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CUBICustomers Bancorp, Inc.
$76.83$2.6B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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Discovery & Screens
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CUBI logo

Customers Bancorp, Inc.

CUBI
NYSE · Regional Banks
$76.83
At close - Sep 24, 4:00 PM EDT - USD
Market Cap$2.6B
P/E12.4x
52W High$84.38
Volume217.59K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

NIM Compression and Fee Volatility Cloud Growth

Customers Bancorp is executing a strategic redeployment into investment securities, with total assets up 18.8% year-over-year to $26.5B and securities now representing 96% of assets. However, the bank faces persistent net interest margin compression at 0.7% an...

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

CUBI price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-19% Peers

P/E is 19% below peer median

03

Market leadership

RS 62 · Avg

Average momentum (RS Rating: 62)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 23

Market performance

Price History →

Trailing total returns as of 9/25/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
CUBI+3.13%
S&P 500 (^GSPC)+12.30%
1-Year Return
CUBI+16.71%
S&P 500 (^GSPC)+16.05%
3-Year Return
CUBI+137.86%
S&P 500 (^GSPC)+77.77%
5-Year Return
CUBI+87.62%
S&P 500 (^GSPC)+75.30%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
12.4x
Forward P/EExpansion
9.1x
EV/EBITDA100th %ile
12.1x
FCF YieldCash Flow
12.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.4x
7.9x
100th· High
EV/EBITDA
12.1x
6.2x
100th· High
Price/FCF
7.8x
19.9x
25th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$66.69-13.2%
Base (Fair)$117.63+51.6%
Bull$179.25+133.3%
$66.69 Bear$117.63 Base$179.25 Bull
Current Market Price: $76.83
Trades at a 34.7% discount to Base DCF ($117.63)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$805M+17.2% YoY
Net income
$224M+23.5% YoY
Free cash flow
$334M+317.8% YoY
Operating margin
38.6%+5.9 pts YoY
ROIC (TTM)6.6%
Avg ROIC 5Y-
ROE (TTM)11.3%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (64%)
Revenue Beat Rate9/12 (82%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 23, 2026
$2.05+2.5%
vs $2.00
$227M-0.8%
vs $229M
Q2 2026
Apr 23, 2026
$1.97+4.8%
vs $1.88
$225M+0.9%
vs $223M
Q1 2026
Feb 27, 2026
$2.10
vs —
$388M
vs —
Q1 2026
Jan 22, 2026
$2.06+1.0%
vs $2.04
$237M+3.7%
vs $228M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Business Wire·Sep 9, 2026
Customers Bank Named to Forbes List of the World's Top Performing Banks 2026

WEST READING, Pa.--(BUSINESS WIRE)--Customers Bank ("Bank"), the subsidiary of Customers Bancorp, Inc. (NYSE: CUBI) and one of the nation's top-performing banking companies with nearly $27 billion in assets has been recognized on the inaugural edition list of the World's Top Performing Banks 2026. This prestigious award is presented by Forbes and Statista, the world-leading statistics portal and industry ranking provider. The award list can be viewed on the Forbes website. “On behalf of Custome.

Zacks Investment Research·Aug 3, 2026
Is the Options Market Predicting a Spike in Customers Bancorp Stock?

Investors need to pay close attention to CUBI stock based on the movements in the options market lately.

Seeking Alpha·Jul 24, 2026
Customers Bancorp, Inc. (CUBI) Q2 2026 Earnings Call Transcript

Customers Bancorp, Inc. (CUBI) Q2 2026 Earnings Call Transcript

MarketBeat·Jul 24, 2026
Customers Bancorp Q2 Earnings Call Highlights

Customers Bancorp NYSE: CUBI reported second-quarter 2026 earnings per share of $2.05, up about 4% from the prior quarter and 18% from a year earlier, as loan growth, deposit gathering and net interest income increased. CEO Sam Sidhu and Chief Financial Officer Mark McCollum said the company reaffirmed its key full-year guidance and expects stronger net interest income in the second half of 2026.

Filtered for Customers Bancorp, Inc.More Headlines
04

Compare before deciding

Benchmark CUBI against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Customers Bancorp, Inc. (CUBI)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CUBI logoCUBICustomers Bancorp, Inc.Current
$76.83$2.6B12.3917.16%27.82%11.34%0.4%
WSFS logoWSFSWSFS Financial Corporation
$77.32$4.02B15.192.08%29.27%11.78%—
TBBK logoTBBKThe Bancorp, Inc.
$49.99$2.08B10.16-3.77%30.63%32.32%—
FFBC logoFFBCFirst Financial Bancorp.
$31.55$3.31B11.867.65%21.41%10.07%—
INDB logoINDBIndependent Bank Corp.
$80.24$3.87B18.0324.96%21.64%7.66%—
CATY logoCATYCathay General Bancorp
$61.13$4.1B13.4612.08%24.97%11.71%—

Compare CUBI vs Peers

Customers Bancorp, Inc. (CUBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WSFS

Most directly comparable listed peer for CUBI.

Scale Benchmark

vs V

Larger-name benchmark to compare CUBI against a more recognizable public peer.

Peer Set

Compare Top 5

vs WSFS, TBBK, FFBC, INDB

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

CUBI SEC Filings & Documents

Customers Bancorp, Inc. (CUBI) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 27, 2026·SEC

Material company update

Jul 23, 2026·SEC

Material company update

Jul 8, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 28, 2025·SEC

10-Q Quarterly Reports

5
FY 2026

Aug 7, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

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CUBI Frequently Asked Questions

Customers Bancorp, Inc. (CUBI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Customers Bancorp, Inc. growing?

Customers Bancorp, Inc. (CUBI) grew revenue by 17.2% over the past year. This is strong growth.

Is CUBI profitable?

Yes, Customers Bancorp, Inc. (CUBI) is profitable, generating $291.4M in net income for fiscal year 2025 (27.8% net margin).

Dividend & Returns
Does CUBI pay dividends?

Yes, Customers Bancorp, Inc. (CUBI) pays a dividend with a yield of 0.40%. This makes it attractive for income-focused investors.

What is CUBI's return on equity?

Customers Bancorp, Inc. (CUBI) has a return on equity (ROE) of 11.3%. This is reasonable for most industries.

Industry Metrics
What is Customers Bancorp, Inc.'s net interest margin?

Customers Bancorp, Inc. (CUBI) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.

What is Customers Bancorp, Inc.'s efficiency ratio?

Customers Bancorp, Inc. (CUBI) has an efficiency ratio of 52.0%. This is excellent, indicating strong cost control.

What if you invested $1,000 in CUBI back in 2009?

Total return calculator · dividends reinvested · 17+ years of data

See returns →