Last 48 quarters of trend data · Financial Services · Asset Management
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -11.08 | 3.35 | — | — | 11.35 | 4.96 | — | — | 8.31 | — | 8.64 | 2.04 | — | 20.89 | 10.74 | 1.95 | — | — | — | — | 39.86 |
| — | -32.4% | — | — | +36.6% | — | — | — | — | — | -19.5% | +4.8% | — | — | — | — | — | — | — | — | +848.0% | |
| P/S Ratio | 4.93 | 4.72 | 4.14 | 4.12 | 3.53 | 4.91 | — | 572.95 | 5.17 | 27.76 | 5.73 | — | — | 9.29 | 6.85 | 1.76 | — | — | — | — | 15.66 |
| — | -4.0% | — | -99.3% | -31.8% | -82.3% | — | — | — | +198.7% | -16.3% | — | — | — | — | — | — | — | — | — | +336.2% | |
| P/B Ratio | 1.03 | 1.04 | 1.08 | 1.29 | 0.84 | 0.87 | 0.82 | 0.98 | 0.93 | 0.97 | 0.95 | 0.75 | 0.85 | 0.86 | 0.87 | 0.81 | 0.79 | 0.83 | 1.00 | 0.88 | 0.91 |
| — | +19.5% | +31.3% | +31.1% | -9.6% | -10.0% | -12.8% | +31.0% | +10.1% | +12.4% | +8.9% | -7.5% | +7.5% | +4.3% | -12.8% | -7.6% | -13.2% | -8.7% | +6.9% | -9.2% | +7.7% | |
| P/FCF | 0.29 | — | — | — | 0.26 | 0.27 | 5.11 | 10.79 | 13.78 | 13.25 | — | — | — | — | — | 5.41 | 4.86 | 3.43 | 4.80 | 5.46 | 5.04 |
| — | — | — | — | -98.1% | -97.9% | — | — | — | — | — | — | — | — | — | -0.8% | -3.6% | -26.4% | -15.7% | +4.3% | +11.5% | |
| EV / EBITDA | — | 5.69 | — | — | 13.81 | 5.79 | — | — | 27.07 | — | 46.66 | 8.28 | — | 193.64 | 6.75 | 16.08 | — | — | — | 59.35 | 332.92 |
| — | -1.8% | — | — | -49.0% | — | — | — | — | — | +591.1% | -48.5% | — | — | — | -72.9% | — | — | — | +56.1% | +850.6% | |
| EV / EBIT | — | 5.69 | — | — | 13.81 | 5.79 | — | — | 27.07 | — | 46.66 | 8.28 | — | 193.64 | 6.75 | 19.24 | — | — | — | — | 332.92 |
| — | -1.8% | — | — | -49.0% | — | — | — | — | — | +591.1% | -57.0% | — | — | — | — | — | — | — | — | +850.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 113.4% | 134.1% | 122.9% | 100.0% | 114.6% | 116.8% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | -9.9% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| — | +14.8% | +22.9% | 0.0% | +14.6% | +16.8% | 0.0% | +1109.9% | 0.0% | 0.0% | 0.0% | -109.9% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Operating Margin | -26.3% | 173.9% | -275.8% | -130.6% | 46.4% | 117.0% | 148.8% | -2633.7% | 68.4% | -69.9% | 72.4% | -239.3% | 113.5% | 44.5% | 64.2% | 90.2% | 109.9% | 113.8% | 108.2% | 190.8% | 37.4% |
| — | +48.6% | -285.4% | +95.0% | -32.2% | +267.5% | +105.5% | -1000.6% | -39.7% | -257.0% | +12.8% | -365.3% | +3.3% | -60.9% | -40.7% | -52.7% | +194.1% | -24.6% | +1256.1% | +127.0% | -56.2% | |
| Net Margin | -45.1% | 139.8% | -321.4% | -146.9% | 31.8% | 100.2% | 148.7% | -2415.7% | 63.1% | -64.0% | 67.2% | -124.3% | 113.5% | 44.5% | 64.2% | 90.2% | 109.9% | 113.8% | 108.2% | 190.8% | 37.4% |
| — | +39.5% | -316.2% | +93.9% | -49.5% | +256.6% | +121.1% | -1843.6% | -44.4% | -243.7% | +4.8% | -237.8% | +3.3% | -60.9% | -40.7% | -52.7% | +194.1% | -24.6% | +1256.1% | +127.0% | -56.2% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -8.3% | 7.9% | -17.0% | -11.1% | 1.9% | 4.5% | -3.7% | -1.0% | 3.2% | -0.6% | 2.8% | 10.0% | -10.0% | 1.0% | 2.1% | 10.8% | -12.3% | -8.5% | -12.2% | -1.8% | 0.5% |
| — | +76.4% | -356.9% | -968.6% | -41.6% | +889.9% | -231.4% | -110.4% | +132.2% | -154.3% | +38.1% | -7.4% | +18.9% | +112.2% | +116.9% | +715.4% | -2400.7% | -205.9% | -15880.5% | -139.2% | -89.4% | |
| ROA | -2.4% | 3.2% | -8.0% | -5.2% | 1.1% | 1.8% | -1.0% | -0.3% | 0.6% | -0.1% | 0.4% | 1.2% | -1.1% | 0.1% | 0.2% | 1.0% | -1.2% | -0.8% | -1.1% | -0.2% | 0.1% |
| — | +80.0% | -721.2% | -1963.4% | +70.0% | +2170.5% | -336.0% | -120.6% | +160.8% | -178.8% | +93.3% | +18.8% | +10.1% | +113.3% | +119.1% | +659.6% | -1989.9% | -153.3% | -11696.9% | -130.9% | -90.1% | |
| ROIC | -1.1% | 3.1% | -5.4% | -3.6% | 1.3% | 1.6% | -0.8% | -0.2% | 0.6% | -0.1% | 0.4% | 2.0% | -0.9% | 0.1% | 0.2% | 0.9% | -1.0% | -0.7% | -1.0% | -0.2% | 0.1% |
| — | +89.2% | -582.3% | -1487.6% | +99.6% | +2007.9% | -308.0% | -111.4% | +170.6% | -194.6% | +109.8% | +128.8% | +7.9% | +113.6% | +117.6% | +617.6% | -1998.2% | -151.8% | -13375.3% | -136.9% | -90.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.43 | 1.29 | 1.43 | 1.43 | 0.78 | 0.49 | 2.26 | 2.91 | 2.54 | 3.96 | 4.78 | 5.35 | 7.28 | 7.50 | 7.62 | 7.49 | 9.11 | 8.01 | 9.11 | 6.90 | 6.68 |
| — | +162.9% | -36.8% | -50.7% | -69.3% | -87.6% | -52.6% | -45.7% | -65.1% | -47.2% | -37.2% | -28.5% | -20.1% | -6.4% | -16.4% | +8.5% | +36.2% | +14.2% | +34.3% | +12.4% | +2.3% | |
| Debt / EBITDA | — | 13.44 | — | — | 28.08 | 9.45 | — | — | 82.42 | — | 160.22 | 30.46 | — | 727.37 | 374.70 | 60.30 | — | — | — | 223.47 | 1235.11 |
| — | +42.2% | — | — | -65.9% | — | — | — | — | — | -57.2% | -49.5% | — | — | — | -73.0% | — | — | — | +61.7% | +844.4% | |
| Current Ratio | 0.35 | 0.15 | 0.35 | — | 2.39 | — | 0.04 | 0.13 | 0.17 | 0.27 | 0.09 | 0.12 | 0.10 | 0.09 | 0.04 | 0.10 | 0.15 | 0.12 | 0.26 | 0.15 | 0.12 |
| — | — | +705.1% | — | +1340.2% | — | -53.3% | +1.8% | +64.4% | +220.7% | +133.1% | +22.2% | -34.5% | -31.1% | -85.0% | -33.3% | +25.8% | +6.5% | +153.1% | -99.6% | +6.3% | |
| Quick Ratio | 0.35 | 0.15 | 0.35 | — | 2.39 | — | 0.04 | 0.13 | 0.17 | 0.27 | 0.09 | 0.12 | 0.10 | 0.09 | 0.04 | 0.10 | 0.15 | 0.12 | 0.26 | 0.15 | 0.12 |
| — | — | +705.1% | — | +1340.2% | — | -53.3% | +1.8% | +64.4% | +220.7% | +133.1% | +22.2% | -34.5% | -31.1% | -85.0% | -33.3% | +25.8% | +6.5% | +153.1% | -99.6% | +6.3% | |
| Interest Coverage | -0.80 | 5.10 | -13.05 | -8.02 | 3.18 | 6.95 | -1.27 | -0.33 | 0.76 | -0.09 | 0.42 | 2.08 | -0.92 | 0.10 | 0.24 | 1.56 | -3.20 | -5.45 | -15.84 | -3.78 | 1.56 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying EARN stock.
Ellington Credit Company's current P/E is -11.1x. The average P/E over the last 2 quarters is 7.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Ellington Credit Company's current operating margin is -26.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Ellington Credit Company's business trajectory between earnings reports.