Capital adequacy has deteriorated rapidly, with equity falling into a negative $4.1 million position as of 2026Q1, signaling potential regulatory and solvency challenges.
| Cash & Short Term Investments | 9.63M | 865.62K | 432.53K | 605.76K | 826.58K | 790.77K |
| Cash & Due from Banks | 853.73K | 865.62K | 432.53K | 605.76K | 826.58K | 790.77K |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 0 | 6.19M | 21.7M | 310.34M | 306.6M |
| Investments Growth % | -400% | -100% | -71.49% | -93.01% | 1.22% | - |
| Long-Term Investments | 0 | 0 | 6.19M | 0 | 0 | 306.6M |
| Accounts Receivables | 101.97K | 3.62M | 0 | 4.78K | 112.79K | 0 |
| Goodwill & Intangibles | 2.77M | 2.92M | 0 | 927.18K | 254.86K | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 2.77M | 2.92M | 0 | 927.18K | 254.86K | 0 |
| PP&E (Net) | 1.29M | 1.35M | 0 | 0 | 0 | 0 |
| Other Assets | 26.84K | 27.89K | 0 | 0 | 0 | 0 |
| Total Current Assets | 3.68M | 6.4M | 432.53K | 766.38K | 939.89K | 1.32M |
| Total Non-Current Assets | 4.09M | 4.3M | 6.19M | 927.18K | 254.86K | 306.6M |
| Total Assets | 7.77M | 10.7M | 6.62M | 1.69M | 1.19M | 307.93M |
| Asset Growth % | 592.17% | 61.65% | 290.77% | 41.75% | -99.61% | - |
| Return on Assets (ROA) | -435.19% | -423.89% | -48.99% | -134.33% | -0.63% | -0.07% |
| Accounts Payable | 5.55M | 4.12M | 770.28K | 1.73K | 12.44K | 0 |
| Total Debt | 1.81M | 2.26M | 600K | 0 | 0 | 0 |
| Net Debt | 957.54K | 1.39M | 167.47K | -605.76K | -826.58K | -790.77K |
| Long-Term Debt | 540K | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 1.27M | 1.68M | 600K | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 8.89M | 4.6M | 2.22M | 11.2M |
| Total Current Liabilities | 9.51M | 8.13M | 5.93M | 44.11K | 50.43K | 452.64K |
| Total Non-Current Liabilities | 2.36M | 2.33M | 8.89M | 4.6M | 2.22M | 11.2M |
| Total Liabilities | 11.87M | 10.46M | 14.82M | 4.65M | 2.27M | 11.65M |
| Total Equity | -4.09M | 239.47K | -8.2M | -2.95M | -1.08M | 296.27M |
| Equity Growth % | 390.24% | 102.92% | -177.58% | -174.64% | -100.36% | - |
| Equity / Assets (Capital Ratio) | -52.64% | 2.24% | -123.88% | -174.4% | -90.01% | 96.22% |
| Return on Equity (ROE) | 3771.15% | -15325.77% | - | - | -0.66% | -0.08% |
| Book Value per Share | -3.47 | 0.29 | -1.89 | -2.97 | -1.08 | 177.20 |
| Tangible BV per Share | -5.83 | -3.25 | -1.89 | -3.91 | -1.34 | 177.20 |
| Common Stock | 2.96K | 2.93K | 5.6M | 108.97K | 108.97K | 306M |
| Additional Paid-in Capital | 61.82M | 61.69M | 0 | 133.36K | 71.54K | 0 |
| Retained Earnings | -65.92M | -61.45M | -13.8M | -3.2M | -1.26M | -9.73M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 |
Imminent Liquidity Exhaustion
As reported in recent financial statements, DAIC's total assets have contracted from $10.7 million in 2025Q4 to $7.8 million in 2026Q1, reflecting a volatile asset trajectory that appears driven by erratic balance sheet management rather than sustainable, organic growth in the firm's core business operations.
The rapid fluctuation in asset levels suggests that the firm lacks a stable foundation for long-term growth. Investors should monitor whether this contraction indicates a strategic pivot or merely the liquidation of assets to meet immediate operational funding requirements.
Based on the company's reported figures, equity has plummeted into negative territory at -$4.1 million as of 2026Q1, a stark reversal from the positive $239.5K recorded in 2025Q4, which indicates a severe erosion of the firm's capital base and potential regulatory capital challenges.
The shift to negative equity implies that accumulated losses have fully depleted the firm's net worth. This precarious position suggests that the company may be unable to absorb further operational shocks without significant external capital injections or dilutive financing events.
According to recent SEC filings, DAIC's cash and equivalents stood at $853.7K in 2026Q1, a level that appears insufficient to sustain the firm's current operating burn rate, signaling a high probability of an imminent liquidity event or the need for emergency capital raising measures.
The lack of liquid securities, which were zeroed out in recent periods, leaves the firm with minimal buffers against operational volatility. This reliance on dwindling cash reserves warrants extreme caution, as the firm appears to have limited flexibility to manage its short-term liabilities.
As indicated by the financial statements, the erratic movement in loan loss provisions and the rapid depletion of investment securities suggest that the firm's balance sheet is being used to mask underlying operational instability, creating significant hidden risks for potential investors and creditors alike.
The volatility in provision accounting, specifically the reversal observed in 2026Q1, may indicate aggressive accounting practices intended to smooth earnings. Investors should be wary of these adjustments, as they likely obscure the true extent of the firm's credit risk and operational fragility.
Quick answers to the most common questions about buying DAIC stock.
As of 2025, Cid Holdco Inc (DAIC) had total assets of $10.7M including $6.4M in current assets.
Cid Holdco Inc (DAIC) carries total debt of $2.3M. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Cid Holdco Inc (DAIC) has total shareholders' equity (book value) of $0.2M ($0.29 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Cid Holdco Inc (DAIC) reported a current ratio of 0.79x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.