Community West Bancshares (CWBC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 36.56M | 35.99M | 34.94M | 33.3M | 32.18M | 32.02M | 30.21M | 29.06M | 19.07M | 20.12M | 20.53M | 20.2M | 21.58M | 22M | 20.16M | 19.81M | 17.6M | 18.71M | 18.21M | 18.08M |
| NII Growth % | 13.6% | 12.39% | 15.65% | 14.62% | 68.73% | 59.2% | 47.19% | 43.81% | -11.62% | -8.54% | 1.8% | 1.99% | 22.64% | 17.57% | 10.73% | 9.56% | 0.24% | 11.51% | 13.51% | 16.1% |
| Net Interest Margin % | 0.99% | 0.98% | 0.97% | 0.93% | 0.91% | 0.91% | 0.86% | 0.83% | 0.79% | 0.83% | 0.84% | 0.81% | 0.88% | 0.91% | 0.83% | 0.84% | 0.73% | 0.76% | 0.78% | 0.79% |
| Interest Income | 48.45M | 47.9M | 46.89M | 46.02M | 45.14M | 45.48M | 45.28M | 44M | 25.63M | 25.82M | 26.47M | 25.99M | 24.14M | 23.35M | 20.99M | 20.46M | 18.18M | 19.16M | 18.5M | 18.36M |
| Interest Expense | 11.89M | 11.91M | 11.94M | 12.72M | 12.96M | 13.46M | 15.07M | 14.94M | 6.55M | 5.71M | 5.94M | 5.78M | 2.56M | 1.35M | 828K | 655K | 585K | 449K | 287K | 274K |
| Loan Loss Provision | 90K | 515K | 667K | 2.61M | -41K | 1.22M | -518K | 9.83M | 575K | -167K | 186K | -343K | 640K | 500K | 495K | 0 | 0 | -500K | -500K | -1.5M |
| Non-Interest Income | 1.65M | 1.26M | 2.35M | 2.36M | 2.01M | 1.33M | 299K | 848K | 1.33M | 1.89M | 1.28M | 1.35M | 1.24M | 663K | 1.15M | 437K | 1.57M | 2.43M | 1.9M | 1.8M |
| Non-Interest Income % | 3.3% | 2.57% | 4.78% | 4.89% | 4.26% | 2.84% | 0.66% | 1.89% | 4.93% | 6.83% | 4.63% | 4.94% | 4.9% | 2.76% | 5.19% | 2.09% | 7.94% | 11.27% | 9.29% | 8.94% |
| Total Revenue | 50.1M | 49.16M | 49.24M | 48.39M | 47.14M | 46.81M | 45.58M | 44.84M | 26.96M | 27.72M | 27.75M | 27.34M | 25.39M | 24.01M | 22.14M | 20.9M | 19.75M | 21.59M | 20.39M | 20.16M |
| Revenue Growth % | 6.27% | 5.03% | 8.03% | 7.9% | 74.89% | 68.89% | 64.26% | 64.05% | 6.18% | 15.43% | 25.34% | 30.79% | 28.54% | 11.22% | 8.57% | 3.7% | 1.64% | 8.34% | 12.1% | 14.14% |
| Non-Interest Expense | 22.41M | 21.41M | 21.56M | 22.3M | 22.86M | 22.21M | 26.87M | 27.95M | 15.03M | 14.48M | 13.14M | 13.56M | 12.87M | 11.85M | 12.47M | 11.75M | 11.18M | 12.41M | 11.81M | 11.36M |
| Efficiency Ratio | 44.73% | 43.55% | 43.77% | 46.08% | 48.5% | 47.46% | 58.95% | 62.33% | 55.74% | 52.24% | 47.34% | 49.61% | 50.71% | 49.33% | 56.33% | 56.21% | 56.6% | 57.5% | 57.91% | 56.33% |
| Operating Income | 15.71M | 15.33M | 15.08M | 10.76M | 11.36M | 9.91M | 4.16M | -7.88M | 4.8M | 7.7M | 8.49M | 8.34M | 9.32M | 10.31M | 8.35M | 8.5M | 7.99M | 9.23M | 8.8M | 10.03M |
| Operating Margin % | 31.36% | 31.18% | 30.62% | 22.23% | 24.1% | 21.18% | 9.13% | -17.56% | 17.81% | 27.77% | 30.59% | 30.5% | 36.7% | 42.95% | 37.7% | 40.65% | 40.44% | 42.74% | 43.13% | 49.75% |
| Operating Income Growth % | 38.28% | 54.6% | 262.4% | 236.59% | 136.7% | 28.82% | -50.99% | -194.48% | -48.48% | -25.36% | 1.7% | -1.88% | 16.68% | 11.76% | -5.12% | -15.27% | -19.87% | -0.1% | 52.02% | 221.31% |
| Pretax Income | 15.71M | 15.33M | 15.08M | 10.76M | 11.36M | 9.91M | 4.16M | -7.88M | 4.8M | 7.7M | 8.49M | 8.34M | 9.32M | 10.31M | 8.35M | 8.5M | 7.99M | 9.23M | 8.8M | 10.03M |
| Pretax Margin % | 31.36% | 31.18% | 30.62% | 22.23% | 24.1% | 21.18% | 9.13% | -17.56% | 17.81% | 27.77% | 30.59% | 30.5% | 36.7% | 42.95% | 37.7% | 40.65% | 40.44% | 42.74% | 43.13% | 49.75% |
| Income Tax | 4.22M | 4.16M | 4.2M | 2.93M | 3.07M | 3.02M | 775K | -1.59M | 1.13M | 1.8M | 2.1M | 2.06M | 2.35M | 2.68M | 1.96M | 1.96M | 1.9M | 2.39M | 2.27M | 2.46M |
| Effective Tax Rate % | 26.89% | 27.13% | 27.88% | 27.21% | 27.02% | 30.46% | 18.63% | 20.15% | 23.43% | 23.42% | 24.72% | 24.65% | 25.2% | 25.98% | 23.51% | 23.01% | 23.79% | 25.89% | 25.86% | 24.58% |
| Net Income | 11.49M | 11.17M | 10.87M | 7.83M | 8.29M | 6.89M | 3.38M | -6.29M | 3.68M | 5.89M | 6.39M | 6.28M | 6.97M | 7.63M | 6.38M | 6.54M | 6.09M | 6.84M | 6.52M | 7.56M |
| Net Margin % | 22.93% | 22.72% | 22.08% | 16.19% | 17.59% | 14.73% | 7.43% | -14.03% | 13.64% | 21.27% | 23.03% | 22.98% | 27.45% | 31.79% | 28.83% | 31.3% | 30.82% | 31.67% | 31.98% | 37.52% |
| Net Income Growth % | 38.54% | 62% | 221.21% | 224.52% | 125.6% | 16.98% | -47.03% | -200.13% | -47.26% | -22.78% | 0.09% | -3.97% | 14.53% | 11.63% | -2.1% | -13.5% | -18.63% | -3.4% | 50.12% | 228.68% |
| Net Income (Continuing) | 11.49M | 11.17M | 10.87M | 7.83M | 8.29M | 6.89M | 3.38M | -6.29M | 3.68M | 5.89M | 6.39M | 6.28M | 6.97M | 7.63M | 6.38M | 6.54M | 6.09M | 6.84M | 6.52M | 7.56M |
| EPS (Diluted) | 0.60 | 0.58 | 0.57 | 0.41 | 0.44 | 0.36 | 0.18 | -0.33 | 0.31 | 0.50 | 0.54 | 0.54 | 0.59 | 0.65 | 0.55 | 0.56 | 0.51 | 0.57 | 0.54 | 0.60 |
| EPS Growth % | 36.36% | 61.11% | 216.67% | 224.24% | 41.94% | -28% | -66.67% | -161.11% | -47.46% | -23.08% | -1.82% | -3.57% | 15.69% | 14.04% | 1.85% | -6.67% | -15% | 0% | 54.29% | 233.33% |
| EPS (Basic) | 0.60 | 0.59 | 0.57 | 0.41 | 0.44 | 0.37 | 0.18 | -0.33 | 0.31 | 0.50 | 0.54 | 0.54 | 0.60 | 0.65 | 0.55 | 0.56 | 0.51 | 0.57 | 0.54 | 0.61 |
| Diluted Shares Outstanding | 19.14M | 19.12M | 19.09M | 19.04M | 19.02M | 18.98M | 18.84M | 18.81M | 11.79M | 11.77M | 11.76M | 11.74M | 11.73M | 11.71M | 11.69M | 11.69M | 11.87M | 11.99M | 12.04M | 12.55M |