBITDA——————————
Net Debt / Equity—-1.19-1.23-1.23-1.14-1.10-1.05-0.46-0.74-0.76
Net Debt / EBITDA——————————
Debt / FCF——————————
Interest Coverage———————-16992.07-9.92-25.79

Net cash position: cash ($21M) exceeds total debt ($125523)

CRDL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio4.164.164.524.366.277.535.9420.8111.2214.06
Quick Ratio4.164.164.524.366.277.535.8011.838.2614.06
Cash Ratio3.793.794.364.216.077.255.5710.077.8113.34
Asset Turnover—————0.00————
Inventory Turnover——————0.500.020.01—
Days Sales Outstanding—————385.35————

CRDL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield——————————
Payout Ratio——————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield——————————
FCF Yield——————————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%——
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%——
Shares Outstanding—$87M$72M$64M$63M$43M$30M$26M$24M$23M

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Clinical trial liquidity constraints

Speculative Pricing Amidst Clinical Uncertainty

According to current market data, Cardiol Therapeutics trades at a price-to-book ratio of 7.18, which suggests that investors are pricing the company based on the potential of its pipeline rather than its tangible asset base or current lack of commercial revenue.

The elevated P/B ratio relative to the broader biotech sector indicates that the market assigns significant option value to the MAVERIC and ARCHER clinical programs. Investors should monitor whether this valuation premium holds as the company approaches critical data readouts, as any clinical setback could lead to a rapid compression of these multiples.

Liquidity Buffer Facing Persistent Erosion

As reported in financial statements, the company's current ratio has fluctuated between 2.39 and 4.52 over the last ten quarters, reflecting a volatile liquidity position that remains highly sensitive to the timing of capital raises and the ongoing cash burn from clinical trial operations.

While the current ratio appears superficially healthy, it masks the reality that these assets are almost entirely consumed by R&D obligations. The lack of revenue means that the company's ability to maintain this liquidity is entirely dependent on external financing, which warrants caution regarding potential future dilution.

Minimal Debt Preserves Operational Flexibility

Based on the provided financial data, Cardiol Therapeutics maintains a negligible debt-to-equity ratio of approximately 0.01, which demonstrates a strategic decision to avoid the burden of interest payments and restrictive covenants during the high-risk, pre-revenue phase of its drug development lifecycle.

This conservative capital structure is appropriate for a clinical-stage entity, as it avoids the risk of insolvency during periods of trial-related cash outflows. However, the reliance on equity financing to fund operations means that while the balance sheet is free of debt, it remains highly susceptible to share price volatility.

Misapplication of Traditional Profitability Metrics

Investors frequently misapply traditional profitability ratios like P/E or net margin to Cardiol Therapeutics, which obscures the company's true operational status as a pre-revenue clinical-stage entity that is currently prioritizing R&D investment over near-term earnings generation.

Using P/E ratios for a company with no revenue and persistent net losses is fundamentally flawed and provides no insight into the business's health. Analysts should instead focus on 'months of liquidity' and 'burn-to-milestone' metrics to better assess the company's ability to reach its next clinical catalyst without requiring additional dilutive capital.

Download Financial Ratios Data

Includes 30+ ratios · 9 years · Updated daily

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CRDL — Frequently Asked Questions

Quick answers to the most common questions about buying CRDL stock.

What is Cardiol Therapeutics Inc.'s P/E ratio?

Cardiol Therapeutics Inc.'s current P/E ratio is -3.7x. This places it at the 50th percentile of its historical range.

What is Cardiol Therapeutics Inc.'s ROE?

Cardiol Therapeutics Inc.'s return on equity (ROE) is -158.8%. The historical average is -90.5%.

Is CRDL stock overvalued?

Based on historical data, Cardiol Therapeutics Inc. is trading at a P/E of -3.7x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.